FBBYX

ActiveMin. $100K

First Foundation Total Return Fund

Category: Balanced (1,430 funds)

Expense Ratio

0.97%

Annual Cost per $10K

$97.00

30-Year Fee Drag per $10K

$18,198

at 7% annual return

Fund Type

Mutual Fund

Active · Min: $100K

Trailing 12-Month

+4.18%

Asset Allocation

US Equity

34%

Intl Equity

47%

US Bond

20%

Fee Comparison

FBBYX

0.97%

Balanced average

0.85%

Balanced cheapest

FELSX

0.00%

Index benchmark

0.03%

14% more expensive than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of December 2025 · Updated quarterly

+49.38%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

FBBYX at 0.97%$289,623

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$90,990

Cost vs index fund−$87,801

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of December 2025

Ticker	Name	ER	1yr	3yr	5yr
FBBYX	First Foundation Total Return Fund	0.97%	+4.18%	+14.31%	—
FFPCX	Fidelity Freedom 2035 Fund	0.59%	—	—	—
FFFFX	Fidelity Freedom 2040 Fund	0.63%	+19.81%	+19.27%	+12.78%
AAAAX	DWS RREEF Real Assets Fund	0.89%	+6.56%	+7.34%	+8.28%
VFORX	VANGUARD TARGET RETIREMENT 2040 FUND	0.08%	+17.33%	+17.14%	+11.19%
VTTHX	VANGUARD TARGET RETIREMENT 2035 FUND	0.08%	+16.09%	+15.94%	+10.07%
EAGRX	First Eagle Global Fund	1.10%	+5.76%	+6.49%	—
FBBAX	First Foundation Total Return Fund	1.22%	-48.93%	-43.97%	—
VTIVX	VANGUARD TARGET RETIREMENT 2045 FUND	0.08%	+18.60%	+18.32%	+12.30%
FFFEX	Fidelity Freedom 2030 Fund	0.61%	+15.35%	+14.88%	+8.92%
FAVOX	Fidelity Freedom Index 2040 Fund	0.12%	+18.15%	—	—
FWCGX	Capital World Growth & Income Fund	0.47%	+15.91%	+18.35%	+12.38%
FATHX	Fidelity Advisor Freedom 2035 Fund	0.65%	-8.41%	-33.23%	-40.51%
VTHRX	VANGUARD TARGET RETIREMENT 2030 FUND	0.08%	+14.80%	+14.74%	+8.95%
YAFFX	AMG Yacktman Focused Fund	1.25%	+17.04%	+13.48%	+13.14%
FFFGX	Fidelity Freedom 2045 Fund	0.65%	+21.36%	+20.25%	+13.36%
FAFFX	Fidelity Advisor Freedom 2040 Fund	0.63%	-6.32%	-31.84%	-39.51%
FMQRX	Franklin Mutual Quest Fund	0.72%	+16.75%	+13.02%	+10.98%
FFFHX	Fidelity Freedom 2050 Fund	0.65%	+21.40%	+20.26%	+13.34%
PDARX	Diversified Real Asset Fund	1.23%	+6.65%	+4.23%	+7.01%
FFBRX	Fidelity Freedom Blend 2035 Fund	0.47%	+16.53%	+16.68%	—
FAVNX	Fidelity Freedom Index 2035 Fund	0.05%	+15.63%	—	—
VFIFX	VANGUARD TARGET RETIREMENT 2050 FUND	0.08%	+19.94%	+19.27%	+12.86%
FMDRX	Franklin Mutual Global Discovery Fund	0.92%	+20.28%	+17.11%	+16.63%
VASGX	VANGUARD LIFESTRATEGY GROWTH FUND	0.14%	+19.20%	+17.92%	+11.51%
EABRX	First Eagle Global Income Builder Fund	0.96%	+6.40%	+5.81%	—
FAVPX	Fidelity Freedom Index 2045 Fund	0.05%	+19.64%	—	—
FAVQX	Fidelity Freedom Index 2050 Fund	0.04%	+19.62%	—	—
VFFVX	VANGUARD TARGET RETIREMENT 2055 FUND	0.08%	+19.92%	+19.25%	+12.86%
FCTKX	Fidelity Freedom 2055 Fund	0.45%	+21.68%	+20.59%	+13.65%
FGOMX	Strategic Advisers Fidelity Emerging Markets Fund	0.32%	+17.35%	+12.63%	+5.92%
FAVRX	Fidelity Freedom Index 2055 Fund	0.08%	+19.71%	—	—
FFBTX	Fidelity Freedom Blend 2040 Fund	0.47%	+19.28%	+19.05%	—
DOXWX	Dodge & Cox Global Stock Fund	0.52%	+17.72%	+18.34%	—
SSCQX	State Street Target Retirement 2040 Fund	0.09%	+17.40%	+16.78%	+10.39%
VTTSX	VANGUARD TARGET RETIREMENT 2060 FUND	0.08%	+19.88%	+19.25%	+12.85%
GMWAX	GMO Global Asset Allocation Fund	0.79%	+11.27%	+12.57%	+7.31%
GUNR	FlexShares Morningstar Global Upstream Natural Resources Index Fund	0.46%	+12.78%	+5.19%	+14.35%
SSDLX	State Street Target Retirement 2050 Fund	0.09%	+19.17%	+18.20%	+11.57%
FTGFX	Templeton Growth Fund, Inc.	1.03%	+11.76%	+16.34%	+9.48%
FDTKX	Fidelity Freedom 2025 Fund	0.59%	+14.38%	+14.00%	+8.03%
AGVDX	American Funds Global Insight Fund	1.53%	+19.01%	+17.55%	+11.08%
VSMGX	VANGUARD LIFESTRATEGY MODERATE GROWTH FUND	0.13%	+15.80%	+14.79%	+8.58%
FDKVX	Fidelity Freedom 2060 Fund	0.45%	+21.43%	+20.27%	+13.35%
FSAMX	Strategic Advisers Emerging Markets Fund	0.49%	+17.63%	+12.50%	+5.51%
TRZRX	T. Rowe Price Real Assets Fund, Inc.	0.65%	+18.69%	+13.39%	+13.51%
FAVUX	Fidelity Freedom Index 2060 Fund	0.08%	+19.67%	—	—
FAFEX	Fidelity Advisor Freedom 2030 Fund	0.36%	-9.64%	-34.28%	-41.50%
TLPRX	Nuveen Lifecycle Index 2040 Fund	0.25%	+11.83%	+14.26%	+9.44%
FAUYX	Fidelity Freedom Index 2030 Fund	0.05%	+14.06%	—	—
APDYX	Artisan Developing World Fund	1.13%	+16.00%	+27.47%	+3.82%
FFBPX	Fidelity Freedom Blend 2030 Fund	0.36%	+15.03%	+14.75%	—
RGTTX	Aggressive Strategy Fund	0.89%	—	—	—
VTTVX	VANGUARD TARGET RETIREMENT 2025 FUND	0.08%	+13.31%	+13.31%	+7.78%
IGF	iShares Global Infrastructure ETF	0.39%	+16.56%	+14.88%	+12.95%
SEQUX	Sequoia Fund Inc	1.00%	+27.75%	+26.17%	+14.52%
GBATX	GMO Strategic Opportunities Allocation Fund	0.84%	+11.06%	+13.65%	+9.35%
VWIGX	VANGUARD INTERNATIONAL GROWTH FUND	0.38%	+14.13%	+13.47%	+3.79%
APDGX	Artisan Global Value Fund	1.12%	+28.49%	+24.81%	+17.54%
NFRA	FlexShares STOXX Global Broad Infrastructure Index Fund	0.47%	+12.16%	+12.02%	+8.25%
MWEMX	MFS Global Equity Fund	0.81%	+8.43%	+12.04%	+9.15%
FCGLX	Fidelity Advisor Freedom 2045 Fund	0.65%	+20.91%	+20.04%	+13.12%
SSDYX	State Street Target Retirement 2060 Fund	0.09%	+19.56%	+18.40%	+11.68%
FLPCX	Fidelity Low-Priced Stock Fund	1.40%	-13.83%	—	—
BOTZ	Global X Robotics & Artificial Intelligence ETF	0.68%	+7.05%	+17.80%	+4.67%
VLXVX	VANGUARD TARGET RETIREMENT 2065 FUND	0.08%	+19.85%	+19.25%	+12.87%
FFFLX	Fidelity Advisor Freedom 2050 Fund	1.19%	-5.12%	-31.30%	-39.23%
CBHAX	Victory Market Neutral Income Fund	0.76%	+5.44%	+5.28%	+3.22%
TLYIX	Nuveen Lifecycle Index 2035 Fund	0.18%	+10.73%	+12.86%	+8.37%
TLMPX	Nuveen Lifecycle Index 2045 Fund	0.35%	+12.74%	+15.20%	+10.35%
PTDAX	Principal LifeTime 2040 Fund	0.76%	+14.17%	+15.18%	+9.97%
FFPKX	Fidelity Freedom 2065 Fund	0.45%	—	—	—
FAVVX	Fidelity Freedom Index 2065 Fund	0.08%	+19.74%	—	—
ICLN	iShares Global Clean Energy ETF	0.41%	+34.54%	-1.45%	-1.13%
GAAHX	GMO Resources Fund	0.63%	-1.34%	-2.78%	—
FFBUX	Fidelity Freedom Blend 2045 Fund	0.27%	+20.64%	+19.98%	—
ROBO	ROBO Global Robotics and Automation Index ETF	0.95%	+25.88%	+16.48%	+7.81%
VGWAX	VANGUARD GLOBAL WELLINGTON FUND	0.43%	+7.32%	+11.22%	+8.54%
RBSTX	Balanced Strategy Fund	0.89%	—	—	—
FBGLX	Fidelity Advisor Freedom 2055 Fund	0.46%	+20.97%	+20.02%	+13.12%
RMGRX	Multi-Asset Strategy Fund	0.72%	—	—	—
OAZGX	Oakmark Global Fund	0.87%	+18.21%	+16.00%	—
FFBWX	Fidelity Freedom Blend 2050 Fund	0.20%	+20.71%	+20.00%	—
QCSCIX	College Retirement Equities Fund - Social Choice Account	—	+12.62%	+13.37%	+8.38%
NMFIX	Multi-Manager Global Listed Infrastructure Fund	0.98%	+13.44%	+11.52%	+8.51%
URA	Global X Uranium ETF	0.69%	+84.79%	+43.86%	+42.93%
GAFSX	The Gabelli Global Financial Services Fund	1.25%	+35.08%	+30.63%	+25.93%
TCIIX	Nuveen Lifecycle 2035 Fund	0.56%	+9.14%	+12.18%	+7.95%
VGPMX	VANGUARD GLOBAL CAPITAL CYCLES FUND	0.44%	+42.35%	+25.62%	+22.18%
FFBZX	Fidelity Freedom Blend 2055 Fund	0.37%	+20.76%	+20.03%	—
BIALX	Brown Advisory Global Leaders Fund	0.76%	+13.57%	+19.66%	+12.51%
PBAPX	SAM Balanced Portfolio	1.02%	+12.98%	+13.98%	+8.63%
TCLOX	Nuveen Lifecycle 2040 Fund	0.50%	+9.79%	+13.36%	+8.78%
GBMBX	GMO Benchmark-Free Allocation Fund	1.23%	+11.61%	+11.92%	+7.36%
TRNEX	T. Rowe Price New Era Fund	0.57%	+11.74%	+8.23%	+15.19%
MGORX	Global Opportunity Portfolio	0.85%	+21.12%	+31.76%	+8.73%
JNRRX	PGIM Jennison Natural Resources Fund	1.26%	+22.38%	+6.79%	+20.78%
FPFRX	FPA Crescent Fund	1.06%	+17.01%	—	—
FDKPX	Fidelity Advisor Freedom 2060 Fund	0.69%	-5.06%	-31.29%	-39.21%
FFNOX	Fidelity Multi-Asset Index Fund	0.11%	+13.40%	+14.96%	+10.03%
FIQRX	Fidelity Global Commodity Stock Fund	0.79%	+14.54%	+5.35%	+17.41%

Analyze Your Full Portfolio

See your blended expense ratio, aggregate asset allocation, and total fee drag across all your holdings.

Get Started Free