RFAYX
ActiveMin. $100KInvestment Grade Bond Fund
Category: US Bond (5,386 funds)
Expense Ratio
0.35%
Annual Cost per $10K
$35.00
30-Year Fee Drag per $10K
$7,126
at 7% annual return
Fund Type
Mutual Fund
Active · Min: $100K
Trailing 12-Month
+6.36%
Asset Allocation
US Bond
77%Intl Bond
14%Cash
9%Fee Comparison
RFAYX
0.35%US Bond average
0.76%US Bond cheapest
0.00%Index benchmark
0.03%54% cheaper than category average
Historical Returns
Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of October 2025 · Updated quarterly
+17.14%3Y
Compare to
Fee Impact Calculator
$
%
RFAYX at 0.35%$344,981
At index rates (0.03%)$377,424
Zero fees (theoretical)$380,613
Total fee drag$35,631
Cost vs index fund−$32,443
Similar Funds (100)
Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of October 2025
| Ticker | Name | ER |
|---|---|---|
| RFAYX | Investment Grade Bond Fund | 0.35% |
| PIINX | PIMCO Income Fund | 1.08% |
| WAPSX | Western Asset Core Plus Bond Fund | 0.42% |
| LQD | iShares iBoxx $ Investment Grade Corporate Bond ETF | 0.14% |
| PTRAX | PIMCO Total Return Fund | 0.76% |
| HIGFX | American High Income Trust | 0.32% |
| ABNDX | Bond Fund of America | 1.04% |
| VWEAX | VANGUARD HIGH-YIELD CORPORATE FUND | 0.22% |
| JDYRX | PGIM High Yield Fund | 0.74% |
| BCOSX | Baird Core Plus Bond Fund | 0.55% |
| ANBAX | American Funds Strategic Bond Fund | 0.31% |
| BAGSX | Baird Aggregate Bond Fund | 0.55% |
| DOXIX | Dodge & Cox Income Fund | 0.33% |
| VFICX | VANGUARD INTERMEDIATE-TERM INVESTMENT-GRADE FUND | 0.20% |
| VFSTX | VANGUARD SHORT-TERM INVESTMENT-GRADE FUND | 0.07% |
| BBCPX | Bridge Builder Core Plus Bond Fund | 0.16% |
| LFROX | Lord Abbett Floating Rate Fund | 0.54% |
| FBKWX | Fidelity Total Bond Fund | 0.75% |
| GIBRX | Guggenheim Total Return Bond Fund | 0.49% |
| BUBSX | Baird Ultra Short Bond Fund | 0.40% |
| TSRSX | Thornburg Strategic Income Fund | 0.53% |
| USHY | iShares Broad USD High Yield Corporate Bond ETF | 0.15% |
| CMBKX | American Funds Multi-Sector Income Fund | 0.70% |
| IDPAX | Intermediate Duration Portfolio | 0.28% |
| BBBMX | BBH Limited Duration Fund | 0.35% |
| CCBFX | Capital Group Central Corporate Bond Fund | — |
| VCSH | VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND | 0.06% |
| FSMTX | Fidelity SAI Total Bond Fund | 0.29% |
| JSDUX | JPMorgan Short Duration Bond Fund | 0.28% |
| IUSB | iShares Core Universal USD Bond ETF | 0.06% |
| SPSB | SPDR Portfolio Short Term Corporate Bond ETF | 0.04% |
| HYLB | Xtrackers USD High Yield Corporate Bond ETF | 0.05% |
| BSBSX | Baird Short-Term Bond Fund | 0.55% |
| VCIT | VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND | 0.06% |
| JNK | SPDR(R) Bloomberg High Yield Bond ETF | 0.40% |
| STYAX | Allspring Core Plus Bond Fund | 0.67% |
| LGBNX | Loomis Sayles Investment Grade Bond Fund | 0.44% |
| RIGRX | Investment Grade Bond Fund | 0.38% |
| PHYAX | PIMCO High Yield Fund | 0.85% |
| BSCQ | Invesco BulletShares 2026 Corporate Bond ETF | 0.10% |
| VCOBX | VANGUARD CORE BOND FUND | 0.10% |
| SPIB | SPDR Portfolio Intermediate Term Corporate Bond ETF | 0.04% |
| FIHAX | Federated Hermes Institutional High Yield Bond Fund | 0.75% |
| IGLB | iShares 10+ Year Investment Grade Corporate Bond ETF | 0.04% |
| LDLVX | Lord Abbett Short Duration Income Fund | 0.32% |
| CWB | SPDR(R) Bloomberg Convertible Securities ETF | 0.40% |
| FCNQX | Fidelity Conservative Income Bond Fund | 0.45% |
| CBORX | Calvert Bond Fund | 0.46% |
| USIG | iShares Broad USD Investment Grade Corporate Bond ETF | 0.04% |
| PBFKX | Victory Pioneer Bond Fund | 0.36% |
| MRBBX | MFS Total Return Bond Fund | 0.60% |
| JCPPX | JPMorgan Core Plus Bond Fund | 1.14% |
| BIMSX | Baird Intermediate Bond Fund | 0.55% |
| TRKZX | T. Rowe Price High Yield Fund, Inc. | 0.60% |
| BSCR | Invesco BulletShares 2027 Corporate Bond ETF | 0.10% |
| ACPSX | Invesco Core Plus Bond Fund | 0.79% |
| TAFLX | Transamerica Bond | 0.44% |
| EIBRX | Eaton Vance Income Fund of Boston | 0.66% |
| TRVZX | T. Rowe Price New Income Fund, Inc. | 0.32% |
| NERNX | Loomis Sayles Core Plus Bond Fund | 0.39% |
| HYG | iShares iBoxx $ High Yield Corporate Bond ETF | 0.49% |
| TIHPX | Nuveen High Yield Fund | 0.50% |
| FBND | Fidelity Total Bond ETF | 0.36% |
| FZOLX | Fidelity SAI Low Duration Bond Fund | 0.20% |
| TRZOX | T. Rowe Price Short-Term Bond Fund, Inc. | 0.31% |
| SPHY | SPDR Portfolio High Yield Bond ETF | 0.05% |
| HYS | PIMCO 0-5 Year High Yield Corporate Bond Index Exchange-Traded Fund | 0.56% |
| FSIGX | Fidelity Series Investment Grade Bond Fund | 0.00% |
| SDICX | Guggenheim Core Bond Fund | 0.53% |
| TBBWX | Nuveen Core Bond Fund | 0.29% |
| BSCS | Invesco BulletShares 2028 Corporate Bond ETF | 0.10% |
| PSJIX | Short-Term Income Fund | 0.63% |
| NRSIX | Neuberger Berman Strategic Income Fund | 0.51% |
| GMDZX | MEDIUM-DURATION BOND FUND | 0.68% |
| TBPPX | Nuveen Core Plus Bond Fund | 0.45% |
| TAHBX | Transamerica High Yield Bond | 0.61% |
| HYSAX | PGIM Short Duration High Yield Income Fund | 1.00% |
| APDFX | Artisan High Income Fund | 0.80% |
| IGIB | iShares 5-10 Year Investment Grade Corporate Bond ETF | 0.04% |
| MHYSX | NYLI MacKay High Yield Corporate Bond Fund | 0.56% |
| FTKFX | Fidelity Total Bond K6 Fund | 0.30% |
| WACSX | Western Asset Core Bond Fund | 0.42% |
| SHYG | iShares 0-5 Year High Yield Corporate Bond ETF | 0.30% |
| BHIMX | Brigade High Income Fund | 0.53% |
| URHIX | Victory High Income Fund | 0.79% |
| VUBFX | VANGUARD ULTRA-SHORT-TERM BOND FUND | 0.20% |
| QLTA | iShares Aaa - A Rated Corporate Bond ETF | 0.15% |
| TSBBX | Nuveen Core Impact Bond Fund | 0.51% |
| SUSC | iShares ESG Aware USD Corporate Bond ETF | 0.18% |
| FHRRX | Franklin High Income Fund | 0.50% |
| JHYUX | JPMorgan High Yield Fund | 0.50% |
| AIBAX | Intermediate Bond Fund of America | 0.65% |
| FGKNX | Franklin Core Plus Bond Fund | 0.72% |
| IBDR | iShares iBonds Dec 2026 Term Corporate ETF | 0.10% |
| FFTSX | Short-Term Bond Fund of America | 0.35% |
| ISTBX | Invesco Short Term Bond Fund | 0.47% |
| IBDS | iShares iBonds Dec 2027 Term Corporate ETF | 0.10% |
| DPZRX | Nomura Diversified Income Fund | 0.33% |
| OSTIX | The Osterweis Strategic Income Fund | 0.83% |
| BBTBX | Bridge Builder Core Bond Fund | 0.12% |
| SSTHX | Allspring Short-Term High Income Fund | 0.82% |
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