INCLX

Active

Transamerica High Yield Bond

Category: US Bond (5,386 funds)

Expense Ratio

1.73%

Annual Cost per $10K

$173.00

30-Year Fee Drag per $10K

$29,442

at 7% annual return

Fund Type

Mutual Fund

Active

Trailing 12-Month

+6.57%

Asset Allocation

US Equity

US Bond

75%

Intl Bond

16%

Cash

Fee Comparison

INCLX

1.73%

US Bond average

0.76%

US Bond cheapest

ABIMX

0.00%

Index benchmark

0.03%

128% more expensive than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of October 2025 · Updated quarterly

+24.53%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

INCLX at 1.73%$233,404

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$147,209

Cost vs index fund−$144,020

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of October 2025

Ticker	Name	ER	1yr	3yr	5yr
INCLX	Transamerica High Yield Bond	1.73%	+6.57%	+7.59%	+3.82%
PIINX	PIMCO Income Fund	1.08%	+6.98%	+8.60%	+4.02%
PTRAX	PIMCO Total Return Fund	0.76%	+4.09%	+5.81%	-0.06%
ABNDX	Bond Fund of America	1.04%	+2.69%	+4.64%	-0.29%
OAFIX	Optimum Fixed Income Fund	1.79%	+3.04%	+5.11%	-0.56%
JDYRX	PGIM High Yield Fund	0.74%	+8.73%	+8.45%	+4.68%
IIBAX	VOYA INTERMEDIATE BOND FUND	1.43%	+3.08%	+5.62%	-0.05%
PIPAX	PIMCO StocksPLUS International Fund (U.S. Dollar-Hedged)	1.57%	+15.97%	+20.74%	+14.25%
PGCAX	PIMCO Investment Grade Credit Bond Fund	1.34%	+4.21%	+7.18%	+0.42%
JCBPX	JPMorgan Core Bond Fund	1.33%	+3.25%	+3.03%	-0.39%
CCBFX	Capital Group Central Corporate Bond Fund	—	+3.73%	+4.53%	—
PHYAX	PIMCO High Yield Fund	0.85%	+6.34%	+9.90%	+4.41%
JCPPX	JPMorgan Core Plus Bond Fund	1.14%	+3.47%	+3.44%	-0.03%
BCOSX	Baird Core Plus Bond Fund	0.55%	+3.20%	+5.80%	+0.13%
FBKWX	Fidelity Total Bond Fund	0.75%	+3.99%	+4.27%	+0.57%
HYSAX	PGIM Short Duration High Yield Income Fund	1.00%	+7.50%	+8.02%	+5.38%
FGQMX	Fidelity High Income Fund	1.85%	-7.28%	-25.13%	-31.57%
CMBKX	American Funds Multi-Sector Income Fund	0.70%	+5.60%	+9.36%	+3.54%
BAGSX	Baird Aggregate Bond Fund	0.55%	+2.91%	+5.31%	-0.36%
PTCIX	PIMCO Long-Term Credit Bond Fund$1M min	1.51%	+1.94%	+7.57%	-1.71%
WAPSX	Western Asset Core Plus Bond Fund	0.42%	+2.60%	+5.35%	-1.43%
APDFX	Artisan High Income Fund	0.80%	+8.03%	+11.12%	+6.84%
ACPSX	Invesco Core Plus Bond Fund	0.79%	+3.33%	+3.97%	-0.10%
STYAX	Allspring Core Plus Bond Fund	0.67%	+3.30%	+3.50%	+2.07%
DTBRX	PGIM Total Return Bond Fund	0.75%	+6.16%	+6.55%	+0.03%
FIHAX	Federated Hermes Institutional High Yield Bond Fund	0.75%	+7.20%	—	—
GIBRX	Guggenheim Total Return Bond Fund	0.49%	+4.53%	+6.42%	+0.62%
HIGFX	American High Income Trust	0.32%	+7.58%	+11.27%	+7.08%
BSBSX	Baird Short-Term Bond Fund	0.55%	+4.40%	+5.19%	+2.02%
LDLVX	Lord Abbett Short Duration Income Fund	0.32%	+5.74%	+4.94%	+2.70%
PFIAX	PIMCO Low Duration Income Fund	1.21%	+7.24%	+8.03%	+4.26%
VWEAX	VANGUARD HIGH-YIELD CORPORATE FUND	0.22%	+8.45%	+9.43%	+4.79%
PIXAX	PIMCO RAE PLUS Fund	1.39%	+11.51%	+20.08%	+15.55%
LQD	iShares iBoxx $ Investment Grade Corporate Bond ETF	0.14%	+3.36%	+4.42%	-0.63%
PANIX	T. Rowe Price New Income Fund, Inc.	0.92%	+2.50%	+2.12%	-1.23%
VFICX	VANGUARD INTERMEDIATE-TERM INVESTMENT-GRADE FUND	0.20%	+8.23%	+8.13%	+1.09%
ANBAX	American Funds Strategic Bond Fund	0.31%	+2.58%	+3.34%	-1.05%
MRBBX	MFS Total Return Bond Fund	0.60%	+5.35%	+5.64%	-0.40%
EIBRX	Eaton Vance Income Fund of Boston	0.66%	+7.89%	+9.49%	+5.83%
TSRSX	Thornburg Strategic Income Fund	0.53%	+4.97%	+7.04%	+3.60%
LFROX	Lord Abbett Floating Rate Fund	0.54%	+6.93%	+8.70%	+6.88%
HYG	iShares iBoxx $ High Yield Corporate Bond ETF	0.49%	+8.21%	+8.86%	+4.39%
LGBNX	Loomis Sayles Investment Grade Bond Fund	0.44%	+3.00%	+6.18%	+1.61%
BGHAX	BrandywineGLOBAL - HIGH YIELD FUND	0.89%	+6.29%	+11.01%	—
CHIAX	Credit Suisse Floating Rate High Income Fund	0.95%	+5.21%	+8.54%	+6.24%
VPVTRDV	PIMCO Total Return Portfolio	0.79%	+4.19%	+5.83%	-0.08%
DCPAX	BNY Mellon Core Plus Fund	1.45%	+6.27%	+6.42%	+0.48%
LBNPX	LORD ABBETT BOND DEBENTURE FUND INC	1.15%	+5.75%	+7.47%	+2.89%
PCRRX	PIMCO CommodityRealReturn Strategy Fund	1.25%	+10.94%	+4.13%	+12.18%
GGMPX	Goldman Sachs High Yield Fund	0.98%	+6.67%	+10.30%	+4.49%
OSTIX	The Osterweis Strategic Income Fund	0.83%	+6.07%	+9.76%	+5.76%
BCAAX	BrandywineGLOBAL - CORPORATE CREDIT FUND	1.19%	+6.08%	+10.15%	—
SSTHX	Allspring Short-Term High Income Fund	0.82%	+5.75%	+6.57%	+3.90%
CSOAX	Credit Suisse Strategic Income Fund	1.80%	+5.64%	+9.71%	+6.02%
PLSTX	Aristotle Strategic Income Fund	0.94%	+5.60%	—	—
WAPIX	Western Asset Core Bond Fund	0.80%	+2.46%	+4.78%	-1.46%
URHIX	Victory High Income Fund	0.79%	+8.35%	+9.88%	+5.75%
BUBSX	Baird Ultra Short Bond Fund	0.40%	+4.62%	+5.15%	+2.99%
JNK	SPDR(R) Bloomberg High Yield Bond ETF	0.40%	+7.07%	+10.66%	+4.72%
BIMSX	Baird Intermediate Bond Fund	0.55%	+4.00%	+5.32%	+0.75%
JSDUX	JPMorgan Short Duration Bond Fund	0.28%	+5.14%	+4.80%	+2.32%
PTOAX	PIMCO StocksPLUS Absolute Return Fund	1.35%	+18.06%	+25.48%	+15.47%
FSMTX	Fidelity SAI Total Bond Fund	0.29%	+4.17%	+4.37%	+0.79%
TRKZX	T. Rowe Price High Yield Fund, Inc.	0.60%	+8.32%	+9.55%	+5.47%
PCKTX	PIMCO StocksPLUS Small Fund	1.00%	+15.55%	-3.19%	—
NERNX	Loomis Sayles Core Plus Bond Fund	0.39%	+3.39%	+5.54%	+0.17%
FCNQX	Fidelity Conservative Income Bond Fund	0.45%	-4.56%	—	—
BFCAX	American Funds Corporate Bond Fund	1.48%	+2.89%	+3.82%	-0.85%
GDIAX	Goldman Sachs Short Duration Bond Fund	1.11%	+4.58%	+5.64%	+1.82%
MHYSX	NYLI MacKay High Yield Corporate Bond Fund	0.56%	+6.61%	+8.80%	+5.29%
VVJBX	Voya Short Duration High Income Fund	1.58%	+1.69%	—	—
JMTNX	Janus Henderson Multi-Sector Income Fund	0.88%	+7.00%	+8.94%	+3.87%
SKCRX	DWS Enhanced Commodity Strategy Fund	0.95%	+3.49%	+0.69%	+8.91%
TAIBX	PGIM Core Bond Fund	0.96%	+6.47%	+6.40%	+0.02%
BBBMX	BBH Limited Duration Fund	0.35%	+5.63%	+6.69%	+4.01%
USHY	iShares Broad USD High Yield Corporate Bond ETF	0.15%	+8.26%	+10.15%	+5.43%
PWLBX	PIMCO RAE Worldwide Long/Short PLUS Fund	1.82%	+4.83%	+10.52%	+8.93%
NRSIX	Neuberger Berman Strategic Income Fund	0.51%	+9.22%	+9.46%	+4.29%
FCBAX	Fidelity Corporate Bond Fund	0.77%	-18.87%	-30.47%	-35.85%
FGKNX	Franklin Core Plus Bond Fund	0.72%	+6.41%	+7.51%	+2.92%
TSBBX	Nuveen Core Impact Bond Fund	0.51%	+2.81%	+5.04%	-0.33%
MAFRX	Victory Pioneer Multi-Asset Ultrashort Income Fund	0.58%	—	—	—
VCOBX	VANGUARD CORE BOND FUND	0.10%	+3.56%	+5.47%	-0.03%
FFRAX	Fidelity Advisor Floating Rate High Income Fund	0.73%	-5.49%	-16.23%	-20.26%
CEAMX	Short-Term Bond Fund of America	0.88%	+4.37%	+3.57%	+1.22%
GAKPX	Goldman Sachs Core Fixed Income Fund	1.46%	+3.05%	+5.47%	-0.39%
PSJIX	Short-Term Income Fund	0.63%	+5.24%	+5.66%	+2.13%
GMDZX	MEDIUM-DURATION BOND FUND	0.68%	+3.38%	+5.36%	-0.68%
AFRFX	Invesco Floating Rate ESG Fund	0.72%	+6.67%	+7.92%	+6.47%
CWB	SPDR(R) Bloomberg Convertible Securities ETF	0.40%	+20.68%	+14.78%	+7.88%
PBFKX	Victory Pioneer Bond Fund	0.36%	—	—	—
LSBNX	Loomis Sayles Bond Fund	0.60%	+6.36%	+8.47%	+3.42%
LSYAX	Lord Abbett Short Duration High Yield Fund	1.05%	+7.43%	+9.63%	+6.24%
QCBMFX	College Retirement Equities Fund - Core Bond Account	—	+3.35%	+5.71%	—
USIG	iShares Broad USD Investment Grade Corporate Bond ETF	0.04%	+4.26%	+4.89%	+0.19%
CCHIX	High Yield Fund	0.51%	+5.27%	+8.21%	+4.33%
FZOLX	Fidelity SAI Low Duration Bond Fund	0.20%	+5.04%	+5.18%	—
TAHBX	Transamerica High Yield Bond	0.61%	+7.75%	+8.81%	+5.01%
IHIFX	Macquarie High Income Fund	1.13%	+3.32%	+9.92%	+2.19%
FHRRX	Franklin High Income Fund	0.50%	+7.31%	+11.66%	+6.66%
TRZOX	T. Rowe Price Short-Term Bond Fund, Inc.	0.31%	+5.66%	+4.95%	—

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