SOAIX
ActiveSPIRIT OF AMERICA INCOME FUND
Category: US Bond (5,386 funds)
Expense Ratio
1.88%
Annual Cost per $10K
$188.00
30-Year Fee Drag per $10K
$31,396
at 7% annual return
Fund Type
Mutual Fund
Active
Trailing 12-Month
-41.84%
Asset Allocation
US Equity
23%Intl Equity
4%US Bond
73%Fee Comparison
SOAIX
1.88%US Bond average
0.76%US Bond cheapest
0.00%Index benchmark
0.03%147% more expensive than category average
Historical Returns
Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of December 2025 · Updated quarterly
-78.68%3Y
Compare to
Fee Impact Calculator
$
%
SOAIX at 1.88%$223,630
At index rates (0.03%)$377,424
Zero fees (theoretical)$380,613
Total fee drag$156,982
Cost vs index fund−$153,794
Similar Funds (100)
Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of December 2025
| Ticker | Name | ER |
|---|---|---|
| SOAIX | SPIRIT OF AMERICA INCOME FUND | 1.88% |
| FIWGX | Strategic Advisers Fidelity Core Income Fund | 0.16% |
| MWTNX | TCW METWEST TOTAL RETURN BOND FUND | 0.57% |
| SACTX | SPIRIT OF AMERICA INCOME FUND | 1.88% |
| FSMUX | Strategic Advisers Municipal Bond Fund | 0.19% |
| FPCIX | Strategic Advisers Core Income Fund | 0.33% |
| NTBAX | Navigator Tactical Fixed Income Fund | 1.32% |
| VBTSX | VANGUARD TOTAL BOND MARKET INDEX FUND | — |
| EARRX | Short Duration Inflation-Protected Income Fund | 1.10% |
| GDMZX | Defensive Market Strategies Fund | 0.92% |
| FIQVX | Fidelity Convertible Securities Fund | 0.60% |
| LCSAX | LoCorr Long/Short Commodities Strategy Fund | 2.37% |
| FTRLX | Federated Hermes Total Return Bond Fund | 0.38% |
| FNCFX | Franklin Income Fund | 0.41% |
| PIINX | PIMCO Income Fund | 1.08% |
| ABNDX | Bond Fund of America | 1.04% |
| YMAX | Yieldmax Universe Fund Of Option Income ETF | 1.28% |
| FCSKX | Franklin Convertible Securities Fund | 0.51% |
| BBCPX | Bridge Builder Core Plus Bond Fund | 0.16% |
| SBFCX | Victory Investment Grade Convertible Fund | 1.10% |
| FFSAX | Touchstone Strategic Trust-Touchstone Flexible Income Fund | 1.82% |
| SBTTX | Tax-Aware Overlay B Portfolio | 0.76% |
| FSAWX | Fidelity SAI Convertible Arbitrage Fund | 1.46% |
| NTHEX | NORTHEAST INVESTORS TRUST | 2.14% |
| PFIFX | SAM Flexible Income Portfolio | 1.80% |
| VBSSX | VANGUARD SHORT-TERM BOND INDEX FUND | — |
| OWCIX | Old Westbury Credit Income Fund | 0.91% |
| JCBPX | JPMorgan Core Bond Fund | 1.33% |
| RNDLX | RiverNorth/DoubleLine Strategic Income Fund | 1.77% |
| NCIDX | Columbia Convertible Securities Fund | 0.79% |
| SEIAX | SIIT MULTI-ASSET REAL RETURN FUND | 0.55% |
| HIGFX | American High Income Trust | 0.32% |
| VIBSX | VANGUARD INTERMEDIATE-TERM BOND INDEX FUND | — |
| GIBRX | Guggenheim Total Return Bond Fund | 0.49% |
| CNSAX | Invesco Convertible Securities Fund | 0.67% |
| FIKMX | Fidelity Real Estate Income Fund | 0.66% |
| VWINX | VANGUARD WELLESLEY INCOME FUND | 0.23% |
| PTRRX | PIMCO Total Return Fund | 1.10% |
| FDBLX | Federated Hermes Corporate Bond Fund | 0.59% |
| JCPPX | JPMorgan Core Plus Bond Fund | 1.14% |
| MCOAX | NYLI MacKay Convertible Fund | 0.94% |
| FBKWX | Fidelity Total Bond Fund | 0.75% |
| JDYRX | PGIM High Yield Fund | 0.74% |
| GGKPX | Goldman Sachs Income Builder Fund | 0.48% |
| FFRAX | Fidelity Advisor Floating Rate High Income Fund | 0.73% |
| PZRMX | PIMCO Inflation Response Multi-Asset Fund | 2.40% |
| JAFLX | Janus Henderson Flexible Bond Portfolio$1M min | 0.82% |
| CVSCX | Calamos Market Neutral Income Fund | 1.97% |
| FARAX | Fulcrum Diversified Absolute Return Fund | 1.20% |
| JHYUX | JPMorgan High Yield Fund | 0.50% |
| PLFLX | Aristotle Floating Rate Income Fund | 1.05% |
| CCBFX | Capital Group Central Corporate Bond Fund | — |
| FAGIX | Fidelity Capital and Income Fund | 0.90% |
| PRVDX | Versatile Bond Portfolio | 0.90% |
| WSDAX | WESTWOOD MULTI-ASSET INCOME FUND | 0.89% |
| JMTNX | Janus Henderson Multi-Sector Income Fund | 0.88% |
| PTOAX | PIMCO StocksPLUS Absolute Return Fund | 1.35% |
| VAADX | Virtus Convertible Fund | 0.62% |
| AIBAX | Intermediate Bond Fund of America | 0.65% |
| GFRAX | Goldman Sachs High Yield Floating Rate Fund | 0.72% |
| PVCMX | Palm Valley Capital Fund | 1.26% |
| PANIX | T. Rowe Price New Income Fund, Inc. | 0.92% |
| MSTVX | Morningstar Alternatives Fund$1M min | 1.39% |
| FFFAX | Fidelity Freedom Retirement Fund | 0.24% |
| BBTBX | Bridge Builder Core Bond Fund | 0.12% |
| AVEFX | AVE MARIA BOND FUND | 0.42% |
| FFFCX | Fidelity Freedom 2010 Fund | 0.46% |
| PALTX | Principal LifeTime Strategic Income Fund | 1.06% |
| FBNDX | Fidelity Investment Grade Bond Fund | 0.75% |
| FAPIX | Fidelity Freedom Index Retirement Fund | 0.05% |
| FGNSX | Strategic Advisers Tax-Sensitive Short Duration Fund | 0.09% |
| WACIX | Western Asset Core Plus Bond Fund | 0.79% |
| FTRB | Federated Hermes Total Return Bond ETF | 0.39% |
| CANFX | American Funds Strategic Bond Fund | 0.76% |
| RPHYX | RIVERPARK SHORT TERM HIGH YIELD FUND | 1.20% |
| CMBKX | American Funds Multi-Sector Income Fund | 0.70% |
| IIBAX | VOYA INTERMEDIATE BOND FUND | 1.43% |
| PGCAX | PIMCO Investment Grade Credit Bond Fund | 1.34% |
| DDCFX | DoubleLine Core Fixed Income Fund | 0.50% |
| QCBMFX | College Retirement Equities Fund - Core Bond Account | — |
| RBBAX | Columbia Income Builder Fund | 0.97% |
| AZNAX | Virtus Income & Growth Fund | 1.14% |
| MSTRX | Morningstar Total Return Bond Fund$1M min | 0.55% |
| CFAMX | Short-Term Bond Fund of America | 0.66% |
| CCVCX | Calamos Convertible Fund | 0.88% |
| PHYAX | PIMCO High Yield Fund | 0.85% |
| VRP | Invesco Variable Rate Preferred ETF | 0.50% |
| LIGRX | Loomis Sayles Investment Grade Bond Fund | 0.74% |
| TAIBX | PGIM Core Bond Fund | 0.96% |
| PTCIX | PIMCO Long-Term Credit Bond Fund$1M min | 1.51% |
| BRMSX | Bramshill Income Performance Fund$1M min | 1.44% |
| ARBOX | ABSOLUTE CONVERTIBLE ARBITRAGE FUND | 1.73% |
| TRKZX | T. Rowe Price High Yield Fund, Inc. | 0.60% |
| PFNCX | PIMCO Low Duration Income Fund | 1.51% |
| PLFJX | Principal LifeTime 2020 Fund | 0.76% |
| UINCX | Victory Income Fund | 0.84% |
| FTKFX | Fidelity Total Bond K6 Fund | 0.30% |
| MHYSX | NYLI MacKay High Yield Corporate Bond Fund | 0.56% |
| EIBRX | Eaton Vance Income Fund of Boston | 0.66% |
| TGCFX | TCW Core Fixed Income Fund | 0.56% |
| BKLN | Invesco Senior Loan ETF | 0.65% |
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