CGTEX

Active

U.S. Government Securities Fund

Category: US Bond (5,386 funds)

Expense Ratio

0.65%

Annual Cost per $10K

$65.00

30-Year Fee Drag per $10K

$12,717

at 7% annual return

Fund Type

Mutual Fund

Active

Trailing 12-Month

+3.25%

Asset Allocation

US Bond

94%

Cash

Fee Comparison

CGTEX

0.65%

US Bond average

0.76%

US Bond cheapest

ABIMX

0.00%

Index benchmark

0.03%

14% cheaper than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of August 2025 · Updated quarterly

+4.66%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

CGTEX at 0.65%$317,026

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$63,587

Cost vs index fund−$60,398

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of August 2025

Ticker	Name	ER	1yr	3yr	5yr
CGTEX	U.S. Government Securities Fund	0.65%	+3.25%	+1.53%	-0.91%
VBTSX	VANGUARD TOTAL BOND MARKET INDEX FUND	—	—	—	—
AMUSX	U.S. Government Securities Fund	0.65%	+3.55%	+1.78%	-0.67%
DDTRX	DoubleLine Total Return Bond Fund	0.43%	+4.32%	+3.38%	+0.33%
AFFMX	American Funds Mortgage Fund	0.68%	+4.14%	+2.79%	+0.23%
VWIUX	VANGUARD INTERMEDIATE-TERM TAX-EXEMPT FUND	0.09%	+1.49%	+3.21%	+0.94%
TLT	iShares 20+ Year Treasury Bond ETF	0.15%	-6.49%	-4.72%	-9.33%
MBB	iShares MBS ETF	0.04%	+3.34%	+2.81%	-0.45%
STRDX	Sterling Capital Total Return Bond Fund	0.35%	+3.42%	+3.38%	-0.17%
FLIBX	American Funds Inflation Linked Bond Fund	0.36%	+5.34%	+1.51%	+0.86%
VFIIX	VANGUARD GNMA FUND	0.21%	+3.50%	+2.73%	-0.19%
MUB	iShares National Muni Bond ETF	0.05%	-0.16%	+2.41%	+0.34%
IEF	iShares 7-10 Year Treasury Bond ETF	0.15%	+2.80%	+1.63%	-2.35%
VWLUX	VANGUARD LONG-TERM TAX-EXEMPT FUND	0.09%	-0.91%	+2.90%	+0.42%
VWALX	VANGUARD HIGH-YIELD TAX-EXEMPT FUND	0.09%	-0.94%	+3.22%	+0.98%
VMLUX	VANGUARD LIMITED-TERM TAX-EXEMPT FUND	0.09%	+3.64%	+3.56%	+1.70%
MMHEX	NYLI MacKay High Yield Muni Bond Fund	0.55%	-2.44%	+3.14%	+1.36%
PYMAX	PIMCO High Yield Municipal Bond Fund	0.86%	-1.25%	+2.88%	+1.24%
FIQZX	Fidelity Intermediate Municipal Income Fund	0.31%	+1.67%	+3.05%	+1.03%
VMBS	VANGUARD MORTGAGE-BACKED SECURITIES INDEX FUND	0.06%	+3.74%	+3.02%	-0.33%
FCAVX	Franklin California Tax-Free Income Fund	0.60%	-1.83%	+2.42%	+0.09%
MTBDX	NYLI MacKay Tax Free Bond Fund	0.43%	-0.10%	+2.90%	+0.44%
CMPIX	Core Fixed Income Fund	0.57%	+2.92%	+2.87%	-0.77%
MFIAX	MFS Municipal Income Fund	0.44%	-1.11%	+2.62%	+0.52%
SCOAX	SIIT CORE FIXED INCOME FUND	0.37%	+3.26%	+3.37%	-0.51%
PMLAX	PIMCO Municipal Bond Fund	0.75%	-0.35%	+3.17%	+0.68%
STIP	iShares 0-5 Year TIPS Bond ETF	0.03%	+6.65%	+4.43%	+3.73%
VWSTX	VANGUARD ULTRA-SHORT-TERM TAX-EXEMPT FUND	0.17%	+3.59%	+3.46%	+1.88%
CLMAX	Columbia Mortgage Opportunities Fund	0.73%	+7.27%	+3.63%	+2.31%
FUTBX	Fidelity SAI U.S. Treasury Bond Index Fund	0.03%	+2.42%	+2.09%	-1.47%
GAJPX	Goldman Sachs Dynamic Municipal Income Fund	0.38%	+0.27%	+3.29%	+1.37%
MISHX	AB Municipal Income Shares	0.15%	+0.14%	+3.65%	+2.20%
SUB	iShares Short-Term National Muni Bond ETF	0.07%	+3.21%	+2.88%	+1.28%
AHMFX	American High-Income Municipal Bond Fund	0.41%	+0.03%	+3.95%	+2.15%
FFTQX	Franklin Federal Tax-Free Income Fund	0.49%	-1.01%	+2.75%	+0.36%
JAGBX	Select Bond Trust	0.60%	+3.22%	+3.31%	-0.40%
SPMB	SPDR(R) Portfolio Mortgage Backed Bond ETF	0.04%	+3.29%	+2.80%	-0.52%
FTSL	First Trust Senior Loan Fund	0.86%	+7.26%	+7.90%	+5.72%
MBFAX	Allspring Core Bond Fund	0.65%	+3.06%	+3.01%	+1.77%
QCILFX	College Retirement Equities Fund - Inflation-Linked Bond Account	—	+6.12%	+4.49%	—
RHYTX	Tax-Exempt High Yield Bond Fund	0.55%	-1.87%	+2.94%	+1.28%
FSAJX	Fidelity SAI Tax-Free Bond Fund	0.25%	-0.14%	+3.15%	+0.80%
LMBS	First Trust Low Duration Opportunities ETF	0.65%	+5.53%	+4.95%	+2.41%
FGOVX	Fidelity Government Income Fund	0.79%	+2.32%	+2.02%	-1.38%
JAAA	Janus Henderson AAA CLO ETF	0.21%	+5.86%	+7.03%	—
VFIRX	VANGUARD SHORT-TERM TREASURY FUND	0.10%	+4.42%	+3.48%	+1.20%
MTFHX	NYLI MacKay Strategic Muni Allocation Fund	0.50%	+1.41%	+3.51%	+1.57%
CRAIX	CCM Community Impact Bond Fund	0.42%	+3.05%	+2.57%	-0.40%
TRBFX	T. Rowe Price Limited-Duration Inflation Focused Bond Fund, Inc.	0.50%	+6.32%	+3.40%	+2.91%
FDMMX	Fidelity Massachusetts Municipal Income Fund	0.45%	-0.12%	+2.36%	+0.20%
TFLO	iShares Treasury Floating Rate Bond ETF	0.15%	+4.57%	+4.87%	+3.03%
FIWAX	Fidelity Limited Term Municipal Income Fund	0.25%	+3.63%	+3.35%	+1.34%
WMBRX	Allspring Municipal Bond Fund	0.74%	-0.15%	+3.74%	+2.21%
MSODX	NYLI MacKay California Muni Fund	0.48%	-1.17%	+2.90%	+0.37%
NVHAX	Nuveen Short Duration High Yield Municipal Bond Fund	1.06%	-1.54%	+2.73%	+2.95%
TLH	iShares 10-20 Year Treasury Bond ETF	0.15%	-2.13%	-1.19%	-6.52%
FHYRX	Franklin High Yield Tax-Free Income Fund	0.50%	-0.33%	+3.00%	+1.11%
AUGAX	Columbia Quality Income Fund	0.57%	+3.84%	+2.03%	-0.90%
SMAMX	ALPS \| Smith Total Return Bond Fund	0.89%	-21.18%	-21.22%	-24.37%
DDCPX	Doubleline Shiller Enhanced CAPE	0.49%	+11.76%	+13.16%	+10.89%
AIDZX	Diversified Municipal Portfolio	0.41%	+1.85%	+3.18%	+1.28%
FIXD	First Trust Smith Opportunistic Fixed Income ETF	0.65%	+2.83%	+2.67%	-1.00%
MMHKX	MFS Municipal High Income Fund	0.52%	-1.18%	+2.92%	+1.14%
BSNSX	Baird Strategic Municipal Bond Fund	0.55%	+2.29%	+4.02%	+1.89%
FHIGX	Fidelity Municipal Income Fund	0.43%	-0.19%	+2.84%	+0.60%
UIITX	Victory Core Plus Intermediate Bond Fund	0.41%	+3.83%	+4.41%	+1.05%
OWMBX	Old Westbury Municipal Bond Fund	0.57%	+1.50%	+2.34%	+0.17%
PRULX	T. Rowe Price U.S. Treasury Long-Term Index Fund	0.29%	-4.85%	-3.84%	-8.69%
FEHTX	First Eagle High Yield Municipal Fund	0.91%	—	—	—
GANPX	Goldman Sachs Short Duration Tax-Free Fund	0.67%	+3.27%	+3.34%	+1.44%
HFKFX	Hartford Schroders Tax-Aware Bond Fund	0.46%	-2.17%	+2.22%	-0.20%
FTABX	Fidelity Tax-Free Bond Fund	0.25%	+0.12%	+3.04%	+0.72%
PMNTX	PIMCO National Intermediate Municipal Bond Fund	0.80%	+1.27%	+3.56%	+1.09%
TFI	SPDR Nuveen ICE Municipal Bond ETF	0.23%	-0.71%	+1.96%	-0.70%
WSHNX	Short Duration Income Fund	0.62%	+5.27%	+5.28%	+2.93%
BMNSX	Baird Core Intermediate Municipal Bond Fund	0.55%	+1.78%	+3.22%	+1.08%
SHM	SPDR Nuveen ICE Short Term Municipal Bond ETF	0.20%	+2.96%	+2.56%	+0.67%
MTLBX	MFS Municipal Limited Maturity Fund	0.36%	+2.45%	+2.62%	+0.60%
ACITX	Inflation-Adjusted Bond Fund	0.54%	+4.70%	+1.94%	+1.08%
FGORX	Franklin U.S. Government Securities Fund	0.51%	+2.95%	+2.37%	-0.41%
DHRAX	DIAMOND HILL CORE BOND FUND	0.76%	+3.74%	+3.67%	-10.71%
RBCUX	Tax-Exempt Bond Fund	0.41%	+1.13%	+3.22%	+1.16%
PRSMX	T. Rowe Price Summit Municipal Intermediate Fund	0.40%	+1.41%	+2.79%	+0.68%
FCCIX	Franklin California Intermediate-Term Tax-Free Income Fund	0.74%	+0.04%	+1.90%	-0.18%
FSEC	Fidelity Investment Grade Securitized ETF	0.36%	+3.64%	+3.18%	—
USATX	Victory Tax Exempt Intermediate-Term Fund	0.44%	+0.64%	+2.81%	+0.87%
MSTEX	NYLI MacKay Short Term Muni Fund	0.39%	+3.83%	+3.42%	—
LONSX	Lord Abbett National Tax-Free Income Fund	0.54%	-1.58%	+2.70%	+0.19%
NBOS	Neuberger Berman Option Strategy ETF	0.57%	+10.36%	—	—
DBSCX	DoubleLine Selective Credit Fund$1M min	—	+7.39%	+6.09%	+4.08%
MXBIX	Empower Bond Index Fund	0.50%	+2.60%	+2.03%	-1.51%
PIPJX	Inflation Protection Fund	0.85%	+4.24%	+1.72%	+0.63%
EANAX	Eaton Vance National Municipal Income Fund	0.71%	-2.17%	+2.40%	+0.09%
JGBZX	JPMorgan Government Bond Fund	1.05%	+2.35%	+1.86%	-1.48%
JMBS	Janus Henderson Mortgage-Backed Securities ETF	0.23%	+3.30%	+3.09%	+0.23%
WCPNX	Core Plus Income Fund	0.45%	+3.80%	+4.45%	+1.71%
FKTJX	Franklin New York Tax-Free Income Fund	0.78%	-2.23%	+2.25%	-0.26%
MNODX	NYLI MacKay New York Muni Fund	0.49%	-1.72%	+3.00%	+0.34%
HYMOX	Lord Abbett High Income Municipal Bond Fund	0.58%	-1.79%	+2.70%	+0.82%
FGMNX	Fidelity GNMA Fund	0.45%	+3.26%	+2.80%	-0.21%
FSMNX	Fidelity SAI Municipal Income Fund	0.36%	+0.02%	+3.11%	+0.69%

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