GPIFX

Active

GuidePath Flexible Income Allocation Fund

Category: Other (5,046 funds)

Expense Ratio

0.75%

Annual Cost per $10K

$75.00

30-Year Fee Drag per $10K

$14,482

at 7% annual return

Fund Type

Mutual Fund

Active

Trailing 12-Month

+2.99%

Asset Allocation

US Equity

18%

Intl Equity

US Bond

49%

Intl Bond

13%

Cash

19%

Fee Comparison

GPIFX

0.75%

Other average

0.99%

Other cheapest

FCDSX

0.00%

Index benchmark

0.03%

24% cheaper than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of December 2025 · Updated quarterly

+15.04%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

GPIFX at 0.75%$308,204

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$72,409

Cost vs index fund−$69,220

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of December 2025

Ticker	Name	ER	1yr	3yr	5yr
GPIFX	GuidePath Flexible Income Allocation Fund	0.75%	+2.99%	+4.78%	+0.86%
FAGIX	Fidelity Capital and Income Fund	0.90%	+12.77%	+12.18%	+9.03%
FNCFX	Franklin Income Fund	0.41%	+9.26%	+10.15%	+10.23%
FAHDX	Fidelity Advisor Capital and Income Fund	1.18%	-4.65%	-23.77%	-28.98%
GIXFX	GuidePath Flexible Income Allocation Fund	0.40%	+3.77%	-1.81%	—
FPCIX	Strategic Advisers Core Income Fund	0.33%	+3.89%	+3.62%	-0.16%
VTINX	VANGUARD TARGET RETIREMENT INCOME FUND	0.08%	+10.10%	+9.80%	+4.76%
VTWNX	VANGUARD TARGET RETIREMENT 2020 FUND	0.08%	+10.94%	+11.19%	+6.33%
JNBZX	JPMorgan Income Builder Fund	0.52%	+11.45%	+11.08%	+6.57%
FADMX	Fidelity Advisor Strategic Income Fund	0.65%	+8.06%	+8.71%	+4.03%
ABALX	American Balanced Fund	0.58%	+16.02%	+15.46%	+10.83%
GABRX	GuidePath Absolute Return Allocation Fund	0.98%	—	—	—
VWIAX	VANGUARD WELLESLEY INCOME FUND	0.16%	+8.11%	+8.65%	+5.49%
FAUDX	Strategic Advisers Short Duration Fund	0.20%	+5.04%	+5.12%	+2.85%
GIOSX	Guggenheim Macro Opportunities Fund	0.93%	+7.29%	+9.00%	+4.47%
IPNFX	Invesco Multi-Asset Income Fund	1.72%	+9.16%	+9.77%	+3.98%
JPST	JPMorgan Ultra-Short Income ETF	0.18%	+4.98%	+5.10%	+3.12%
IGBH	iShares Interest Rate Hedged Long-Term Corporate Bond ETF	0.14%	+8.16%	+10.23%	+6.37%
FBAKX	Fidelity Balanced Fund	0.46%	+11.35%	+14.26%	+10.21%
TAAJX	Transamerica Asset Allocation - Conservative Portfolio	0.91%	+11.91%	+10.75%	—
GBFFX	GMO Benchmark-Free Fund	0.56%	+10.28%	+12.78%	+8.05%
FIWGX	Strategic Advisers Fidelity Core Income Fund	0.16%	+3.62%	+3.67%	+0.28%
VTTVX	VANGUARD TARGET RETIREMENT 2025 FUND	0.08%	+13.31%	+13.31%	+7.78%
WCAFX	Allspring Spectrum Income Allocation Fund	0.72%	+9.35%	+7.32%	+3.38%
ALAAX	Invesco Income Allocation Fund	0.91%	+10.22%	+8.82%	+4.84%
JMGIX	JPMorgan Managed Income Fund	0.25%	+4.89%	+4.95%	+2.98%
PIINX	PIMCO Income Fund	1.08%	+9.19%	+8.66%	+4.05%
HYG	iShares iBoxx $ High Yield Corporate Bond ETF	0.49%	+8.21%	+8.86%	+4.39%
VRP	Invesco Variable Rate Preferred ETF	0.50%	+7.56%	+8.62%	+5.19%
VASIX	VANGUARD LIFESTRATEGY INCOME FUND	0.11%	+8.98%	+8.49%	+2.72%
FFFCX	Fidelity Freedom 2010 Fund	0.46%	+9.58%	+9.50%	+4.63%
PSPAX	PIMCO StocksPLUS Fund	1.10%	+18.65%	+21.50%	+15.76%
GMBPX	Goldman Sachs Short-Term Conservative Income Fund	0.23%	+4.91%	+5.47%	+3.34%
PLDAX	PIMCO Low Duration Fund	0.75%	+5.40%	+5.17%	+1.57%
CVSCX	Calamos Market Neutral Income Fund	1.97%	+6.47%	+7.07%	+4.09%
LBNOX	LORD ABBETT BOND DEBENTURE FUND INC	0.62%	+7.98%	+7.63%	+3.40%
DOXBX	Dodge & Cox Balanced Fund	0.43%	+12.15%	+13.26%	—
PFIFX	SAM Flexible Income Portfolio	1.80%	+9.01%	+9.08%	+4.36%
SBOTX	Overlay B Portfolio	0.76%	+9.21%	+8.56%	+3.95%
THYFX	THRIVENT CONSERVATIVE ALLOCATION FUND	0.70%	+8.62%	+9.15%	+4.91%
VSCGX	VANGUARD LIFESTRATEGY CONSERVATIVE GROWTH FUND	0.12%	+12.46%	+11.66%	+5.67%
FFOYX	Fidelity Freedom 2015 Fund	0.45%	—	—	—
FPUKX	Fidelity Puritan Fund	0.47%	+10.50%	+14.48%	+9.65%
PUBAX	PIMCO Dynamic Bond Fund	1.31%	+8.79%	+7.48%	+2.92%
PCBFX	SAM Conservative Balanced Portfolio	0.87%	+10.79%	+11.18%	+6.23%
KTRZX	DWS Global Income Builder Fund	0.58%	+15.01%	+14.69%	+8.66%
PLFJX	Principal LifeTime 2020 Fund	0.76%	+10.12%	+10.67%	+6.20%
WMMRX	Wilmington Real Asset Fund	0.75%	+8.60%	+5.89%	+7.93%
RBBAX	Columbia Income Builder Fund	0.97%	+9.43%	+9.04%	+4.46%
FFFAX	Fidelity Freedom Retirement Fund	0.24%	+8.67%	+8.22%	+3.40%
FTRLX	Federated Hermes Total Return Bond Fund	0.38%	+3.59%	+3.16%	+0.18%
HBLFX	THE HARTFORD BALANCED INCOME FUND	0.56%	+7.51%	+9.23%	+6.46%
DTBRX	PGIM Total Return Bond Fund	0.75%	+6.16%	+6.55%	+0.03%
IGIB	iShares 5-10 Year Investment Grade Corporate Bond ETF	0.04%	+5.91%	+6.01%	+0.90%
FATKX	Fidelity Freedom 2020 Fund	0.28%	+12.90%	+12.70%	+7.02%
FPIOX	Strategic Advisers Income Opportunities Fund	0.53%	+8.90%	+8.92%	+5.18%
PDINX	Putnam Diversified Income Trust	0.66%	+7.06%	+7.00%	+2.25%
FATYX	Fidelity Freedom Index 2020 Fund	0.05%	+11.61%	—	—
LUBOX	Lord Abbett Ultra Short Bond Fund	0.24%	+5.33%	+5.48%	+3.17%
FIKMX	Fidelity Real Estate Income Fund	0.66%	+5.12%	+8.53%	+7.03%
JDYRX	PGIM High Yield Fund	0.74%	+8.73%	+8.45%	+4.68%
RCLRX	Conservative Strategy Fund	0.69%	+8.32%	+8.28%	+3.05%
USHY	iShares Broad USD High Yield Corporate Bond ETF	0.15%	+8.26%	+10.15%	+5.43%
AZNAX	Virtus Income & Growth Fund	1.14%	-0.54%	-30.95%	-33.76%
HTFIX	Horizon Tactical Fixed Income Fund	1.08%	—	—	—
ANBAX	American Funds Strategic Bond Fund	0.31%	+5.38%	+3.74%	-1.00%
PFIAX	PIMCO Low Duration Income Fund	1.21%	+8.83%	+8.12%	+4.32%
IBBFX	THRIVENT DYNAMIC ALLOCATION FUND	0.75%	+11.82%	+11.35%	+7.83%
LQDH	iShares Interest Rate Hedged Corporate Bond ETF	0.24%	+7.15%	+8.90%	+5.63%
IIFAX	Voya Balanced Income Portfolio	1.21%	+11.55%	+11.33%	+6.49%
IGSB	iShares 1-5 Year Investment Grade Corporate Bond ETF	0.04%	+5.84%	+5.44%	+2.21%
SJNK	SPDR Bloomberg Short Term High Yield Bond ETF	0.40%	+7.81%	+9.47%	+6.26%
RSBRX	Strategic Bond Fund	0.45%	+6.32%	+5.28%	-0.43%
SHYG	iShares 0-5 Year High Yield Corporate Bond ETF	0.30%	+7.49%	+8.94%	+5.93%
ACCBX	Invesco Corporate Bond Fund	0.41%	+3.66%	+4.66%	+0.44%
FATZX	Fidelity Freedom Index 2025 Fund	0.05%	+13.00%	—	—
PALTX	Principal LifeTime Strategic Income Fund	1.06%	+9.19%	+9.49%	+4.04%
TCLTX	Nuveen Lifecycle 2020 Fund	0.54%	+7.17%	+8.70%	+5.23%
GPAAX	Grant Park Multi Alternative Strategies Fund	1.79%	+11.95%	+4.45%	+5.00%
ESFHX	Eaton Vance Floating-Rate & High Income Fund	0.75%	+5.26%	+8.64%	+5.88%
FBFRX	Franklin Managed Income Fund	0.59%	+5.98%	+8.38%	+7.62%
TCLEX	Nuveen Lifecycle 2010 Fund	0.51%	+6.85%	+7.92%	+4.56%
OSTIX	The Osterweis Strategic Income Fund	0.83%	+6.57%	+9.22%	+5.67%
MSTRX	Morningstar Total Return Bond Fund$1M min	0.55%	+5.86%	+5.60%	-0.75%
SPIB	SPDR Portfolio Intermediate Term Corporate Bond ETF	0.04%	+6.90%	+7.15%	+1.62%
FALN	iShares Fallen Angels USD Bond ETF	0.25%	+8.84%	+10.89%	+5.59%
GIYRX	Guggenheim Ultra Short Duration Fund	0.33%	—	—	—
ISFAX	Lord Abbett Multi-Asset Income Fund	1.39%	+8.01%	+8.45%	+5.38%
PGBAX	Diversified Income Fund	1.06%	+6.66%	+7.47%	+4.53%
JNK	SPDR(R) Bloomberg High Yield Bond ETF	0.40%	+8.58%	+9.85%	+4.80%
FATVX	Fidelity Freedom Index 2015 Fund	0.04%	+10.13%	—	—
TCFPX	Nuveen Lifecycle 2015 Fund	0.37%	+7.02%	+8.21%	+4.91%
FCNQX	Fidelity Conservative Income Bond Fund	0.45%	-4.56%	—	—
SPHY	SPDR Portfolio High Yield Bond ETF	0.05%	+8.60%	+10.27%	+5.85%
USIG	iShares Broad USD Investment Grade Corporate Bond ETF	0.04%	+4.26%	+4.89%	+0.19%
GGKPX	Goldman Sachs Income Builder Fund	0.48%	+10.00%	+11.07%	+8.02%
MAFRX	Victory Pioneer Multi-Asset Ultrashort Income Fund	0.58%	—	—	—
QBA2Q	VIP Balanced Portfolio	0.50%	+13.80%	+16.29%	+11.31%
SPSB	SPDR Portfolio Short Term Corporate Bond ETF	0.04%	+5.73%	+5.85%	+2.51%
TLQIX	Nuveen Lifecycle Index 2025 Fund	0.10%	+8.99%	+10.42%	+6.46%
VPVLDDV	PIMCO Low Duration Portfolio	0.67%	+5.42%	+5.16%	+1.49%

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