FIBPX

Active

Federated Hermes International Bond Strategy Portfolio

Category: Balanced (1,430 funds)

Expense Ratio

0.02%

Annual Cost per $10K

$2.00

30-Year Fee Drag per $10K

$426

at 7% annual return

Fund Type

Mutual Fund

Active

Trailing 12-Month

+7.40%

Asset Allocation

US Equity

50%

Intl Bond

43%

Cash

Fee Comparison

FIBPX

0.02%

Balanced average

0.85%

Balanced cheapest

FELSX

0.00%

Index benchmark

0.03%

98% cheaper than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of August 2025 · Updated quarterly

+24.59%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

FIBPX at 0.02%$378,484

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$2,129

Savings vs index fund+$1,060

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of August 2025

Ticker	Name	ER	1yr	3yr	5yr
FIBPX	Federated Hermes International Bond Strategy Portfolio	0.02%	+7.40%	+7.60%	+0.32%
BMEAX	BlackRock High Equity Income Fund	0.80%	+7.03%	+10.35%	+12.54%
FFAQX	Franklin Global Allocation Fund	0.67%	+11.04%	+12.41%	+9.62%
DGSIX	GLOBAL ALLOCATION 60/40 PORTFOLIO$1M min	0.25%	+10.46%	+11.85%	+8.72%
CBFAX	American Funds Global Balanced Fund	0.80%	+8.90%	+11.38%	+6.31%
PFANX	PIMCO Preferred and Capital Securities Fund	1.48%	+7.16%	+6.90%	+3.26%
VTHRX	VANGUARD TARGET RETIREMENT 2030 FUND	0.08%	+11.03%	+12.02%	+7.56%
VTTHX	VANGUARD TARGET RETIREMENT 2035 FUND	0.08%	+11.98%	+13.09%	+8.51%
LGMNX	Loomis Sayles Global Allocation Fund	0.82%	+7.99%	+14.05%	+6.83%
VWENX	VANGUARD WELLINGTON FUND	0.17%	+12.65%	+13.05%	+9.43%
JEPI	JPMorgan Equity Premium Income ETF	0.35%	+5.56%	+10.28%	+10.31%
VFORX	VANGUARD TARGET RETIREMENT 2040 FUND	0.08%	+12.93%	+14.17%	+9.46%
DRRAX	BNY Mellon Global Real Return Fund	1.18%	+6.66%	+4.79%	+3.47%
PRFD	PIMCO Preferred and Capital Securities Active Exchange-Traded Fund	0.73%	+6.78%	—	—
INCE	Franklin Income Equity Focus ETF	0.29%	+9.32%	+12.95%	+11.25%
MAMAX	MFS Moderate Allocation Fund	0.56%	+8.47%	+9.69%	+6.27%
MGPOX	Global Strategist Portfolio	0.68%	+10.89%	+11.61%	+6.55%
FQTEX	Franklin Templeton SMACS Series E	0.08%	+12.34%	+13.60%	+14.02%
SPTAX	SP Funds 2030 Target Date Fund	1.05%	+5.95%	—	—
VTIVX	VANGUARD TARGET RETIREMENT 2045 FUND	0.08%	+13.86%	+15.23%	+10.40%
MACBX	MFS Conservative Allocation Fund	0.83%	+5.79%	+6.88%	+3.65%
JEPQ	JPMorgan Nasdaq Equity Premium Income ETF	0.35%	+15.42%	+19.17%	—
FPE	First Trust Preferred Securities and Income ETF	0.85%	+7.35%	+6.91%	+4.06%
VSMGX	VANGUARD LIFESTRATEGY MODERATE GROWTH FUND	0.13%	+10.96%	+11.72%	+7.07%
CAIBX	Capital Income Builder	0.58%	+13.12%	+12.52%	+9.64%
AAETX	American Funds 2030 Target Date Retirement Fund	0.66%	+10.82%	+11.68%	+7.59%
PGLSX	Global Multi-Strategy Fund	1.78%	+7.37%	+7.25%	+5.73%
VTTVX	VANGUARD TARGET RETIREMENT 2025 FUND	0.08%	+10.09%	+10.79%	+6.58%
IWM	iShares Russell 2000 ETF	0.19%	+8.03%	+10.14%	+9.99%
GAOZX	JPMorgan Global Allocation Fund	0.65%	+8.79%	+10.84%	+6.17%
VFIFX	VANGUARD TARGET RETIREMENT 2050 FUND	0.08%	+14.81%	+16.04%	+10.89%
JEPAX	JPMorgan Equity Premium Income Fund	0.45%	+5.08%	+9.73%	+9.74%
IMRFX	Columbia Global Opportunities Fund	1.21%	+9.01%	+9.20%	+3.68%
AAFTX	American Funds 2035 Target Date Retirement Fund	0.67%	+12.21%	+13.49%	+8.96%
KAGAX	Kensington Dynamic Allocation Fund	1.67%	+31.27%	+11.43%	—
VASGX	VANGUARD LIFESTRATEGY GROWTH FUND	0.14%	+13.50%	+14.55%	+9.57%
AADTX	American Funds 2025 Target Date Retirement Fund	0.63%	+9.63%	+10.15%	+6.54%
MAGEX	MFS Growth Allocation Fund	1.19%	+9.74%	+11.71%	+8.24%
VFFVX	VANGUARD TARGET RETIREMENT 2055 FUND	0.08%	+14.81%	+16.02%	+10.88%
TIBOX	Thornburg Investment Income Builder Fund	0.84%	+23.55%	+20.42%	+15.99%
TQQQ	ProShares UltraPro QQQ	0.84%	+31.32%	+49.61%	+18.09%
MLTAX	MFS Lifetime 2030 Fund	0.48%	+7.47%	+8.89%	+6.35%
VGHAX	VANGUARD HEALTH CARE FUND	0.32%	-16.45%	+4.11%	+3.81%
VGWAX	VANGUARD GLOBAL WELLINGTON FUND	0.43%	+7.32%	+11.22%	+8.54%
AAGTX	American Funds 2040 Target Date Retirement Fund	0.68%	+14.02%	+15.45%	+10.16%
FNNEX	New Economy Fund	0.47%	+19.36%	+21.34%	+11.35%
QCSCIX	College Retirement Equities Fund - Social Choice Account	—	+8.60%	+11.15%	+7.07%
VTTSX	VANGUARD TARGET RETIREMENT 2060 FUND	0.08%	+14.78%	+16.03%	+10.88%
FEIQX	Franklin Equity Income Fund	0.50%	+13.29%	+14.87%	+13.46%
CIPAX	American Funds Conservative Growth and Income Portfolio	0.88%	+9.92%	+10.09%	+7.50%
HBLFX	THE HARTFORD BALANCED INCOME FUND	0.56%	+6.93%	+8.00%	+5.85%
AACTX	American Funds 2020 Target Date Retirement Fund	0.61%	+9.51%	+9.52%	+6.25%
AAHTX	American Funds 2045 Target Date Retirement Fund	0.69%	+14.56%	+16.02%	+10.42%
DGTSX	GLOBAL ALLOCATION 25/75 PORTFOLIO$1M min	0.24%	+7.16%	+7.28%	+4.61%
AALTX	American Funds 2050 Target Date Retirement Fund	0.69%	+14.65%	+16.27%	+10.43%
SOXL	Direxion Daily Semiconductor Bull 3X Shares	0.75%	-32.75%	+23.94%	+8.48%
FAVOX	Fidelity Freedom Index 2040 Fund	0.12%	+13.16%	—	—
GGSPX	Goldman Sachs Growth and Income Strategy Portfolio	0.55%	+10.27%	+11.87%	+7.79%
MSFKX	MFS Total Return Fund	0.40%	+6.78%	+9.52%	+7.73%
CGLGX	American Funds Growth and Income Portfolio	0.92%	+14.41%	+15.94%	+11.66%
FAVNX	Fidelity Freedom Index 2035 Fund	0.05%	+11.23%	—	—
CRAAX	Columbia Adaptive Risk Allocation Fund	0.82%	+8.65%	+6.99%	+4.56%
GARUX	Goldman Sachs Absolute Return Tracker Fund	0.73%	+6.62%	+8.00%	+5.73%
ACEIX	Invesco Equity and Income Fund	0.76%	+9.14%	+10.33%	+10.51%
IWO	iShares Russell 2000 Growth ETF	0.24%	+10.35%	+11.46%	+6.99%
AABCX	Putnam Dynamic Asset Allocation Balanced Fund	0.71%	+10.28%	+17.73%	+9.26%
RMIRX	Multi-Strategy Income Fund	0.58%	—	—	—
PFLD	AAM Low Duration Preferred and Income Securities ETF	0.45%	+0.60%	+2.98%	+1.79%
IBB	iShares Biotechnology ETF	0.44%	-6.52%	+4.73%	+0.61%
LFEAX	MFS Lifetime 2035 Fund	1.52%	+9.60%	+11.27%	+8.63%
MLLAX	MFS Lifetime Income Fund	0.44%	+6.28%	+6.74%	+3.88%
VSCGX	VANGUARD LIFESTRATEGY CONSERVATIVE GROWTH FUND	0.12%	+8.51%	+8.90%	+4.57%
IRGPX	Voya Retirement Aggressive Portfolio	0.60%	+11.96%	+13.71%	+10.06%
TLPRX	Nuveen Lifecycle Index 2040 Fund	0.25%	+11.83%	+14.26%	+9.44%
TCLOX	Nuveen Lifecycle 2040 Fund	0.50%	+9.79%	+13.36%	+8.78%
TCIIX	Nuveen Lifecycle 2035 Fund	0.56%	+9.14%	+12.18%	+7.95%
ACSHX	Invesco Comstock Fund	0.51%	+12.14%	+14.93%	+18.04%
PPIPX	T. Rowe Price Spectrum Conservative Allocation Fund	0.56%	+7.96%	+9.01%	+5.30%
SSCKX	State Street Target Retirement 2035 Fund	0.09%	+11.54%	+12.66%	+7.92%
ALTY	Global X Alternative Income ETF	0.50%	+7.70%	+8.21%	+9.40%
FFNOX	Fidelity Multi-Asset Index Fund	0.11%	+13.40%	+14.96%	+10.03%
PAEBX	Putnam Dynamic Asset Allocation Growth Fund	0.68%	+32.47%	+6.87%	+10.02%
BLPAX	American Funds Moderate Growth and Income Portfolio	0.93%	+11.46%	+12.51%	+8.32%
FMSHX	Franklin Mutual Shares Fund	0.70%	+7.38%	+12.68%	+11.95%
PMACX	Victory Pioneer Multi-Asset Income Fund	0.84%	—	—	—
VLXVX	VANGUARD TARGET RETIREMENT 2065 FUND	0.08%	+14.77%	+16.03%	+10.90%
BLAVX	Lord Abbett Multi-Asset Balanced Opportunity Fund	0.90%	+10.75%	+11.77%	+8.08%
MLFAX	MFS Lifetime 2040 Fund	0.81%	+11.03%	+12.87%	+9.87%
TLMPX	Nuveen Lifecycle Index 2045 Fund	0.35%	+12.74%	+15.20%	+10.35%
SSDEX	State Street Target Retirement 2045 Fund	0.09%	+13.13%	+14.13%	+9.19%
GCBLX	Green Century Balanced Fund	1.46%	+4.85%	+8.50%	+6.34%
FTCFX	American Funds College 2033 Fund	0.39%	+10.30%	+11.62%	+8.01%
YACKX	AMG Yacktman Fund$1M min	0.62%	+5.43%	+11.46%	+11.95%
JABLX	Janus Henderson Balanced Portfolio$1M min	0.87%	+12.64%	+18.21%	+9.93%
FSBLX	Federated Hermes Global Allocation Fund	0.84%	+10.47%	+10.51%	+6.18%
TLLIX	Nuveen Lifecycle Index 2050 Fund	0.18%	+13.36%	+15.81%	+10.82%
XBI	SPDR(R) S&P(R) Biotech ETF	0.35%	-11.29%	+2.44%	-4.20%
NBGDX	Columbia Capital Allocation Moderate Aggressive Portfolio	0.74%	—	—	—
ACIIX	Equity Income Fund	0.59%	+7.72%	+9.44%	+9.28%
SSTIX	State Street Total Return V.I.S. Fund	0.67%	+11.08%	+12.03%	+7.66%
MERFX	The Merger Fund	1.56%	-14.74%	-38.31%	-33.45%

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