FTAFX

Active

Fidelity Advisor Freedom Retirement Fund

Category: Other (5,046 funds)

Expense Ratio

0.46%

Annual Cost per $10K

$46.00

30-Year Fee Drag per $10K

$9,230

at 7% annual return

Fund Type

Mutual Fund

Active

Trailing 12-Month

-6.42%

Asset Allocation

US Equity

18%

Intl Equity

11%

US Bond

60%

Intl Bond

Cash

Fee Comparison

FTAFX

0.46%

Other average

0.99%

Other cheapest

FCDSX

0.00%

Index benchmark

0.03%

54% cheaper than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of December 2025 · Updated quarterly

-54.04%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

FTAFX at 0.46%$334,465

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$46,148

Cost vs index fund−$42,959

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of December 2025

Ticker	Name	ER	1yr	3yr	5yr
FTAFX	Fidelity Advisor Freedom Retirement Fund	0.46%	-6.42%	-22.83%	-29.02%
FFFAX	Fidelity Freedom Retirement Fund	0.24%	+8.67%	+8.22%	+3.40%
FNCFX	Franklin Income Fund	0.41%	+9.26%	+10.15%	+10.23%
FFFCX	Fidelity Freedom 2010 Fund	0.46%	+9.58%	+9.50%	+4.63%
VTINX	VANGUARD TARGET RETIREMENT INCOME FUND	0.08%	+10.10%	+9.80%	+4.76%
FPCIX	Strategic Advisers Core Income Fund	0.33%	+3.89%	+3.62%	-0.16%
FATVX	Fidelity Freedom Index 2015 Fund	0.04%	+10.13%	—	—
FIWGX	Strategic Advisers Fidelity Core Income Fund	0.16%	+3.62%	+3.67%	+0.28%
FAFAX	Fidelity Advisor Freedom Retirement Fund	0.46%	-14.57%	-37.94%	-44.32%
VTWNX	VANGUARD TARGET RETIREMENT 2020 FUND	0.08%	+10.94%	+11.19%	+6.33%
RBBAX	Columbia Income Builder Fund	0.97%	+9.43%	+9.04%	+4.46%
FATYX	Fidelity Freedom Index 2020 Fund	0.05%	+11.61%	—	—
FFOYX	Fidelity Freedom 2015 Fund	0.45%	—	—	—
FAGIX	Fidelity Capital and Income Fund	0.90%	+12.77%	+12.18%	+9.03%
PALTX	Principal LifeTime Strategic Income Fund	1.06%	+9.19%	+9.49%	+4.04%
TCLEX	Nuveen Lifecycle 2010 Fund	0.51%	+6.85%	+7.92%	+4.56%
TLTIX	Nuveen Lifecycle Index 2010 Fund	0.18%	+7.45%	+8.28%	+4.71%
PLFJX	Principal LifeTime 2020 Fund	0.76%	+10.12%	+10.67%	+6.20%
VWIAX	VANGUARD WELLESLEY INCOME FUND	0.16%	+8.11%	+8.65%	+5.49%
FACFX	Fidelity Advisor Freedom 2010 Fund	0.46%	-13.84%	-37.21%	-43.69%
FATUX	Fidelity Freedom Index 2010 Fund	0.04%	+8.71%	—	—
LTAPX	Principal LifeTime 2015 Fund	0.75%	+8.96%	+9.36%	+4.87%
MWTNX	TCW METWEST TOTAL RETURN BOND FUND	0.57%	+5.36%	+5.27%	-0.83%
TLFIX	Nuveen Lifecycle Index 2015 Fund	0.25%	+7.98%	+8.95%	+5.22%
FAUDX	Strategic Advisers Short Duration Fund	0.20%	+5.04%	+5.12%	+2.85%
FTRLX	Federated Hermes Total Return Bond Fund	0.38%	+3.59%	+3.16%	+0.18%
PIINX	PIMCO Income Fund	1.08%	+9.19%	+8.66%	+4.05%
GGKPX	Goldman Sachs Income Builder Fund	0.48%	+10.00%	+11.07%	+8.02%
PHJMX	Principal LifeTime Hybrid 2015 Fund	0.36%	+10.39%	+10.17%	+5.63%
TLWIX	Nuveen Lifecycle Index 2020 Fund	0.35%	+8.50%	+9.62%	+5.73%
VRP	Invesco Variable Rate Preferred ETF	0.50%	+7.56%	+8.62%	+5.19%
TLIPX	Nuveen Lifecycle Index Retirement Income Fund	0.10%	+7.89%	+8.62%	+4.81%
PFIFX	SAM Flexible Income Portfolio	1.80%	+9.01%	+9.08%	+4.36%
LBNOX	LORD ABBETT BOND DEBENTURE FUND INC	0.62%	+7.98%	+7.63%	+3.40%
FSMUX	Strategic Advisers Municipal Bond Fund	0.19%	-0.43%	+2.92%	—
FIQVX	Fidelity Convertible Securities Fund	0.60%	+19.13%	+11.26%	+9.04%
FAPIX	Fidelity Freedom Index Retirement Fund	0.05%	+8.00%	+7.91%	+3.18%
FATKX	Fidelity Freedom 2020 Fund	0.28%	+12.90%	+12.70%	+7.02%
GIOSX	Guggenheim Macro Opportunities Fund	0.93%	+7.29%	+9.00%	+4.47%
TCFPX	Nuveen Lifecycle 2015 Fund	0.37%	+7.02%	+8.21%	+4.91%
FBAKX	Fidelity Balanced Fund	0.46%	+11.35%	+14.26%	+10.21%
FCSKX	Franklin Convertible Securities Fund	0.51%	+16.81%	+13.70%	+8.68%
PCBFX	SAM Conservative Balanced Portfolio	0.87%	+10.79%	+11.18%	+6.23%
BBCPX	Bridge Builder Core Plus Bond Fund	0.16%	+6.72%	+6.55%	+0.85%
CNSAX	Invesco Convertible Securities Fund	0.67%	+17.24%	+10.71%	+7.16%
PHJFX	Principal LifeTime Hybrid Income Fund	0.33%	+10.34%	+10.04%	+4.56%
HIGFX	American High Income Trust	0.32%	+8.57%	+10.59%	+7.12%
JDYRX	PGIM High Yield Fund	0.74%	+8.73%	+8.45%	+4.68%
FFBJX	Fidelity Freedom Blend 2015 Fund	0.18%	+10.98%	+10.92%	—
JNBZX	JPMorgan Income Builder Fund	0.52%	+11.45%	+11.08%	+6.57%
TCSIX	Nuveen Lifestyle Conservative Fund	0.50%	+7.16%	+9.16%	+5.01%
ESFHX	Eaton Vance Floating-Rate & High Income Fund	0.75%	+5.26%	+8.64%	+5.88%
GDMZX	Defensive Market Strategies Fund	0.92%	+9.49%	+10.44%	+7.74%
FFBCX	Fidelity Freedom Blend Retirement Fund	0.31%	+8.62%	+8.26%	—
PTRAX	PIMCO Total Return Fund	0.76%	+6.87%	+6.36%	+0.01%
TLQIX	Nuveen Lifecycle Index 2025 Fund	0.10%	+8.99%	+10.42%	+6.46%
FADMX	Fidelity Advisor Strategic Income Fund	0.65%	+8.06%	+8.71%	+4.03%
FATZX	Fidelity Freedom Index 2025 Fund	0.05%	+13.00%	—	—
PHJTX	Principal LifeTime Hybrid 2020 Fund	0.48%	+11.31%	+11.12%	+6.64%
PMIAX	Putnam Multi-Asset Income Fund	0.85%	+6.69%	—	—
DTBRX	PGIM Total Return Bond Fund	0.75%	+6.16%	+6.55%	+0.03%
SBTTX	Tax-Aware Overlay B Portfolio	0.76%	+7.86%	+8.10%	+4.63%
TLIRX	Nuveen Lifecycle Retirement Income Fund	0.45%	+6.81%	+7.92%	+4.54%
VASIX	VANGUARD LIFESTRATEGY INCOME FUND	0.11%	+8.98%	+8.49%	+2.72%
TCLTX	Nuveen Lifecycle 2020 Fund	0.54%	+7.17%	+8.70%	+5.23%
ISFAX	Lord Abbett Multi-Asset Income Fund	1.39%	+8.01%	+8.45%	+5.38%
TAIAX	American Funds Tax-Aware Conservative Growth and Income Portfolio	0.66%	+11.96%	+12.92%	+8.66%
VAADX	Virtus Convertible Fund	0.62%	+22.71%	+13.03%	—
MSTRX	Morningstar Total Return Bond Fund$1M min	0.55%	+5.86%	+5.60%	-0.75%
FPIOX	Strategic Advisers Income Opportunities Fund	0.53%	+8.90%	+8.92%	+5.18%
FFVAX	Fidelity Advisor Freedom 2015 Fund	0.26%	-12.70%	-36.39%	-43.13%
FIKMX	Fidelity Real Estate Income Fund	0.66%	+5.12%	+8.53%	+7.03%
JMTNX	Janus Henderson Multi-Sector Income Fund	0.88%	+9.02%	+9.06%	+3.67%
POAAX	Aristotle Portfolio Optimization Conservative Fund	1.11%	+8.18%	—	—
PSPAX	PIMCO StocksPLUS Fund	1.10%	+18.65%	+21.50%	+15.76%
CAARX	Calvert Conservative Allocation Fund	0.67%	+8.90%	+9.69%	—
FPUKX	Fidelity Puritan Fund	0.47%	+10.50%	+14.48%	+9.65%
TAAJX	Transamerica Asset Allocation - Conservative Portfolio	0.91%	+11.91%	+10.75%	—
FFBHX	Fidelity Freedom Blend 2010 Fund	1.41%	+9.61%	+9.51%	—
NCIDX	Columbia Convertible Securities Fund	0.79%	—	—	—
SEIAX	SIIT MULTI-ASSET REAL RETURN FUND	0.55%	+5.87%	+3.19%	+6.58%
GIBRX	Guggenheim Total Return Bond Fund	0.49%	+6.52%	+7.11%	+0.66%
IIFAX	Voya Balanced Income Portfolio	1.21%	+11.55%	+11.33%	+6.49%
FAHDX	Fidelity Advisor Capital and Income Fund	1.18%	-4.65%	-23.77%	-28.98%
IRCAX	VOYA RETIREMENT CONSERVATIVE PORTFOLIO	0.62%	+8.02%	+8.18%	+3.33%
SPSB	SPDR Portfolio Short Term Corporate Bond ETF	0.04%	+5.73%	+5.85%	+2.51%
MNCWX	Pro-Blend Conservative Term Series	0.10%	+7.46%	+8.30%	+4.55%
ANBAX	American Funds Strategic Bond Fund	0.31%	+5.38%	+3.74%	-1.00%
FBFRX	Franklin Managed Income Fund	0.59%	+5.98%	+8.38%	+7.62%
HYG	iShares iBoxx $ High Yield Corporate Bond ETF	0.49%	+8.21%	+8.86%	+4.39%
LCFVX	Lord Abbett Convertible Fund	0.82%	+21.45%	+9.28%	+5.22%
AZNAX	Virtus Income & Growth Fund	1.14%	-0.54%	-30.95%	-33.76%
IGIB	iShares 5-10 Year Investment Grade Corporate Bond ETF	0.04%	+5.91%	+6.01%	+0.90%
CVSCX	Calamos Market Neutral Income Fund	1.97%	+6.47%	+7.07%	+4.09%
LTPDX	Principal LifeTime 2025 Fund	0.52%	+10.91%	+11.48%	+7.06%
WAPSX	Western Asset Core Plus Bond Fund	0.42%	+5.71%	+5.73%	-1.36%
OWCIX	Old Westbury Credit Income Fund	0.91%	+7.27%	+6.38%	+0.94%
VWEAX	VANGUARD HIGH-YIELD CORPORATE FUND	0.22%	+8.45%	+9.43%	+4.79%
FSHNX	Fidelity Series High Income Fund	0.12%	+10.39%	+10.28%	+5.99%
PGCAX	PIMCO Investment Grade Credit Bond Fund	1.34%	+6.46%	+7.54%	+0.46%
IGSB	iShares 1-5 Year Investment Grade Corporate Bond ETF	0.04%	+5.84%	+5.44%	+2.21%

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