SEPCX

Active

Saratoga Energy & Basic Materials Portfolio

Category: Other (5,046 funds)

Expense Ratio

4.85%

Annual Cost per $10K

$485.00

30-Year Fee Drag per $10K

$57,193

at 7% annual return

Fund Type

Mutual Fund

Active

Trailing 12-Month

-3.10%

Asset Allocation

US Equity

53%

Intl Equity

45%

Cash

Fee Comparison

SEPCX

4.85%

Other average

0.99%

Other cheapest

FCDSX

0.00%

Index benchmark

0.03%

390% more expensive than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of August 2025 · Updated quarterly

+12.71%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

SEPCX at 4.85%$94,650

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$285,963

Cost vs index fund−$282,774

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of August 2025

Ticker	Name	ER	1yr	3yr	5yr
SEPCX	Saratoga Energy & Basic Materials Portfolio	4.85%	-3.10%	+4.07%	+11.41%
QCSTFX	College Retirement Equities Fund - Stock Account	—	+13.93%	+18.11%	—
QCGLFX	College Retirement Equities Fund - Global Equities Account	—	+14.82%	+19.53%	—
FLPCX	Fidelity Low-Priced Stock Fund	1.40%	—	—	—
AGVDX	American Funds Global Insight Fund	1.53%	+12.05%	+14.90%	+8.86%
FWCGX	Capital World Growth & Income Fund	0.47%	+15.91%	+18.35%	+12.38%
TOLCX	DWS RREEF Global Infrastructure Fund	2.01%	+9.45%	+5.58%	+6.90%
EAGRX	First Eagle Global Fund	1.10%	+5.76%	+6.49%	—
FINHX	Fidelity Equity-Income Fund	—	—	—	—
BIVRX	Invenomic Fund	3.41%	+6.52%	+7.33%	+26.52%
OWLSX	Old Westbury Large Cap Strategies Fund	1.09%	+14.43%	+17.21%	+10.14%
FTGFX	Templeton Growth Fund, Inc.	1.03%	+11.76%	+16.34%	+9.48%
FFFGX	Fidelity Freedom 2045 Fund	0.65%	+14.67%	+16.47%	+11.32%
FFFHX	Fidelity Freedom 2050 Fund	0.65%	+14.67%	+16.48%	+11.31%
FFFFX	Fidelity Freedom 2040 Fund	0.63%	+13.62%	+15.66%	+10.86%
SBMBX	Saratoga Energy & Basic Materials Portfolio	3.81%	-2.56%	+4.71%	+12.11%
FHCLX	Select Health Care Portfolio	—	—	—	—
PRJAX	PGIM Jennison Global Opportunities Fund	1.08%	+3.90%	+18.81%	+5.90%
PGRNX	Impax Global Environmental Markets Fund	1.14%	+6.39%	+21.77%	+10.10%
CGGEX	American Funds Global Growth Portfolio	1.07%	+15.32%	+17.19%	+9.12%
BEGRX	Franklin Mutual Beacon Fund	1.27%	+12.09%	+15.08%	+12.50%
TRZRX	T. Rowe Price Real Assets Fund, Inc.	0.65%	+9.26%	+9.33%	+10.28%
QCSCIX	College Retirement Equities Fund - Social Choice Account	—	+8.60%	+11.15%	+7.07%
TENEX	New Economy Fund	0.81%	+19.26%	+21.26%	+10.79%
FTWRX	Templeton World Fund	1.05%	+14.62%	+20.53%	+10.77%
YAFFX	AMG Yacktman Focused Fund	1.25%	+2.82%	+10.91%	+10.87%
FFCBX	Fidelity Freedom Blend 2060 Fund	1.47%	+14.37%	+16.20%	—
FFFLX	Fidelity Advisor Freedom 2050 Fund	1.19%	-20.01%	-35.97%	-41.67%
APDGX	Artisan Global Value Fund	1.12%	+18.53%	+21.34%	+15.20%
USAWX	Victory Sustainable World Fund	1.38%	+11.65%	+17.89%	+11.28%
APDRX	Artisan Global Opportunities Fund	1.05%	+8.99%	+13.43%	+6.15%
DAMDX	Dunham Monthly Distribution Fund	2.63%	+8.69%	+4.86%	+3.47%
MGLAX	MFS Global Real Estate Fund	1.18%	-4.21%	+1.55%	+2.80%
SEQUX	Sequoia Fund Inc	1.00%	+22.03%	+21.32%	+11.80%
AGREX	Invesco Global Real Estate Fund	2.19%	-0.50%	+2.20%	+2.35%
JAFVX	Strategic Equity Allocation Trust	0.92%	+13.72%	+17.30%	+12.37%
FSAMX	Strategic Advisers Emerging Markets Fund	0.49%	+17.63%	+12.50%	+5.51%
AAANX	Horizon Active Asset Allocation Fund	1.34%	+9.16%	+12.86%	+10.25%
FIQOX	Fidelity Worldwide Fund	1.06%	+12.94%	+19.67%	+11.06%
MAGEX	MFS Growth Allocation Fund	1.19%	+9.74%	+11.71%	+8.24%
CNGLX	COMMONWEALTH GLOBAL FUND	2.61%	+0.15%	+8.03%	+5.48%
FCTKX	Fidelity Freedom 2055 Fund	0.45%	+14.95%	+16.78%	+11.61%
JGRSX	Global Shareholder Yield Fund	1.24%	+14.41%	+16.17%	+13.00%
DOXWX	Dodge & Cox Global Stock Fund	0.52%	+11.80%	+15.15%	—
MGORX	Global Opportunity Portfolio	0.85%	+25.34%	+26.49%	+7.55%
ALTFX	AB SUSTAINABLE GLOBAL THEMATIC FUND, INC.	1.03%	+1.58%	+9.42%	+6.25%
TRGLX	T. Rowe Price Global Stock Fund	0.66%	+10.68%	+16.56%	+8.98%
MGLBX	Marsico Global Fund	1.50%	+29.28%	+30.39%	+11.59%
ACWI	iShares MSCI ACWI ETF	0.32%	+15.87%	+17.79%	+12.03%
MFFDX	MFS Lifetime 2050 Fund	1.57%	+10.83%	+12.79%	+9.77%
KAUAX	Federated Hermes Kaufmann Fund	1.96%	+15.42%	+13.14%	+2.91%
PGRQX	PGIM Global Real Estate Fund	1.37%	+1.97%	+5.79%	+4.69%
CPCLX	Calamos Phineus Long/Short Fund	2.44%	+12.27%	+8.86%	+10.02%
ESMAX	Invesco Global Small Cap Equity Fund	2.00%	+13.19%	+15.93%	+11.12%
WFGGX	First Trust WCM Focused Global Growth Fund	1.30%	—	—	—
APDYX	Artisan Developing World Fund	1.13%	+26.71%	+21.97%	+4.30%
HLMGX	Harding Loevner Global Equity Portfolio	1.08%	+8.89%	+13.44%	+5.55%
CBHAX	Victory Market Neutral Income Fund	0.76%	+6.62%	+4.69%	+3.20%
SVAAX	Federated Hermes Strategic Value Dividend Fund	1.06%	+10.36%	+9.75%	+12.03%
AGOCX	PGIM Jennison Global Equity Income Fund	1.15%	+10.25%	+12.69%	+9.98%
FDKVX	Fidelity Freedom 2060 Fund	0.45%	+14.69%	+16.46%	+11.32%
RGLRX	Global Equity Fund	0.81%	—	—	—
BIALX	Brown Advisory Global Leaders Fund	0.76%	+11.21%	+17.57%	+10.76%
PFLJX	Principal LifeTime 2050 Fund	0.88%	+12.16%	+14.88%	+10.07%
GHAAX	Global Resources Fund	1.38%	+11.47%	+3.76%	+11.94%
USCGX	Victory Capital Growth Fund	1.09%	+11.62%	+17.16%	+12.61%
GCEYX	AB Global Core Equity Portfolio	0.79%	+10.60%	+14.55%	+9.20%
IGMAX	Voya Global Insights Portfolio	1.01%	+18.42%	+16.79%	+9.04%
YACKX	AMG Yacktman Fund$1M min	0.62%	+5.43%	+11.46%	+11.95%
AWTAX	Virtus Duff & Phelps Water Fund	1.22%	-16.13%	-34.25%	-33.20%
GGBZX	Aggressive Allocation Fund	1.09%	+14.12%	+16.56%	+10.41%
WAGOX	Wasatch Global Opportunities Fund	1.50%	+0.70%	+7.96%	+6.05%
AGGPX	MFS Aggressive Growth Allocation Fund	0.69%	+10.90%	+13.58%	—
PORTX	Trillium ESG Global Equity Fund	1.06%	+7.64%	—	—
EADIX	Eaton Vance Global Equity Income Fund	1.18%	+8.45%	+14.19%	+11.87%
LTFDX	Principal LifeTime 2055 Fund	1.20%	+11.89%	+14.50%	+9.87%
FMDRX	Franklin Mutual Global Discovery Fund	0.92%	+11.92%	+16.04%	+14.51%
CFWAX	Calvert Global Water Fund	1.24%	+7.82%	+12.58%	+10.13%
BOTZ	Global X Robotics & Artificial Intelligence ETF	0.68%	+7.05%	+17.80%	+4.67%
FKALX	Federated Hermes Kaufmann Small Cap Fund	1.36%	+10.94%	+10.01%	+3.70%
SGMAX	SIIT GLOBAL MANAGED VOLATILITY FUND	0.72%	+13.00%	+14.00%	+11.35%
JACRX	Easterly Global Real Estate Fund	1.50%	-0.23%	+1.81%	—
LPEFX	ALPS Global Opportunity Fund	1.86%	+6.60%	+15.52%	+10.16%
PEX	ProShares Global Listed Private Equity ETF	2.99%	+9.15%	+12.85%	+10.60%
DGLAX	BNY Mellon Global Stock Fund	1.22%	+2.92%	+12.81%	+8.22%
HMEAX	Nexpoint Merger Arbitrage Fund	2.25%	+5.74%	+5.22%	+5.09%
FLKSX	Fidelity Low-Priced Stock K6 Fund	0.50%	+8.21%	+13.33%	+13.93%
TRNEX	T. Rowe Price New Era Fund	0.57%	+7.45%	+8.00%	+13.03%
CSFZX	Cohen & Steers Global Realty Shares, Inc.	0.84%	+1.85%	+4.71%	+5.16%
PLTAX	Principal LifeTime 2060 Fund	1.20%	+12.14%	+14.76%	+10.23%
FCGLX	Fidelity Advisor Freedom 2045 Fund	0.65%	+14.74%	+16.39%	+11.16%
MWOKX	MFS Global Growth Fund	0.90%	+4.32%	+11.90%	+8.58%
BACAX	BlackRock Energy Opportunities Fund	1.31%	+2.40%	+7.51%	+20.75%
GCSLX	Victory Pioneer Global Equity Fund	1.10%	—	—	—
FPHAX	Select Pharmaceuticals Portfolio	0.67%	-15.71%	+11.23%	+8.20%
OAZWX	Oakmark Global Select Fund	0.82%	+11.20%	+14.24%	—
MFJAX	MFS Lifetime 2060 Fund	1.57%	+11.53%	+13.59%	+10.56%
XT	iShares Future Exponential Technologies ETF	0.46%	+14.71%	+11.97%	+7.23%
RTXMX	Tax-Managed Real Assets Fund	0.98%	+4.65%	+5.36%	+9.33%
JNRRX	PGIM Jennison Natural Resources Fund	1.26%	+8.93%	+6.12%	+17.61%
CNREX	COMMONWEALTH REAL ESTATE SECURITIES FUND	2.72%	-1.31%	+8.76%	+8.26%

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