FLDFX

Active

Balanced Fund

Category: Other (5,046 funds)

Expense Ratio

1.50%

Annual Cost per $10K

$150.00

30-Year Fee Drag per $10K

$26,283

at 7% annual return

Fund Type

Mutual Fund

Active

Trailing 12-Month

+0.09%

Asset Allocation

US Equity

51%

US Bond

17%

Intl Bond

Other

29%

Fee Comparison

FLDFX

1.50%

Other average

0.99%

Other cheapest

FCDSX

0.00%

Index benchmark

0.03%

52% more expensive than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of December 2025 · Updated quarterly

+0.40%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

FLDFX at 1.50%$249,198

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$131,415

Cost vs index fund−$128,227

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of December 2025

Ticker	Name	ER	1yr	3yr	5yr
FLDFX	Balanced Fund	1.50%	+0.09%	+0.13%	+0.08%
VWENX	VANGUARD WELLINGTON FUND	0.17%	+12.65%	+13.05%	+9.43%
CAIBX	Capital Income Builder	0.58%	+15.51%	+14.04%	+11.04%
TMAIX	THRIVENT MODERATE ALLOCATION FUND	0.83%	+13.87%	+14.17%	+8.91%
TMAFX	THRIVENT MODERATELY AGGRESSIVE ALLOCATION FUND	0.91%	+15.35%	+15.48%	+10.45%
AAETX	American Funds 2030 Target Date Retirement Fund	0.66%	+14.18%	+13.98%	+9.03%
ABALX	American Balanced Fund	0.58%	+16.02%	+15.46%	+10.83%
TRAIX	T. Rowe Price Capital Appreciation Fund	0.58%	+11.52%	+14.47%	+11.39%
AADTX	American Funds 2025 Target Date Retirement Fund	0.63%	+12.54%	+12.24%	+7.76%
HCIGX	The Institutional U.S. Equity Portfolio$1M min	0.17%	+17.00%	+20.34%	+14.90%
DVOAX	Moderate Allocation Fund	1.18%	+0.09%	+0.11%	+0.07%
VBIAX	VANGUARD BALANCED INDEX FUND	0.07%	+13.44%	+14.72%	+9.51%
HNDL	Strategy Shares NASDAQ 7HANDL Index ETF	0.95%	+10.89%	+11.79%	+5.58%
AACTX	American Funds 2020 Target Date Retirement Fund	0.61%	+12.05%	+11.50%	+7.31%
FLMAX	Muirfield Fund	0.91%	+0.14%	+0.17%	+0.12%
CSHNX	NYLI Cushing MLP Premier Fund	1.49%	+15.59%	+19.15%	+25.73%
ACEIX	Invesco Equity and Income Fund	0.76%	+9.14%	+10.33%	+10.51%
BNDAX	Tactical Income Fund	1.32%	+0.06%	+0.08%	+0.03%
AAFTX	American Funds 2035 Target Date Retirement Fund	0.67%	+15.82%	+15.87%	+10.58%
PGEBX	George Putnam Balanced Fund	0.91%	+21.05%	+3.59%	+8.82%
CIPAX	American Funds Conservative Growth and Income Portfolio	0.88%	+11.79%	+11.52%	+8.53%
CBFAX	American Funds Global Balanced Fund	0.80%	+13.87%	+13.82%	+7.93%
TAAIX	THRIVENT AGGRESSIVE ALLOCATION FUND	1.02%	+15.68%	+16.54%	+12.64%
AABCX	Putnam Dynamic Asset Allocation Balanced Fund	0.71%	+14.50%	+17.97%	+8.43%
JABLX	Janus Henderson Balanced Portfolio$1M min	0.87%	+14.94%	+17.97%	+9.04%
QCSCIX	College Retirement Equities Fund - Social Choice Account	—	+12.62%	+13.37%	+8.38%
HCEMX	The Emerging Markets Portfolio	0.46%	+27.68%	+20.93%	+7.22%
HCIEX	The International Equity Portfolio	0.21%	+25.46%	+20.24%	+13.37%
ITCSX	VY(R) T. ROWE PRICE CAPITAL APPRECIATION PORTFOLIO	0.65%	+10.98%	+14.06%	+11.01%
JFTUX	JPMorgan Investor Growth Fund	0.96%	+16.32%	+17.81%	+13.28%
SSUS	Day Hagan Smart Sector ETF	0.77%	+20.47%	+17.77%	+14.83%
AABTX	American Funds 2015 Target Date Retirement Fund	0.61%	+11.19%	+10.71%	+6.94%
MAMAX	MFS Moderate Allocation Fund	0.56%	+8.47%	+9.69%	+6.27%
UTMAX	Victory Target Managed Allocation Fund	0.68%	+7.08%	+10.69%	+7.63%
FIQWX	Fidelity Strategic Dividend and Income Fund	0.56%	+7.94%	+10.11%	+9.25%
MACBX	MFS Conservative Allocation Fund	0.83%	+5.79%	+6.88%	+3.65%
JFBUX	JPMorgan Investor Growth & Income Fund	0.95%	+13.60%	+15.06%	+10.60%
OAZBX	Oakmark Equity and Income Fund	0.56%	+11.29%	+12.65%	—
PAXWX	Impax Sustainable Allocation Fund	0.93%	+9.87%	+13.64%	+6.50%
MSFKX	MFS Total Return Fund	0.40%	+8.99%	+10.63%	+8.56%
SMMD	iShares Russell 2500 ETF	0.15%	+11.17%	+12.14%	+11.66%
FTCFX	American Funds College 2033 Fund	0.39%	+12.98%	+13.82%	+8.49%
TCAIX	THRIVENT MODERATELY CONSERVATIVE ALLOCATION FUND	0.80%	+11.18%	+11.03%	+5.50%
FFAQX	Franklin Global Allocation Fund	0.67%	+15.48%	+14.92%	+11.21%
JEPI	JPMorgan Equity Premium Income ETF	0.35%	+5.28%	+10.32%	+10.93%
MGDAX	NYLI Growth Allocation Fund	0.89%	+11.30%	+12.59%	+9.81%
QNTAX	Sector Rotation Fund	1.55%	+0.18%	+0.20%	+0.15%
VMAIX	Venerable Moderate Allocation Fund	0.89%	—	—	—
JBAWX	Balanced Fund	0.62%	+17.64%	+16.24%	+10.38%
GCBLX	Green Century Balanced Fund	1.46%	+8.54%	+10.44%	+7.51%
FAFWX	American Funds Retirement Income Portfolio - Conservative	1.27%	+10.58%	+9.52%	+5.76%
FTLQX	Franklin Corefolio Allocation Fund	0.70%	+13.82%	+18.45%	+12.16%
IRONX	Ironclad Managed Risk Fund	1.28%	+11.07%	+11.37%	+10.55%
URFRX	Victory Target Retirement 2040 Fund	0.55%	+16.20%	+16.17%	+11.13%
IASTX	Macquarie Asset Strategy Fund	0.72%	+15.39%	+17.49%	+5.92%
AAATX	American Funds 2010 Target Date Retirement Fund	0.59%	+10.80%	+10.21%	+6.55%
CBARX	Calvert Balanced Fund	0.61%	+10.74%	+15.25%	+10.02%
IRGPX	Voya Retirement Aggressive Portfolio	0.60%	+15.01%	+15.93%	+10.66%
RBAIX	T. Rowe Price Balanced Fund, Inc.	0.47%	+14.42%	+15.72%	+9.60%
HADAX	HARTFORD BALANCED HLS FUND	0.66%	+9.56%	+12.36%	+10.03%
GBPAX	Global Allocation Fund	1.59%	+0.17%	+0.18%	+0.10%
NBGDX	Columbia Capital Allocation Moderate Aggressive Portfolio	0.74%	+17.82%	—	—
JRBBX	JPMorgan SmartRetirement Blend 2030 Fund	0.42%	+13.76%	+14.10%	+8.61%
PAEBX	Putnam Dynamic Asset Allocation Growth Fund	0.68%	+32.47%	+6.87%	+10.02%
SMTAX	JPMorgan SmartRetirement 2040 Fund	0.83%	+14.63%	+16.49%	+11.01%
TIBOX	Thornburg Investment Income Builder Fund	0.84%	+30.88%	+23.10%	+18.21%
FGTRX	Franklin Growth Allocation Fund	0.85%	+15.94%	+16.44%	+10.81%
PPIPX	T. Rowe Price Spectrum Conservative Allocation Fund	0.56%	+7.96%	+9.01%	+5.30%
TCIIX	Nuveen Lifecycle 2035 Fund	0.56%	+9.14%	+12.18%	+7.95%
IRMGX	Voya Retirement Moderately Aggressive Portfolio	0.59%	+13.16%	+13.89%	+8.90%
JFQUX	JPMorgan Investor Balanced Fund	0.94%	+11.85%	+12.96%	+8.39%
MMRAX	NYLI Moderate Allocation Fund	0.86%	+10.22%	+11.38%	+7.70%
DFGR	Dimensional Global Real Estate ETF	0.22%	+1.37%	+3.20%	—
HBLFX	THE HARTFORD BALANCED INCOME FUND	0.56%	+7.51%	+9.23%	+6.46%
CGLGX	American Funds Growth and Income Portfolio	0.92%	+18.14%	+18.35%	+12.44%
PBAPX	SAM Balanced Portfolio	1.02%	+12.98%	+13.98%	+8.63%
SRJAX	JPMorgan SmartRetirement 2035 Fund	0.83%	+13.52%	+15.21%	+9.79%
FTAOX	American Funds College Enrollment Fund	0.35%	+7.14%	+6.43%	+2.04%
MERFX	The Merger Fund	1.56%	-3.52%	-35.79%	-33.41%
JSAAX	JPMorgan SmartRetirement 2045 Fund	0.83%	+15.52%	+17.47%	+11.99%
TLPRX	Nuveen Lifecycle Index 2040 Fund	0.25%	+11.83%	+14.26%	+9.44%
PTDAX	Principal LifeTime 2040 Fund	0.76%	+14.17%	+15.18%	+9.97%
IUAAX	VY(R) INVESCO EQUITY AND INCOME PORTFOLIO	1.14%	+9.98%	+10.50%	+11.17%
URFFX	Victory Target Retirement 2050 Fund	0.58%	+17.89%	+17.60%	+12.36%
KAGAX	Kensington Dynamic Allocation Fund	1.67%	+42.71%	+15.49%	—
JPBRX	JPMorgan SmartRetirement Blend 2035 Fund	0.42%	+15.41%	+15.78%	+10.30%
JTSAX	JPMorgan SmartRetirement 2050 Fund	0.83%	+16.09%	+17.93%	+12.22%
BLAVX	Lord Abbett Multi-Asset Balanced Opportunity Fund	0.90%	+10.75%	+11.77%	+8.08%
IBLLX	Transamerica Multi-Managed Balanced	0.64%	+12.57%	+14.48%	+9.35%
SBACX	Touchstone Strategic Trust-Touchstone Balanced Fund	0.99%	+12.65%	+14.13%	+8.83%
POCAX	Aristotle Portfolio Optimization Moderate Fund	1.12%	+11.75%	—	—
STFBX	State Farm Balanced Fund	0.14%	+12.08%	+13.44%	—
FTFCX	American Funds College 2030 Fund	0.35%	+10.25%	+10.58%	+6.69%
ESIFX	Eaton Vance Balanced Fund	0.68%	+10.79%	+15.40%	+9.93%
SSCKX	State Street Target Retirement 2035 Fund	0.09%	+16.23%	+15.80%	+9.58%
IFAAX	Conservative Allocation Fund	1.20%	+0.06%	+0.09%	+0.04%
JNTEX	JPMorgan SmartRetirement Blend 2040 Fund	0.42%	+16.34%	+16.66%	+11.09%
FMTZX	Franklin Moderate Allocation Fund	0.53%	+13.64%	+14.11%	+8.55%
DODBX	Dodge & Cox Balanced Fund$1M min	0.52%	+12.04%	+13.16%	+12.46%
JMBRX	JPMorgan SmartRetirement Blend 2045 Fund	0.42%	+17.74%	+18.11%	+12.52%
TCLOX	Nuveen Lifecycle 2040 Fund	0.50%	+9.79%	+13.36%	+8.78%

Analyze Your Full Portfolio

See your blended expense ratio, aggregate asset allocation, and total fee drag across all your holdings.

Get Started Free