GSBCX

Active

Goldman Sachs Income Builder Fund

Category: Other (5,046 funds)

Expense Ratio

1.57%

Annual Cost per $10K

$157.00

30-Year Fee Drag per $10K

$27,266

at 7% annual return

Fund Type

Mutual Fund

Active

Trailing 12-Month

+8.82%

Asset Allocation

US Equity

16%

US Bond

68%

Intl Bond

14%

Cash

Fee Comparison

GSBCX

1.57%

Other average

0.99%

Other cheapest

FCDSX

0.00%

Index benchmark

0.03%

59% more expensive than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of October 2025 · Updated quarterly

+32.57%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

GSBCX at 1.57%$244,285

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$136,328

Cost vs index fund−$133,140

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of October 2025

Ticker	Name	ER	1yr	3yr	5yr
GSBCX	Goldman Sachs Income Builder Fund	1.57%	+8.82%	+9.85%	+6.85%
FIWGX	Strategic Advisers Fidelity Core Income Fund	0.16%	+3.62%	+3.67%	+0.28%
PIINX	PIMCO Income Fund	1.08%	+6.98%	+8.60%	+4.02%
MWTNX	TCW METWEST TOTAL RETURN BOND FUND	0.57%	+2.45%	+4.81%	-0.83%
PFIFX	SAM Flexible Income Portfolio	1.80%	+9.01%	+9.08%	+4.36%
FNCFX	Franklin Income Fund	0.41%	+7.15%	+11.41%	+9.96%
JMTNX	Janus Henderson Multi-Sector Income Fund	0.88%	+7.00%	+8.94%	+3.87%
FPCIX	Strategic Advisers Core Income Fund	0.33%	+3.89%	+3.62%	-0.16%
PGCAX	PIMCO Investment Grade Credit Bond Fund	1.34%	+4.21%	+7.18%	+0.42%
PTRAX	PIMCO Total Return Fund	0.76%	+4.09%	+5.81%	-0.06%
JDYRX	PGIM High Yield Fund	0.74%	+8.73%	+8.45%	+4.68%
GGKPX	Goldman Sachs Income Builder Fund	0.48%	+10.00%	+11.07%	+8.02%
GIOSX	Guggenheim Macro Opportunities Fund	0.93%	+6.54%	+8.75%	+4.45%
LBNOX	LORD ABBETT BOND DEBENTURE FUND INC	0.62%	+6.31%	+8.05%	+3.44%
RNDLX	RiverNorth/DoubleLine Strategic Income Fund	1.77%	+4.59%	+7.94%	+2.95%
PTOAX	PIMCO StocksPLUS Absolute Return Fund	1.35%	+18.06%	+25.48%	+15.47%
FCSKX	Franklin Convertible Securities Fund	0.51%	+16.81%	+13.70%	+8.68%
DTBRX	PGIM Total Return Bond Fund	0.75%	+6.16%	+6.55%	+0.03%
VAADX	Virtus Convertible Fund	0.62%	+24.25%	+14.76%	—
NCIDX	Columbia Convertible Securities Fund	0.79%	—	—	—
ESFHX	Eaton Vance Floating-Rate & High Income Fund	0.75%	+5.26%	+8.64%	+5.88%
BBCPX	Bridge Builder Core Plus Bond Fund	0.16%	+3.91%	+6.14%	+0.79%
OWCIX	Old Westbury Credit Income Fund	0.91%	+7.27%	+6.38%	+0.94%
HIGFX	American High Income Trust	0.32%	+7.58%	+11.27%	+7.08%
LCFVX	Lord Abbett Convertible Fund	0.82%	+21.45%	+9.28%	+5.22%
GIBRX	Guggenheim Total Return Bond Fund	0.49%	+4.53%	+6.42%	+0.62%
PHYAX	PIMCO High Yield Fund	0.85%	+6.34%	+9.90%	+4.41%
LDLVX	Lord Abbett Short Duration Income Fund	0.32%	+5.74%	+4.94%	+2.70%
BCOSX	Baird Core Plus Bond Fund	0.55%	+3.20%	+5.80%	+0.13%
CCVCX	Calamos Convertible Fund	0.88%	+23.13%	+12.96%	+7.00%
VRP	Invesco Variable Rate Preferred ETF	0.50%	+7.56%	+8.62%	+5.19%
PSPAX	PIMCO StocksPLUS Fund	1.10%	+17.15%	+24.47%	+15.09%
NTBAX	Navigator Tactical Fixed Income Fund	1.32%	+2.62%	+6.98%	+3.78%
CMBKX	American Funds Multi-Sector Income Fund	0.70%	+5.60%	+9.36%	+3.54%
TAIBX	PGIM Core Bond Fund	0.96%	+6.47%	+6.40%	+0.02%
CNSAX	Invesco Convertible Securities Fund	0.67%	+18.14%	+12.32%	+7.41%
FGQMX	Fidelity High Income Fund	1.85%	-7.28%	-25.13%	-31.57%
GSOPX	Goldman Sachs Dynamic Bond Fund	0.77%	+6.66%	+9.03%	+4.61%
HYSAX	PGIM Short Duration High Yield Income Fund	1.00%	+7.50%	+8.02%	+5.38%
FIQVX	Fidelity Convertible Securities Fund	0.60%	+19.13%	+11.26%	+9.04%
PTCIX	PIMCO Long-Term Credit Bond Fund$1M min	1.51%	+1.94%	+7.57%	-1.71%
APDFX	Artisan High Income Fund	0.80%	+8.03%	+11.12%	+6.84%
PGBAX	Diversified Income Fund	1.06%	+6.66%	+7.47%	+4.53%
VWEAX	VANGUARD HIGH-YIELD CORPORATE FUND	0.22%	+8.45%	+9.43%	+4.79%
AFRFX	Invesco Floating Rate ESG Fund	0.72%	+6.67%	+7.92%	+6.47%
EIBRX	Eaton Vance Income Fund of Boston	0.66%	+7.89%	+9.49%	+5.83%
TSFBX	American Funds Strategic Bond Fund	0.75%	+2.85%	+3.59%	-0.79%
RBBAX	Columbia Income Builder Fund	0.97%	+9.43%	+9.04%	+4.46%
WAPSX	Western Asset Core Plus Bond Fund	0.42%	+2.60%	+5.35%	-1.43%
IIBAX	VOYA INTERMEDIATE BOND FUND	1.43%	+3.08%	+5.62%	-0.05%
JAHYX	Janus Henderson High-Yield Fund	0.94%	+7.72%	+10.43%	+4.54%
BSBSX	Baird Short-Term Bond Fund	0.55%	+4.40%	+5.19%	+2.02%
STYAX	Allspring Core Plus Bond Fund	0.67%	+3.30%	+3.50%	+2.07%
MCOAX	NYLI MacKay Convertible Fund	0.94%	+14.39%	+9.56%	+8.73%
QHI2Q	VIP High Income Portfolio	0.91%	+8.71%	+10.32%	+4.65%
JHYUX	JPMorgan High Yield Fund	0.50%	+8.26%	+8.74%	+5.45%
ACPSX	Invesco Core Plus Bond Fund	0.79%	+3.33%	+3.97%	-0.10%
DLDZX	Destinations Low Duration Fixed Income Fund	0.79%	+4.90%	+6.30%	+4.97%
FADMX	Fidelity Advisor Strategic Income Fund	0.65%	+6.54%	+8.85%	+3.89%
FSHGX	Fidelity SAI High Income Fund	0.71%	+9.82%	+10.06%	—
FIHAX	Federated Hermes Institutional High Yield Bond Fund	0.75%	+7.20%	—	—
JAFLX	Janus Henderson Flexible Bond Portfolio$1M min	0.82%	+2.98%	+4.98%	-0.05%
IIFAX	Voya Balanced Income Portfolio	1.21%	+9.84%	+12.20%	+6.44%
FTRFX	Federated Hermes Total Return Bond Fund	0.69%	+3.16%	+2.84%	-0.13%
FAGIX	Fidelity Capital and Income Fund	0.90%	+12.77%	+12.18%	+9.03%
CCBFX	Capital Group Central Corporate Bond Fund	—	+3.73%	+4.53%	—
NRSIX	Neuberger Berman Strategic Income Fund	0.51%	+9.22%	+9.46%	+4.29%
GGMPX	Goldman Sachs High Yield Fund	0.98%	+6.67%	+10.30%	+4.49%
VCORX	VANGUARD CORE BOND FUND	0.20%	+3.47%	+5.38%	-0.13%
FDBLX	Federated Hermes Corporate Bond Fund	0.59%	+4.10%	+4.66%	+0.61%
LGBNX	Loomis Sayles Investment Grade Bond Fund	0.44%	+3.00%	+6.18%	+1.61%
FSMUX	Strategic Advisers Municipal Bond Fund	0.19%	-0.43%	+2.92%	—
PZRMX	PIMCO Inflation Response Multi-Asset Fund	2.40%	+10.27%	+10.11%	+7.70%
MRBBX	MFS Total Return Bond Fund	0.60%	+5.35%	+5.64%	-0.40%
MINT	PIMCO Enhanced Short Maturity Active Exchange-Traded Fund	0.36%	+4.96%	+5.52%	+2.94%
JSDUX	JPMorgan Short Duration Bond Fund	0.28%	+5.14%	+4.80%	+2.32%
PLSTX	Aristotle Strategic Income Fund	0.94%	+5.60%	—	—
LSYAX	Lord Abbett Short Duration High Yield Fund	1.05%	+7.43%	+9.63%	+6.24%
GNCFX	Goldman Sachs Multi-Manager Non-Core Fixed Income Fund	0.70%	+10.11%	+10.97%	+4.44%
HOBEX	Holbrook Income Fund	1.31%	+7.24%	+6.76%	+5.51%
MHIKX	MFS High Income Fund	0.52%	+7.98%	+9.68%	+4.68%
MHYSX	NYLI MacKay High Yield Corporate Bond Fund	0.56%	+6.61%	+8.80%	+5.29%
PCNBX	Putnam Convertible Securities Fund	0.68%	+12.39%	-3.09%	+7.51%
SPSB	SPDR Portfolio Short Term Corporate Bond ETF	0.04%	+4.84%	+5.64%	+2.46%
GDMZX	Defensive Market Strategies Fund	0.92%	+8.26%	+12.07%	+7.54%
VPVTRDV	PIMCO Total Return Portfolio	0.79%	+4.19%	+5.83%	-0.08%
WABRX	Western Asset Core Bond Fund	1.12%	+2.22%	+4.45%	-1.78%
TSRSX	Thornburg Strategic Income Fund	0.53%	+4.97%	+7.04%	+3.60%
NERNX	Loomis Sayles Core Plus Bond Fund	0.39%	+3.39%	+5.54%	+0.17%
LUBFX	Lord Abbett Ultra Short Bond Fund	0.38%	+5.17%	+5.34%	+3.02%
MAFRX	Victory Pioneer Multi-Asset Ultrashort Income Fund	0.58%	—	—	—
PSFAX	PIMCO Short-Term Fund	0.73%	+5.03%	+5.38%	+2.97%
FHYLX	Federated Hermes Opportunistic High Yield Bond Fund	0.72%	+7.75%	+8.54%	+5.56%
OAFIX	Optimum Fixed Income Fund	1.79%	+3.04%	+5.11%	-0.56%
BUBSX	Baird Ultra Short Bond Fund	0.40%	+4.62%	+5.15%	+2.99%
IHIFX	Macquarie High Income Fund	1.13%	+3.32%	+9.92%	+2.19%
JNBCX	JPMorgan Income Builder Fund	1.25%	+10.61%	+10.29%	+5.77%
FFFAX	Fidelity Freedom Retirement Fund	0.24%	+6.27%	+8.28%	+3.27%
GFRAX	Goldman Sachs High Yield Floating Rate Fund	0.72%	+5.03%	+8.31%	+5.54%
FAUDX	Strategic Advisers Short Duration Fund	0.20%	+5.04%	+5.12%	+2.85%
LFROX	Lord Abbett Floating Rate Fund	0.54%	+6.93%	+8.70%	+6.88%

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