FHSNX

Index

Fidelity Health Savings Index Fund

Category: Balanced (1,430 funds)

Expense Ratio

0.16%

Annual Cost per $10K

$16.00

30-Year Fee Drag per $10K

$3,342

at 7% annual return

Fund Type

Mutual Fund

Index

Trailing 12-Month

+11.24%

Asset Allocation

US Equity

42%

Intl Equity

18%

US Bond

14%

Intl Bond

14%

Cash

12%

Fee Comparison

FHSNX

0.16%

Balanced average

0.85%

Balanced cheapest

FELSX

0.00%

Index benchmark

0.03%

81% cheaper than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of December 2025 · Updated quarterly

+32.98%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

FHSNX at 0.16%$363,904

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$16,709

Cost vs index fund−$13,521

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of December 2025

Ticker	Name	ER	1yr	3yr	5yr
FHSNX	Fidelity Health Savings Index Fund	0.16%	+11.24%	+9.97%	+4.22%
VTTHX	VANGUARD TARGET RETIREMENT 2035 FUND	0.08%	+16.09%	+15.94%	+10.07%
VTHRX	VANGUARD TARGET RETIREMENT 2030 FUND	0.08%	+14.80%	+14.74%	+8.95%
VFORX	VANGUARD TARGET RETIREMENT 2040 FUND	0.08%	+17.33%	+17.14%	+11.19%
VSMGX	VANGUARD LIFESTRATEGY MODERATE GROWTH FUND	0.13%	+15.80%	+14.79%	+8.58%
VTIVX	VANGUARD TARGET RETIREMENT 2045 FUND	0.08%	+18.60%	+18.32%	+12.30%
DGSIX	GLOBAL ALLOCATION 60/40 PORTFOLIO$1M min	0.25%	+13.24%	+13.71%	+9.85%
VASGX	VANGUARD LIFESTRATEGY GROWTH FUND	0.14%	+19.20%	+17.92%	+11.51%
FAVNX	Fidelity Freedom Index 2035 Fund	0.05%	+15.63%	—	—
FFPCX	Fidelity Freedom 2035 Fund	0.59%	—	—	—
VTTVX	VANGUARD TARGET RETIREMENT 2025 FUND	0.08%	+13.31%	+13.31%	+7.78%
VGWAX	VANGUARD GLOBAL WELLINGTON FUND	0.43%	+7.32%	+11.22%	+8.54%
MAMAX	MFS Moderate Allocation Fund	0.56%	+8.47%	+9.69%	+6.27%
FAVOX	Fidelity Freedom Index 2040 Fund	0.12%	+18.15%	—	—
CBFAX	American Funds Global Balanced Fund	0.80%	+13.87%	+13.82%	+7.93%
LGMNX	Loomis Sayles Global Allocation Fund	0.82%	+12.06%	+16.66%	+8.30%
GGSPX	Goldman Sachs Growth and Income Strategy Portfolio	0.55%	+14.63%	+14.38%	+9.22%
QCSCIX	College Retirement Equities Fund - Social Choice Account	—	+12.62%	+13.37%	+8.38%
VFIFX	VANGUARD TARGET RETIREMENT 2050 FUND	0.08%	+19.94%	+19.27%	+12.86%
TLPRX	Nuveen Lifecycle Index 2040 Fund	0.25%	+11.83%	+14.26%	+9.44%
TCIIX	Nuveen Lifecycle 2035 Fund	0.56%	+9.14%	+12.18%	+7.95%
EAAFX	Allspring Asset Allocation Fund	0.75%	+14.98%	+14.21%	+7.56%
FFFEX	Fidelity Freedom 2030 Fund	0.61%	+15.35%	+14.88%	+8.92%
VFFVX	VANGUARD TARGET RETIREMENT 2055 FUND	0.08%	+19.92%	+19.25%	+12.86%
PTDAX	Principal LifeTime 2040 Fund	0.76%	+14.17%	+15.18%	+9.97%
CAIBX	Capital Income Builder	0.58%	+15.51%	+14.04%	+11.04%
FFFFX	Fidelity Freedom 2040 Fund	0.63%	+19.81%	+19.27%	+12.78%
RBAIX	T. Rowe Price Balanced Fund, Inc.	0.47%	+14.42%	+15.72%	+9.60%
PBAPX	SAM Balanced Portfolio	1.02%	+12.98%	+13.98%	+8.63%
MSFKX	MFS Total Return Fund	0.40%	+8.99%	+10.63%	+8.56%
MGPOX	Global Strategist Portfolio	0.68%	+15.67%	+14.65%	+7.95%
VTTSX	VANGUARD TARGET RETIREMENT 2060 FUND	0.08%	+19.88%	+19.25%	+12.85%
TLYIX	Nuveen Lifecycle Index 2035 Fund	0.18%	+10.73%	+12.86%	+8.37%
FAUYX	Fidelity Freedom Index 2030 Fund	0.05%	+14.06%	—	—
ABALX	American Balanced Fund	0.58%	+16.02%	+15.46%	+10.83%
TCLOX	Nuveen Lifecycle 2040 Fund	0.50%	+9.79%	+13.36%	+8.78%
VWENX	VANGUARD WELLINGTON FUND	0.17%	+12.65%	+13.05%	+9.43%
TLMPX	Nuveen Lifecycle Index 2045 Fund	0.35%	+12.74%	+15.20%	+10.35%
SSCQX	State Street Target Retirement 2040 Fund	0.09%	+17.40%	+16.78%	+10.39%
TAALX	Transamerica Asset Allocation - Moderate Growth Portfolio	1.00%	+17.93%	+16.26%	—
AADTX	American Funds 2025 Target Date Retirement Fund	0.63%	+12.54%	+12.24%	+7.76%
FFBRX	Fidelity Freedom Blend 2035 Fund	0.47%	+16.53%	+16.68%	—
FAVPX	Fidelity Freedom Index 2045 Fund	0.05%	+19.64%	—	—
AAETX	American Funds 2030 Target Date Retirement Fund	0.66%	+14.18%	+13.98%	+9.03%
TCHPX	Nuveen Lifecycle 2030 Fund	0.40%	+8.26%	+10.71%	+6.83%
FAVQX	Fidelity Freedom Index 2050 Fund	0.04%	+19.62%	—	—
VGLSX	Global Strategy Fund	0.63%	+12.33%	+12.91%	+6.82%
ISEAX	VOYA INDEX SOLUTION 2035 PORTFOLIO	0.62%	+15.08%	+15.24%	+9.63%
MAGEX	MFS Growth Allocation Fund	1.19%	+9.74%	+11.71%	+8.24%
NBGDX	Columbia Capital Allocation Moderate Aggressive Portfolio	0.74%	+17.82%	—	—
BLAVX	Lord Abbett Multi-Asset Balanced Opportunity Fund	0.90%	+10.75%	+11.77%	+8.08%
FATHX	Fidelity Advisor Freedom 2035 Fund	0.65%	-8.41%	-33.23%	-40.51%
FAVRX	Fidelity Freedom Index 2055 Fund	0.08%	+19.71%	—	—
FDTKX	Fidelity Freedom 2025 Fund	0.59%	+14.38%	+14.00%	+8.03%
FIWBX	Fidelity Advisor Multi-Asset Income Fund	0.80%	+14.10%	+12.50%	+9.96%
RMIRX	Multi-Strategy Income Fund	0.58%	—	—	—
AACTX	American Funds 2020 Target Date Retirement Fund	0.61%	+12.05%	+11.50%	+7.31%
FFAQX	Franklin Global Allocation Fund	0.67%	+15.48%	+14.92%	+11.21%
VLXVX	VANGUARD TARGET RETIREMENT 2065 FUND	0.08%	+19.85%	+19.25%	+12.87%
LTAOX	Principal LifeTime 2035 Fund	0.56%	+12.56%	+13.48%	+8.64%
MACBX	MFS Conservative Allocation Fund	0.83%	+5.79%	+6.88%	+3.65%
PRPDX	Permanent Portfolio	1.06%	+21.67%	+19.48%	+13.49%
TLLIX	Nuveen Lifecycle Index 2050 Fund	0.18%	+13.36%	+15.81%	+10.82%
PHJEX	Principal LifeTime Hybrid 2040 Fund	0.36%	+16.55%	+16.33%	+11.09%
MSTGX	Morningstar Global Income Fund$1M min	0.74%	+10.92%	+11.33%	+7.39%
FFNOX	Fidelity Multi-Asset Index Fund	0.11%	+13.40%	+14.96%	+10.03%
FFBPX	Fidelity Freedom Blend 2030 Fund	0.36%	+15.03%	+14.75%	—
FAVUX	Fidelity Freedom Index 2060 Fund	0.08%	+19.67%	—	—
SSBYX	State Street Target Retirement 2030 Fund	0.09%	+14.51%	+14.55%	+8.75%
ACEIX	Invesco Equity and Income Fund	0.76%	+9.14%	+10.33%	+10.51%
PCGJX	SAM Conservative Growth Portfolio	0.94%	+15.17%	+16.87%	+11.41%
SSDLX	State Street Target Retirement 2050 Fund	0.09%	+19.17%	+18.20%	+11.57%
IDXFX	VOYA INDEX SOLUTION 2030 PORTFOLIO	0.47%	+13.45%	+13.47%	+8.35%
AABCX	Putnam Dynamic Asset Allocation Balanced Fund	0.71%	+14.50%	+17.97%	+8.43%
FMQRX	Franklin Mutual Quest Fund	0.72%	+16.75%	+13.02%	+10.98%
TLHIX	Nuveen Lifecycle Index 2030 Fund	0.25%	+9.89%	+11.56%	+7.37%
PDARX	Diversified Real Asset Fund	1.23%	+6.65%	+4.23%	+7.01%
LTRDX	Principal LifeTime 2045 Fund	0.86%	+15.28%	+16.29%	+10.94%
PMACX	Victory Pioneer Multi-Asset Income Fund	0.84%	—	—	—
FAFEX	Fidelity Advisor Freedom 2030 Fund	0.36%	-9.64%	-34.28%	-41.50%
AAAAX	DWS RREEF Real Assets Fund	0.89%	+6.56%	+7.34%	+8.28%
SWYFX	Schwab Target 2035 Index Fund	0.08%	+14.76%	+15.70%	+10.25%
NRIFX	Nuveen Real Asset Income Fund	0.81%	+7.83%	+9.85%	+6.78%
OWSMX	Old Westbury Small & Mid Cap Strategies Fund	1.13%	+13.77%	+12.64%	+6.51%
PAEBX	Putnam Dynamic Asset Allocation Growth Fund	0.68%	+32.47%	+6.87%	+10.02%
TTIIX	Nuveen Lifecycle Index 2055 Fund	0.25%	+13.51%	+16.01%	+10.99%
TRTY	Cambria Trinity ETF	0.46%	+11.60%	+7.69%	+8.83%
RBSTX	Balanced Strategy Fund	0.89%	—	—	—
HBLFX	THE HARTFORD BALANCED INCOME FUND	0.56%	+7.51%	+9.23%	+6.46%
IDXKX	VOYA INDEX SOLUTION 2040 PORTFOLIO	0.74%	+16.81%	+16.78%	+11.16%
SWERX	Schwab Target 2040 Fund	0.49%	+17.13%	+17.20%	+10.93%
YACKX	AMG Yacktman Fund$1M min	0.62%	+15.37%	+13.06%	+13.89%
SWYGX	Schwab Target 2040 Index Fund	0.08%	+15.93%	+16.85%	+11.25%
CAMRX	Calvert Moderate Allocation Fund	0.67%	+11.26%	+12.57%	—
FNNEX	New Economy Fund	0.47%	+19.36%	+21.34%	+11.35%
VSCGX	VANGUARD LIFESTRATEGY CONSERVATIVE GROWTH FUND	0.12%	+12.46%	+11.66%	+5.67%
FQTEX	Franklin Templeton SMACS Series E	0.08%	+12.34%	+13.60%	+14.02%
FFFGX	Fidelity Freedom 2045 Fund	0.65%	+21.36%	+20.25%	+13.36%
ABUAX	Columbia Capital Allocation Moderate Portfolio	0.93%	+15.54%	+14.13%	+7.79%
MTODX	NYLI Income Builder Fund	0.68%	+13.80%	+13.82%	+8.42%
QAI	NYLI Hedge Multi-Strategy Tracker ETF	0.91%	+8.43%	+9.29%	+4.01%

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