QVCIIX

Active

Franklin Multi-Asset Variable Conservative Growth

Category: Balanced (1,430 funds)

Expense Ratio

1.00%

Annual Cost per $10K

$100.00

30-Year Fee Drag per $10K

$18,688

at 7% annual return

Fund Type

Mutual Fund

Active

Trailing 12-Month

+12.06%

Asset Allocation

US Equity

44%

Intl Equity

12%

US Bond

40%

Intl Bond

Cash

Fee Comparison

QVCIIX

1.00%

Balanced average

0.85%

Balanced cheapest

FELSX

0.00%

Index benchmark

0.03%

18% more expensive than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of December 2025 · Updated quarterly

+45.68%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

QVCIIX at 1.00%$287,175

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$93,438

Cost vs index fund−$90,250

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of December 2025

Ticker	Name	ER	1yr	3yr	5yr
QVCIIX	Franklin Multi-Asset Variable Conservative Growth	1.00%	+12.06%	+13.36%	+8.32%
ABALX	American Balanced Fund	0.58%	+16.02%	+15.46%	+10.83%
QCSCIX	College Retirement Equities Fund - Social Choice Account	—	+12.62%	+13.37%	+8.38%
AAATX	American Funds 2010 Target Date Retirement Fund	0.59%	+10.80%	+10.21%	+6.55%
JBAWX	Balanced Fund	0.62%	+17.64%	+16.24%	+10.38%
FBAKX	Fidelity Balanced Fund	0.46%	+11.35%	+14.26%	+10.21%
MSFKX	MFS Total Return Fund	0.40%	+8.99%	+10.63%	+8.56%
CAIBX	Capital Income Builder	0.58%	+15.51%	+14.04%	+11.04%
FPUKX	Fidelity Puritan Fund	0.47%	+10.50%	+14.48%	+9.65%
PLTJX	Principal LifeTime 2030 Fund	0.79%	+12.03%	+12.82%	+8.12%
DOXBX	Dodge & Cox Balanced Fund	0.43%	+12.15%	+13.26%	—
TLHIX	Nuveen Lifecycle Index 2030 Fund	0.25%	+9.89%	+11.56%	+7.37%
HBLFX	THE HARTFORD BALANCED INCOME FUND	0.56%	+7.51%	+9.23%	+6.46%
OAZBX	Oakmark Equity and Income Fund	0.56%	+11.29%	+12.65%	—
FPFRX	FPA Crescent Fund	1.06%	+17.01%	—	—
FTFCX	American Funds College 2030 Fund	0.35%	+10.25%	+10.58%	+6.69%
TCHPX	Nuveen Lifecycle 2030 Fund	0.40%	+8.26%	+10.71%	+6.83%
VTTVX	VANGUARD TARGET RETIREMENT 2025 FUND	0.08%	+13.31%	+13.31%	+7.78%
AACTX	American Funds 2020 Target Date Retirement Fund	0.61%	+12.05%	+11.50%	+7.31%
AABTX	American Funds 2015 Target Date Retirement Fund	0.61%	+11.19%	+10.71%	+6.94%
AADTX	American Funds 2025 Target Date Retirement Fund	0.63%	+12.54%	+12.24%	+7.76%
VWIAX	VANGUARD WELLESLEY INCOME FUND	0.16%	+8.11%	+8.65%	+5.49%
QBA2Q	VIP Balanced Portfolio	0.50%	+13.80%	+16.29%	+11.31%
ABUAX	Columbia Capital Allocation Moderate Portfolio	0.93%	+15.54%	+14.13%	+7.79%
FAUYX	Fidelity Freedom Index 2030 Fund	0.05%	+14.06%	—	—
TCLFX	Nuveen Lifecycle 2025 Fund	0.47%	+7.50%	+9.47%	+5.87%
TAIAX	American Funds Tax-Aware Conservative Growth and Income Portfolio	0.66%	+11.96%	+12.92%	+8.66%
TLYIX	Nuveen Lifecycle Index 2035 Fund	0.18%	+10.73%	+12.86%	+8.37%
ACEIX	Invesco Equity and Income Fund	0.76%	+9.14%	+10.33%	+10.51%
VBIAX	VANGUARD BALANCED INDEX FUND	0.07%	+13.44%	+14.72%	+9.51%
VWENX	VANGUARD WELLINGTON FUND	0.17%	+12.65%	+13.05%	+9.43%
PACBX	Putnam Dynamic Asset Allocation Conservative Fund	0.63%	+19.25%	+1.44%	+3.55%
BLAVX	Lord Abbett Multi-Asset Balanced Opportunity Fund	0.90%	+10.75%	+11.77%	+8.08%
SSBSX	State Street Target Retirement 2025 Fund	0.09%	+11.78%	+12.36%	+7.62%
VTHRX	VANGUARD TARGET RETIREMENT 2030 FUND	0.08%	+14.80%	+14.74%	+8.95%
PBAPX	SAM Balanced Portfolio	1.02%	+12.98%	+13.98%	+8.63%
FATZX	Fidelity Freedom Index 2025 Fund	0.05%	+13.00%	—	—
TRAIX	T. Rowe Price Capital Appreciation Fund	0.58%	+11.52%	+14.47%	+11.39%
TLQIX	Nuveen Lifecycle Index 2025 Fund	0.10%	+8.99%	+10.42%	+6.46%
QLMLFX	Franklin Multi-Asset Variable Conservative Growth$1M min	0.75%	+12.30%	+13.63%	+8.58%
SWYEX	Schwab Target 2030 Index Fund	0.08%	+13.20%	+14.23%	+8.99%
PHJNX	Principal LifeTime Hybrid 2030 Fund	0.31%	+13.62%	+13.48%	+8.71%
FDTKX	Fidelity Freedom 2025 Fund	0.59%	+14.38%	+14.00%	+8.03%
FIWBX	Fidelity Advisor Multi-Asset Income Fund	0.80%	+14.10%	+12.50%	+9.96%
FBFRX	Franklin Managed Income Fund	0.59%	+5.98%	+8.38%	+7.62%
SWDRX	Schwab Target 2030 Fund	0.40%	+14.41%	+14.62%	+8.82%
VTMFX	VANGUARD TAX-MANAGED BALANCED FUND	0.09%	+11.07%	+12.90%	+8.69%
FFFEX	Fidelity Freedom 2030 Fund	0.61%	+15.35%	+14.88%	+8.92%
VTTHX	VANGUARD TARGET RETIREMENT 2035 FUND	0.08%	+16.09%	+15.94%	+10.07%
SWOBX	Schwab Balanced Fund	0.51%	+14.26%	+15.03%	+8.85%
CFIAX	Columbia Flexible Capital Income Fund	0.83%	+10.40%	+8.81%	+8.95%
FFCTX	American Funds College 2027 Fund	0.33%	+8.18%	+8.10%	+4.57%
SSFOX	State Street Target Retirement Fund	0.09%	+9.84%	+10.00%	+5.77%
FAVNX	Fidelity Freedom Index 2035 Fund	0.05%	+15.63%	—	—
ITCSX	VY(R) T. ROWE PRICE CAPITAL APPRECIATION PORTFOLIO	0.65%	+10.98%	+14.06%	+11.01%
LTAOX	Principal LifeTime 2035 Fund	0.56%	+12.56%	+13.48%	+8.64%
FNCFX	Franklin Income Fund	0.41%	+9.26%	+10.15%	+10.23%
TAAMX	Transamerica Asset Allocation - Moderate Portfolio	0.95%	+14.62%	+13.19%	—
ABPAX	AB Sustainable Thematic Balanced Portfolio	1.01%	+0.86%	+7.37%	+3.23%
IRMPX	VOYA RETIREMENT MODERATE PORTFOLIO	0.61%	+10.36%	+10.52%	+5.89%
NLGAX	Columbia Capital Allocation Moderate Conservative Portfolio	0.91%	+12.42%	+11.48%	+5.69%
COTDX	Columbia Thermostat Fund	0.61%	+14.43%	—	—
FATKX	Fidelity Freedom 2020 Fund	0.28%	+12.90%	+12.70%	+7.02%
CVSCX	Calamos Market Neutral Income Fund	1.97%	+6.47%	+7.07%	+4.09%
TCIIX	Nuveen Lifecycle 2035 Fund	0.56%	+9.14%	+12.18%	+7.95%
SSBYX	State Street Target Retirement 2030 Fund	0.09%	+14.51%	+14.55%	+8.75%
AZNAX	Virtus Income & Growth Fund	1.14%	-0.54%	-30.95%	-33.76%
DBALX	DAVENPORT BALANCED INCOME FUND	0.93%	+7.38%	+8.28%	+7.38%
IDXFX	VOYA INDEX SOLUTION 2030 PORTFOLIO	0.47%	+13.45%	+13.47%	+8.35%
RBAIX	T. Rowe Price Balanced Fund, Inc.	0.47%	+14.42%	+15.72%	+9.60%
MTODX	NYLI Income Builder Fund	0.68%	+13.80%	+13.82%	+8.42%
TCLTX	Nuveen Lifecycle 2020 Fund	0.54%	+7.17%	+8.70%	+5.23%
LCGSX	Franklin Multi-Asset Conservative Growth Fund	0.70%	—	—	—
AADBX	American Beacon Balanced Fund	0.85%	+8.57%	+11.56%	+11.03%
TIMIX	Nuveen Managed Allocation Fund	0.46%	+8.45%	+13.24%	+9.24%
LTPDX	Principal LifeTime 2025 Fund	0.52%	+10.91%	+11.48%	+7.06%
CPPAX	American Funds Preservation Portfolio	0.87%	+5.50%	+4.76%	+1.24%
HADAX	HARTFORD BALANCED HLS FUND	0.66%	+9.56%	+12.36%	+10.03%
TSIMX	Nuveen Lifestyle Moderate Fund	0.87%	+8.40%	+11.48%	+6.69%
VSMGX	VANGUARD LIFESTRATEGY MODERATE GROWTH FUND	0.13%	+15.80%	+14.79%	+8.58%
FMUAX	Federated Hermes Muni and Stock Advantage Fund	0.99%	+9.33%	+9.97%	+6.69%
FBKFX	Fidelity Balanced K6 Fund	0.32%	+11.36%	+14.42%	+10.40%
FPKFX	Fidelity Puritan K6 Fund	0.33%	+10.06%	+14.35%	+9.57%
AAETX	American Funds 2030 Target Date Retirement Fund	0.66%	+14.18%	+13.98%	+9.03%
IBARX	Macquarie Balanced Fund	0.65%	+11.95%	+14.86%	+4.86%
VMAIX	Venerable Moderate Allocation Fund	0.89%	—	—	—
PHJQX	Principal LifeTime Hybrid 2025 Fund	0.32%	+12.27%	+12.11%	+7.69%
MNBWX	Pro-Blend Extended Term Series	0.10%	+8.63%	+11.55%	+6.94%
PHJJX	Principal LifeTime Hybrid 2035 Fund	0.47%	+14.88%	+14.75%	+9.86%
SWBGX	Schwab MarketTrack Balanced Portfolio	0.48%	+13.96%	+13.44%	+9.03%
POCAX	Aristotle Portfolio Optimization Moderate Fund	1.12%	+11.75%	—	—
TAAFX	Transamerica Asset Allocation Intermediate Horizon	0.95%	+13.02%	+12.09%	+7.14%
PGEBX	George Putnam Balanced Fund	0.91%	+21.05%	+3.59%	+8.82%
SWHRX	Schwab Target 2025 Fund	0.32%	+12.29%	+12.60%	+7.24%
IJKBX	VOYA SOLUTION INCOME PORTFOLIO	1.08%	+9.17%	+9.32%	+4.38%
PRPDX	Permanent Portfolio	1.06%	+21.67%	+19.48%	+13.49%
VTWNX	VANGUARD TARGET RETIREMENT 2020 FUND	0.08%	+10.94%	+11.19%	+6.33%
IRMGX	Voya Retirement Moderately Aggressive Portfolio	0.59%	+13.16%	+13.89%	+8.90%
AWIVX	CIBC ATLAS INCOME OPPORTUNITIES FUND	1.08%	—	—	—
TLWIX	Nuveen Lifecycle Index 2020 Fund	0.35%	+8.50%	+9.62%	+5.73%
THPBX	BNY Mellon Balanced Opportunity Fund	0.90%	+10.47%	+12.63%	+8.38%

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