MMDCX

Active

Madison Moderate Allocation Fund

Category: Balanced (1,430 funds)

Expense Ratio

1.75%

Annual Cost per $10K

$175.00

30-Year Fee Drag per $10K

$29,707

at 7% annual return

Fund Type

Mutual Fund

Active

Trailing 12-Month

-3.92%

Asset Allocation

US Equity

51%

Intl Equity

US Bond

30%

Intl Bond

Cash

11%

Fee Comparison

MMDCX

1.75%

Balanced average

0.85%

Balanced cheapest

FELSX

0.00%

Index benchmark

0.03%

106% more expensive than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of January 2025 · Updated quarterly

-27.06%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

MMDCX at 1.75%$232,078

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$148,535

Cost vs index fund−$145,347

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of January 2025

Ticker	Name	ER	1yr	3yr	5yr
MMDCX	Madison Moderate Allocation Fund	1.75%	-3.92%	-9.99%	-8.46%
CAIBX	Capital Income Builder	0.58%	+13.91%	+4.98%	+6.61%
ABALX	American Balanced Fund	0.58%	+17.43%	+7.04%	+8.79%
AADTX	American Funds 2025 Target Date Retirement Fund	0.63%	+11.20%	+3.83%	+6.41%
ACEIX	Invesco Equity and Income Fund	0.76%	+16.06%	+5.90%	+9.32%
AACTX	American Funds 2020 Target Date Retirement Fund	0.61%	+10.96%	+3.65%	+5.77%
TRAIX	T. Rowe Price Capital Appreciation Fund	0.58%	+16.04%	+8.35%	+10.95%
VWENX	VANGUARD WELLINGTON FUND	0.17%	+16.87%	+6.17%	+8.65%
QCSCIX	College Retirement Equities Fund - Social Choice Account	—	+10.64%	+4.02%	+6.53%
AAETX	American Funds 2030 Target Date Retirement Fund	0.66%	+13.06%	+4.75%	+7.48%
AABTX	American Funds 2015 Target Date Retirement Fund	0.61%	+10.26%	+3.36%	+5.36%
ITCSX	VY(R) T. ROWE PRICE CAPITAL APPRECIATION PORTFOLIO	0.65%	+15.61%	+7.96%	+9.68%
DGIBX	DGI BALANCED FUND	1.45%	+9.82%	+2.25%	—
VBIAX	VANGUARD BALANCED INDEX FUND	0.07%	+16.28%	+6.18%	+8.55%
FAFWX	American Funds Retirement Income Portfolio - Conservative	1.27%	+8.84%	+2.09%	+4.14%
AAATX	American Funds 2010 Target Date Retirement Fund	0.59%	+9.87%	+3.28%	+5.07%
OAZBX	Oakmark Equity and Income Fund	0.56%	+12.71%	+5.42%	—
IBLLX	Transamerica Multi-Managed Balanced	0.64%	+14.09%	+5.27%	+8.12%
JBAWX	Balanced Fund	0.62%	+15.87%	+7.08%	+9.45%
MSFKX	MFS Total Return Fund	0.40%	+11.16%	+4.19%	+6.92%
IRMGX	Voya Retirement Moderately Aggressive Portfolio	0.59%	+14.15%	+4.88%	+6.93%
IUAAX	VY(R) INVESCO EQUITY AND INCOME PORTFOLIO	1.14%	+15.67%	+5.59%	+9.96%
POCAX	Aristotle Portfolio Optimization Moderate Fund	1.12%	+13.95%	—	—
PGEBX	George Putnam Balanced Fund	0.91%	+21.05%	+3.59%	+8.82%
CBARX	Calvert Balanced Fund	0.61%	+19.67%	+8.40%	+9.63%
CBFAX	American Funds Global Balanced Fund	0.80%	+10.14%	+3.17%	+5.40%
JABLX	Janus Henderson Balanced Portfolio$1M min	0.87%	+15.31%	+4.25%	+10.66%
CPPAX	American Funds Preservation Portfolio	0.87%	+3.78%	+0.94%	+1.21%
HADAX	HARTFORD BALANCED HLS FUND	0.66%	+14.47%	+5.73%	+8.80%
NBGDX	Columbia Capital Allocation Moderate Aggressive Portfolio	0.74%	—	—	—
CIPAX	American Funds Conservative Growth and Income Portfolio	0.88%	+11.83%	+4.44%	+6.00%
FTFCX	American Funds College 2030 Fund	0.35%	+9.82%	+3.17%	—
VMAIX	Venerable Moderate Allocation Fund	0.89%	—	—	—
PBAPX	SAM Balanced Portfolio	1.02%	+14.25%	+4.76%	+6.64%
BLAVX	Lord Abbett Multi-Asset Balanced Opportunity Fund	0.90%	+17.38%	+5.68%	+8.37%
MMDAX	Madison Moderate Allocation Fund	1.00%	-46.45%	-49.83%	-48.97%
ABUAX	Columbia Capital Allocation Moderate Portfolio	0.93%	+12.02%	+3.45%	+5.57%
RBAIX	T. Rowe Price Balanced Fund, Inc.	0.47%	+14.49%	+5.45%	+7.91%
ISPCX	VOYA SOLUTION 2035 PORTFOLIO	1.24%	+14.62%	+4.66%	+7.41%
VTTHX	VANGUARD TARGET RETIREMENT 2035 FUND	0.08%	+14.39%	+5.17%	+7.80%
WFAIX	Allspring Index Asset Allocation Fund	0.90%	+15.49%	+12.37%	+7.30%
FBAKX	Fidelity Balanced Fund	0.46%	+16.81%	+7.33%	+11.12%
VTHRX	VANGUARD TARGET RETIREMENT 2030 FUND	0.08%	+13.15%	+4.48%	+6.94%
ESIFX	Eaton Vance Balanced Fund	0.68%	+19.59%	+8.33%	+9.34%
THPBX	BNY Mellon Balanced Opportunity Fund	0.90%	+14.49%	+6.31%	+7.84%
SBACX	Touchstone Strategic Trust-Touchstone Balanced Fund	0.99%	+13.99%	+5.04%	+8.27%
TCIIX	Nuveen Lifecycle 2035 Fund	0.56%	+13.62%	+5.26%	+7.86%
TASHX	Transamerica Multi-Asset Income	0.99%	+16.06%	+5.30%	+8.58%
FPUKX	Fidelity Puritan Fund	0.47%	+20.46%	+8.84%	+11.64%
HBLFX	THE HARTFORD BALANCED INCOME FUND	0.56%	+10.07%	+2.99%	+4.87%
DOXBX	Dodge & Cox Balanced Fund	0.43%	+13.63%	—	—
FTAOX	American Funds College Enrollment Fund	0.35%	+5.70%	+1.71%	—
FIQWX	Fidelity Strategic Dividend and Income Fund	0.56%	+14.15%	+5.38%	+8.54%
AABCX	Putnam Dynamic Asset Allocation Balanced Fund	0.71%	+7.92%	+2.58%	+8.44%
IASTX	Macquarie Asset Strategy Fund	0.72%	+16.88%	+7.13%	+3.64%
QAI	NYLI Hedge Multi-Strategy Tracker ETF	0.91%	+8.84%	+3.71%	+2.97%
SWOBX	Schwab Balanced Fund	0.51%	+14.47%	+4.87%	+7.53%
FFCTX	American Funds College 2027 Fund	0.33%	+7.07%	+1.85%	—
OSTVX	Osterweis Growth & Income Fund	0.91%	+12.35%	+5.34%	+8.54%
WCERX	Virtus Westchester Event-Driven Fund	1.85%	-44.11%	-47.21%	-33.87%
FTCFX	American Funds College 2033 Fund	0.39%	+13.28%	+4.78%	—
TLYIX	Nuveen Lifecycle Index 2035 Fund	0.18%	+14.56%	+5.44%	+8.09%
SSCKX	State Street Target Retirement 2035 Fund	0.09%	+13.85%	+4.40%	+7.65%
VALIX	VALUE LINE CAPITAL APPRECIATION FUND INC	1.08%	+25.67%	+7.87%	+10.92%
TCHPX	Nuveen Lifecycle 2030 Fund	0.40%	+11.96%	+4.28%	+6.76%
PLTJX	Principal LifeTime 2030 Fund	0.79%	+11.70%	+3.67%	+6.57%
VFORX	VANGUARD TARGET RETIREMENT 2040 FUND	0.08%	+15.79%	+5.86%	+8.66%
DBALX	DAVENPORT BALANCED INCOME FUND	0.93%	+9.88%	+2.62%	+8.88%
PTDAX	Principal LifeTime 2040 Fund	0.76%	+14.70%	+5.12%	+8.07%
VTTVX	VANGUARD TARGET RETIREMENT 2025 FUND	0.08%	+11.60%	+3.77%	+6.06%
QBA2Q	VIP Balanced Portfolio	0.50%	+16.38%	+6.99%	+10.78%
ISGAX	VOYA SOLUTION BALANCED PORTFOLIO	1.15%	+14.28%	+4.46%	+6.79%
SSIAX	1919 Socially Responsive Balanced Fund	0.95%	+16.18%	—	—
AAFTX	American Funds 2035 Target Date Retirement Fund	0.67%	+15.49%	+5.83%	+8.88%
MAPOX	Mairs & Power Balanced Fund	0.71%	+12.19%	—	—
JAFRX	Capital Appreciation Value Trust	0.88%	+15.45%	+7.94%	+10.45%
MAMAX	MFS Moderate Allocation Fund	0.56%	+11.32%	+3.55%	+6.06%
FIWBX	Fidelity Advisor Multi-Asset Income Fund	0.80%	+12.17%	+4.09%	+8.83%
IBARX	Macquarie Balanced Fund	0.65%	+17.93%	+7.16%	+3.31%
TAAMX	Transamerica Asset Allocation - Moderate Portfolio	0.95%	+12.37%	—	—
SWBGX	Schwab MarketTrack Balanced Portfolio	0.48%	+12.08%	+4.33%	+6.61%
LCGSX	Franklin Multi-Asset Conservative Growth Fund	0.70%	—	—	—
TLHIX	Nuveen Lifecycle Index 2030 Fund	0.25%	+13.02%	+4.60%	+7.16%
GCBLX	Green Century Balanced Fund	1.46%	+10.26%	+3.03%	+7.11%
WMKTX	WesMark Tactical Opportunity Fund	1.63%	+9.75%	+2.44%	+4.99%
LTAOX	Principal LifeTime 2035 Fund	0.56%	+12.60%	+3.95%	+7.00%
IRGPX	Voya Retirement Aggressive Portfolio	0.60%	+16.90%	+6.44%	+8.45%
mblax	Madison Diversified Income Fund	1.16%	-47.77%	-50.36%	-48.59%
AADBX	American Beacon Balanced Fund	0.85%	+12.82%	+5.75%	+8.31%
TLPRX	Nuveen Lifecycle Index 2040 Fund	0.25%	+16.46%	+6.35%	+9.05%
FAVNX	Fidelity Freedom Index 2035 Fund	0.05%	—	—	—
MACBX	MFS Conservative Allocation Fund	0.83%	+7.86%	+1.72%	+3.64%
TAALX	Transamerica Asset Allocation - Moderate Growth Portfolio	1.00%	+16.27%	—	—
VLAAX	VALUE LINE ASSET ALLOCATION FUND INC	1.06%	+10.47%	+7.30%	+7.57%
VSMGX	VANGUARD LIFESTRATEGY MODERATE GROWTH FUND	0.13%	+12.79%	+4.29%	+6.45%
DIVPX	MAI MANAGED VOLATILITY FUND	1.47%	+9.32%	+5.82%	—
FPFRX	FPA Crescent Fund	1.06%	—	—	—
ISEAX	VOYA INDEX SOLUTION 2035 PORTFOLIO	0.62%	+14.35%	+4.50%	+7.24%
AWIVX	CIBC ATLAS INCOME OPPORTUNITIES FUND	1.08%	—	—	—
WGBAX	Allspring Spectrum Moderate Growth Fund	1.79%	+11.88%	+7.55%	+4.51%
SWDRX	Schwab Target 2030 Fund	0.40%	+13.00%	+4.48%	+6.97%

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