MUCRX

Active

Victory Total Return Bond Fund

Category: US Bond (5,386 funds)

Expense Ratio

0.85%

Annual Cost per $10K

$85.00

30-Year Fee Drag per $10K

$16,199

at 7% annual return

Fund Type

Mutual Fund

Active

Trailing 12-Month

+2.78%

Asset Allocation

US Bond

97%

Intl Bond

Fee Comparison

MUCRX

0.85%

US Bond average

0.76%

US Bond cheapest

ABIMX

0.00%

Index benchmark

0.03%

12% more expensive than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of September 2025 · Updated quarterly

+14.40%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

MUCRX at 0.85%$299,619

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$80,993

Cost vs index fund−$77,805

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of September 2025

Ticker	Name	ER	1yr	3yr	5yr
MUCRX	Victory Total Return Bond Fund	0.85%	+2.78%	+4.59%	-0.21%
VBTSX	VANGUARD TOTAL BOND MARKET INDEX FUND	—	—	—	—
DDTRX	DoubleLine Total Return Bond Fund	0.43%	+3.74%	+5.02%	+0.43%
CMPIX	Core Fixed Income Fund	0.57%	+2.59%	+4.71%	-0.53%
QCILFX	College Retirement Equities Fund - Inflation-Linked Bond Account	—	+4.85%	+5.53%	—
FCAVX	Franklin California Tax-Free Income Fund	0.60%	-1.83%	+2.42%	+0.09%
AFTEX	Tax Exempt Bond Fund of America	0.27%	+1.33%	+4.92%	+1.07%
FIXD	First Trust Smith Opportunistic Fixed Income ETF	0.65%	+2.83%	+2.67%	-1.00%
WMBRX	Allspring Municipal Bond Fund	0.74%	+1.03%	+4.50%	+2.66%
MMHEX	NYLI MacKay High Yield Muni Bond Fund	0.55%	+0.06%	+6.74%	+2.18%
IORHX	Invesco Rochester Municipal Opportunities Fund	1.17%	-2.67%	+2.61%	+1.19%
STRDX	Sterling Capital Total Return Bond Fund	0.35%	+3.21%	+5.24%	+0.04%
FFTQX	Franklin Federal Tax-Free Income Fund	0.49%	+0.86%	+5.39%	+1.01%
HIMFX	American High-Income Municipal Bond Fund	0.30%	+1.67%	+7.07%	+2.87%
GAJPX	Goldman Sachs Dynamic Municipal Income Fund	0.38%	+1.38%	+5.35%	+1.83%
ACTFX	Invesco High Yield Municipal Fund	1.13%	-2.99%	+0.94%	-0.03%
MTBDX	NYLI MacKay Tax Free Bond Fund	0.43%	+1.36%	+5.07%	+1.02%
FIQZX	Fidelity Intermediate Municipal Income Fund	0.31%	+2.59%	+4.60%	+1.38%
VBLTX	VANGUARD LONG-TERM BOND INDEX FUND	—	—	—	—
FIBLX	American Funds Inflation Linked Bond Fund	0.42%	+5.15%	+1.44%	+0.80%
GANPX	Goldman Sachs Short Duration Tax-Free Fund	0.67%	+3.18%	+4.03%	+1.53%
UCON	First Trust Smith Unconstrained Bond ETF	0.86%	+5.27%	+5.57%	+2.96%
LISAX	Lord Abbett Intermediate Tax Free Fund	0.96%	+2.03%	+4.94%	+1.08%
NVHAX	Nuveen Short Duration High Yield Municipal Bond Fund	1.06%	+1.91%	+4.69%	+3.20%
SMAMX	ALPS \| Smith Total Return Bond Fund	0.89%	-21.35%	-19.91%	-23.66%
IORUX	Invesco Rochester New York Municipals Fund	0.96%	-5.53%	+1.73%	+0.30%
LMBS	First Trust Low Duration Opportunities ETF	0.65%	+5.02%	+5.78%	+2.52%
UIITX	Victory Core Plus Intermediate Bond Fund	0.41%	+3.53%	+6.17%	+1.23%
EANAX	Eaton Vance National Municipal Income Fund	0.71%	-0.35%	+4.84%	+0.73%
PYMAX	PIMCO High Yield Municipal Bond Fund	0.86%	+0.38%	+5.88%	+1.89%
TRLDX	T. Rowe Price Limited-Duration Inflation Focused Bond Fund, Inc.	0.30%	+6.53%	+3.63%	+3.12%
OWMBX	Old Westbury Municipal Bond Fund	0.57%	+1.99%	+3.59%	+0.40%
MMHKX	MFS Municipal High Income Fund	0.52%	+0.42%	+6.14%	+1.79%
NVDL	GraniteShares 2x Long NVDA Daily ETF	1.15%	+60.88%	+32.23%	—
CXHYX	Macquarie National High-Yield Municipal Bond Fund	0.85%	-4.53%	+1.78%	+1.14%
LONSX	Lord Abbett National Tax-Free Income Fund	0.54%	+0.17%	+5.47%	+0.88%
VKMMX	Invesco Municipal Income Fund	0.88%	-2.85%	+1.84%	-0.03%
ATBYX	Intermediate-Term Tax-Free Bond Fund	0.71%	+1.06%	+2.81%	+0.97%
MFIAX	MFS Municipal Income Fund	0.44%	+0.57%	+5.17%	+1.14%
JAAA	Janus Henderson AAA CLO ETF	0.21%	+5.78%	+7.50%	+4.47%
FHYRX	Franklin High Yield Tax-Free Income Fund	0.50%	-0.33%	+3.00%	+1.11%
ACITX	Inflation-Adjusted Bond Fund	0.54%	+3.63%	+4.52%	+1.24%
HYMOX	Lord Abbett High Income Municipal Bond Fund	0.58%	+0.04%	+6.19%	+1.56%
FKTJX	Franklin New York Tax-Free Income Fund	0.78%	-2.23%	+2.25%	-0.26%
AIDZX	Diversified Municipal Portfolio	0.41%	+2.46%	+4.50%	+1.59%
NMBAX	Nuveen Intermediate Duration Municipal Bond Fund	1.44%	+2.12%	+4.60%	+1.11%
FHIGX	Fidelity Municipal Income Fund	0.43%	+1.18%	+5.13%	+1.12%
SHMMX	Western Asset Managed Municipals Fund	0.89%	-1.52%	+2.26%	+0.57%
RBCUX	Tax-Exempt Bond Fund	0.41%	+1.92%	+4.87%	+1.49%
USATX	Victory Tax Exempt Intermediate-Term Fund	0.44%	+0.64%	+2.81%	+0.87%
BMNSX	Baird Core Intermediate Municipal Bond Fund	0.55%	+2.40%	+4.70%	+1.36%
FLTEX	Limited Term Tax Exempt Bond Fund of America	0.37%	+3.61%	+4.61%	+1.56%
JAGBX	Select Bond Trust	0.60%	+2.97%	+5.29%	-0.17%
ABTYX	AB High Income Municipal Portfolio	0.95%	-1.93%	+2.34%	+0.92%
PIPJX	Inflation Protection Fund	0.85%	+3.13%	+4.23%	+0.72%
CRAIX	CCM Community Impact Bond Fund	0.42%	+3.05%	+2.57%	-0.40%
MBFAX	Allspring Core Bond Fund	0.65%	+2.80%	+4.94%	+2.00%
PTYIX	T. Rowe Price Tax-Free High Yield Fund	0.55%	-1.13%	+2.81%	+1.49%
PMLAX	PIMCO Municipal Bond Fund	0.75%	+1.31%	+5.50%	+1.26%
PRULX	T. Rowe Price U.S. Treasury Long-Term Index Fund	0.29%	-4.85%	-3.84%	-8.69%
DDCPX	Doubleline Shiller Enhanced CAPE	0.49%	+10.54%	+18.25%	+11.67%
PRTMX	T. Rowe Price Summit Municipal Intermediate Fund	0.29%	+2.49%	+4.64%	+1.17%
LTMFX	Thornburg Limited Term Municipal Fund	0.77%	+2.98%	+3.92%	+0.89%
DCFZX	Destinations Core Fixed Income Fund	0.84%	+3.02%	+3.16%	-0.52%
WCPNX	Core Plus Income Fund	0.45%	+3.51%	+5.90%	+1.90%
COLCX	Columbia Total Return Municipal Income Fund	0.75%	-0.84%	+4.47%	+0.13%
MXBIX	Empower Bond Index Fund	0.50%	+2.37%	+3.93%	-1.30%
FAFJX	Nuveen Limited Term Municipal Bond Fund	1.43%	+2.02%	+2.98%	+0.53%
PPNAX	Putnam Strategic Intermediate Municipal Fund	0.90%	+3.88%	+4.57%	+1.67%
JIGBX	Investment Grade Bond Fund	0.38%	+2.97%	+2.92%	-0.79%
FCITX	Franklin Federal Intermediate-Term Tax-Free Income Fund	1.12%	+1.03%	+2.64%	+0.06%
FCAQX	Franklin California High Yield Municipal Fund	0.52%	-1.40%	+2.28%	+0.50%
MOTIX	BNY Mellon Municipal Opportunities Fund	0.72%	-1.24%	+2.98%	+0.84%
DHICX	Allspring Strategic Municipal Bond Fund	0.79%	+1.37%	+3.20%	+1.89%
IORCX	Invesco California Municipal Fund	1.11%	-3.23%	+2.23%	+0.31%
FFIAX	FPA Flexible Fixed Income Fund	0.60%	+4.90%	+6.89%	—
EXCAX	Tax-Exempt Fund of California	0.40%	+1.20%	+5.33%	+1.28%
CATSX	Columbia Strategic Municipal Income Fund	0.75%	-0.80%	—	—
DMUAX	BNY Mellon AMT-Free Municipal Bond Fund	0.69%	-1.27%	+2.16%	+0.00%
FGORX	Franklin U.S. Government Securities Fund	0.51%	+2.77%	+4.31%	-0.21%
ETHYX	Eaton Vance High Yield Municipal Income Fund	0.88%	-0.66%	+5.48%	+1.42%
JGBZX	JPMorgan Government Bond Fund	1.05%	+2.35%	+1.86%	-1.48%
UITB	VictoryShares Core Intermediate Bond ETF	0.38%	+3.22%	+5.48%	+0.40%
ITBAX	THE HARTFORD TOTAL RETURN BOND FUND	0.68%	+2.60%	+5.75%	-0.15%
SEIMX	INTERMEDIATE-TERM MUNICIPAL FUND	0.81%	+0.59%	+2.56%	+0.56%
VKLCX	Invesco Intermediate Term Municipal Income Fund	0.57%	+0.15%	+2.24%	+0.22%
JMBS	Janus Henderson Mortgage-Backed Securities ETF	0.23%	+3.34%	+5.44%	+0.46%
CLMAX	Columbia Mortgage Opportunities Fund	0.73%	+7.27%	+3.63%	+2.31%
HICOX	Colorado BondShares A Tax Exempt Fund	0.60%	+3.83%	+7.00%	+4.12%
IORMX	Invesco Rochester Limited Term New York Municipal Fund	0.83%	+1.23%	+2.83%	+1.31%
HYD	VanEck High Yield Muni ETF	0.32%	+0.00%	+4.68%	+0.66%
MTLBX	MFS Municipal Limited Maturity Fund	0.36%	+2.71%	+3.73%	+0.77%
SCMBX	DWS Managed Municipal Bond Fund	0.57%	-1.47%	+2.48%	+0.20%
FTABX	Fidelity Tax-Free Bond Fund	0.25%	+1.55%	+5.33%	+1.25%
FGOVX	Fidelity Government Income Fund	0.79%	+2.32%	+2.02%	-1.38%
USTEX	Victory Tax Exempt Long-Term Fund	0.42%	-2.34%	+2.10%	+0.15%
SCPWX	Carillon Reams Core Plus Bond Fund	0.40%	+3.90%	+0.22%	-1.42%
TFI	SPDR Nuveen ICE Municipal Bond ETF	0.23%	+0.42%	+4.03%	-0.27%
SBLTX	Western Asset Intermediate-Term Municipals Fund	0.45%	+1.38%	+4.47%	+1.48%
FSEC	Fidelity Investment Grade Securitized ETF	0.36%	+3.64%	+3.18%	—
HYMB	SPDR Nuveen ICE High Yield Municipal Bond ETF	0.35%	-0.76%	+5.52%	+1.18%

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