FBGTX

Active

American Funds 2040 Target Date Retirement Fund

Category: US Equity (9,528 funds)

Expense Ratio

0.68%

Annual Cost per $10K

$68.00

30-Year Fee Drag per $10K

$13,252

at 7% annual return

Fund Type

Mutual Fund

Active

Trailing 12-Month

+18.70%

Asset Allocation

US Equity

79%

Intl Equity

15%

US Bond

Cash

Fee Comparison

FBGTX

0.68%

US Equity average

1.06%

US Equity cheapest

BKLC

0.00%

Index benchmark

0.03%

36% cheaper than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of October 2025 · Updated quarterly

+66.01%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

FBGTX at 0.68%$314,354

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$66,259

Cost vs index fund−$63,070

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of October 2025

Ticker	Name	ER	1yr	3yr	5yr
FBGTX	American Funds 2040 Target Date Retirement Fund	0.68%	+18.70%	+18.41%	+12.29%
AAGTX	American Funds 2040 Target Date Retirement Fund	0.68%	+18.44%	+18.13%	+12.03%
DOXGX	Dodge & Cox Stock Fund	0.41%	+9.30%	+19.16%	—
FEEFX	American Funds Fundamental Investors	0.34%	+21.32%	+27.21%	+17.36%
AAHTX	American Funds 2045 Target Date Retirement Fund	0.69%	+19.32%	+18.79%	+12.39%
AALTX	American Funds 2050 Target Date Retirement Fund	0.69%	+19.54%	+19.11%	+12.43%
AICCX	Investment Co of America	0.32%	+19.61%	+27.20%	+16.45%
CGLGX	American Funds Growth and Income Portfolio	0.92%	+18.14%	+18.35%	+12.44%
FSELX	Select Semiconductors Portfolio	0.62%	+22.66%	+41.82%	+31.05%
VGSTX	VANGUARD STAR FUND	0.30%	+14.24%	+14.63%	+8.34%
AAMTX	American Funds 2055 Target Date Retirement Fund	0.70%	+19.98%	+19.47%	+12.48%
SMH	VanEck Semiconductor ETF	0.35%	+33.62%	+53.34%	+31.09%
WFPRX	Allspring Special Mid Cap Value Fund	0.70%	+1.67%	+13.95%	+8.22%
SOXX	iShares Semiconductor ETF	0.34%	+18.51%	+37.84%	+22.76%
FGIDX	Fidelity Growth and Income Portfolio	0.46%	—	—	—
CGPAX	American Funds Growth Portfolio	0.99%	+22.86%	+23.13%	+13.61%
ACSHX	Invesco Comstock Fund	0.51%	+12.71%	+14.13%	+19.36%
THISX	T. Rowe Price Health Sciences Fund, Inc.	0.67%	-9.04%	+5.35%	+4.06%
FSPHX	Select Health Care Portfolio	0.63%	-7.78%	+4.19%	+3.06%
PMBJX	MidCap Fund	0.80%	+2.44%	+15.49%	+11.53%
TRUZX	T. Rowe Price New Horizons Fund, Inc.	0.64%	+2.68%	+9.54%	+1.28%
BLPAX	American Funds Moderate Growth and Income Portfolio	0.93%	+15.22%	+14.72%	+9.87%
FVD	First Trust Value Line Dividend Index Fund	0.61%	+3.97%	+11.51%	+10.36%
AANTX	American Funds 2060 Target Date Retirement Fund	0.72%	+20.06%	+19.55%	+12.48%
LCBEX	ClearBridge Dividend Strategy Fund	0.66%	+12.18%	+18.85%	+14.04%
FFOJX	Select Technology Portfolio	0.91%	—	—	—
FDVLX	Fidelity Value Fund	0.68%	+5.77%	+11.81%	+16.66%
PEIYX	Putnam Large Cap Value Fund	0.63%	+13.21%	+17.09%	+15.02%
FMSHX	Franklin Mutual Shares Fund	0.70%	+5.55%	+16.01%	+12.34%
MVCKX	MFS Mid Cap Value Fund	0.62%	+2.74%	+14.94%	+14.16%
FEIKX	Fidelity Equity-Income Fund	0.46%	+13.05%	+14.27%	+15.42%
FGLGX	Fidelity Series Large Cap Stock Fund	0.00%	+25.43%	+29.93%	+22.04%
FZANX	Fidelity Advisor New Insights Fund	0.53%	+23.91%	+32.07%	+16.75%
FETKX	Fidelity Equity Dividend Income Fund	0.46%	+5.72%	+12.25%	+13.37%
BBVLX	Bridge Builder Large Cap Value Fund	0.23%	+7.39%	+17.42%	+14.99%
POSKX	PRIMECAP Odyssey Stock Fund	0.67%	+21.63%	+19.53%	+17.10%
FBIOX	Select Biotechnology Portfolio	0.63%	-2.61%	+9.74%	+2.99%
MCPRX	MFS Mid Cap Growth Fund	1.02%	+12.23%	+13.48%	+6.85%
FACDX	Fidelity Advisor Health Care Fund	0.68%	-17.79%	-39.08%	-43.42%
TRZZX	T. Rowe Price Small-Cap Stock Fund, Inc.	0.74%	+9.38%	+14.46%	+10.36%
FFDKX	Fidelity Fund	0.42%	+17.12%	+26.37%	+15.56%
FNKLX	Fidelity Series Value Discovery Fund	0.00%	+9.43%	+9.60%	+13.26%
TRTZX	T. Rowe Price Mid-Cap Value Fund, Inc.	0.05%	+4.98%	+18.88%	+16.62%
MIGNX	MFS Massachusetts Investors Growth Stock Fund	0.37%	+8.71%	+15.11%	+11.78%
AALRX	American Beacon Large Cap Value Fund	0.62%	+9.19%	+13.80%	+16.22%
POAGX	PRIMECAP Odyssey Aggressive Growth Fund	0.66%	+32.05%	+22.35%	+12.25%
FVDFX	Fidelity Value Discovery Fund	0.77%	+9.04%	+8.93%	+12.48%
MITJX	Massachusetts Investors Trust	0.38%	+12.97%	+20.45%	+13.94%
HQIFX	THE HARTFORD EQUITY INCOME FUND	0.64%	+8.42%	+10.32%	+13.52%
FIFRX	Franklin Growth Fund	0.46%	+12.90%	+22.62%	+12.32%
FCAKX	Fidelity Capital Appreciation Fund	0.66%	+19.00%	+23.80%	+16.27%
FSFGX	Fidelity Focused Stock Fund	0.69%	-7.93%	—	—
FRCSX	Franklin Small Cap Value Fund	0.60%	+5.18%	+9.64%	+12.87%
FDGFX	Fidelity Dividend Growth Fund	1.16%	+22.11%	+22.12%	+19.34%
POGRX	PRIMECAP Odyssey Growth Fund	0.66%	+31.82%	+22.63%	+16.61%
ACCLX	Mid Cap Value Fund	0.62%	+4.68%	+11.36%	+11.02%
FCDAX	Fidelity Stock Selector Small Cap Fund	0.85%	-14.07%	-34.60%	-38.61%
FELAX	Fidelity Advisor Semiconductors Fund	0.69%	+22.24%	-9.07%	-26.50%
TRZQX	T. Rowe Price Equity Income Fund	0.53%	+7.72%	+15.95%	—
PNOBX	Putnam Sustainable Leaders Fund	0.88%	+40.92%	+8.87%	+14.93%
FCAGX	Fidelity Small Cap Growth Fund	0.92%	-11.50%	-33.45%	-40.48%
FHZTX	Fidelity Large Cap Stock Fund	1.02%	—	—	—
IXN	iShares Global Tech ETF	0.39%	+25.32%	+35.35%	+19.31%
DFSVX	U.S. SMALL CAP VALUE PORTFOLIO$1M min	0.31%	+4.79%	+9.95%	+18.26%
IOO	iShares Global 100 ETF	0.40%	+22.41%	+28.04%	+18.13%
APDMX	Artisan Mid Cap Fund	1.05%	+21.25%	+16.68%	+5.59%
DDFIX	Invesco Diversified Dividend Fund	1.07%	+11.24%	+11.94%	+13.20%
FADTX	Fidelity Advisor Technology Fund	0.55%	+9.19%	-20.09%	-33.76%
NBPBX	Neuberger Berman Large Cap Value Fund	0.03%	+7.82%	+8.96%	+13.00%
ARKK	ARK Innovation ETF	0.75%	+93.79%	+32.47%	+0.08%
TRSSX	T. Rowe Price Institutional Small-Cap Stock Fund$1M min	0.66%	+8.56%	+13.56%	+9.45%
QTEC	First Trust NASDAQ-100-Technology Sector Index Fund	0.55%	+20.10%	+29.98%	+14.49%
FVWSX	Fidelity Series Opportunistic Insights Fund	0.00%	+24.19%	+32.08%	+16.79%
JMGFX	JPMorgan Mid Cap Growth Fund	1.09%	+17.56%	+18.77%	+9.04%
FTDHX	American Funds College 2039 Fund	0.45%	+19.15%	+19.83%	—
TMSIX	THRIVENT MID CAP STOCK FUND	0.74%	+2.81%	+8.15%	+10.43%
FZAFX	Fidelity Advisor Equity Growth Fund	0.55%	+14.23%	+21.96%	+14.29%
QVG2Q	VIP Growth Portfolio	0.66%	+16.19%	+27.57%	+15.97%
AAOTX	American Funds 2065 Target Date Retirement Fund	0.73%	+20.03%	+19.52%	+12.44%
BGRUX	BARON GROWTH FUND	1.09%	-13.95%	+6.02%	+3.75%
VVOAX	Invesco Value Opportunities Fund	1.27%	+18.64%	+20.63%	+24.43%
PARWX	Parnassus Value Equity Fund	0.88%	+11.27%	+4.85%	+2.93%
FVSKX	Fidelity Advisor Value Strategies Fund	0.72%	+3.53%	+11.41%	+16.35%
QGI2Q	VIP Growth and Income Portfolio	0.49%	+17.97%	+24.10%	+18.69%
CHCCX	AB DISCOVERY GROWTH FUND, INC.	0.92%	+8.42%	+12.43%	+4.08%
FSOPX	Fidelity Series Small Cap Opportunities Fund	0.00%	+10.31%	+14.88%	+14.45%
CBVBX	ClearBridge Value Fund	0.70%	+6.95%	+15.04%	—
AIQ	Global X Artificial Intelligence & Technology ETF	0.68%	+27.55%	+28.12%	+13.67%
JLVMX	JPMorgan Large Cap Value Fund	0.93%	+10.94%	+17.48%	+17.88%
SLADX	Selected American Shares	0.66%	+16.21%	+26.77%	+15.67%
LAVVX	Lord Abbett Fundamental Equity Fund	0.63%	+13.96%	+16.05%	+16.24%
GMWZX	MyDestination 2025 Fund	0.75%	+8.74%	+12.78%	+6.48%
FEIQX	Franklin Equity Income Fund	0.50%	+14.27%	+15.32%	+14.87%
PENNX	Royce Small-Cap Fund	0.93%	+4.94%	+16.91%	+13.28%
ICEQX	Macquarie Core Equity Fund	0.74%	+16.61%	+24.87%	+8.45%
LAFVX	LORD ABBETT AFFILIATED FUND INC	0.39%	+11.58%	+14.40%	+14.19%
FMIHX	FMI Large Cap Fund	0.84%	+1.90%	+16.69%	+10.72%
FFNVX	Select Energy Portfolio	0.94%	—	—	—
ISTNX	Macquarie Science and Technology Fund	1.42%	+33.26%	+36.01%	+10.60%
VMSGX	Mid Cap Strategic Growth Fund	0.74%	+17.97%	+17.78%	+12.10%
JCVWX	Classic Value Fund	0.79%	+8.22%	+10.07%	+16.18%

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