CARYX

ActiveMin. $1M

Columbia Adaptive Risk Allocation Fund

Category: Other (5,046 funds)

Expense Ratio

0.82%

Annual Cost per $10K

$82.00

30-Year Fee Drag per $10K

$15,689

at 7% annual return

Fund Type

Mutual Fund

Active · Min: $1M

Trailing 12-Month

+9.02%

Asset Allocation

US Equity

29%

US Bond

20%

Intl Bond

17%

Cash

33%

Fee Comparison

CARYX

0.82%

Other average

0.99%

Other cheapest

FCDSX

0.00%

Index benchmark

0.03%

17% cheaper than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of August 2025 · Updated quarterly

+23.51%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

CARYX at 0.82%$302,170

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$78,443

Cost vs index fund−$75,254

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of August 2025

Ticker	Name	ER	1yr	3yr	5yr
CARYX	Columbia Adaptive Risk Allocation Fund	0.82%	+9.02%	+7.29%	+4.87%
CRAAX	Columbia Adaptive Risk Allocation Fund	0.82%	+8.65%	+6.99%	+4.56%
RAPFX	Cohen & Steers Real Assets Fund, Inc.	0.81%	—	—	—
CBFAX	American Funds Global Balanced Fund	0.80%	+8.90%	+11.38%	+6.31%
IMRFX	Columbia Global Opportunities Fund	1.21%	+9.01%	+9.20%	+3.68%
WARAX	Allspring Absolute Return Fund	1.19%	+1.40%	+8.61%	+5.09%
CAIBX	Capital Income Builder	0.58%	+13.12%	+12.52%	+9.64%
ABALX	American Balanced Fund	0.58%	+13.14%	+13.38%	+9.37%
PGMAX	PIMCO Global Core Asset Allocation Fund	1.56%	+13.34%	+11.19%	+6.60%
VPVGMMV	PIMCO Global Managed Asset Allocation Portfolio	1.18%	+13.47%	+11.84%	+7.16%
KAMAX	Kensington Managed Income Fund	1.91%	+4.37%	+3.61%	—
GAOZX	JPMorgan Global Allocation Fund	0.65%	+8.79%	+10.84%	+6.17%
HYGH	iShares Interest Rate Hedged High Yield Bond ETF	0.52%	+8.59%	+10.62%	+7.40%
PGLSX	Global Multi-Strategy Fund	1.78%	+7.37%	+7.25%	+5.73%
VTHRX	VANGUARD TARGET RETIREMENT 2030 FUND	0.08%	+11.03%	+12.02%	+7.56%
VTTVX	VANGUARD TARGET RETIREMENT 2025 FUND	0.08%	+10.09%	+10.79%	+6.58%
GITTX	GuidePath Conservative Allocation Fund	0.35%	-0.77%	-0.98%	—
AQRRX	AQR Multi-Asset Fund	0.96%	+12.79%	+10.74%	+8.45%
PAPTX	PACE Alternative Strategies Investments	2.59%	+6.44%	—	—
LQDH	iShares Interest Rate Hedged Corporate Bond ETF	0.24%	+6.94%	+8.21%	+5.41%
QAI	NYLI Hedge Multi-Strategy Tracker ETF	0.91%	+6.94%	+7.43%	+3.25%
DGTSX	GLOBAL ALLOCATION 25/75 PORTFOLIO$1M min	0.24%	+7.16%	+7.28%	+4.61%
EIVPX	Parametric Volatility Risk Premium - Defensive Fund$1M min	0.47%	+11.91%	+13.47%	+10.64%
FFAQX	Franklin Global Allocation Fund	0.67%	+11.04%	+12.41%	+9.62%
WMMRX	Wilmington Real Asset Fund	0.75%	+7.23%	+2.40%	+6.21%
QDTE	Roundhill Innovation-100 0DTE Covered Call Strategy ETF	0.97%	+17.05%	—	—
PIALX	Victory Pioneer Solutions - Balanced Fund	1.03%	—	—	—
PRPDX	Permanent Portfolio	1.06%	+21.34%	+17.29%	+11.33%
VTTHX	VANGUARD TARGET RETIREMENT 2035 FUND	0.08%	+11.98%	+13.09%	+8.51%
CBSYX	AB GLOBAL RISK ALLOCATION FUND, INC.	1.16%	+9.06%	+6.71%	+6.58%
IPBAX	Allspring Real Return Fund	0.40%	+6.71%	+5.68%	+3.38%
JSOAX	JPMorgan Strategic Income Opportunities Fund	0.60%	+4.39%	+4.51%	+2.83%
MGPOX	Global Strategist Portfolio	0.68%	+10.89%	+11.61%	+6.55%
GSLPX	Goldman Sachs Tactical Tilt Overlay Fund	0.78%	+3.67%	+4.75%	+4.80%
IPNFX	Invesco Multi-Asset Income Fund	1.72%	+6.22%	+6.68%	+2.98%
RYMQX	Multi-Hedge Strategies Fund	2.06%	-3.23%	-0.41%	+0.98%
DYTA	SGI Dynamic Tactical ETF	1.32%	+3.25%	—	—
FAGIX	Fidelity Capital and Income Fund	0.90%	+11.58%	+10.55%	+8.10%
VSMGX	VANGUARD LIFESTRATEGY MODERATE GROWTH FUND	0.13%	+10.96%	+11.72%	+7.07%
GPINX	GuidePath Income Fund	0.91%	+3.75%	+3.69%	-0.15%
RSBY	Return Stacked Bonds & Futures Yield ETF	1.00%	-16.70%	—	—
HBLFX	THE HARTFORD BALANCED INCOME FUND	0.56%	+6.93%	+8.00%	+5.85%
FNCFX	Franklin Income Fund	0.41%	+7.61%	+8.92%	+9.46%
VTWNX	VANGUARD TARGET RETIREMENT 2020 FUND	0.08%	+8.50%	+8.98%	+5.38%
VSCGX	VANGUARD LIFESTRATEGY CONSERVATIVE GROWTH FUND	0.12%	+8.51%	+8.90%	+4.57%
IRMAX	Voya RussellTM Mid Cap Index Portfolio	0.40%	+11.57%	+12.60%	+11.37%
SSCKX	State Street Target Retirement 2035 Fund	0.09%	+11.54%	+12.66%	+7.92%
HTFIX	Horizon Tactical Fixed Income Fund	1.08%	—	—	—
QCSCIX	College Retirement Equities Fund - Social Choice Account	—	+8.60%	+11.15%	+7.07%
RSBT	Return Stacked Bonds & Managed Futures ETF	1.06%	-8.61%	—	—
FIWBX	Fidelity Advisor Multi-Asset Income Fund	0.80%	+11.25%	+10.19%	+8.40%
PCLAX	PIMCO CommoditiesPLUS Strategy Fund	1.28%	+7.31%	+3.03%	+16.86%
FMFIX	Free Market Fixed Income Fund$1M min	0.64%	+4.27%	+4.05%	+1.11%
AIMNX	Horizon Active Income Fund	1.29%	+1.84%	+2.30%	-0.99%
DGSIX	GLOBAL ALLOCATION 60/40 PORTFOLIO$1M min	0.25%	+10.46%	+11.85%	+8.72%
HFSGX	Hartford Schroders Diversified Opportunities Fund	0.71%	+8.31%	—	—
VFORX	VANGUARD TARGET RETIREMENT 2040 FUND	0.08%	+12.93%	+14.17%	+9.46%
DOXBX	Dodge & Cox Balanced Fund	0.43%	+9.89%	+11.87%	—
GIMTX	GuidePath Multi-Asset Income Allocation Fund	1.10%	—	—	—
RYRLX	Russell 2000 2x Strategy Fund	1.84%	+2.48%	+7.28%	+8.31%
FAHDX	Fidelity Advisor Capital and Income Fund	1.18%	-12.99%	-26.88%	-30.70%
FFFEX	Fidelity Freedom 2030 Fund	0.61%	+10.46%	+11.62%	+7.52%
SOXL	Direxion Daily Semiconductor Bull 3X Shares	0.75%	-32.75%	+23.94%	+8.48%
RYMFX	Managed Futures Strategy Fund	1.83%	-1.00%	+0.50%	+4.01%
FBAKX	Fidelity Balanced Fund	0.46%	+11.35%	+14.26%	+10.21%
VTINX	VANGUARD TARGET RETIREMENT INCOME FUND	0.08%	+7.91%	+7.75%	+4.07%
SSDEX	State Street Target Retirement 2045 Fund	0.09%	+13.13%	+14.13%	+9.19%
VWIAX	VANGUARD WELLESLEY INCOME FUND	0.16%	+6.61%	+7.12%	+4.87%
WMBFX	Allspring Spectrum Conservative Growth Fund	1.80%	+6.82%	+6.97%	+4.12%
MSFKX	MFS Total Return Fund	0.40%	+6.78%	+9.52%	+7.73%
FAUYX	Fidelity Freedom Index 2030 Fund	0.05%	+10.06%	—	—
CAAMX	Invesco Select Risk: Moderately Conservative Investor Fund	1.69%	+6.99%	+7.11%	+3.85%
KTRZX	DWS Global Income Builder Fund	0.58%	+8.84%	+11.03%	+6.85%
FXED	Sound Enhanced Fixed Income ETF	2.33%	+4.57%	+7.98%	—
SSGVX	State Street Global All Cap Equity ex-U.S. Index Portfolio	0.04%	+16.00%	+15.29%	+9.03%
USAF	Atlas America Fund	0.86%	—	—	—
FDTKX	Fidelity Freedom 2025 Fund	0.59%	+9.93%	+10.77%	+6.78%
FAVNX	Fidelity Freedom Index 2035 Fund	0.05%	+11.23%	—	—
MDYV	SPDR(R) S & P 400 Mid Cap Value ETF	0.15%	+8.28%	+11.40%	+15.11%
JPST	JPMorgan Ultra-Short Income ETF	0.18%	+4.98%	+5.10%	+3.12%
DFIHX	DFA ONE-YEAR FIXED INCOME PORTFOLIO$1M min	0.13%	+4.63%	+4.54%	+2.35%
eldfx	ELFUN DIVERSIFIED FUND	0.33%	+11.20%	+12.71%	+7.80%
TMAIX	THRIVENT MODERATE ALLOCATION FUND	0.83%	+9.81%	+11.53%	+7.37%
SPDW	SPDR Portfolio Developed World ex- US ETF	0.03%	+15.88%	+16.56%	+10.11%
OCIO	ClearShares OCIO ETF	0.65%	+9.27%	+10.85%	+7.57%
ALAAX	Invesco Income Allocation Fund	0.91%	+7.84%	+6.44%	+4.09%
TWAIX	THRIVENT INTERNATIONAL EQUITY FUND	0.80%	+13.88%	+15.71%	+9.44%
AADTX	American Funds 2025 Target Date Retirement Fund	0.63%	+9.63%	+10.15%	+6.54%
TAAMX	Transamerica Asset Allocation - Moderate Portfolio	0.95%	+10.19%	+10.65%	—
FPUKX	Fidelity Puritan Fund	0.47%	+10.50%	+14.48%	+9.65%
IILGX	THRIVENT GLOBAL STOCK FUND	0.65%	+14.09%	+16.46%	+11.73%
GBFFX	GMO Benchmark-Free Fund	0.56%	+10.28%	+12.78%	+8.05%
OWSMX	Old Westbury Small & Mid Cap Strategies Fund	1.13%	+12.78%	+11.29%	+5.91%
ICSH	iShares Ultra Short Duration Bond Active ETF	0.08%	+5.00%	+5.18%	+3.13%
CPAEX	Counterpoint Tactical Equity Fund	2.03%	+13.14%	+16.08%	+18.70%
FFPCX	Fidelity Freedom 2035 Fund	0.59%	—	—	—
TCAIX	THRIVENT MODERATELY CONSERVATIVE ALLOCATION FUND	0.80%	+7.56%	+8.54%	+4.44%
LQDI	iShares Inflation Hedged Corporate Bond ETF	0.18%	+5.57%	+4.70%	+2.53%
ACEIX	Invesco Equity and Income Fund	0.76%	+9.14%	+10.33%	+10.51%
LPSDX	BlackRock LifePath Dynamic 2030 Fund	0.34%	+9.59%	+11.64%	+7.64%
PMACX	Victory Pioneer Multi-Asset Income Fund	0.84%	—	—	—

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