ERGOX

Active

Government Opportunities Fund

Category: US Bond (5,386 funds)

Expense Ratio

3.03%

Annual Cost per $10K

$303.00

30-Year Fee Drag per $10K

$43,968

at 7% annual return

Fund Type

Mutual Fund

Active

Trailing 12-Month

+8.61%

Asset Allocation

US Bond

131%

Fee Comparison

ERGOX

3.03%

US Bond average

0.76%

US Bond cheapest

ABIMX

0.00%

Index benchmark

0.03%

299% more expensive than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of October 2025 · Updated quarterly

+14.78%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

ERGOX at 3.03%$160,772

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$219,840

Cost vs index fund−$216,652

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of October 2025

Ticker	Name	ER	1yr	3yr	5yr
ERGOX	Government Opportunities Fund	3.03%	+8.61%	+4.70%	+1.19%
EVGOX	Government Opportunities Fund	2.78%	+8.84%	+4.95%	+1.40%
PAGNX	PIMCO GNMA and Government Securities Fund	1.86%	+3.17%	+5.06%	-0.19%
PMZAX	PIMCO Mortgage Opportunities and Bond Fund	2.54%	+5.20%	+6.34%	+2.72%
TILUX	Inflation-Linked Fixed Income Fund	2.27%	+5.30%	+2.30%	+1.20%
PRAIX	PIMCO Long-Term Real Return Fund$1M min	2.53%	-3.49%	+2.29%	-5.36%
VBTSX	VANGUARD TOTAL BOND MARKET INDEX FUND	—	—	—	—
PSLDX	PIMCO StocksPLUS Long Duration Fund$1M min	2.98%	+10.93%	+23.53%	+7.32%
NHCCX	Nuveen High Yield Municipal Bond Fund	1.80%	-0.58%	+4.42%	+1.01%
GGLPX	Goldman Sachs High Yield Municipal Fund	1.59%	-0.06%	+6.12%	+1.96%
PLRAX	PIMCO Long Duration Total Return Fund	3.39%	+0.12%	+4.53%	-4.05%
QCILFX	College Retirement Equities Fund - Inflation-Linked Bond Account	—	+4.85%	+5.53%	—
NMBAX	Nuveen Intermediate Duration Municipal Bond Fund	1.44%	+2.12%	+4.60%	+1.11%
VBSSX	VANGUARD SHORT-TERM BOND INDEX FUND	—	—	—	—
IORHX	Invesco Rochester Municipal Opportunities Fund	1.17%	-2.67%	+2.61%	+1.19%
VTIPX	VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES INDEX FUND	0.14%	+5.43%	+5.34%	+3.62%
FAAWX	Nuveen All-American Municipal Bond Fund	1.62%	+0.79%	+4.93%	+0.20%
FAFJX	Nuveen Limited Term Municipal Bond Fund	1.43%	+2.02%	+2.98%	+0.53%
ACTFX	Invesco High Yield Municipal Fund	1.13%	-2.99%	+0.94%	-0.03%
VIBSX	VANGUARD INTERMEDIATE-TERM BOND INDEX FUND	—	—	—	—
PCGTX	PACE Mortgage-Backed Securities Fixed Income Investments	1.97%	+7.40%	+5.95%	-0.17%
BICCX	Sterling Capital Total Return Bond Fund	1.45%	-9.54%	-0.97%	-3.97%
IORAX	Invesco AMT-Free Municipal Income Fund	1.67%	-2.03%	+2.19%	+0.45%
EALDX	Eaton Vance Short Duration Government Income Fund	1.40%	+7.63%	+4.43%	+2.04%
AFTEX	Tax Exempt Bond Fund of America	0.27%	+3.78%	+5.67%	+1.32%
NVDL	GraniteShares 2x Long NVDA Daily ETF	1.15%	+60.88%	+32.23%	—
PSCAX	American Beacon SSI Alternative Income Fund	1.44%	+7.46%	+7.96%	+4.84%
VBLTX	VANGUARD LONG-TERM BOND INDEX FUND	—	—	—	—
FCAVX	Franklin California Tax-Free Income Fund	0.60%	-1.83%	+2.42%	+0.09%
VAIPX	VANGUARD INFLATION-PROTECTED SECURITIES FUND	0.10%	+3.56%	+4.74%	+1.33%
WMBRX	Allspring Municipal Bond Fund	0.74%	+1.03%	+4.50%	+2.66%
SHY	iShares 1-3 Year Treasury Bond ETF	0.15%	+4.26%	+3.70%	+1.36%
LISAX	Lord Abbett Intermediate Tax Free Fund	0.96%	+2.03%	+4.94%	+1.08%
CNLCX	American Funds Inflation Linked Bond Fund	1.43%	+4.03%	+0.36%	-0.38%
IORUX	Invesco Rochester New York Municipals Fund	0.96%	-5.53%	+1.73%	+0.30%
ALNCX	AB National Portfolio	1.50%	-1.34%	+1.61%	-0.25%
TIP	iShares TIPS Bond ETF	0.18%	+5.85%	+4.38%	+1.40%
HIMFX	American High-Income Municipal Bond Fund	0.30%	+4.38%	+8.13%	+3.09%
USFR	WisdomTree Floating Rate Treasury Fund	0.15%	+4.59%	+4.92%	+3.05%
AHLAX	American Beacon AHL Managed Futures Strategy Fund	1.85%	-4.27%	-4.10%	+4.19%
GANPX	Goldman Sachs Short Duration Tax-Free Fund	0.67%	+3.18%	+4.03%	+1.53%
VCAIX	VANGUARD CALIFORNIA INTERMEDIATE-TERM TAX-EXEMPT FUND	0.14%	+1.59%	+3.18%	+0.81%
NVHAX	Nuveen Short Duration High Yield Municipal Bond Fund	1.06%	+1.91%	+4.69%	+3.20%
CMPIX	Core Fixed Income Fund	0.57%	+5.74%	+5.37%	-0.36%
IEI	iShares 3-7 Year Treasury Bond ETF	0.15%	+4.26%	+3.32%	-0.22%
VKMMX	Invesco Municipal Income Fund	0.88%	-2.85%	+1.84%	-0.03%
FFTQX	Franklin Federal Tax-Free Income Fund	0.49%	+3.42%	+6.44%	+1.36%
NSAOX	Nuveen Strategic Municipal Opportunities Fund	1.64%	+1.14%	+5.59%	+1.45%
IORCX	Invesco California Municipal Fund	1.11%	-3.23%	+2.23%	+0.31%
ABTYX	AB High Income Municipal Portfolio	0.95%	-1.93%	+2.34%	+0.92%
CXHYX	Macquarie National High-Yield Municipal Bond Fund	0.85%	-4.53%	+1.78%	+1.14%
GAJPX	Goldman Sachs Dynamic Municipal Income Fund	0.38%	+1.38%	+5.35%	+1.83%
EANAX	Eaton Vance National Municipal Income Fund	0.71%	-0.35%	+4.84%	+0.73%
SHMMX	Western Asset Managed Municipals Fund	0.89%	-1.52%	+2.26%	+0.57%
VPVLTDV	PIMCO Long-Term U.S. Government Portfolio	2.57%	-2.83%	+0.91%	-7.32%
QCBMFX	College Retirement Equities Fund - Core Bond Account	—	+3.35%	+5.71%	—
JDJAX	Diversified Macro Fund	1.24%	-3.13%	-2.74%	+2.10%
TRLDX	T. Rowe Price Limited-Duration Inflation Focused Bond Fund, Inc.	0.30%	+6.53%	+3.63%	+3.12%
FLTMX	Fidelity Intermediate Municipal Income Fund	0.37%	+2.54%	+4.58%	+1.34%
ATBYX	Intermediate-Term Tax-Free Bond Fund	0.71%	+1.06%	+2.81%	+0.97%
LONSX	Lord Abbett National Tax-Free Income Fund	0.54%	+0.17%	+5.47%	+0.88%
NAWSX	Nuveen California High Yield Municipal Bond Fund	1.62%	-3.46%	+0.04%	-2.34%
MTBDX	NYLI MacKay Tax Free Bond Fund	0.43%	+4.11%	+5.85%	+1.29%
JTMRX	Municipal Opportunities Fund	1.49%	+0.83%	+3.17%	+1.21%
HYMOX	Lord Abbett High Income Municipal Bond Fund	0.58%	+0.04%	+6.19%	+1.56%
MMHEX	NYLI MacKay High Yield Muni Bond Fund	0.55%	+3.03%	+8.03%	+2.43%
RBCUX	Tax-Exempt Bond Fund	0.41%	+4.12%	+5.42%	+1.71%
USATX	Victory Tax Exempt Intermediate-Term Fund	0.44%	+0.64%	+2.81%	+0.87%
FLTEX	Limited Term Tax Exempt Bond Fund of America	0.37%	+5.18%	+4.79%	+1.70%
IORLX	Invesco Limited Term California Municipal Fund	1.56%	+1.22%	+2.67%	+1.20%
SCMTX	DWS Intermediate Tax-Free Fund	1.48%	+0.66%	+2.96%	+0.84%
PTYIX	T. Rowe Price Tax-Free High Yield Fund	0.55%	-1.13%	+2.81%	+1.49%
LTMFX	Thornburg Limited Term Municipal Fund	0.77%	+2.98%	+3.92%	+0.89%
FCITX	Franklin Federal Intermediate-Term Tax-Free Income Fund	1.12%	+1.03%	+2.64%	+0.06%
FKTJX	Franklin New York Tax-Free Income Fund	0.78%	-2.23%	+2.25%	-0.26%
OWMBX	Old Westbury Municipal Bond Fund	0.57%	+4.04%	+3.90%	+0.60%
MMHKX	MFS Municipal High Income Fund	0.52%	+3.28%	+7.29%	+2.10%
PMBIX	PIMCO Total Return Fund II$1M min	0.57%	+3.87%	+5.71%	-0.17%
ABHYX	High-Yield Municipal Fund	1.60%	-1.67%	+1.95%	+0.90%
PRTMX	T. Rowe Price Summit Municipal Intermediate Fund	0.29%	+4.81%	+5.21%	+1.41%
PYMAX	PIMCO High Yield Municipal Bond Fund	0.86%	+0.38%	+5.88%	+1.89%
LMBS	First Trust Low Duration Opportunities ETF	0.65%	+7.06%	+6.29%	+2.68%
AIDZX	Diversified Municipal Portfolio	0.41%	+2.46%	+4.50%	+1.59%
DHICX	Allspring Strategic Municipal Bond Fund	0.79%	+1.37%	+3.20%	+1.89%
FHIGX	Fidelity Municipal Income Fund	0.43%	+1.18%	+5.13%	+1.12%
FCSHX	Fidelity Limited Term Municipal Income Fund	1.27%	-2.49%	-6.41%	-9.79%
MOTIX	BNY Mellon Municipal Opportunities Fund	0.72%	-1.24%	+2.98%	+0.84%
FDCCX	Nuveen North Carolina Municipal Bond Fund	1.61%	-2.29%	+0.66%	-1.55%
BMNSX	Baird Core Intermediate Municipal Bond Fund	0.55%	+2.40%	+4.70%	+1.36%
NOTAX	DWS Strategic High Yield Tax-Free Fund	1.64%	-1.93%	+2.85%	+0.67%
CMMRX	Calvert Mortgage Access Fund	1.31%	+5.28%	+6.81%	—
PTAEX	Putnam Tax Exempt Income Fund	1.67%	+0.21%	+5.24%	+0.91%
FCAQX	Franklin California High Yield Municipal Fund	0.52%	-1.40%	+2.28%	+0.50%
SEIMX	INTERMEDIATE-TERM MUNICIPAL FUND	0.81%	+0.59%	+2.56%	+0.56%
CATSX	Columbia Strategic Municipal Income Fund	0.75%	+2.77%	—	—
GBIL	Goldman Sachs Access Treasury 0-1 Year ETF	0.12%	+4.44%	+4.63%	+2.75%
IORMX	Invesco Rochester Limited Term New York Municipal Fund	0.83%	+1.23%	+2.83%	+1.31%
DFIGX	DFA INTERMEDIATE GOVERNMENT FIXED INCOME PORTFOLIO$1M min	0.12%	+5.93%	+4.55%	-1.09%
DMUAX	BNY Mellon AMT-Free Municipal Bond Fund	0.69%	-1.27%	+2.16%	+0.00%
VCITX	VANGUARD CALIFORNIA LONG-TERM TAX-EXEMPT FUND	0.14%	-1.13%	+2.95%	+0.27%
PRULX	T. Rowe Price U.S. Treasury Long-Term Index Fund	0.29%	-4.85%	-3.84%	-8.69%

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