RMTTX

Active

Moderate Strategy Fund

Category: Balanced (1,430 funds)

Expense Ratio

0.75%

Annual Cost per $10K

$75.00

30-Year Fee Drag per $10K

$14,482

at 7% annual return

Fund Type

Mutual Fund

Active

Asset Allocation

US Equity

23%

Intl Equity

19%

US Bond

39%

Intl Bond

12%

Cash

Fee Comparison

RMTTX

0.75%

Balanced average

0.85%

Balanced cheapest

FELSX

0.00%

Index benchmark

0.03%

12% cheaper than category average

Fee Impact Calculator

Investment

Years

Annual Return

RMTTX at 0.75%$308,204

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$72,409

Cost vs index fund−$69,220

Similar Funds (100)

Ranked by allocation similarity weighted by fund size

Ticker	Name	ER	1yr	3yr	5yr
RMTTX	Moderate Strategy Fund	0.75%	—	—	—
VTTVX	VANGUARD TARGET RETIREMENT 2025 FUND	0.08%	+13.31%	+13.31%	+7.78%
VTWNX	VANGUARD TARGET RETIREMENT 2020 FUND	0.08%	+10.94%	+11.19%	+6.33%
FATKX	Fidelity Freedom 2020 Fund	0.28%	+12.90%	+12.70%	+7.02%
FDTKX	Fidelity Freedom 2025 Fund	0.59%	+14.38%	+14.00%	+8.03%
VSCGX	VANGUARD LIFESTRATEGY CONSERVATIVE GROWTH FUND	0.12%	+12.46%	+11.66%	+5.67%
VTINX	VANGUARD TARGET RETIREMENT INCOME FUND	0.08%	+10.10%	+9.80%	+4.76%
FATZX	Fidelity Freedom Index 2025 Fund	0.05%	+13.00%	—	—
FFFEX	Fidelity Freedom 2030 Fund	0.61%	+15.35%	+14.88%	+8.92%
FAUYX	Fidelity Freedom Index 2030 Fund	0.05%	+14.06%	—	—
RMLRX	Moderate Strategy Fund	0.77%	+11.20%	+11.06%	+6.02%
VTHRX	VANGUARD TARGET RETIREMENT 2030 FUND	0.08%	+14.80%	+14.74%	+8.95%
FFOYX	Fidelity Freedom 2015 Fund	0.45%	—	—	—
PRPDX	Permanent Portfolio	1.06%	+21.67%	+19.48%	+13.49%
FDAFX	Fidelity Advisor Freedom 2020 Fund	0.28%	-11.64%	-35.62%	-42.60%
FATYX	Fidelity Freedom Index 2020 Fund	0.05%	+11.61%	—	—
FNCFX	Franklin Income Fund	0.41%	+9.26%	+10.15%	+10.23%
FPFRX	FPA Crescent Fund	1.06%	+17.01%	—	—
TCLFX	Nuveen Lifecycle 2025 Fund	0.47%	+7.50%	+9.47%	+5.87%
PCBFX	SAM Conservative Balanced Portfolio	0.87%	+10.79%	+11.18%	+6.23%
TCLTX	Nuveen Lifecycle 2020 Fund	0.54%	+7.17%	+8.70%	+5.23%
PLTJX	Principal LifeTime 2030 Fund	0.79%	+12.03%	+12.82%	+8.12%
KTRZX	DWS Global Income Builder Fund	0.58%	+15.01%	+14.69%	+8.66%
FIWBX	Fidelity Advisor Multi-Asset Income Fund	0.80%	+14.10%	+12.50%	+9.96%
TLQIX	Nuveen Lifecycle Index 2025 Fund	0.10%	+8.99%	+10.42%	+6.46%
FFBLX	Fidelity Freedom Blend 2020 Fund	0.93%	+12.54%	+12.36%	—
PMACX	Victory Pioneer Multi-Asset Income Fund	0.84%	—	—	—
TLHIX	Nuveen Lifecycle Index 2030 Fund	0.25%	+9.89%	+11.56%	+7.37%
QCSCIX	College Retirement Equities Fund - Social Choice Account	—	+12.62%	+13.37%	+8.38%
FATWX	Fidelity Advisor Freedom 2025 Fund	1.59%	-10.54%	-34.94%	-42.09%
FAGIX	Fidelity Capital and Income Fund	0.90%	+12.77%	+12.18%	+9.03%
ABALX	American Balanced Fund	0.58%	+16.02%	+15.46%	+10.83%
FFBNX	Fidelity Freedom Blend 2025 Fund	1.44%	+13.84%	+13.61%	—
VSMGX	VANGUARD LIFESTRATEGY MODERATE GROWTH FUND	0.13%	+15.80%	+14.79%	+8.58%
LTPDX	Principal LifeTime 2025 Fund	0.52%	+10.91%	+11.48%	+7.06%
FAVNX	Fidelity Freedom Index 2035 Fund	0.05%	+15.63%	—	—
HBLFX	THE HARTFORD BALANCED INCOME FUND	0.56%	+7.51%	+9.23%	+6.46%
VTTHX	VANGUARD TARGET RETIREMENT 2035 FUND	0.08%	+16.09%	+15.94%	+10.07%
PLFJX	Principal LifeTime 2020 Fund	0.76%	+10.12%	+10.67%	+6.20%
EKSRX	Allspring Diversified Income Builder Fund	0.53%	+14.36%	+13.44%	+8.53%
GAOPX	Goldman Sachs Balanced Strategy Portfolio	0.61%	+10.62%	+11.04%	+6.23%
VYGJX	Voya Global Income & Growth Fund	0.85%	+12.15%	+10.85%	+7.03%
FAFEX	Fidelity Advisor Freedom 2030 Fund	0.36%	-9.64%	-34.28%	-41.50%
VWIAX	VANGUARD WELLESLEY INCOME FUND	0.16%	+8.11%	+8.65%	+5.49%
TLWIX	Nuveen Lifecycle Index 2020 Fund	0.35%	+8.50%	+9.62%	+5.73%
FFVAX	Fidelity Advisor Freedom 2015 Fund	0.26%	-12.70%	-36.39%	-43.13%
TCHPX	Nuveen Lifecycle 2030 Fund	0.40%	+8.26%	+10.71%	+6.83%
TCFPX	Nuveen Lifecycle 2015 Fund	0.37%	+7.02%	+8.21%	+4.91%
FFFCX	Fidelity Freedom 2010 Fund	0.46%	+9.58%	+9.50%	+4.63%
FFPCX	Fidelity Freedom 2035 Fund	0.59%	—	—	—
JCRAX	ALPS \| CoreCommodity Mgmt CompleteCommoditiesSM Strategy Fund	1.39%	+19.24%	+4.36%	+14.40%
ISFAX	Lord Abbett Multi-Asset Income Fund	1.39%	+8.01%	+8.45%	+5.38%
FFBPX	Fidelity Freedom Blend 2030 Fund	0.36%	+15.03%	+14.75%	—
ALAAX	Invesco Income Allocation Fund	0.91%	+10.22%	+8.82%	+4.84%
TAIAX	American Funds Tax-Aware Conservative Growth and Income Portfolio	0.66%	+11.96%	+12.92%	+8.66%
FBAKX	Fidelity Balanced Fund	0.46%	+11.35%	+14.26%	+10.21%
FPCIX	Strategic Advisers Core Income Fund	0.33%	+3.89%	+3.62%	-0.16%
TLYIX	Nuveen Lifecycle Index 2035 Fund	0.18%	+10.73%	+12.86%	+8.37%
TAAMX	Transamerica Asset Allocation - Moderate Portfolio	0.95%	+14.62%	+13.19%	—
PHJQX	Principal LifeTime Hybrid 2025 Fund	0.32%	+12.27%	+12.11%	+7.69%
DOXBX	Dodge & Cox Balanced Fund	0.43%	+12.15%	+13.26%	—
LPSAX	BlackRock LifePath Dynamic Retirement Fund	0.34%	+11.41%	+12.05%	+6.43%
IIIPX	VOYA INDEX SOLUTION INCOME PORTFOLIO	0.20%	+9.85%	+9.68%	+4.54%
SSBSX	State Street Target Retirement 2025 Fund	0.09%	+11.78%	+12.36%	+7.62%
FAHDX	Fidelity Advisor Capital and Income Fund	1.18%	-4.65%	-23.77%	-28.98%
MSFKX	MFS Total Return Fund	0.40%	+8.99%	+10.63%	+8.56%
TLIRX	Nuveen Lifecycle Retirement Income Fund	0.45%	+6.81%	+7.92%	+4.54%
PQICX	PIMCO Dividend and Income Fund	0.92%	+15.14%	+13.63%	+12.40%
PBAPX	SAM Balanced Portfolio	1.02%	+12.98%	+13.98%	+8.63%
VASIX	VANGUARD LIFESTRATEGY INCOME FUND	0.11%	+8.98%	+8.49%	+2.72%
VGWIX	VANGUARD GLOBAL WELLESLEY INCOME FUND	0.43%	+7.19%	+8.51%	+5.21%
PHJNX	Principal LifeTime Hybrid 2030 Fund	0.31%	+13.62%	+13.48%	+8.71%
ITTFX	Hartford Multi-Asset Income Fund	0.66%	+11.46%	+10.98%	+6.20%
TAAJX	Transamerica Asset Allocation - Conservative Portfolio	0.91%	+11.91%	+10.75%	—
TCLEX	Nuveen Lifecycle 2010 Fund	0.51%	+6.85%	+7.92%	+4.56%
IPNFX	Invesco Multi-Asset Income Fund	1.72%	+9.16%	+9.77%	+3.98%
MTODX	NYLI Income Builder Fund	0.68%	+13.80%	+13.82%	+8.42%
PHJTX	Principal LifeTime Hybrid 2020 Fund	0.48%	+11.31%	+11.12%	+6.64%
FPUKX	Fidelity Puritan Fund	0.47%	+10.50%	+14.48%	+9.65%
NRIFX	Nuveen Real Asset Income Fund	0.81%	+7.83%	+9.85%	+6.78%
JNBZX	JPMorgan Income Builder Fund	0.52%	+11.45%	+11.08%	+6.57%
BNGLX	UBS GLOBAL ALLOCATION FUND	1.43%	+16.75%	+11.81%	+7.12%
TIMIX	Nuveen Managed Allocation Fund	0.46%	+8.45%	+13.24%	+9.24%
TCSIX	Nuveen Lifestyle Conservative Fund	0.50%	+7.16%	+9.16%	+5.01%
AQRRX	AQR Multi-Asset Fund	0.96%	+17.94%	+12.73%	+9.75%
FATVX	Fidelity Freedom Index 2015 Fund	0.04%	+10.13%	—	—
CVSCX	Calamos Market Neutral Income Fund	1.97%	+6.47%	+7.07%	+4.09%
TLFIX	Nuveen Lifecycle Index 2015 Fund	0.25%	+7.98%	+8.95%	+5.22%
SSBYX	State Street Target Retirement 2030 Fund	0.09%	+14.51%	+14.55%	+8.75%
FBFRX	Franklin Managed Income Fund	0.59%	+5.98%	+8.38%	+7.62%
FMRAX	Fidelity Managed Retirement 2030 Fund	0.73%	+12.84%	+12.27%	+6.73%
CBFAX	American Funds Global Balanced Fund	0.80%	+13.87%	+13.82%	+7.93%
CAIBX	Capital Income Builder	0.58%	+15.51%	+14.04%	+11.04%
TAAFX	Transamerica Asset Allocation Intermediate Horizon	0.95%	+13.02%	+12.09%	+7.14%
NLGAX	Columbia Capital Allocation Moderate Conservative Portfolio	0.91%	+12.42%	+11.48%	+5.69%
VFORX	VANGUARD TARGET RETIREMENT 2040 FUND	0.08%	+17.33%	+17.14%	+11.19%
TSIMX	Nuveen Lifestyle Moderate Fund	0.87%	+8.40%	+11.48%	+6.69%
FAUDX	Strategic Advisers Short Duration Fund	0.20%	+5.04%	+5.12%	+2.85%
LTAOX	Principal LifeTime 2035 Fund	0.56%	+12.56%	+13.48%	+8.64%
FFFAX	Fidelity Freedom Retirement Fund	0.24%	+8.67%	+8.22%	+3.40%
TLIPX	Nuveen Lifecycle Index Retirement Income Fund	0.10%	+7.89%	+8.62%	+4.81%

Analyze Your Full Portfolio

See your blended expense ratio, aggregate asset allocation, and total fee drag across all your holdings.

Get Started Free