IMSIX

ActiveMin. $1M

IMS Strategic Income Fund

Category: Other (5,046 funds)

Expense Ratio

2.00%

Annual Cost per $10K

$200.00

30-Year Fee Drag per $10K

$32,903

at 7% annual return

Fund Type

Mutual Fund

Active · Min: $1M

Trailing 12-Month

+7.73%

Asset Allocation

US Equity

18%

US Bond

59%

Intl Bond

19%

Cash

Fee Comparison

IMSIX

2.00%

Other average

0.99%

Other cheapest

FCDSX

0.00%

Index benchmark

0.03%

102% more expensive than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of December 2025 · Updated quarterly

+24.47%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

IMSIX at 2.00%$216,097

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$164,516

Cost vs index fund−$161,327

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of December 2025

Ticker	Name	ER	1yr	3yr	5yr
IMSIX	IMS Strategic Income Fund	2.00%	+7.73%	+7.57%	+4.93%
PFIFX	SAM Flexible Income Portfolio	1.80%	+9.01%	+9.08%	+4.36%
FNCFX	Franklin Income Fund	0.41%	+9.26%	+10.15%	+10.23%
GIOSX	Guggenheim Macro Opportunities Fund	0.93%	+7.29%	+9.00%	+4.47%
PIINX	PIMCO Income Fund	1.08%	+9.19%	+8.66%	+4.05%
FPCIX	Strategic Advisers Core Income Fund	0.33%	+3.89%	+3.62%	-0.16%
LBNOX	LORD ABBETT BOND DEBENTURE FUND INC	0.62%	+7.98%	+7.63%	+3.40%
FADMX	Fidelity Advisor Strategic Income Fund	0.65%	+8.06%	+8.71%	+4.03%
FAGIX	Fidelity Capital and Income Fund	0.90%	+12.77%	+12.18%	+9.03%
HOBEX	Holbrook Income Fund	1.31%	+7.24%	+6.76%	+5.51%
FIWGX	Strategic Advisers Fidelity Core Income Fund	0.16%	+3.62%	+3.67%	+0.28%
DTBRX	PGIM Total Return Bond Fund	0.75%	+6.16%	+6.55%	+0.03%
CVSCX	Calamos Market Neutral Income Fund	1.97%	+6.47%	+7.07%	+4.09%
PGCAX	PIMCO Investment Grade Credit Bond Fund	1.34%	+6.46%	+7.54%	+0.46%
VTINX	VANGUARD TARGET RETIREMENT INCOME FUND	0.08%	+10.10%	+9.80%	+4.76%
PSPAX	PIMCO StocksPLUS Fund	1.10%	+18.65%	+21.50%	+15.76%
RBBAX	Columbia Income Builder Fund	0.97%	+9.43%	+9.04%	+4.46%
IIFAX	Voya Balanced Income Portfolio	1.21%	+11.55%	+11.33%	+6.49%
ESFHX	Eaton Vance Floating-Rate & High Income Fund	0.75%	+5.26%	+8.64%	+5.88%
PGBAX	Diversified Income Fund	1.06%	+6.66%	+7.47%	+4.53%
PTRAX	PIMCO Total Return Fund	0.76%	+6.87%	+6.36%	+0.01%
JNBZX	JPMorgan Income Builder Fund	0.52%	+11.45%	+11.08%	+6.57%
FAUDX	Strategic Advisers Short Duration Fund	0.20%	+5.04%	+5.12%	+2.85%
VWIAX	VANGUARD WELLESLEY INCOME FUND	0.16%	+8.11%	+8.65%	+5.49%
JDYRX	PGIM High Yield Fund	0.74%	+8.73%	+8.45%	+4.68%
RNDLX	RiverNorth/DoubleLine Strategic Income Fund	1.77%	+6.11%	+8.19%	+2.95%
GNCFX	Goldman Sachs Multi-Manager Non-Core Fixed Income Fund	0.70%	+10.11%	+10.97%	+4.44%
PTOAX	PIMCO StocksPLUS Absolute Return Fund	1.35%	+20.28%	+22.41%	+16.13%
FGQMX	Fidelity High Income Fund	1.85%	-7.28%	-25.13%	-31.57%
GGKPX	Goldman Sachs Income Builder Fund	0.48%	+10.00%	+11.07%	+8.02%
WCFRX	Virtus Westchester Credit Event Fund	1.83%	+5.98%	+7.45%	+3.11%
VRP	Invesco Variable Rate Preferred ETF	0.50%	+7.56%	+8.62%	+5.19%
VTWNX	VANGUARD TARGET RETIREMENT 2020 FUND	0.08%	+10.94%	+11.19%	+6.33%
JMTNX	Janus Henderson Multi-Sector Income Fund	0.88%	+9.02%	+9.06%	+3.67%
ETSIX	Eaton Vance Strategic Income Fund	1.46%	+11.45%	+9.24%	+5.19%
MWTNX	TCW METWEST TOTAL RETURN BOND FUND	0.57%	+5.36%	+5.27%	-0.83%
LCFVX	Lord Abbett Convertible Fund	0.82%	+21.45%	+9.28%	+5.22%
LDLTX	Lord Abbett Short Duration Income Fund	0.38%	+5.66%	+4.95%	+2.69%
DLDZX	Destinations Low Duration Fixed Income Fund	0.79%	+4.90%	+6.30%	+4.97%
GIBCX	Guggenheim Total Return Bond Fund	1.60%	+5.37%	+5.96%	-0.40%
LSYAX	Lord Abbett Short Duration High Yield Fund	1.05%	+7.43%	+9.63%	+6.24%
PSFAX	PIMCO Short-Term Fund	0.73%	+4.88%	+5.59%	+2.99%
APDFX	Artisan High Income Fund	0.80%	+9.10%	+10.47%	+6.90%
ACTIX	Advisors Capital Tactical Fixed Income Fund	2.04%	+5.07%	+5.60%	—
PADAX	PGIM Absolute Return Bond Fund	0.95%	+5.34%	+6.79%	+4.69%
FAHDX	Fidelity Advisor Capital and Income Fund	1.18%	-4.65%	-23.77%	-28.98%
NEZNX	Loomis Sayles Strategic Income Fund	0.62%	+9.47%	+9.38%	+4.27%
POAAX	Aristotle Portfolio Optimization Conservative Fund	1.11%	+8.18%	—	—
PHYAX	PIMCO High Yield Fund	0.85%	+7.83%	+9.11%	+4.47%
SDMAX	PGIM Short Duration Multi-Sector Bond Fund	0.62%	+5.92%	+6.50%	+2.71%
FFFCX	Fidelity Freedom 2010 Fund	0.46%	+9.58%	+9.50%	+4.63%
WACIX	Western Asset Core Plus Bond Fund	0.79%	+5.35%	+5.34%	-1.73%
IGSB	iShares 1-5 Year Investment Grade Corporate Bond ETF	0.04%	+5.84%	+5.44%	+2.21%
AZNAX	Virtus Income & Growth Fund	1.14%	-0.54%	-30.95%	-33.76%
CNSAX	Invesco Convertible Securities Fund	0.67%	+17.24%	+10.71%	+7.16%
HYG	iShares iBoxx $ High Yield Corporate Bond ETF	0.49%	+8.21%	+8.86%	+4.39%
MAFRX	Victory Pioneer Multi-Asset Ultrashort Income Fund	0.58%	—	—	—
FTRLX	Federated Hermes Total Return Bond Fund	0.38%	+3.59%	+3.16%	+0.18%
FTAHX	American High Income Trust	0.38%	+8.49%	+10.49%	+7.03%
TSFBX	American Funds Strategic Bond Fund	0.75%	+5.81%	+4.08%	-0.71%
LUBOX	Lord Abbett Ultra Short Bond Fund	0.24%	+5.33%	+5.48%	+3.17%
SHOAX	American Beacon SiM High Yield Opportunities Fund	1.07%	+7.18%	+9.31%	+7.01%
HYSAX	PGIM Short Duration High Yield Income Fund	1.00%	+7.50%	+8.02%	+5.38%
MINT	PIMCO Enhanced Short Maturity Active Exchange-Traded Fund	0.36%	+4.91%	+5.73%	+3.01%
PSTQX	PGIM Short-Term Corporate Bond Fund	0.38%	+6.24%	+6.71%	+2.40%
FCSKX	Franklin Convertible Securities Fund	0.51%	+16.81%	+13.70%	+8.68%
FFFAX	Fidelity Freedom Retirement Fund	0.24%	+8.67%	+8.22%	+3.40%
DNAVX	Dunham Dynamic Macro Fund	2.01%	+5.94%	+11.70%	+6.43%
FSHGX	Fidelity SAI High Income Fund	0.71%	+9.82%	+10.06%	—
VAADX	Virtus Convertible Fund	0.62%	+22.71%	+13.03%	—
GSOPX	Goldman Sachs Dynamic Bond Fund	0.77%	+9.05%	+9.20%	+4.79%
VASIX	VANGUARD LIFESTRATEGY INCOME FUND	0.11%	+8.98%	+8.49%	+2.72%
PDINX	Putnam Diversified Income Trust	0.66%	+7.06%	+7.00%	+2.25%
PALTX	Principal LifeTime Strategic Income Fund	1.06%	+9.19%	+9.49%	+4.04%
CCVCX	Calamos Convertible Fund	0.88%	+23.13%	+12.96%	+7.00%
IGIB	iShares 5-10 Year Investment Grade Corporate Bond ETF	0.04%	+5.91%	+6.01%	+0.90%
FPIOX	Strategic Advisers Income Opportunities Fund	0.53%	+8.90%	+8.92%	+5.18%
CMBKX	American Funds Multi-Sector Income Fund	0.70%	+7.28%	+9.22%	+3.57%
QHI2Q	VIP High Income Portfolio	0.91%	+10.29%	+9.51%	+4.87%
MLMRX	MFS Limited Maturity Fund	1.33%	+5.36%	+5.60%	+2.12%
ACPSX	Invesco Core Plus Bond Fund	0.79%	+3.33%	+3.97%	-0.10%
PULS	PGIM Ultra Short Bond ETF	0.15%	+5.27%	+5.70%	+3.62%
LGBCX	Loomis Sayles Investment Grade Bond Fund	1.49%	+4.32%	+5.41%	+0.50%
ISFAX	Lord Abbett Multi-Asset Income Fund	1.39%	+8.01%	+8.45%	+5.38%
GDIAX	Goldman Sachs Short Duration Bond Fund	1.11%	+5.90%	+5.76%	+1.95%
STYAX	Allspring Core Plus Bond Fund	0.67%	+3.30%	+3.50%	+2.07%
IHIFX	Macquarie High Income Fund	1.13%	+5.56%	+9.37%	+2.38%
PTCIX	PIMCO Long-Term Credit Bond Fund$1M min	1.51%	+4.91%	+7.93%	-1.74%
AHIYX	Invesco High Yield Fund	1.01%	+6.80%	+7.85%	+4.46%
BSBSX	Baird Short-Term Bond Fund	0.55%	+5.23%	+5.38%	+2.09%
PFRIX	PGIM Floating Rate Income Fund	0.80%	+7.48%	+9.03%	+6.96%
TAIBX	PGIM Core Bond Fund	0.96%	+6.47%	+6.40%	+0.02%
OWCIX	Old Westbury Credit Income Fund	0.91%	+7.27%	+6.38%	+0.94%
PFIAX	PIMCO Low Duration Income Fund	1.21%	+8.83%	+8.12%	+4.32%
NCIDX	Columbia Convertible Securities Fund	0.79%	—	—	—
OAFIX	Optimum Fixed Income Fund	1.79%	+5.45%	+5.53%	-0.51%
HBLCX	THE HARTFORD BALANCED INCOME FUND	1.64%	+6.35%	+8.05%	+5.32%
PUBAX	PIMCO Dynamic Bond Fund	1.31%	+8.79%	+7.48%	+2.92%
BCAAX	BrandywineGLOBAL - CORPORATE CREDIT FUND	1.19%	+6.52%	+9.73%	—
MCSRX	MFS Commodity Strategy Fund	0.82%	+16.62%	+4.32%	+12.44%
AFRFX	Invesco Floating Rate ESG Fund	0.72%	+6.67%	+7.92%	+6.47%

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