GMCOX

Active

GuideMark Core Fixed Income Fund

Category: US Bond (5,386 funds)

Expense Ratio

0.95%

Annual Cost per $10K

$95.00

30-Year Fee Drag per $10K

$17,869

at 7% annual return

Fund Type

Mutual Fund

Active

Trailing 12-Month

+4.71%

Asset Allocation

US Bond

93%

Intl Bond

Cash

Fee Comparison

GMCOX

0.95%

US Bond average

0.76%

US Bond cheapest

ABIMX

0.00%

Index benchmark

0.03%

25% more expensive than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of December 2025 · Updated quarterly

+17.50%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

GMCOX at 0.95%$291,266

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$89,346

Cost vs index fund−$86,158

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of December 2025

Ticker	Name	ER	1yr	3yr	5yr
GMCOX	GuideMark Core Fixed Income Fund	0.95%	+4.71%	+5.52%	-0.80%
VBMFX	VANGUARD TOTAL BOND MARKET INDEX FUND	0.15%	+5.02%	+5.16%	-0.53%
VBSSX	VANGUARD SHORT-TERM BOND INDEX FUND	—	—	—	—
VIBSX	VANGUARD INTERMEDIATE-TERM BOND INDEX FUND	—	—	—	—
JBFRX	Bond Fund	0.46%	+3.37%	+3.61%	-0.09%
FUBFX	Fidelity U.S. Bond Index Fund	0.03%	—	—	—
TBIIX	Nuveen Bond Index Fund	0.32%	+4.99%	+5.23%	-0.51%
JCBPX	JPMorgan Core Bond Fund	1.33%	+3.25%	+3.03%	-0.39%
DDTRX	DoubleLine Total Return Bond Fund	0.43%	+6.48%	+5.82%	+0.49%
QCBMFX	College Retirement Equities Fund - Core Bond Account	—	+5.65%	+6.14%	—
AMUSX	U.S. Government Securities Fund	0.65%	+3.55%	+1.78%	-0.67%
JAGBX	Select Bond Trust	0.60%	+5.68%	+5.87%	-0.15%
PARRX	PIMCO Real Return Fund	0.75%	+6.06%	+4.64%	+1.53%
MBFAX	Allspring Core Bond Fund	0.65%	+6.07%	+5.62%	+2.12%
UCON	First Trust Smith Unconstrained Bond ETF	0.86%	+5.27%	+5.57%	+2.96%
UINCX	Victory Income Fund	0.84%	+5.93%	+6.54%	+0.81%
STRDX	Sterling Capital Total Return Bond Fund	0.35%	+5.43%	+5.82%	+0.08%
FLIBX	American Funds Inflation Linked Bond Fund	0.36%	+5.34%	+1.51%	+0.86%
FIXD	First Trust Smith Opportunistic Fixed Income ETF	0.65%	+2.83%	+2.67%	-1.00%
SMAMX	ALPS \| Smith Total Return Bond Fund	0.89%	-19.26%	-19.45%	-23.51%
PANIX	T. Rowe Price New Income Fund, Inc.	0.92%	+2.50%	+2.12%	-1.23%
SCOAX	SIIT CORE FIXED INCOME FUND	0.37%	+3.26%	+3.37%	-0.51%
FFRAX	Fidelity Advisor Floating Rate High Income Fund	0.73%	-5.49%	-16.23%	-20.26%
FCAVX	Franklin California Tax-Free Income Fund	0.60%	-1.83%	+2.42%	+0.09%
QCILFX	College Retirement Equities Fund - Inflation-Linked Bond Account	—	+6.04%	+5.09%	—
FBNDX	Fidelity Investment Grade Bond Fund	0.75%	+3.44%	+3.44%	-0.20%
DDCPX	Doubleline Shiller Enhanced CAPE	0.49%	+10.92%	+15.63%	+12.01%
AFFMX	American Funds Mortgage Fund	0.68%	+4.14%	+2.79%	+0.23%
MXBIX	Empower Bond Index Fund	0.50%	+4.67%	+4.26%	-1.27%
AMHIX	American High-Income Municipal Bond Fund	0.64%	+4.02%	+7.76%	+2.75%
MMHEX	NYLI MacKay High Yield Muni Bond Fund	0.55%	+3.03%	+8.03%	+2.43%
UIITX	Victory Core Plus Intermediate Bond Fund	0.41%	+6.60%	+6.79%	+1.37%
DCFZX	Destinations Core Fixed Income Fund	0.84%	+3.02%	+3.16%	-0.52%
TOTL	SPDR DoubleLine Total Return Tactical ETF	0.55%	+5.91%	+6.13%	+0.51%
FLTMX	Fidelity Intermediate Municipal Income Fund	0.37%	+4.21%	+4.85%	+1.41%
PYMAX	PIMCO High Yield Municipal Bond Fund	0.86%	+1.56%	+6.57%	+1.89%
IORHX	Invesco Rochester Municipal Opportunities Fund	1.17%	-2.67%	+2.61%	+1.19%
MTBDX	NYLI MacKay Tax Free Bond Fund	0.43%	+4.11%	+5.85%	+1.29%
JIGBX	Investment Grade Bond Fund	0.38%	+2.97%	+2.92%	-0.79%
FFTQX	Franklin Federal Tax-Free Income Fund	0.49%	+3.42%	+6.44%	+1.36%
VBLAX	VANGUARD LONG-TERM BOND INDEX FUND	0.06%	+1.94%	+4.73%	-4.50%
ACTFX	Invesco High Yield Municipal Fund	1.13%	-2.99%	+0.94%	-0.03%
NVHAX	Nuveen Short Duration High Yield Municipal Bond Fund	1.06%	+2.56%	+4.96%	+3.30%
WMBRX	Allspring Municipal Bond Fund	0.74%	+2.38%	+4.93%	+2.70%
VPVRRDV	PIMCO Real Return Portfolio	1.07%	+5.98%	+4.60%	+1.60%
DDLDX	DoubleLine Low Duration Bond Fund	0.70%	+5.59%	+6.23%	+3.15%
FTSL	First Trust Senior Loan Fund	0.86%	+6.67%	+8.45%	+6.03%
ITBFX	THE HARTFORD TOTAL RETURN BOND FUND	0.32%	+6.58%	+6.85%	+0.41%
VVBVX	Venerable Strategic Bond Fund	0.80%	+4.98%	—	—
MFIAX	MFS Municipal Income Fund	0.44%	+2.04%	+5.56%	+1.20%
FHYRX	Franklin High Yield Tax-Free Income Fund	0.50%	-0.33%	+3.00%	+1.11%
CLMAX	Columbia Mortgage Opportunities Fund	0.73%	+7.27%	+3.63%	+2.31%
CRAIX	CCM Community Impact Bond Fund	0.42%	+3.05%	+2.57%	-0.40%
UASBX	Victory Short-Term Bond Fund	0.47%	+5.45%	+6.10%	+3.14%
CFBNX	The Bond Fund	0.66%	+6.21%	+6.17%	+0.56%
PMLAX	PIMCO Municipal Bond Fund	0.75%	+2.60%	+6.01%	+1.33%
PBIQX	Bond Market Index Fund	0.40%	+2.63%	+2.59%	-1.07%
LMBS	First Trust Low Duration Opportunities ETF	0.65%	+7.06%	+6.29%	+2.68%
HIABX	HARTFORD TOTAL RETURN BOND HLS FUND	0.52%	+5.51%	+6.42%	+0.13%
THIFX	Thornburg Limited Term Income Fund	0.76%	+5.80%	+6.14%	+1.66%
RTEAX	Tax-Exempt Bond Fund	0.80%	-7.54%	-25.58%	-31.41%
PAXBX	Impax Core Bond Fund	0.71%	+4.74%	+4.65%	-0.77%
LISAX	Lord Abbett Intermediate Tax Free Fund	0.96%	+3.55%	+5.33%	+1.16%
UITB	VictoryShares Core Intermediate Bond ETF	0.38%	+5.44%	+5.73%	+0.41%
GANPX	Goldman Sachs Short Duration Tax-Free Fund	0.67%	+4.08%	+4.23%	+1.62%
ACITX	Inflation-Adjusted Bond Fund	0.54%	+5.08%	+3.94%	+1.24%
MIBDX	BNY Mellon Bond Fund	0.58%	+2.71%	+2.70%	-0.99%
IORUX	Invesco Rochester New York Municipals Fund	0.96%	-5.53%	+1.73%	+0.30%
SWAGX	Schwab U.S. Aggregate Bond Index Fund	0.04%	+3.16%	+2.96%	-0.76%
PAIFX	T. Rowe Price Summit Municipal Intermediate Fund	0.65%	+4.43%	+4.86%	+1.05%
OWFIX	Old Westbury Fixed Income Fund	0.57%	+5.64%	+4.92%	+0.44%
TGLMX	TCW Securitized Bond Fund	0.59%	+7.80%	+6.36%	-0.74%
SNDPX	Diversified Municipal Portfolio	0.50%	+3.69%	+4.64%	+1.56%
NVDL	GraniteShares 2x Long NVDA Daily ETF	1.15%	+50.77%	+36.13%	—
SLDAX	SIIT LONG DURATION CREDIT BOND FUND	0.37%	+0.07%	+1.83%	-3.56%
NTAUX	Tax-Advantaged Ultra-Short Fixed Income Fund	0.26%	+3.64%	+4.29%	+2.12%
SMASX	ALPS \| Smith Short Duration Bond Fund	0.79%	-20.40%	-20.07%	-22.11%
LANFX	Lord Abbett National Tax-Free Income Fund	0.68%	+1.46%	+5.92%	+0.78%
PIPJX	Inflation Protection Fund	0.85%	+5.23%	+3.92%	+0.91%
MMHKX	MFS Municipal High Income Fund	0.52%	+3.28%	+7.29%	+2.10%
OWMBX	Old Westbury Municipal Bond Fund	0.57%	+4.04%	+3.90%	+0.60%
HYMAX	Lord Abbett High Income Municipal Bond Fund	1.07%	+0.83%	+6.71%	+1.31%
EANAX	Eaton Vance National Municipal Income Fund	0.71%	+1.16%	+5.25%	+0.80%
FAJEX	Frost Total Return Bond Fund	0.46%	-22.51%	-20.95%	-23.31%
LCROX	Lord Abbett Core Fixed Income Fund	0.30%	+3.62%	+3.40%	-0.19%
VKMGX	Invesco Quality Income Fund	1.15%	+6.21%	+5.43%	-0.43%
FKTJX	Franklin New York Tax-Free Income Fund	0.78%	-2.23%	+2.25%	-0.26%
VKMMX	Invesco Municipal Income Fund	0.88%	-2.85%	+1.84%	-0.03%
CXHYX	Macquarie National High-Yield Municipal Bond Fund	0.85%	-4.53%	+1.78%	+1.14%
JGBZX	JPMorgan Government Bond Fund	1.05%	+2.35%	+1.86%	-1.48%
BMNSX	Baird Core Intermediate Municipal Bond Fund	0.55%	+3.80%	+4.95%	+1.45%
FGOVX	Fidelity Government Income Fund	0.79%	+2.32%	+2.02%	-1.38%
MCFVX	Mercer Core Fixed Income Fund	0.64%	—	—	—
ATBYX	Intermediate-Term Tax-Free Bond Fund	0.71%	+1.06%	+2.81%	+0.97%
PPNAX	Putnam Strategic Intermediate Municipal Fund	0.90%	+4.51%	+5.62%	+1.93%
SCPWX	Carillon Reams Core Plus Bond Fund	0.40%	+6.15%	+1.03%	-1.50%
JVCNX	Core Bond Trust	0.62%	+5.16%	+5.44%	-0.48%
AUGAX	Columbia Quality Income Fund	0.57%	+3.84%	+2.03%	-0.90%
HTRB	Hartford Total Return Bond ETF	0.29%	+6.58%	+6.82%	+0.37%
FCITX	Franklin Federal Intermediate-Term Tax-Free Income Fund	1.12%	+1.03%	+2.64%	+0.06%
SHMMX	Western Asset Managed Municipals Fund	0.89%	-1.52%	+2.26%	+0.57%

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