SBIFX

Active

Saturna Bond Income Fund

Category: US Bond (5,386 funds)

Expense Ratio

0.65%

Annual Cost per $10K

$65.00

30-Year Fee Drag per $10K

$12,717

at 7% annual return

Fund Type

Mutual Fund

Active

Trailing 12-Month

+2.18%

Asset Allocation

US Bond

92%

Intl Bond

Fee Comparison

SBIFX

0.65%

US Bond average

0.76%

US Bond cheapest

ABIMX

0.00%

Index benchmark

0.03%

14% cheaper than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of August 2025 · Updated quarterly

+6.70%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

SBIFX at 0.65%$317,026

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$63,587

Cost vs index fund−$60,398

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of August 2025

Ticker	Name	ER	1yr	3yr	5yr
SBIFX	Saturna Bond Income Fund	0.65%	+2.18%	+2.19%	-2.07%
BND	VANGUARD TOTAL BOND MARKET INDEX FUND	0.03%	+3.20%	+3.07%	-0.65%
VTBIX	VANGUARD TOTAL BOND MARKET II INDEX FUND	0.09%	+3.06%	+2.97%	-0.73%
AGG	iShares Core U.S. Aggregate Bond ETF	0.03%	+3.13%	+3.01%	-0.68%
JBFRX	Bond Fund	0.46%	+3.37%	+3.61%	-0.09%
BSV	VANGUARD SHORT-TERM BOND INDEX FUND	0.03%	+4.75%	+4.15%	+1.31%
TBIIX	Nuveen Bond Index Fund	0.32%	+2.98%	+2.97%	-0.76%
FUBFX	Fidelity U.S. Bond Index Fund	0.03%	—	—	—
DOXIX	Dodge & Cox Income Fund	0.33%	+3.58%	+4.67%	—
BIV	VANGUARD INTERMEDIATE-TERM BOND INDEX FUND	0.03%	+4.47%	+3.85%	-0.38%
PARRX	PIMCO Real Return Fund	0.75%	+5.64%	+2.75%	+1.36%
QCBMFX	College Retirement Equities Fund - Core Bond Account	—	+3.63%	+4.36%	—
VIITX	VANGUARD INSTITUTIONAL INTERMEDIATE-TERM BOND FUND$100M min	0.02%	+4.70%	+4.09%	+0.88%
FSIGX	Fidelity Series Investment Grade Bond Fund	0.00%	+3.72%	+3.94%	+0.37%
FIFZX	Fidelity Series Bond Index Fund	0.00%	+3.08%	+3.01%	-0.71%
JCBPX	JPMorgan Core Bond Fund	1.33%	+3.25%	+3.03%	-0.39%
UINCX	Victory Income Fund	0.84%	+3.48%	+4.12%	+0.43%
VWITX	VANGUARD INTERMEDIATE-TERM TAX-EXEMPT FUND	0.17%	+1.41%	+3.13%	+0.87%
VCIT	VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND	0.06%	+5.70%	+5.76%	+0.79%
BAGSX	Baird Aggregate Bond Fund	0.55%	+3.20%	+3.39%	-0.59%
VWESX	VANGUARD LONG-TERM INVESTMENT-GRADE FUND	0.21%	-0.59%	+1.64%	-3.71%
VCLT	VANGUARD LONG-TERM CORPORATE BOND INDEX FUND	0.06%	+0.56%	+2.96%	-2.60%
FBKWX	Fidelity Total Bond Fund	0.75%	+3.99%	+4.27%	+0.57%
FBNDX	Fidelity Investment Grade Bond Fund	0.75%	+3.44%	+3.44%	-0.20%
JAGBX	Select Bond Trust	0.60%	+3.22%	+3.31%	-0.40%
FBND	Fidelity Total Bond ETF	0.36%	+3.85%	+4.04%	+0.36%
MXBIX	Empower Bond Index Fund	0.50%	+2.60%	+2.03%	-1.51%
TOTL	SPDR DoubleLine Total Return Tactical ETF	0.55%	+3.76%	+3.74%	+0.29%
DDTRX	DoubleLine Total Return Bond Fund	0.43%	+4.32%	+3.38%	+0.33%
TRVZX	T. Rowe Price New Income Fund, Inc.	0.32%	+3.45%	+2.95%	-0.33%
MBFAX	Allspring Core Bond Fund	0.65%	+3.06%	+3.01%	+1.77%
BLV	VANGUARD LONG-TERM BOND INDEX FUND	0.03%	-2.04%	-0.01%	-5.07%
FFRAX	Fidelity Advisor Floating Rate High Income Fund	0.73%	-9.97%	-18.31%	-21.22%
JGCGX	JPMorgan Income Fund	0.39%	+6.58%	+5.52%	+2.95%
SCOAX	SIIT CORE FIXED INCOME FUND	0.37%	+3.26%	+3.37%	-0.51%
IUSB	iShares Core Universal USD Bond ETF	0.06%	+3.71%	+3.68%	-0.19%
BBTBX	Bridge Builder Core Bond Fund	0.12%	+3.63%	+3.76%	-0.02%
DDCPX	Doubleline Shiller Enhanced CAPE	0.49%	+11.76%	+13.16%	+10.89%
ITBFX	THE HARTFORD TOTAL RETURN BOND FUND	0.32%	+3.11%	+3.96%	-0.04%
HIABX	HARTFORD TOTAL RETURN BOND HLS FUND	0.52%	+2.98%	+3.87%	-0.13%
UASBX	Victory Short-Term Bond Fund	0.47%	+5.30%	+5.53%	+3.07%
AMUSX	U.S. Government Securities Fund	0.65%	+3.55%	+1.78%	-0.67%
FLIBX	American Funds Inflation Linked Bond Fund	0.36%	+5.34%	+1.51%	+0.86%
SLDAX	SIIT LONG DURATION CREDIT BOND FUND	0.37%	+0.07%	+1.83%	-3.56%
SCHZ	Schwab U.S. Aggregate Bond ETF	0.03%	+3.11%	+2.98%	-0.73%
VMLTX	VANGUARD LIMITED-TERM TAX-EXEMPT FUND	0.17%	+3.57%	+3.47%	+1.61%
STRDX	Sterling Capital Total Return Bond Fund	0.35%	+3.42%	+3.38%	-0.17%
UIITX	Victory Core Plus Intermediate Bond Fund	0.41%	+3.83%	+4.41%	+1.05%
JIGBX	Investment Grade Bond Fund	0.38%	+2.97%	+2.92%	-0.79%
FIXD	First Trust Smith Opportunistic Fixed Income ETF	0.65%	+2.83%	+2.67%	-1.00%
FSMTX	Fidelity SAI Total Bond Fund	0.29%	+4.17%	+4.37%	+0.79%
LCROX	Lord Abbett Core Fixed Income Fund	0.30%	+3.62%	+3.40%	-0.19%
DDLDX	DoubleLine Low Duration Bond Fund	0.70%	+5.18%	+5.42%	+3.07%
FAJEX	Frost Total Return Bond Fund	0.46%	-22.15%	-22.29%	-23.48%
MIBDX	BNY Mellon Bond Fund	0.58%	+2.71%	+2.70%	-0.99%
VVBVX	Venerable Strategic Bond Fund	0.80%	+1.03%	—	—
UCON	First Trust Smith Unconstrained Bond ETF	0.86%	+5.27%	+5.57%	+2.96%
SWAGX	Schwab U.S. Aggregate Bond Index Fund	0.04%	+3.16%	+2.96%	-0.76%
PBIQX	Bond Market Index Fund	0.40%	+2.63%	+2.59%	-1.07%
GVI	iShares Intermediate Government/Credit Bond ETF	0.20%	+4.52%	+3.89%	+0.54%
MCFVX	Mercer Core Fixed Income Fund	0.64%	—	—	—
TBBWX	Nuveen Core Bond Fund	0.29%	+3.61%	+3.99%	+0.25%
OWFIX	Old Westbury Fixed Income Fund	0.57%	+3.84%	+3.43%	+0.20%
VWLTX	VANGUARD LONG-TERM TAX-EXEMPT FUND	0.17%	-0.99%	+2.81%	+0.34%
NTAUX	Tax-Advantaged Ultra-Short Fixed Income Fund	0.26%	+3.52%	+4.00%	+2.04%
TESHX	Nuveen Short Term Bond Index Fund	0.32%	+4.25%	+3.83%	+1.38%
WACSX	Western Asset Core Bond Fund	0.42%	+3.29%	+2.85%	-1.36%
HTRB	Hartford Total Return Bond ETF	0.29%	+3.09%	+3.86%	-0.09%
TCTRX	Nuveen Short Term Bond Fund	0.62%	+4.81%	+4.59%	+2.23%
DFCF	Dimensional Core Fixed Income ETF	0.17%	+4.04%	+3.90%	—
VFIIX	VANGUARD GNMA FUND	0.21%	+3.50%	+2.73%	-0.19%
DDCFX	DoubleLine Core Fixed Income Fund	0.50%	+4.25%	+3.94%	+0.50%
thopx	Thompson Bond Fund	0.74%	+8.43%	+7.09%	+5.01%
FCAVX	Franklin California Tax-Free Income Fund	0.60%	-1.83%	+2.42%	+0.09%
TIIUX	Core Fixed Income Fund	0.47%	+3.04%	+2.75%	-1.01%
THRLX	Thornburg Limited Term Income Fund	0.42%	+5.39%	+5.19%	+1.89%
MMHEX	NYLI MacKay High Yield Muni Bond Fund	0.55%	-2.44%	+3.14%	+1.36%
FIQZX	Fidelity Intermediate Municipal Income Fund	0.31%	+1.67%	+3.05%	+1.03%
AFFMX	American Funds Mortgage Fund	0.68%	+4.14%	+2.79%	+0.23%
AMHIX	American High-Income Municipal Bond Fund	0.64%	-0.22%	+3.70%	+1.91%
CRBVX	Catholic Responsible Investments Bond Fund	0.50%	+6.53%	+2.48%	—
QCILFX	College Retirement Equities Fund - Inflation-Linked Bond Account	—	+6.12%	+4.49%	—
FNSOX	Fidelity Short-Term Bond Index Fund	0.03%	+4.74%	+4.18%	+1.30%
BOND	PIMCO Active Bond Exchange-Traded Fund	0.54%	+3.83%	+3.87%	-0.12%
UITB	VictoryShares Core Intermediate Bond ETF	0.38%	+3.60%	+3.80%	+0.18%
SMAMX	ALPS \| Smith Total Return Bond Fund	0.89%	-21.18%	-21.22%	-24.37%
MTBDX	NYLI MacKay Tax Free Bond Fund	0.43%	-0.10%	+2.90%	+0.44%
DCFZX	Destinations Core Fixed Income Fund	0.84%	+3.02%	+3.16%	-0.52%
VPVRRDV	PIMCO Real Return Portfolio	1.07%	+5.44%	+2.71%	+1.44%
GAJPX	Goldman Sachs Dynamic Municipal Income Fund	0.38%	+0.27%	+3.29%	+1.37%
CFBNX	The Bond Fund	0.66%	+3.46%	+3.60%	+0.14%
HBFRX	Harbor Core Plus Fund	0.30%	+3.79%	+3.97%	+0.15%
PYLDX	Payden Low Duration Fund	0.38%	+5.04%	+4.88%	—
EAGG	iShares ESG Aware U.S. Aggregate Bond ETF	0.10%	+3.05%	+2.92%	-0.79%
FFTQX	Franklin Federal Tax-Free Income Fund	0.49%	-1.01%	+2.75%	+0.36%
BIMSX	Baird Intermediate Bond Fund	0.55%	+4.57%	+4.16%	+0.64%
SPAB	SPDR Portfolio Aggregate Bond ETF	0.03%	+3.14%	+2.99%	-0.70%
SRLN	SPDR Blackstone Senior Loan ETF	0.70%	+7.75%	+7.37%	+5.40%
CRAIX	CCM Community Impact Bond Fund	0.42%	+3.05%	+2.57%	-0.40%
LTRHX	Lord Abbett Total Return Fund	0.36%	+3.84%	+3.82%	+0.30%
VISTX	VANGUARD INSTITUTIONAL SHORT-TERM BOND FUND$100M min	0.02%	+5.15%	+4.58%	+2.08%

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