GPAPX

Active

Goldman Sachs Short-Term Conservative Income Fund

Category: Other (5,046 funds)

Expense Ratio

0.23%

Annual Cost per $10K

$23.00

30-Year Fee Drag per $10K

$4,759

at 7% annual return

Fund Type

Mutual Fund

Active

Trailing 12-Month

+4.65%

Asset Allocation

US Equity

US Bond

47%

Intl Bond

30%

Cash

16%

Fee Comparison

GPAPX

0.23%

Other average

0.99%

Other cheapest

FCDSX

0.00%

Index benchmark

0.03%

77% cheaper than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of December 2025 · Updated quarterly

+16.57%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

GPAPX at 0.23%$356,818

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$23,794

Cost vs index fund−$20,606

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of December 2025

Ticker	Name	ER	1yr	3yr	5yr
GPAPX	Goldman Sachs Short-Term Conservative Income Fund	0.23%	+4.65%	+5.24%	+3.11%
GMBPX	Goldman Sachs Short-Term Conservative Income Fund	0.23%	+4.91%	+5.47%	+3.34%
JPST	JPMorgan Ultra-Short Income ETF	0.18%	+4.98%	+5.10%	+3.12%
FADMX	Fidelity Advisor Strategic Income Fund	0.65%	+8.06%	+8.71%	+4.03%
GBIRX	Goldman Sachs Global Core Fixed Income Fund	0.52%	+4.65%	+5.71%	+0.18%
JMGIX	JPMorgan Managed Income Fund	0.25%	+4.89%	+4.95%	+2.98%
FMFIX	Free Market Fixed Income Fund$1M min	0.64%	+4.27%	+4.05%	+1.11%
VASIX	VANGUARD LIFESTRATEGY INCOME FUND	0.11%	+8.98%	+8.49%	+2.72%
USIAX	UBS Ultra Short Income Fund	0.35%	+4.60%	+5.23%	+2.84%
GIOSX	Guggenheim Macro Opportunities Fund	0.93%	+7.29%	+9.00%	+4.47%
DFELX	ENHANCED U.S. LARGE COMPANY PORTFOLIO	0.15%	+21.07%	+22.58%	+16.10%
VTINX	VANGUARD TARGET RETIREMENT INCOME FUND	0.08%	+10.10%	+9.80%	+4.76%
ETSIX	Eaton Vance Strategic Income Fund	1.46%	+11.45%	+9.24%	+5.19%
LBNOX	LORD ABBETT BOND DEBENTURE FUND INC	0.62%	+7.98%	+7.63%	+3.40%
DTBRX	PGIM Total Return Bond Fund	0.75%	+6.16%	+6.55%	+0.03%
JNBZX	JPMorgan Income Builder Fund	0.52%	+11.45%	+11.08%	+6.57%
PNARX	Spectrum Preferred and Capital Securities Income Fund	1.05%	+6.51%	+6.34%	+2.90%
IGSB	iShares 1-5 Year Investment Grade Corporate Bond ETF	0.04%	+5.84%	+5.44%	+2.21%
MOFAX	Mercer Opportunistic Fixed Income Fund	0.82%	—	—	—
NWXGX	Nationwide Strategic Income Fund	0.49%	+7.69%	+9.43%	+6.81%
FNCFX	Franklin Income Fund	0.41%	+9.26%	+10.15%	+10.23%
LUBOX	Lord Abbett Ultra Short Bond Fund	0.24%	+5.33%	+5.48%	+3.17%
PULS	PGIM Ultra Short Bond ETF	0.15%	+5.27%	+5.70%	+3.62%
PAIIX	PIMCO Global Bond Opportunities Fund (U.S. Dollar-Hedged)	0.61%	+8.74%	+6.95%	+2.63%
GIYRX	Guggenheim Ultra Short Duration Fund	0.33%	—	—	—
NEZNX	Loomis Sayles Strategic Income Fund	0.62%	+9.47%	+9.38%	+4.27%
TSDUX	Ultra-Short Term Fixed Income Fund	0.53%	+5.22%	+5.48%	+3.19%
VTWNX	VANGUARD TARGET RETIREMENT 2020 FUND	0.08%	+10.94%	+11.19%	+6.33%
AGBGX	Global Bond Fund	0.02%	+6.04%	+5.78%	+0.79%
IGIB	iShares 5-10 Year Investment Grade Corporate Bond ETF	0.04%	+5.91%	+6.01%	+0.90%
RSBRX	Strategic Bond Fund	0.45%	+6.32%	+5.28%	-0.43%
PCCRX	PIMCO Credit Opportunities Bond Fund	0.82%	+6.41%	+7.23%	+3.49%
JPDAX	JPMorgan Preferred and Income Securities Fund	0.87%	+8.07%	+9.51%	—
PSFAX	PIMCO Short-Term Fund	0.73%	+4.88%	+5.59%	+2.99%
PDAAX	PIMCO Diversified Income Fund	1.04%	+8.96%	+9.50%	+2.60%
VNLA	Janus Henderson Short Duration Income ETF	0.23%	+5.66%	+6.05%	+3.38%
PADAX	PGIM Absolute Return Bond Fund	0.95%	+5.34%	+6.79%	+4.69%
PFOAX	PIMCO International Bond Fund (U.S. Dollar-Hedged)	0.57%	+4.75%	+5.70%	+1.02%
WFBFX	Capital World Bond Fund	0.48%	+6.65%	+6.22%	-1.38%
SDMAX	PGIM Short Duration Multi-Sector Bond Fund	0.62%	+5.92%	+6.50%	+2.71%
GAEPX	Goldman Sachs Enhanced Income Fund	0.35%	+4.89%	+5.59%	+2.92%
CBGRX	Calvert Green Bond Fund	0.43%	+5.60%	+5.70%	+0.24%
PSTQX	PGIM Short-Term Corporate Bond Fund	0.38%	+6.24%	+6.71%	+2.40%
PIINX	PIMCO Income Fund	1.08%	+9.19%	+8.66%	+4.05%
LASNX	Loomis Sayles Strategic Alpha Fund	0.68%	+8.57%	+8.58%	+4.19%
HYG	iShares iBoxx $ High Yield Corporate Bond ETF	0.49%	+8.21%	+8.86%	+4.39%
PUBAX	PIMCO Dynamic Bond Fund	1.31%	+8.79%	+7.48%	+2.92%
HSNFX	THE HARTFORD STRATEGIC INCOME FUND	0.53%	+9.46%	+10.90%	+3.63%
DHGAX	BNY Mellon Global Fixed Income Fund	0.84%	+4.26%	+2.25%	+1.24%
MAFRX	Victory Pioneer Multi-Asset Ultrashort Income Fund	0.58%	—	—	—
DOXLX	Dodge & Cox Global Bond Fund	0.37%	+8.56%	+9.82%	—
VPVSTDV	PIMCO Short-Term Portfolio	0.62%	+5.06%	+5.62%	+3.10%
TRDZX	T. Rowe Price Dynamic Global Bond Fund	0.50%	+5.53%	+1.97%	+2.67%
GHYG	iShares US & Intl High Yield Corp Bond ETF	0.40%	+8.96%	+11.04%	+4.67%
FLRT	Pacer Aristotle Pacific Floating Rate High Income ETF	0.60%	+6.40%	+10.67%	—
FAGIX	Fidelity Capital and Income Fund	0.90%	+12.77%	+12.18%	+9.03%
JHFIX	Income Fund	0.42%	+4.37%	+4.70%	+1.32%
DFSD	Dimensional Short-Duration Fixed Income ETF	0.16%	+6.45%	+6.19%	—
ACCBX	Invesco Corporate Bond Fund	0.41%	+3.66%	+4.66%	+0.44%
STRKX	Victory Pioneer Strategic Income Fund	0.59%	—	—	—
AGDAX	AB HIGH INCOME FUND INC	0.90%	+8.19%	+10.96%	+5.81%
USIG	iShares Broad USD Investment Grade Corporate Bond ETF	0.04%	+4.26%	+4.89%	+0.19%
MBRRX	MFS Corporate Bond Fund	0.51%	+6.08%	+7.43%	+0.03%
JINCX	JPMorgan Unconstrained Debt Fund	0.91%	+5.50%	+5.43%	+2.99%
FALN	iShares Fallen Angels USD Bond ETF	0.25%	+8.84%	+10.89%	+5.59%
PGBAX	Diversified Income Fund	1.06%	+6.66%	+7.47%	+4.53%
GBOAX	JPMorgan Global Bond Opportunities Fund	1.31%	+6.25%	+5.68%	+2.91%
HOBEX	Holbrook Income Fund	1.31%	+7.24%	+6.76%	+5.51%
PAMSX	PIMCO Short Asset Investment Fund	0.36%	+4.94%	+5.21%	+3.04%
MINT	PIMCO Enhanced Short Maturity Active Exchange-Traded Fund	0.36%	+4.91%	+5.73%	+3.01%
RGCRX	Opportunistic Credit Fund	0.69%	—	—	—
SHOAX	American Beacon SiM High Yield Opportunities Fund	1.07%	+7.18%	+9.31%	+7.01%
TNUAX	1290 Diversified Bond Fund	0.75%	+7.48%	+6.14%	+0.32%
LSYAX	Lord Abbett Short Duration High Yield Fund	1.05%	+7.43%	+9.63%	+6.24%
LDLVX	Lord Abbett Short Duration Income Fund	0.32%	+5.74%	+4.94%	+2.70%
RPELX	T. Rowe Price Dynamic Credit Fund	0.55%	+7.19%	+6.77%	+5.43%
CPXFX	Cohen & Steers Preferred Securities & Income Fund, Inc.	0.79%	+8.10%	+9.08%	+3.77%
DINAX	Morgan Stanley Income Opportunities Fund	0.57%	+9.20%	+8.22%	+3.45%
PFRCX	PIMCO International Bond Fund (Unhedged)	0.71%	+7.64%	+6.88%	-2.19%
GNCFX	Goldman Sachs Multi-Manager Non-Core Fixed Income Fund	0.70%	+10.11%	+10.97%	+4.44%
SGHRX	DWS Global High Income Fund	0.55%	+8.17%	+9.97%	+5.06%
SBOTX	Overlay B Portfolio	0.76%	+9.21%	+8.56%	+3.95%
ANGL	VanEck Fallen Angel High Yield Bond ETF	0.25%	+8.64%	+9.79%	+5.22%
GOBSX	BrandywineGLOBAL - Global Opportunities Bond Fund	0.55%	+8.53%	+6.72%	-0.63%
PTRAX	PIMCO Total Return Fund	0.76%	+6.87%	+6.36%	+0.01%
LPXAX	Cohen & Steers Low Duration Preferred and Income Fund, Inc.	0.60%	+7.20%	+7.87%	+3.83%
APDFX	Artisan High Income Fund	0.80%	+9.10%	+10.47%	+6.90%
PCSFX	Capital Securities Fund	0.04%	+8.50%	+7.64%	+4.01%
FAUDX	Strategic Advisers Short Duration Fund	0.20%	+5.04%	+5.12%	+2.85%
PSPAX	PIMCO StocksPLUS Fund	1.10%	+18.65%	+21.50%	+15.76%
IIINX	THRIVENT MULTISECTOR BOND FUND	0.67%	+7.36%	+7.84%	+2.91%
FPCIX	Strategic Advisers Core Income Fund	0.33%	+3.89%	+3.62%	-0.16%
USHY	iShares Broad USD High Yield Corporate Bond ETF	0.15%	+8.26%	+10.15%	+5.43%
SJNK	SPDR Bloomberg Short Term High Yield Bond ETF	0.40%	+7.81%	+9.47%	+6.26%
CAGCX	Calamos Global Convertible Fund	1.35%	+21.18%	+15.03%	+6.00%
DGFZX	Destinations Global Fixed Income Opportunities Fund	0.88%	+7.05%	+7.28%	+5.30%
THYFX	THRIVENT CONSERVATIVE ALLOCATION FUND	0.70%	+8.62%	+9.15%	+4.91%
JDYRX	PGIM High Yield Fund	0.74%	+8.73%	+8.45%	+4.68%
ITTFX	Hartford Multi-Asset Income Fund	0.66%	+11.46%	+10.98%	+6.20%
SHYG	iShares 0-5 Year High Yield Corporate Bond ETF	0.30%	+7.49%	+8.94%	+5.93%
VSCGX	VANGUARD LIFESTRATEGY CONSERVATIVE GROWTH FUND	0.12%	+12.46%	+11.66%	+5.67%

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