BHIAX

Active

Hawaii Municipal Bond Fund

Category: US Bond (5,386 funds)

Expense Ratio

0.80%

Annual Cost per $10K

$80.00

30-Year Fee Drag per $10K

$15,346

at 7% annual return

Fund Type

Mutual Fund

Active

Trailing 12-Month

-28.09%

Asset Allocation

US Bond

100%

Fee Comparison

BHIAX

0.80%

US Bond average

0.76%

US Bond cheapest

ABIMX

0.00%

Index benchmark

0.03%

5% more expensive than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of December 2025 · Updated quarterly

-63.18%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

BHIAX at 0.80%$303,882

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$76,730

Cost vs index fund−$73,542

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of December 2025

Ticker	Name	ER	1yr	3yr	5yr
BHIAX	Hawaii Municipal Bond Fund	0.80%	-28.09%	-28.33%	-30.56%
VWITX	VANGUARD INTERMEDIATE-TERM TAX-EXEMPT FUND	0.17%	+4.84%	+5.43%	+1.51%
WMBRX	Allspring Municipal Bond Fund	0.74%	+2.38%	+4.93%	+2.70%
TLT	iShares 20+ Year Treasury Bond ETF	0.15%	-6.49%	-4.72%	-9.33%
FCAVX	Franklin California Tax-Free Income Fund	0.60%	-1.83%	+2.42%	+0.09%
VTAPX	VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES INDEX FUND	0.06%	+6.02%	+5.09%	+3.75%
AFTEX	Tax Exempt Bond Fund of America	0.27%	+3.78%	+5.67%	+1.32%
VGIT	VANGUARD INTERMEDIATE-TERM TREASURY INDEX FUND	0.06%	+4.09%	+3.06%	-0.56%
DDTRX	DoubleLine Total Return Bond Fund	0.43%	+6.48%	+5.82%	+0.49%
VTEAX	VANGUARD TAX-EXEMPT BOND INDEX FUND	0.07%	+3.67%	+5.10%	+1.09%
GANPX	Goldman Sachs Short Duration Tax-Free Fund	0.67%	+4.08%	+4.23%	+1.62%
VMLTX	VANGUARD LIMITED-TERM TAX-EXEMPT FUND	0.17%	+4.36%	+4.39%	+1.78%
IEF	iShares 7-10 Year Treasury Bond ETF	0.15%	+2.80%	+1.63%	-2.35%
QCILFX	College Retirement Equities Fund - Inflation-Linked Bond Account	—	+6.04%	+5.09%	—
CMPIX	Core Fixed Income Fund	0.57%	+5.74%	+5.37%	-0.36%
SHY	iShares 1-3 Year Treasury Bond ETF	0.15%	+4.26%	+3.70%	+1.36%
VAIPX	VANGUARD INFLATION-PROTECTED SECURITIES FUND	0.10%	+4.99%	+4.15%	+1.36%
EANAX	Eaton Vance National Municipal Income Fund	0.71%	+1.16%	+5.25%	+0.80%
IORHX	Invesco Rochester Municipal Opportunities Fund	1.17%	-2.67%	+2.61%	+1.19%
LISAX	Lord Abbett Intermediate Tax Free Fund	0.96%	+3.55%	+5.33%	+1.16%
FFTQX	Franklin Federal Tax-Free Income Fund	0.49%	+3.42%	+6.44%	+1.36%
HIMFX	American High-Income Municipal Bond Fund	0.30%	+4.38%	+8.13%	+3.09%
CXHYX	Macquarie National High-Yield Municipal Bond Fund	0.85%	-4.53%	+1.78%	+1.14%
ACTFX	Invesco High Yield Municipal Fund	1.13%	-2.99%	+0.94%	-0.03%
TIP	iShares TIPS Bond ETF	0.18%	+5.85%	+4.38%	+1.40%
VGSH	VANGUARD SHORT-TERM TREASURY INDEX FUND	0.06%	+4.38%	+3.82%	+1.45%
IORUX	Invesco Rochester New York Municipals Fund	0.96%	-5.53%	+1.73%	+0.30%
ATBYX	Intermediate-Term Tax-Free Bond Fund	0.71%	+1.06%	+2.81%	+0.97%
GAJPX	Goldman Sachs Dynamic Municipal Income Fund	0.38%	+2.71%	+5.73%	+1.90%
VKMMX	Invesco Municipal Income Fund	0.88%	-2.85%	+1.84%	-0.03%
USFR	WisdomTree Floating Rate Treasury Fund	0.15%	+4.59%	+4.92%	+3.05%
SHMMX	Western Asset Managed Municipals Fund	0.89%	-1.52%	+2.26%	+0.57%
MMHEX	NYLI MacKay High Yield Muni Bond Fund	0.55%	+3.03%	+8.03%	+2.43%
MTBDX	NYLI MacKay Tax Free Bond Fund	0.43%	+4.11%	+5.85%	+1.29%
FIQZX	Fidelity Intermediate Municipal Income Fund	0.31%	+4.25%	+4.88%	+1.45%
LONSX	Lord Abbett National Tax-Free Income Fund	0.54%	+1.51%	+6.00%	+0.89%
HYMOX	Lord Abbett High Income Municipal Bond Fund	0.58%	+1.17%	+6.97%	+1.58%
LTMFX	Thornburg Limited Term Municipal Fund	0.77%	+4.20%	+4.06%	+0.96%
BICAX	Sterling Capital Total Return Bond Fund	0.70%	-17.52%	-5.29%	-6.49%
IEI	iShares 3-7 Year Treasury Bond ETF	0.15%	+4.26%	+3.32%	-0.22%
TRLDX	T. Rowe Price Limited-Duration Inflation Focused Bond Fund, Inc.	0.30%	+6.53%	+3.63%	+3.12%
MISHX	AB Municipal Income Shares	0.15%	+4.45%	+7.51%	+3.10%
ABTYX	AB High Income Municipal Portfolio	0.95%	-1.93%	+2.34%	+0.92%
DHICX	Allspring Strategic Municipal Bond Fund	0.79%	+2.51%	+3.46%	+1.94%
VCADX	VANGUARD CALIFORNIA INTERMEDIATE-TERM TAX-EXEMPT FUND	0.09%	+1.64%	+3.27%	+0.89%
FKTJX	Franklin New York Tax-Free Income Fund	0.78%	-2.23%	+2.25%	-0.26%
OWMBX	Old Westbury Municipal Bond Fund	0.57%	+4.04%	+3.90%	+0.60%
BBMUX	Bridge Builder Municipal Bond Fund	0.12%	+4.11%	+5.46%	+1.60%
MMHKX	MFS Municipal High Income Fund	0.52%	+3.28%	+7.29%	+2.10%
VWSUX	VANGUARD ULTRA-SHORT-TERM TAX-EXEMPT FUND	0.09%	+3.83%	+3.93%	+2.06%
USATX	Victory Tax Exempt Intermediate-Term Fund	0.44%	+0.64%	+2.81%	+0.87%
RBCUX	Tax-Exempt Bond Fund	0.41%	+4.12%	+5.42%	+1.71%
MOTIX	BNY Mellon Municipal Opportunities Fund	0.72%	-1.24%	+2.98%	+0.84%
NVDL	GraniteShares 2x Long NVDA Daily ETF	1.15%	+50.77%	+36.13%	—
PTYIX	T. Rowe Price Tax-Free High Yield Fund	0.55%	-1.13%	+2.81%	+1.49%
SEIMX	INTERMEDIATE-TERM MUNICIPAL FUND	0.81%	+0.59%	+2.56%	+0.56%
LMBS	First Trust Low Duration Opportunities ETF	0.65%	+7.06%	+6.29%	+2.68%
CATSX	Columbia Strategic Municipal Income Fund	0.75%	+2.77%	—	—
FLTEX	Limited Term Tax Exempt Bond Fund of America	0.37%	+5.18%	+4.79%	+1.70%
NVHAX	Nuveen Short Duration High Yield Municipal Bond Fund	1.06%	+2.56%	+4.96%	+3.30%
BMNSX	Baird Core Intermediate Municipal Bond Fund	0.55%	+3.80%	+4.95%	+1.45%
JAAA	Janus Henderson AAA CLO ETF	0.21%	+5.56%	+7.48%	+4.63%
FHIGX	Fidelity Municipal Income Fund	0.43%	+2.85%	+5.61%	+1.17%
AIDZX	Diversified Municipal Portfolio	0.41%	+3.79%	+4.73%	+1.65%
IORMX	Invesco Rochester Limited Term New York Municipal Fund	0.83%	+1.23%	+2.83%	+1.31%
DMUAX	BNY Mellon AMT-Free Municipal Bond Fund	0.69%	-1.27%	+2.16%	+0.00%
COLCX	Columbia Total Return Municipal Income Fund	0.75%	+2.21%	+5.59%	+0.45%
DMTFX	Macquarie Tax-Free USA Fund	0.80%	-5.22%	+1.77%	+0.08%
FCAQX	Franklin California High Yield Municipal Fund	0.52%	-1.40%	+2.28%	+0.50%
PRTMX	T. Rowe Price Summit Municipal Intermediate Fund	0.29%	+4.81%	+5.21%	+1.41%
NMBAX	Nuveen Intermediate Duration Municipal Bond Fund	1.44%	+3.53%	+4.84%	+1.19%
TFLO	iShares Treasury Floating Rate Bond ETF	0.15%	+4.41%	+4.92%	+3.17%
TLH	iShares 10-20 Year Treasury Bond ETF	0.15%	-2.13%	-1.19%	-6.52%
MFIAX	MFS Municipal Income Fund	0.44%	+2.04%	+5.56%	+1.20%
VKLCX	Invesco Intermediate Term Municipal Income Fund	0.57%	+0.15%	+2.24%	+0.22%
HICOX	Colorado BondShares A Tax Exempt Fund	0.60%	+4.49%	+7.45%	+4.12%
HICMX	Victory Pioneer High Income Municipal Fund	0.82%	—	—	—
DMUSX	Macquarie Tax-Free USA Intermediate Fund	0.75%	-2.42%	+2.18%	+0.24%
EXCAX	Tax-Exempt Fund of California	0.40%	+3.95%	+6.08%	+1.57%
WSMAX	Allspring Short-Term Municipal Bond Fund	0.63%	+3.75%	+3.84%	+2.25%
SCMBX	DWS Managed Municipal Bond Fund	0.57%	-1.47%	+2.48%	+0.20%
PYMAX	PIMCO High Yield Municipal Bond Fund	0.86%	+1.56%	+6.57%	+1.89%
IORCX	Invesco California Municipal Fund	1.11%	-3.23%	+2.23%	+0.31%
FHYRX	Franklin High Yield Tax-Free Income Fund	0.50%	-0.33%	+3.00%	+1.11%
FIXD	First Trust Smith Opportunistic Fixed Income ETF	0.65%	+2.83%	+2.67%	-1.00%
THIMX	Thornburg Intermediate Municipal Fund	0.72%	+3.46%	+4.59%	+1.31%
FMB	First Trust Managed Municipal ETF	0.50%	+3.54%	+5.23%	+1.19%
NAKFX	Nuveen California Municipal Bond Fund	0.54%	-2.63%	+0.92%	-1.31%
USTEX	Victory Tax Exempt Long-Term Fund	0.42%	-2.34%	+2.10%	+0.15%
SBLTX	Western Asset Intermediate-Term Municipals Fund	0.45%	+2.90%	+4.73%	+1.55%
GBIL	Goldman Sachs Access Treasury 0-1 Year ETF	0.12%	+4.44%	+4.63%	+2.75%
FAFJX	Nuveen Limited Term Municipal Bond Fund	1.43%	+3.17%	+3.09%	+0.64%
SUMAX	SHORT DURATION MUNICIPAL FUND	0.82%	+3.15%	+3.08%	+1.51%
MINMX	BNY Mellon National Intermediate Municipal Bond Fund	0.53%	+1.46%	+2.88%	+0.56%
VFITX	VANGUARD INTERMEDIATE-TERM TREASURY FUND	0.10%	+6.24%	+4.68%	-0.20%
ACYTX	California Intermediate-Term Tax-Free Bond Fund	0.47%	+1.06%	+2.74%	+0.80%
HYD	VanEck High Yield Muni ETF	0.32%	+2.08%	+5.71%	+0.84%
DFIGX	DFA INTERMEDIATE GOVERNMENT FIXED INCOME PORTFOLIO$1M min	0.12%	+5.93%	+4.55%	-1.09%
BTMSX	Baird Short-Term Municipal Bond Fund	0.55%	+4.34%	+4.38%	+1.59%
TFBIX	T. Rowe Price Maryland Tax-Free Bond Fund	0.41%	-0.71%	+2.61%	+0.80%
HYMB	SPDR Nuveen ICE High Yield Municipal Bond ETF	0.35%	+0.63%	+6.19%	+1.17%

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