SBOOX

Active

Overlay B Portfolio

Category: Other (5,046 funds)

Expense Ratio

0.91%

Annual Cost per $10K

$91.00

30-Year Fee Drag per $10K

$17,207

at 7% annual return

Fund Type

Mutual Fund

Active

Trailing 12-Month

+9.18%

Asset Allocation

US Equity

11%

Intl Equity

10%

US Bond

50%

Intl Bond

19%

Cash

10%

Fee Comparison

SBOOX

0.91%

Other average

0.99%

Other cheapest

FCDSX

0.00%

Index benchmark

0.03%

8% cheaper than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of December 2025 · Updated quarterly

+27.60%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

SBOOX at 0.91%$294,580

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$86,033

Cost vs index fund−$82,844

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of December 2025

Ticker	Name	ER	1yr	3yr	5yr
SBOOX	Overlay B Portfolio	0.91%	+9.18%	+8.46%	+3.82%
VTINX	VANGUARD TARGET RETIREMENT INCOME FUND	0.08%	+10.10%	+9.80%	+4.76%
VTWNX	VANGUARD TARGET RETIREMENT 2020 FUND	0.08%	+10.94%	+11.19%	+6.33%
SBOTX	Overlay B Portfolio	0.76%	+9.21%	+8.56%	+3.95%
FADMX	Fidelity Advisor Strategic Income Fund	0.65%	+8.06%	+8.71%	+4.03%
FNCFX	Franklin Income Fund	0.41%	+9.26%	+10.15%	+10.23%
VASIX	VANGUARD LIFESTRATEGY INCOME FUND	0.11%	+8.98%	+8.49%	+2.72%
GIOSX	Guggenheim Macro Opportunities Fund	0.93%	+7.29%	+9.00%	+4.47%
FAGIX	Fidelity Capital and Income Fund	0.90%	+12.77%	+12.18%	+9.03%
JNBZX	JPMorgan Income Builder Fund	0.52%	+11.45%	+11.08%	+6.57%
LBNOX	LORD ABBETT BOND DEBENTURE FUND INC	0.62%	+7.98%	+7.63%	+3.40%
ITTFX	Hartford Multi-Asset Income Fund	0.66%	+11.46%	+10.98%	+6.20%
JPST	JPMorgan Ultra-Short Income ETF	0.18%	+4.98%	+5.10%	+3.12%
DTBRX	PGIM Total Return Bond Fund	0.75%	+6.16%	+6.55%	+0.03%
PIINX	PIMCO Income Fund	1.08%	+9.19%	+8.66%	+4.05%
FFFCX	Fidelity Freedom 2010 Fund	0.46%	+9.58%	+9.50%	+4.63%
FPCIX	Strategic Advisers Core Income Fund	0.33%	+3.89%	+3.62%	-0.16%
RCLRX	Conservative Strategy Fund	0.69%	+8.32%	+8.28%	+3.05%
RBBAX	Columbia Income Builder Fund	0.97%	+9.43%	+9.04%	+4.46%
ETSIX	Eaton Vance Strategic Income Fund	1.46%	+11.45%	+9.24%	+5.19%
JMGIX	JPMorgan Managed Income Fund	0.25%	+4.89%	+4.95%	+2.98%
FFOYX	Fidelity Freedom 2015 Fund	0.45%	—	—	—
VSCGX	VANGUARD LIFESTRATEGY CONSERVATIVE GROWTH FUND	0.12%	+12.46%	+11.66%	+5.67%
VTTVX	VANGUARD TARGET RETIREMENT 2025 FUND	0.08%	+13.31%	+13.31%	+7.78%
FAHDX	Fidelity Advisor Capital and Income Fund	1.18%	-4.65%	-23.77%	-28.98%
LUBOX	Lord Abbett Ultra Short Bond Fund	0.24%	+5.33%	+5.48%	+3.17%
GMBPX	Goldman Sachs Short-Term Conservative Income Fund	0.23%	+4.91%	+5.47%	+3.34%
PSPAX	PIMCO StocksPLUS Fund	1.10%	+18.65%	+21.50%	+15.76%
FAUDX	Strategic Advisers Short Duration Fund	0.20%	+5.04%	+5.12%	+2.85%
PFIFX	SAM Flexible Income Portfolio	1.80%	+9.01%	+9.08%	+4.36%
IGSB	iShares 1-5 Year Investment Grade Corporate Bond ETF	0.04%	+5.84%	+5.44%	+2.21%
NEZNX	Loomis Sayles Strategic Income Fund	0.62%	+9.47%	+9.38%	+4.27%
HYG	iShares iBoxx $ High Yield Corporate Bond ETF	0.49%	+8.21%	+8.86%	+4.39%
IGIB	iShares 5-10 Year Investment Grade Corporate Bond ETF	0.04%	+5.91%	+6.01%	+0.90%
FFFAX	Fidelity Freedom Retirement Fund	0.24%	+8.67%	+8.22%	+3.40%
FATKX	Fidelity Freedom 2020 Fund	0.28%	+12.90%	+12.70%	+7.02%
VRP	Invesco Variable Rate Preferred ETF	0.50%	+7.56%	+8.62%	+5.19%
FIWGX	Strategic Advisers Fidelity Core Income Fund	0.16%	+3.62%	+3.67%	+0.28%
PGBAX	Diversified Income Fund	1.06%	+6.66%	+7.47%	+4.53%
PCBFX	SAM Conservative Balanced Portfolio	0.87%	+10.79%	+11.18%	+6.23%
PSFAX	PIMCO Short-Term Fund	0.73%	+4.88%	+5.59%	+2.99%
FATYX	Fidelity Freedom Index 2020 Fund	0.05%	+11.61%	—	—
HOBEX	Holbrook Income Fund	1.31%	+7.24%	+6.76%	+5.51%
THYFX	THRIVENT CONSERVATIVE ALLOCATION FUND	0.70%	+8.62%	+9.15%	+4.91%
AGBGX	Global Bond Fund	0.02%	+6.04%	+5.78%	+0.79%
PUBAX	PIMCO Dynamic Bond Fund	1.31%	+8.79%	+7.48%	+2.92%
PTRAX	PIMCO Total Return Fund	0.76%	+6.87%	+6.36%	+0.01%
VWIAX	VANGUARD WELLESLEY INCOME FUND	0.16%	+8.11%	+8.65%	+5.49%
PDINX	Putnam Diversified Income Trust	0.66%	+7.06%	+7.00%	+2.25%
GIYRX	Guggenheim Ultra Short Duration Fund	0.33%	—	—	—
JDYRX	PGIM High Yield Fund	0.74%	+8.73%	+8.45%	+4.68%
MAFRX	Victory Pioneer Multi-Asset Ultrashort Income Fund	0.58%	—	—	—
RSBRX	Strategic Bond Fund	0.45%	+6.32%	+5.28%	-0.43%
PSTQX	PGIM Short-Term Corporate Bond Fund	0.38%	+6.24%	+6.71%	+2.40%
PULS	PGIM Ultra Short Bond ETF	0.15%	+5.27%	+5.70%	+3.62%
GNCFX	Goldman Sachs Multi-Manager Non-Core Fixed Income Fund	0.70%	+10.11%	+10.97%	+4.44%
SDMAX	PGIM Short Duration Multi-Sector Bond Fund	0.62%	+5.92%	+6.50%	+2.71%
PADAX	PGIM Absolute Return Bond Fund	0.95%	+5.34%	+6.79%	+4.69%
PLFJX	Principal LifeTime 2020 Fund	0.76%	+10.12%	+10.67%	+6.20%
ACCBX	Invesco Corporate Bond Fund	0.41%	+3.66%	+4.66%	+0.44%
VYGJX	Voya Global Income & Growth Fund	0.85%	+12.15%	+10.85%	+7.03%
APDFX	Artisan High Income Fund	0.80%	+9.10%	+10.47%	+6.90%
PGCAX	PIMCO Investment Grade Credit Bond Fund	1.34%	+6.46%	+7.54%	+0.46%
LDLVX	Lord Abbett Short Duration Income Fund	0.32%	+5.74%	+4.94%	+2.70%
USIG	iShares Broad USD Investment Grade Corporate Bond ETF	0.04%	+4.26%	+4.89%	+0.19%
FATVX	Fidelity Freedom Index 2015 Fund	0.04%	+10.13%	—	—
IIINX	THRIVENT MULTISECTOR BOND FUND	0.67%	+7.36%	+7.84%	+2.91%
MOFAX	Mercer Opportunistic Fixed Income Fund	0.82%	—	—	—
LSYAX	Lord Abbett Short Duration High Yield Fund	1.05%	+7.43%	+9.63%	+6.24%
ISFAX	Lord Abbett Multi-Asset Income Fund	1.39%	+8.01%	+8.45%	+5.38%
TCLEX	Nuveen Lifecycle 2010 Fund	0.51%	+6.85%	+7.92%	+4.56%
ESFHX	Eaton Vance Floating-Rate & High Income Fund	0.75%	+5.26%	+8.64%	+5.88%
USHY	iShares Broad USD High Yield Corporate Bond ETF	0.15%	+8.26%	+10.15%	+5.43%
MINT	PIMCO Enhanced Short Maturity Active Exchange-Traded Fund	0.36%	+4.91%	+5.73%	+3.01%
TAAJX	Transamerica Asset Allocation - Conservative Portfolio	0.91%	+11.91%	+10.75%	—
PALTX	Principal LifeTime Strategic Income Fund	1.06%	+9.19%	+9.49%	+4.04%
HSNFX	THE HARTFORD STRATEGIC INCOME FUND	0.53%	+9.46%	+10.90%	+3.63%
PDAAX	PIMCO Diversified Income Fund	1.04%	+8.96%	+9.50%	+2.60%
ANBAX	American Funds Strategic Bond Fund	0.31%	+5.38%	+3.74%	-1.00%
GBIRX	Goldman Sachs Global Core Fixed Income Fund	0.52%	+4.65%	+5.71%	+0.18%
SJNK	SPDR Bloomberg Short Term High Yield Bond ETF	0.40%	+7.81%	+9.47%	+6.26%
SPSB	SPDR Portfolio Short Term Corporate Bond ETF	0.04%	+5.73%	+5.85%	+2.51%
PAMSX	PIMCO Short Asset Investment Fund	0.36%	+4.94%	+5.21%	+3.04%
JNK	SPDR(R) Bloomberg High Yield Bond ETF	0.40%	+8.58%	+9.85%	+4.80%
FATZX	Fidelity Freedom Index 2025 Fund	0.05%	+13.00%	—	—
SHYG	iShares 0-5 Year High Yield Corporate Bond ETF	0.30%	+7.49%	+8.94%	+5.93%
VNLA	Janus Henderson Short Duration Income ETF	0.23%	+5.66%	+6.05%	+3.38%
STRKX	Victory Pioneer Strategic Income Fund	0.59%	—	—	—
PHYAX	PIMCO High Yield Fund	0.85%	+7.83%	+9.11%	+4.47%
ANGL	VanEck Fallen Angel High Yield Bond ETF	0.25%	+8.64%	+9.79%	+5.22%
FSHGX	Fidelity SAI High Income Fund	0.71%	+9.82%	+10.06%	—
CITEX	American High Income Trust	0.93%	+7.93%	+9.92%	+6.47%
FALN	iShares Fallen Angels USD Bond ETF	0.25%	+8.84%	+10.89%	+5.59%
LASNX	Loomis Sayles Strategic Alpha Fund	0.68%	+8.57%	+8.58%	+4.19%
GIXFX	GuidePath Flexible Income Allocation Fund	0.40%	+3.77%	-1.81%	—
PNARX	Spectrum Preferred and Capital Securities Income Fund	1.05%	+6.51%	+6.34%	+2.90%
SHOAX	American Beacon SiM High Yield Opportunities Fund	1.07%	+7.18%	+9.31%	+7.01%
GGKPX	Goldman Sachs Income Builder Fund	0.48%	+10.00%	+11.07%	+8.02%
SPIB	SPDR Portfolio Intermediate Term Corporate Bond ETF	0.04%	+6.90%	+7.15%	+1.62%
WAPSX	Western Asset Core Plus Bond Fund	0.42%	+5.71%	+5.73%	-1.36%
FCNQX	Fidelity Conservative Income Bond Fund	0.45%	-4.56%	—	—

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