GOIAX

Active

Goldman Sachs Growth and Income Strategy Portfolio

Category: Balanced (1,430 funds)

Expense Ratio

0.92%

Annual Cost per $10K

$92.00

30-Year Fee Drag per $10K

$17,373

at 7% annual return

Fund Type

Mutual Fund

Active

Trailing 12-Month

+14.22%

Asset Allocation

US Equity

44%

Intl Equity

23%

US Bond

18%

Intl Bond

12%

Cash

Fee Comparison

GOIAX

0.92%

Balanced average

0.85%

Balanced cheapest

FELSX

0.00%

Index benchmark

0.03%

8% more expensive than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of December 2025 · Updated quarterly

+47.85%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

GOIAX at 0.92%$293,748

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$86,864

Cost vs index fund−$83,676

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of December 2025

Ticker	Name	ER	1yr	3yr	5yr
GOIAX	Goldman Sachs Growth and Income Strategy Portfolio	0.92%	+14.22%	+13.92%	+8.80%
VTTHX	VANGUARD TARGET RETIREMENT 2035 FUND	0.08%	+16.09%	+15.94%	+10.07%
VFORX	VANGUARD TARGET RETIREMENT 2040 FUND	0.08%	+17.33%	+17.14%	+11.19%
VTHRX	VANGUARD TARGET RETIREMENT 2030 FUND	0.08%	+14.80%	+14.74%	+8.95%
VSMGX	VANGUARD LIFESTRATEGY MODERATE GROWTH FUND	0.13%	+15.80%	+14.79%	+8.58%
VTIVX	VANGUARD TARGET RETIREMENT 2045 FUND	0.08%	+18.60%	+18.32%	+12.30%
FFPCX	Fidelity Freedom 2035 Fund	0.59%	—	—	—
GGSPX	Goldman Sachs Growth and Income Strategy Portfolio	0.55%	+14.63%	+14.38%	+9.22%
VGWAX	VANGUARD GLOBAL WELLINGTON FUND	0.43%	+7.32%	+11.22%	+8.54%
VASGX	VANGUARD LIFESTRATEGY GROWTH FUND	0.14%	+19.20%	+17.92%	+11.51%
FAVNX	Fidelity Freedom Index 2035 Fund	0.05%	+15.63%	—	—
TCIIX	Nuveen Lifecycle 2035 Fund	0.56%	+9.14%	+12.18%	+7.95%
FAVOX	Fidelity Freedom Index 2040 Fund	0.12%	+18.15%	—	—
LGMNX	Loomis Sayles Global Allocation Fund	0.82%	+12.06%	+16.66%	+8.30%
PTDAX	Principal LifeTime 2040 Fund	0.76%	+14.17%	+15.18%	+9.97%
QCSCIX	College Retirement Equities Fund - Social Choice Account	—	+12.62%	+13.37%	+8.38%
TLPRX	Nuveen Lifecycle Index 2040 Fund	0.25%	+11.83%	+14.26%	+9.44%
MAMAX	MFS Moderate Allocation Fund	0.56%	+8.47%	+9.69%	+6.27%
PBAPX	SAM Balanced Portfolio	1.02%	+12.98%	+13.98%	+8.63%
FFFEX	Fidelity Freedom 2030 Fund	0.61%	+15.35%	+14.88%	+8.92%
EAAFX	Allspring Asset Allocation Fund	0.75%	+14.98%	+14.21%	+7.56%
VTTVX	VANGUARD TARGET RETIREMENT 2025 FUND	0.08%	+13.31%	+13.31%	+7.78%
RBAIX	T. Rowe Price Balanced Fund, Inc.	0.47%	+14.42%	+15.72%	+9.60%
FFFFX	Fidelity Freedom 2040 Fund	0.63%	+19.81%	+19.27%	+12.78%
VFIFX	VANGUARD TARGET RETIREMENT 2050 FUND	0.08%	+19.94%	+19.27%	+12.86%
TAALX	Transamerica Asset Allocation - Moderate Growth Portfolio	1.00%	+17.93%	+16.26%	—
ISEAX	VOYA INDEX SOLUTION 2035 PORTFOLIO	0.62%	+15.08%	+15.24%	+9.63%
TCLOX	Nuveen Lifecycle 2040 Fund	0.50%	+9.79%	+13.36%	+8.78%
FFBRX	Fidelity Freedom Blend 2035 Fund	0.47%	+16.53%	+16.68%	—
TLYIX	Nuveen Lifecycle Index 2035 Fund	0.18%	+10.73%	+12.86%	+8.37%
VFFVX	VANGUARD TARGET RETIREMENT 2055 FUND	0.08%	+19.92%	+19.25%	+12.86%
MSFKX	MFS Total Return Fund	0.40%	+8.99%	+10.63%	+8.56%
FATHX	Fidelity Advisor Freedom 2035 Fund	0.65%	-8.41%	-33.23%	-40.51%
PDARX	Diversified Real Asset Fund	1.23%	+6.65%	+4.23%	+7.01%
TLMPX	Nuveen Lifecycle Index 2045 Fund	0.35%	+12.74%	+15.20%	+10.35%
MAGEX	MFS Growth Allocation Fund	1.19%	+9.74%	+11.71%	+8.24%
FAUYX	Fidelity Freedom Index 2030 Fund	0.05%	+14.06%	—	—
VTTSX	VANGUARD TARGET RETIREMENT 2060 FUND	0.08%	+19.88%	+19.25%	+12.85%
TCHPX	Nuveen Lifecycle 2030 Fund	0.40%	+8.26%	+10.71%	+6.83%
DGSIX	GLOBAL ALLOCATION 60/40 PORTFOLIO$1M min	0.25%	+13.24%	+13.71%	+9.85%
BLAVX	Lord Abbett Multi-Asset Balanced Opportunity Fund	0.90%	+10.75%	+11.77%	+8.08%
EDIAX	Eaton Vance Global Income Builder Fund	1.17%	+15.86%	+15.44%	+10.28%
LTAOX	Principal LifeTime 2035 Fund	0.56%	+12.56%	+13.48%	+8.64%
NBGDX	Columbia Capital Allocation Moderate Aggressive Portfolio	0.74%	+17.82%	—	—
FAVPX	Fidelity Freedom Index 2045 Fund	0.05%	+19.64%	—	—
FAVQX	Fidelity Freedom Index 2050 Fund	0.04%	+19.62%	—	—
FDTKX	Fidelity Freedom 2025 Fund	0.59%	+14.38%	+14.00%	+8.03%
PCGJX	SAM Conservative Growth Portfolio	0.94%	+15.17%	+16.87%	+11.41%
MSTGX	Morningstar Global Income Fund$1M min	0.74%	+10.92%	+11.33%	+7.39%
FMQRX	Franklin Mutual Quest Fund	0.72%	+16.75%	+13.02%	+10.98%
NRIFX	Nuveen Real Asset Income Fund	0.81%	+7.83%	+9.85%	+6.78%
AADTX	American Funds 2025 Target Date Retirement Fund	0.63%	+12.54%	+12.24%	+7.76%
CVLCX	Calamos Global Opportunities Fund	1.22%	+18.81%	+18.75%	+11.10%
FAVRX	Fidelity Freedom Index 2055 Fund	0.08%	+19.71%	—	—
IDXKX	VOYA INDEX SOLUTION 2040 PORTFOLIO	0.74%	+16.81%	+16.78%	+11.16%
PHJEX	Principal LifeTime Hybrid 2040 Fund	0.36%	+16.55%	+16.33%	+11.09%
LTRDX	Principal LifeTime 2045 Fund	0.86%	+15.28%	+16.29%	+10.94%
FFBPX	Fidelity Freedom Blend 2030 Fund	0.36%	+15.03%	+14.75%	—
SSCQX	State Street Target Retirement 2040 Fund	0.09%	+17.40%	+16.78%	+10.39%
AAETX	American Funds 2030 Target Date Retirement Fund	0.66%	+14.18%	+13.98%	+9.03%
IDXFX	VOYA INDEX SOLUTION 2030 PORTFOLIO	0.47%	+13.45%	+13.47%	+8.35%
VWENX	VANGUARD WELLINGTON FUND	0.17%	+12.65%	+13.05%	+9.43%
TCWWX	Capital World Growth & Income Fund	0.81%	+15.83%	+18.28%	+11.14%
RBSTX	Balanced Strategy Fund	0.89%	—	—	—
SWERX	Schwab Target 2040 Fund	0.49%	+17.13%	+17.20%	+10.93%
LFEAX	MFS Lifetime 2035 Fund	1.52%	+11.68%	+13.11%	+9.75%
CAMRX	Calvert Moderate Allocation Fund	0.67%	+11.26%	+12.57%	—
FIWBX	Fidelity Advisor Multi-Asset Income Fund	0.80%	+14.10%	+12.50%	+9.96%
AACTX	American Funds 2020 Target Date Retirement Fund	0.61%	+12.05%	+11.50%	+7.31%
MTODX	NYLI Income Builder Fund	0.68%	+13.80%	+13.82%	+8.42%
TLLIX	Nuveen Lifecycle Index 2050 Fund	0.18%	+13.36%	+15.81%	+10.82%
SSBYX	State Street Target Retirement 2030 Fund	0.09%	+14.51%	+14.55%	+8.75%
CBFAX	American Funds Global Balanced Fund	0.80%	+13.87%	+13.82%	+7.93%
FAFEX	Fidelity Advisor Freedom 2030 Fund	0.36%	-9.64%	-34.28%	-41.50%
VLXVX	VANGUARD TARGET RETIREMENT 2065 FUND	0.08%	+19.85%	+19.25%	+12.87%
VGLSX	Global Strategy Fund	0.63%	+12.33%	+12.91%	+6.82%
SWYFX	Schwab Target 2035 Index Fund	0.08%	+14.76%	+15.70%	+10.25%
AAAAX	DWS RREEF Real Assets Fund	0.89%	+6.56%	+7.34%	+8.28%
FAVUX	Fidelity Freedom Index 2060 Fund	0.08%	+19.67%	—	—
DVRLX	MFS Global Alternative Strategy Fund	1.01%	+10.54%	+10.47%	+6.24%
AABCX	Putnam Dynamic Asset Allocation Balanced Fund	0.71%	+14.50%	+17.97%	+8.43%
MACBX	MFS Conservative Allocation Fund	0.83%	+5.79%	+6.88%	+3.65%
TLHIX	Nuveen Lifecycle Index 2030 Fund	0.25%	+9.89%	+11.56%	+7.37%
SWYGX	Schwab Target 2040 Index Fund	0.08%	+15.93%	+16.85%	+11.25%
PAEBX	Putnam Dynamic Asset Allocation Growth Fund	0.68%	+32.47%	+6.87%	+10.02%
ABUAX	Columbia Capital Allocation Moderate Portfolio	0.93%	+15.54%	+14.13%	+7.79%
PHJJX	Principal LifeTime Hybrid 2035 Fund	0.47%	+14.88%	+14.75%	+9.86%
MIBLX	BNY Mellon Asset Allocation Fund	0.87%	+11.12%	+11.68%	+8.40%
FFNOX	Fidelity Multi-Asset Index Fund	0.11%	+13.40%	+14.96%	+10.03%
FFBTX	Fidelity Freedom Blend 2040 Fund	0.47%	+19.28%	+19.05%	—
FAFFX	Fidelity Advisor Freedom 2040 Fund	0.63%	-6.32%	-31.84%	-39.51%
PLTJX	Principal LifeTime 2030 Fund	0.79%	+12.03%	+12.82%	+8.12%
TSGGX	Nuveen Lifestyle Growth Fund	0.92%	+10.10%	+14.02%	+8.79%
FFFGX	Fidelity Freedom 2045 Fund	0.65%	+21.36%	+20.25%	+13.36%
SWDRX	Schwab Target 2030 Fund	0.40%	+14.41%	+14.62%	+8.82%
PMACX	Victory Pioneer Multi-Asset Income Fund	0.84%	—	—	—
TTIIX	Nuveen Lifecycle Index 2055 Fund	0.25%	+13.51%	+16.01%	+10.99%
TTFIX	Nuveen Lifecycle 2045 Fund	0.68%	+10.73%	+14.58%	+9.87%
FFFHX	Fidelity Freedom 2050 Fund	0.65%	+21.40%	+20.26%	+13.34%
PRPDX	Permanent Portfolio	1.06%	+21.67%	+19.48%	+13.49%
TIMIX	Nuveen Managed Allocation Fund	0.46%	+8.45%	+13.24%	+9.24%

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