MDHCX

Active

NYLI MacKay Short Duration High Income Fund

Category: US Bond (5,386 funds)

Expense Ratio

1.82%

Annual Cost per $10K

$182.00

30-Year Fee Drag per $10K

$30,624

at 7% annual return

Fund Type

Mutual Fund

Active

Trailing 12-Month

+4.69%

Asset Allocation

US Bond

84%

Intl Bond

16%

Fee Comparison

MDHCX

1.82%

US Bond average

0.76%

US Bond cheapest

ABIMX

0.00%

Index benchmark

0.03%

139% more expensive than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of October 2025 · Updated quarterly

+21.40%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

MDHCX at 1.82%$227,491

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$153,121

Cost vs index fund−$149,933

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of October 2025

Ticker	Name	ER	1yr	3yr	5yr
MDHCX	NYLI MacKay Short Duration High Income Fund	1.82%	+4.69%	+6.68%	+4.50%
VBTSX	VANGUARD TOTAL BOND MARKET INDEX FUND	—	—	—	—
VBSSX	VANGUARD SHORT-TERM BOND INDEX FUND	—	—	—	—
PIINX	PIMCO Income Fund	1.08%	+6.98%	+8.60%	+4.02%
VIBSX	VANGUARD INTERMEDIATE-TERM BOND INDEX FUND	—	—	—	—
JCBPX	JPMorgan Core Bond Fund	1.33%	+3.25%	+3.03%	-0.39%
ABNDX	Bond Fund of America	1.04%	+2.69%	+4.64%	-0.29%
IIBAX	VOYA INTERMEDIATE BOND FUND	1.43%	+3.08%	+5.62%	-0.05%
FBKWX	Fidelity Total Bond Fund	0.75%	+3.99%	+4.27%	+0.57%
BAGSX	Baird Aggregate Bond Fund	0.55%	+2.91%	+5.31%	-0.36%
DOXIX	Dodge & Cox Income Fund	0.33%	+3.47%	+6.64%	—
QCBMFX	College Retirement Equities Fund - Core Bond Account	—	+3.35%	+5.71%	—
PTRAX	PIMCO Total Return Fund	0.76%	+4.09%	+5.81%	-0.06%
BCOSX	Baird Core Plus Bond Fund	0.55%	+3.20%	+5.80%	+0.13%
JCPPX	JPMorgan Core Plus Bond Fund	1.14%	+3.47%	+3.44%	-0.03%
PCRRX	PIMCO CommodityRealReturn Strategy Fund	1.25%	+10.94%	+4.13%	+12.18%
CCBFX	Capital Group Central Corporate Bond Fund	—	+3.73%	+4.53%	—
GIBRX	Guggenheim Total Return Bond Fund	0.49%	+4.53%	+6.42%	+0.62%
CMBKX	American Funds Multi-Sector Income Fund	0.70%	+5.60%	+9.36%	+3.54%
PTCIX	PIMCO Long-Term Credit Bond Fund$1M min	1.51%	+1.94%	+7.57%	-1.71%
DCPAX	BNY Mellon Core Plus Fund	1.45%	+6.27%	+6.42%	+0.48%
GAKPX	Goldman Sachs Core Fixed Income Fund	1.46%	+3.05%	+5.47%	-0.39%
VCIT	VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND	0.06%	+5.70%	+5.76%	+0.79%
VFICX	VANGUARD INTERMEDIATE-TERM INVESTMENT-GRADE FUND	0.20%	+8.23%	+8.13%	+1.09%
MHYSX	NYLI MacKay High Yield Corporate Bond Fund	0.56%	+6.61%	+8.80%	+5.29%
VCSH	VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND	0.06%	+5.71%	+5.29%	+2.12%
VBLTX	VANGUARD LONG-TERM BOND INDEX FUND	—	—	—	—
LDLFX	Lord Abbett Short Duration Income Fund	0.48%	+5.55%	+4.75%	+2.53%
FBNDX	Fidelity Investment Grade Bond Fund	0.75%	+3.44%	+3.44%	-0.20%
BIMSX	Baird Intermediate Bond Fund	0.55%	+4.00%	+5.32%	+0.75%
FIHAX	Federated Hermes Institutional High Yield Bond Fund	0.75%	+7.20%	—	—
LGBNX	Loomis Sayles Investment Grade Bond Fund	0.44%	+3.00%	+6.18%	+1.61%
FSMTX	Fidelity SAI Total Bond Fund	0.29%	+4.17%	+4.37%	+0.79%
UINCX	Victory Income Fund	0.84%	+5.93%	+6.54%	+0.81%
ANGLX	Angel Oak Multi-Strategy Income Fund	1.64%	+6.97%	+6.21%	+2.16%
PTFAX	PIMCO RAE Fundamental Advantage PLUS Fund	1.73%	-0.34%	+1.02%	+2.28%
WACSX	Western Asset Core Bond Fund	0.42%	+2.93%	+5.20%	-1.08%
PGCAX	PIMCO Investment Grade Credit Bond Fund	1.34%	+4.21%	+7.18%	+0.42%
FFRAX	Fidelity Advisor Floating Rate High Income Fund	0.73%	-5.49%	-16.23%	-20.26%
FBND	Fidelity Total Bond ETF	0.36%	+3.85%	+4.04%	+0.36%
WACIX	Western Asset Core Plus Bond Fund	0.79%	+2.25%	+5.00%	-1.79%
PLSTX	Aristotle Strategic Income Fund	0.94%	+5.60%	—	—
MRBBX	MFS Total Return Bond Fund	0.60%	+5.35%	+5.64%	-0.40%
TSRSX	Thornburg Strategic Income Fund	0.53%	+4.97%	+7.04%	+3.60%
FSMMX	FS Multi-Strategy Alternatives Fund	1.99%	-43.93%	-43.32%	—
PLIAX	Aristotle Core Income Fund	0.85%	+3.38%	—	—
VWEAX	VANGUARD HIGH-YIELD CORPORATE FUND	0.22%	+8.45%	+9.43%	+4.79%
JAFLX	Janus Henderson Flexible Bond Portfolio$1M min	0.82%	+2.98%	+4.98%	-0.05%
JDYRX	PGIM High Yield Fund	0.74%	+8.73%	+8.45%	+4.68%
IUSB	iShares Core Universal USD Bond ETF	0.06%	+6.50%	+6.20%	+0.26%
JBFRX	Bond Fund	0.46%	+3.37%	+3.61%	-0.09%
TRVZX	T. Rowe Price New Income Fund, Inc.	0.32%	+3.45%	+2.95%	-0.33%
JGCGX	JPMorgan Income Fund	0.39%	+6.58%	+5.52%	+2.95%
MWCPX	TCW METWEST UNCONSTRAINED BOND FUND	0.89%	+5.89%	+7.45%	+3.06%
BFCAX	American Funds Corporate Bond Fund	1.48%	+2.89%	+3.82%	-0.85%
FTAHX	American High Income Trust	0.38%	+7.50%	+11.18%	+6.91%
TSBBX	Nuveen Core Impact Bond Fund	0.51%	+2.81%	+5.04%	-0.33%
PARRX	PIMCO Real Return Fund	0.75%	+4.56%	+5.38%	+1.51%
STYAX	Allspring Core Plus Bond Fund	0.67%	+3.30%	+3.50%	+2.07%
PWLBX	PIMCO RAE Worldwide Long/Short PLUS Fund	1.82%	+4.83%	+10.52%	+8.93%
TRKZX	T. Rowe Price High Yield Fund, Inc.	0.60%	+8.32%	+9.55%	+5.47%
BSBSX	Baird Short-Term Bond Fund	0.55%	+4.40%	+5.19%	+2.02%
VPVTRDV	PIMCO Total Return Portfolio	0.79%	+4.19%	+5.83%	-0.08%
DDLDX	DoubleLine Low Duration Bond Fund	0.70%	+4.94%	+5.95%	+3.10%
APECX	Columbia High Yield Bond Fund	0.98%	+6.69%	+7.45%	+3.61%
RANAX	American Funds Strategic Bond Fund	1.41%	+1.90%	+2.61%	-1.71%
HYSAX	PGIM Short Duration High Yield Income Fund	1.00%	+7.50%	+8.02%	+5.38%
JADFX	Janus Henderson Flexible Bond Fund	0.83%	+2.72%	+4.74%	-0.36%
GIKRX	Guggenheim Limited Duration Fund	0.46%	+4.96%	+6.59%	+2.92%
VWESX	VANGUARD LONG-TERM INVESTMENT-GRADE FUND	0.21%	+5.20%	+7.18%	-2.69%
MDHEX	NYLI MacKay Short Duration High Income Fund	0.68%	—	—	—
BOND	PIMCO Active Bond Exchange-Traded Fund	0.54%	+3.78%	+5.93%	+0.12%
PHYAX	PIMCO High Yield Fund	0.85%	+6.34%	+9.90%	+4.41%
VCORX	VANGUARD CORE BOND FUND	0.20%	+3.47%	+5.38%	-0.13%
EIBRX	Eaton Vance Income Fund of Boston	0.66%	+7.89%	+9.49%	+5.83%
ACHFX	High Income Fund	0.68%	+7.91%	+11.67%	—
TBBWX	Nuveen Core Bond Fund	0.29%	+3.39%	+5.98%	+0.51%
HYLS	First Trust Tactical High Yield ETF	1.05%	+7.61%	+8.57%	+3.96%
FTHRX	Fidelity Intermediate Bond Fund	0.45%	+4.73%	+4.22%	+0.86%
FGKNX	Franklin Core Plus Bond Fund	0.72%	+6.41%	+7.51%	+2.92%
TBPPX	Nuveen Core Plus Bond Fund	0.45%	+3.06%	+5.91%	+0.50%
GGMPX	Goldman Sachs High Yield Fund	0.98%	+6.67%	+10.30%	+4.49%
CNLCX	American Funds Inflation Linked Bond Fund	1.43%	+4.03%	+0.36%	-0.38%
DDCFX	DoubleLine Core Fixed Income Fund	0.50%	+3.60%	+5.71%	+0.65%
PSJIX	Short-Term Income Fund	0.63%	+5.24%	+5.66%	+2.13%
VUBFX	VANGUARD ULTRA-SHORT-TERM BOND FUND	0.20%	+5.03%	+5.34%	+2.94%
NERNX	Loomis Sayles Core Plus Bond Fund	0.39%	+3.39%	+5.54%	+0.17%
BUBSX	Baird Ultra Short Bond Fund	0.40%	+4.62%	+5.15%	+2.99%
ISIAX	VOYA STRATEGIC INCOME OPPORTUNITIES FUND	0.62%	+6.00%	+6.73%	+3.31%
RAMAX	Short-Term Bond Fund of America	1.38%	+3.88%	+3.06%	+0.72%
FTSM	First Trust Enhanced Short Maturity ETF	0.25%	+4.68%	+5.04%	+3.06%
MXEWX	Empower Core Strategies: Flexible Bond Fund	0.80%	+3.82%	+2.09%	—
FCBAX	Fidelity Corporate Bond Fund	0.77%	-18.87%	-30.47%	-35.85%
NRSIX	Neuberger Berman Strategic Income Fund	0.51%	+9.22%	+9.46%	+4.29%
VCFAX	VOYA SECURITIZED CREDIT FUND	1.00%	+6.41%	+7.02%	+4.07%
FTKFX	Fidelity Total Bond K6 Fund	0.30%	+3.85%	+4.06%	+0.54%
CHIAX	Credit Suisse Floating Rate High Income Fund	0.95%	+5.21%	+8.54%	+6.24%
ARTFX	Artisan High Income Fund	0.96%	+7.87%	+10.94%	+6.69%
MCIFX	Miller Convertible Bond Fund	1.02%	+5.37%	+6.04%	+3.81%
FANCX	Fidelity Short-Term Bond Fund	0.50%	-2.25%	-6.36%	-9.46%
SIDCX	SIIT INTERMEDIATE DURATION CREDIT FUND	0.32%	+3.69%	+4.18%	-0.20%

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