MXAGX

Active

Empower Lifetime 2020 Fund

Category: US Equity (9,528 funds)

Expense Ratio

0.78%

Annual Cost per $10K

$78.00

30-Year Fee Drag per $10K

$15,002

at 7% annual return

Fund Type

Mutual Fund

Active

Trailing 12-Month

+9.29%

Asset Allocation

US Equity

88%

US Bond

12%

Fee Comparison

MXAGX

0.78%

US Equity average

1.06%

US Equity cheapest

BKLC

0.00%

Index benchmark

0.03%

26% cheaper than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of December 2025 · Updated quarterly

+31.75%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

MXAGX at 0.78%$305,604

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$75,009

Cost vs index fund−$71,820

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of December 2025

Ticker	Name	ER	1yr	3yr	5yr
MXAGX	Empower Lifetime 2020 Fund	0.78%	+9.29%	+9.63%	+5.96%
FCTDX	Strategic Advisers Fidelity U.S. Total Stock Fund	0.28%	+14.87%	+19.68%	+14.70%
FSAKX	Strategic Advisers U.S. Total Stock Fund	0.21%	+14.73%	—	—
JLGMX	JPMorgan Large Cap Growth Fund	0.94%	+21.66%	+26.69%	+16.47%
ACIIX	Equity Income Fund	0.59%	+7.73%	+9.09%	+9.97%
VPMAX	VANGUARD PRIMECAP FUND	0.31%	+20.43%	+21.12%	+16.30%
FBCCX	Fidelity Blue Chip Growth Fund	0.97%	+2.56%	—	—
TRZBX	T. Rowe Price Blue Chip Growth Fund, Inc.	0.55%	+23.98%	+32.20%	—
FGCKX	Fidelity Growth Company Fund	0.45%	+21.45%	+27.19%	+15.11%
VWNFX	VANGUARD WINDSOR II FUND	0.32%	+14.56%	+16.84%	+15.98%
JULCX	Multimanager Lifestyle Conservative Portfolio	0.82%	+6.48%	+6.96%	+3.42%
TRJZX	T. Rowe Price Growth Stock Fund, Inc.	0.51%	+21.19%	+27.03%	+12.76%
OIEFX	JPMorgan Equity Income Fund	0.95%	+9.91%	+10.24%	+12.93%
MFEKX	MFS Growth Fund	0.49%	+17.53%	+22.82%	+11.88%
TSPNX	T. Rowe Price Spectrum Income Fund	0.46%	+6.81%	+7.60%	—
PRBLX	Parnassus Core Equity Fund	0.82%	+11.48%	+5.68%	+3.41%
FAIRX	The Fairholme Fund	1.00%	-8.14%	+10.92%	+10.38%
JMUEX	JPMorgan U.S. Equity Fund	0.94%	+15.48%	+21.38%	+16.77%
OAZMX	Oakmark Fund	0.63%	+15.26%	+20.02%	—
JHLAX	Multimanager Lifestyle Balanced Portfolio	0.91%	+8.72%	+10.40%	+6.87%
TRZAX	T. Rowe Price Value Fund, Inc.	0.56%	+9.38%	+13.86%	+14.72%
MXELX	Empower Lifetime 2025 Fund	0.81%	+10.13%	+10.45%	+6.60%
TRQZX	T. Rowe Price Mid-Cap Growth Fund, Inc.	0.61%	+4.84%	+11.94%	+7.88%
JEPQ	JPMorgan Nasdaq Equity Premium Income ETF	0.35%	+17.57%	+23.05%	—
JVMAX	Disciplined Value Mid Cap Fund	0.74%	+10.03%	+12.85%	+14.86%
HNACX	Harbor Capital Appreciation Fund	0.59%	+25.52%	+30.55%	+15.00%
MXMPX	Empower Moderate Profile Fund	0.90%	+10.27%	+10.72%	+7.74%
JGACX	JPMorgan Growth Advantage Fund	0.99%	+20.21%	+25.78%	+15.42%
MXAHX	Empower Lifetime 2020 Fund	0.88%	+9.18%	+9.54%	+5.86%
JHQAX	JPMorgan Hedged Equity Fund	0.82%	+7.03%	+14.24%	+9.64%
COWZ	Pacer US Cash Cows 100 ETF	0.49%	+3.58%	+9.79%	+18.25%
VWNEX	VANGUARD WINDSOR FUND	0.26%	+8.19%	+12.10%	+16.01%
VHCAX	VANGUARD CAPITAL OPPORTUNITY FUND	0.36%	+20.27%	+20.04%	+15.15%
FAGAX	Fidelity Advisor Growth Opportunities Fund	0.74%	-10.27%	-29.69%	-40.59%
BLPAX	American Funds Moderate Growth and Income Portfolio	0.93%	+15.22%	+14.72%	+9.87%
GETGX	Victory Sycamore Established Value Fund	0.89%	+1.00%	+7.91%	+12.32%
MXBPX	Empower Moderately Aggressive Profile Fund	0.99%	+11.75%	+12.39%	+9.27%
FGKFX	Fidelity Growth Company K6 Fund	0.45%	+22.97%	+28.46%	+15.73%
TRZLX	T. Rowe Price U.S. Large-Cap Core Fund, Inc.	0.54%	+13.54%	+19.82%	+16.08%
MXLYX	Empower Lifetime 2015 Fund	0.76%	+8.79%	+9.01%	+5.50%
FBCGX	Fidelity Blue Chip Growth K6 Fund	0.45%	+30.88%	+35.50%	+19.13%
FNCMX	Fidelity Nasdaq Composite Index Fund	0.29%	+21.86%	+23.10%	+13.68%
MLRSX	NYLI Winslow Large Cap Growth Fund	0.62%	+26.82%	+30.56%	+16.81%
JHLMX	Multimanager Lifestyle Moderate Portfolio	0.86%	+7.52%	+8.56%	+5.16%
CCIFX	Columbia Seligman Technology and Information Fund	0.91%	—	—	—
VPCCX	VANGUARD PRIMECAP CORE FUND	0.45%	+20.33%	+19.62%	+16.63%
CIVIX	CAUSEWAY INTERNATIONAL VALUE FUND$1M min	0.85%	+21.91%	+28.31%	+16.05%
PGORX	Putnam Large Cap Growth Fund	0.93%	+25.99%	+29.27%	+16.50%
FLMVX	JPMorgan Mid Cap Value Fund	1.09%	+3.73%	+9.96%	+13.22%
PACOX	T. Rowe Price U.S. Equity Research Fund	0.83%	+17.11%	+22.28%	+17.13%
LSITX	ClearBridge Large Cap Growth Fund	0.64%	+12.36%	+22.95%	+11.28%
JGAQX	JPMorgan Value Advantage Fund	0.99%	+7.25%	+11.24%	+14.88%
PLCGX	LargeCap Growth Fund I	0.94%	+20.55%	+25.37%	+13.12%
BMGAX	BlackRock Mid-Cap Growth Equity Portfolio	0.71%	+9.91%	+10.64%	+4.52%
PBCJX	Blue Chip Fund	0.92%	+16.69%	+21.06%	+11.28%
EKBDX	Allspring Diversified Capital Builder Fund	1.01%	+12.78%	+21.90%	+12.65%
FSCSX	Select Software and IT Services Portfolio	0.62%	+16.56%	+18.00%	+9.43%
TRZVX	T. Rowe Price Small-Cap Value Fund, Inc.	0.64%	+7.01%	+8.70%	+11.40%
TSNIX	T. Rowe Price Science & Technology Fund, Inc.	0.67%	+29.15%	+38.39%	+15.78%
JHLGX	Multimanager Lifestyle Growth Portfolio	0.97%	+10.39%	+12.50%	+8.67%
JDEAX	JPMorgan U.S. Research Enhanced Equity Fund	0.60%	+16.27%	+21.62%	+17.28%
OAZLX	Oakmark Select Fund	0.73%	+15.29%	+20.57%	—
RTMTX	Tax-Managed U.S. Large Cap Fund	0.81%	+16.58%	+19.85%	+14.77%
BAWAX	Brown Advisory Sustainable Growth Fund	0.60%	+10.03%	+20.43%	+12.04%
LMESX	ClearBridge Appreciation Fund	0.56%	+18.41%	+19.52%	+15.98%
DHLAX	DIAMOND HILL LARGE CAP FUND	0.96%	+3.52%	+10.57%	-3.87%
EQTIX	Shelton Equity Income Fund	0.67%	+9.39%	+14.44%	+12.27%
FTCS	First Trust Capital Strength ETF	0.52%	+6.46%	+9.76%	+10.38%
BBVSX	Bridge Builder Small/Mid Cap Value Fund	0.38%	+8.12%	+11.62%	+14.54%
ILGRX	Macquarie Large Cap Growth Fund	0.89%	+13.20%	+22.71%	+6.63%
IGV	iShares Expanded Tech-Software Sector ETF	0.39%	+27.89%	+29.66%	+13.94%
CEYRX	Calvert Equity Fund	0.58%	+6.55%	+12.06%	+10.35%
PRF	Invesco RAFI US 1000 ETF	0.34%	+15.58%	+16.10%	+17.37%
VADAX	Invesco Equally-Weighted S&P 500 Fund	0.53%	+8.61%	+11.77%	+12.53%
DCZRX	Macquarie Small Cap Core Fund	0.68%	+4.31%	+8.36%	+10.77%
CAPAX	Federated Hermes Capital Income Fund	0.89%	+9.37%	+9.33%	+6.24%
SVFIX	Smead Value Fund	0.90%	—	—	—
SSSVX	State Street Equity 500 Index Fund	0.47%	-34.70%	-35.41%	-38.34%
RMQAX	Monthly Rebalance NASDAQ-100 2x Strategy Fund	1.42%	+40.59%	+53.26%	+27.40%
JGAVX	JPMorgan U.S. Value Fund	0.94%	+8.18%	+12.03%	+14.85%
VASVX	VANGUARD SELECTED VALUE FUND	0.42%	+4.29%	+13.51%	+16.20%
GTENX	Gateway Fund	0.65%	+10.80%	+12.96%	+8.77%
LGLOX	Lord Abbett Growth Leaders Fund	0.59%	+37.54%	+30.75%	+13.93%
MXVIX	Empower S&P 500 Index Fund	0.49%	+18.13%	+19.89%	+15.81%
FRUAX	Franklin Utilities Fund	0.56%	+9.60%	+12.85%	+10.76%
CZMVX	Multi-Manager Value Strategies Fund$1M min	0.69%	+7.20%	+12.40%	+12.22%
DVZRX	Macquarie Small Cap Value Fund	0.70%	+5.56%	+9.27%	+13.73%
ACILX	Heritage Fund	0.65%	+18.97%	+19.51%	—
MPGFX	Mairs & Power Growth Fund	0.62%	+12.14%	+18.49%	—
FSMEX	Select Medical Technology and Devices Portfolio	0.63%	-0.80%	+4.55%	+2.70%
JCMAX	JPMorgan Mid Cap Equity Fund	1.09%	+6.61%	+11.59%	+10.64%
TILPX	Nuveen Large Cap Growth Fund	0.56%	+26.89%	+29.75%	+15.25%
NASDX	Nasdaq-100 Index Fund	0.51%	+19.89%	+24.53%	+14.57%
HGOFX	THE HARTFORD GROWTH OPPORTUNITIES FUND	0.73%	+27.56%	+32.31%	+13.35%
DLCZX	Destinations Large Cap Equity Fund	0.81%	+14.12%	+18.67%	+12.77%
IGM	iShares Expanded Tech Sector ETF	0.39%	+30.86%	+38.00%	+20.40%
JHDFX	JPMorgan Hedged Equity 2 Fund	0.45%	+8.04%	+13.17%	—
AQEAX	Columbia Disciplined Core Fund	0.94%	+15.95%	+20.16%	+16.86%
PMEGX	T. Rowe Price Institutional Mid-Cap Equity Growth Fund$1M min	0.61%	+4.30%	+11.42%	+7.20%
MXATX	Empower Lifetime 2030 Fund	0.83%	+11.14%	+11.52%	+7.57%
AASRX	American Beacon Small Cap Value Fund	0.77%	+1.22%	+7.53%	+13.85%

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