SQCBX

Active

X-Square Balanced Fund

Category: Balanced (1,430 funds)

Expense Ratio

3.50%

Annual Cost per $10K

$350.00

30-Year Fee Drag per $10K

$48,055

at 7% annual return

Fund Type

Mutual Fund

Active

Trailing 12-Month

-1.06%

Asset Allocation

US Equity

56%

Intl Equity

US Bond

35%

Fee Comparison

SQCBX

3.50%

Balanced average

0.85%

Balanced cheapest

FELSX

0.00%

Index benchmark

0.03%

312% more expensive than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of December 2025 · Updated quarterly

-0.65%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

SQCBX at 3.50%$140,340

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$240,273

Cost vs index fund−$237,085

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of December 2025

Ticker	Name	ER	1yr	3yr	5yr
SQCBX	X-Square Balanced Fund	3.50%	-1.06%	-0.22%	-4.19%
QCSCIX	College Retirement Equities Fund - Social Choice Account	—	+12.62%	+13.37%	+8.38%
ABALX	American Balanced Fund	0.58%	+16.02%	+15.46%	+10.83%
TRAIX	T. Rowe Price Capital Appreciation Fund	0.58%	+11.52%	+14.47%	+11.39%
SQBFX	X-Square Balanced Fund	2.66%	-28.88%	-28.40%	-31.27%
AADTX	American Funds 2025 Target Date Retirement Fund	0.63%	+12.54%	+12.24%	+7.76%
CAIBX	Capital Income Builder	0.58%	+15.51%	+14.04%	+11.04%
AAETX	American Funds 2030 Target Date Retirement Fund	0.66%	+14.18%	+13.98%	+9.03%
VWENX	VANGUARD WELLINGTON FUND	0.17%	+12.65%	+13.05%	+9.43%
ACEIX	Invesco Equity and Income Fund	0.76%	+9.14%	+10.33%	+10.51%
AACTX	American Funds 2020 Target Date Retirement Fund	0.61%	+12.05%	+11.50%	+7.31%
JABLX	Janus Henderson Balanced Portfolio$1M min	0.87%	+14.94%	+17.97%	+9.04%
VBIAX	VANGUARD BALANCED INDEX FUND	0.07%	+13.44%	+14.72%	+9.51%
ITCSX	VY(R) T. ROWE PRICE CAPITAL APPRECIATION PORTFOLIO	0.65%	+10.98%	+14.06%	+11.01%
FAFWX	American Funds Retirement Income Portfolio - Conservative	1.27%	+10.58%	+9.52%	+5.76%
OAZBX	Oakmark Equity and Income Fund	0.56%	+11.29%	+12.65%	—
AABTX	American Funds 2015 Target Date Retirement Fund	0.61%	+11.19%	+10.71%	+6.94%
WCERX	Virtus Westchester Event-Driven Fund	1.85%	-2.95%	-35.53%	-32.44%
JBAWX	Balanced Fund	0.62%	+17.64%	+16.24%	+10.38%
CVSCX	Calamos Market Neutral Income Fund	1.97%	+6.47%	+7.07%	+4.09%
VMAIX	Venerable Moderate Allocation Fund	0.89%	—	—	—
PGEBX	George Putnam Balanced Fund	0.91%	+21.05%	+3.59%	+8.82%
IUAAX	VY(R) INVESCO EQUITY AND INCOME PORTFOLIO	1.14%	+9.98%	+10.50%	+11.17%
CIPAX	American Funds Conservative Growth and Income Portfolio	0.88%	+11.79%	+11.52%	+8.53%
FBAKX	Fidelity Balanced Fund	0.46%	+11.35%	+14.26%	+10.21%
AAATX	American Funds 2010 Target Date Retirement Fund	0.59%	+10.80%	+10.21%	+6.55%
CPPAX	American Funds Preservation Portfolio	0.87%	+5.50%	+4.76%	+1.24%
FPUKX	Fidelity Puritan Fund	0.47%	+10.50%	+14.48%	+9.65%
WFAIX	Allspring Index Asset Allocation Fund	0.90%	+10.94%	+13.69%	+8.89%
POCAX	Aristotle Portfolio Optimization Moderate Fund	1.12%	+11.75%	—	—
HADAX	HARTFORD BALANCED HLS FUND	0.66%	+9.56%	+12.36%	+10.03%
AAFTX	American Funds 2035 Target Date Retirement Fund	0.67%	+15.82%	+15.87%	+10.58%
SBACX	Touchstone Strategic Trust-Touchstone Balanced Fund	0.99%	+12.65%	+14.13%	+8.83%
DGIBX	DGI BALANCED FUND	1.45%	+10.44%	+9.96%	—
MSFKX	MFS Total Return Fund	0.40%	+8.99%	+10.63%	+8.56%
PBAPX	SAM Balanced Portfolio	1.02%	+12.98%	+13.98%	+8.63%
FIQWX	Fidelity Strategic Dividend and Income Fund	0.56%	+7.94%	+10.11%	+9.25%
ISPCX	VOYA SOLUTION 2035 PORTFOLIO	1.24%	+14.49%	+15.23%	+9.60%
TASHX	Transamerica Multi-Asset Income	0.99%	+15.04%	+12.85%	+10.85%
VLAAX	VALUE LINE ASSET ALLOCATION FUND INC	1.06%	-0.25%	+10.96%	+6.33%
ZABDFX	American Beacon Diversified Fund	—	+10.72%	+12.59%	+9.53%
QCSTFX	College Retirement Equities Fund - Stock Account	—	+18.92%	+20.20%	—
IASTX	Macquarie Asset Strategy Fund	0.72%	+15.39%	+17.49%	+5.92%
SSIAX	1919 Socially Responsive Balanced Fund	0.95%	+8.78%	—	—
BLAVX	Lord Abbett Multi-Asset Balanced Opportunity Fund	0.90%	+10.75%	+11.77%	+8.08%
FTFCX	American Funds College 2030 Fund	0.35%	+10.25%	+10.58%	+6.69%
FPFRX	FPA Crescent Fund	1.06%	+17.01%	—	—
DOXBX	Dodge & Cox Balanced Fund	0.43%	+12.15%	+13.26%	—
HBLFX	THE HARTFORD BALANCED INCOME FUND	0.56%	+7.51%	+9.23%	+6.46%
AWIVX	CIBC ATLAS INCOME OPPORTUNITIES FUND	1.08%	—	—	—
GCBLX	Green Century Balanced Fund	1.46%	+8.54%	+10.44%	+7.51%
IBARX	Macquarie Balanced Fund	0.65%	+11.95%	+14.86%	+4.86%
FTAOX	American Funds College Enrollment Fund	0.35%	+7.14%	+6.43%	+2.04%
NBGDX	Columbia Capital Allocation Moderate Aggressive Portfolio	0.74%	+17.82%	—	—
MAPOX	Mairs & Power Balanced Fund	0.71%	+6.38%	+10.09%	—
VTTHX	VANGUARD TARGET RETIREMENT 2035 FUND	0.08%	+16.09%	+15.94%	+10.07%
IRMGX	Voya Retirement Moderately Aggressive Portfolio	0.59%	+13.16%	+13.89%	+8.90%
HMEAX	Nexpoint Merger Arbitrage Fund	2.25%	+5.33%	+5.35%	+4.65%
AABCX	Putnam Dynamic Asset Allocation Balanced Fund	0.71%	+14.50%	+17.97%	+8.43%
CBARX	Calvert Balanced Fund	0.61%	+10.74%	+15.25%	+10.02%
RBAIX	T. Rowe Price Balanced Fund, Inc.	0.47%	+14.42%	+15.72%	+9.60%
QBA2Q	VIP Balanced Portfolio	0.50%	+13.80%	+16.29%	+11.31%
PLTJX	Principal LifeTime 2030 Fund	0.79%	+12.03%	+12.82%	+8.12%
ESIFX	Eaton Vance Balanced Fund	0.68%	+10.79%	+15.40%	+9.93%
CBFAX	American Funds Global Balanced Fund	0.80%	+13.87%	+13.82%	+7.93%
ABUAX	Columbia Capital Allocation Moderate Portfolio	0.93%	+15.54%	+14.13%	+7.79%
HEIFX	Hennessy Equity and Income Fund	1.55%	+4.35%	+9.21%	+6.66%
JAFRX	Capital Appreciation Value Trust	0.88%	+10.95%	+13.99%	+10.92%
FTCFX	American Funds College 2033 Fund	0.39%	+12.98%	+13.82%	+8.49%
FFCTX	American Funds College 2027 Fund	0.33%	+8.18%	+8.10%	+4.57%
TCIIX	Nuveen Lifecycle 2035 Fund	0.56%	+9.14%	+12.18%	+7.95%
IBLLX	Transamerica Multi-Managed Balanced	0.64%	+12.57%	+14.48%	+9.35%
FCISX	Franklin Income Fund	1.11%	+8.35%	+9.32%	+9.34%
VALIX	VALUE LINE CAPITAL APPRECIATION FUND INC	1.08%	+24.93%	+23.11%	+10.90%
PTDAX	Principal LifeTime 2040 Fund	0.76%	+14.17%	+15.18%	+9.97%
THPBX	BNY Mellon Balanced Opportunity Fund	0.90%	+10.47%	+12.63%	+8.38%
GAFNX	Virtus AlphaSimplex Global Alternatives Fund	1.24%	+7.41%	—	—
THHYX	Toews Tactical Income Fund	1.37%	+3.95%	+4.90%	+2.33%
MACBX	MFS Conservative Allocation Fund	0.83%	+5.79%	+6.88%	+3.65%
AADAX	Invesco Select Risk: Growth Investor Fund	1.71%	+14.35%	+13.29%	+8.40%
VWIAX	VANGUARD WELLESLEY INCOME FUND	0.16%	+8.11%	+8.65%	+5.49%
AZNAX	Virtus Income & Growth Fund	1.14%	-0.54%	-30.95%	-33.76%
NCBGX	New Covenant Balanced Growth Fund	0.93%	+15.04%	+17.56%	+8.69%
TLYIX	Nuveen Lifecycle Index 2035 Fund	0.18%	+10.73%	+12.86%	+8.37%
FMUAX	Federated Hermes Muni and Stock Advantage Fund	0.99%	+9.33%	+9.97%	+6.69%
HCKFX	THE HARTFORD CHECKS AND BALANCES FUND	0.58%	+10.87%	+12.69%	+9.31%
MAMAX	MFS Moderate Allocation Fund	0.56%	+8.47%	+9.69%	+6.27%
WMBLX	WesMark Balanced Fund	1.30%	+7.56%	+7.91%	+8.18%
TCHPX	Nuveen Lifecycle 2030 Fund	0.40%	+8.26%	+10.71%	+6.83%
FFFEX	Fidelity Freedom 2030 Fund	0.61%	+15.35%	+14.88%	+8.92%
ISGAX	VOYA SOLUTION BALANCED PORTFOLIO	1.15%	+12.00%	+13.10%	+8.44%
SWOBX	Schwab Balanced Fund	0.51%	+14.26%	+15.03%	+8.85%
REMIX	STANDPOINT MULTI-ASSET FUND	1.26%	+3.16%	+5.76%	+11.21%
DTLVX	Large Company Value Portfolio	1.30%	+13.30%	+15.03%	+14.97%
ADFI	Anfield Dynamic Fixed Income ETF	1.68%	+4.43%	+4.84%	-0.55%
MERFX	The Merger Fund	1.56%	-3.52%	-35.79%	-33.41%
FBFWX	American Funds Retirement Income Portfolio - Moderate	1.24%	+12.91%	+11.91%	+8.18%
SWBGX	Schwab MarketTrack Balanced Portfolio	0.48%	+13.96%	+13.44%	+9.03%
VTMFX	VANGUARD TAX-MANAGED BALANCED FUND	0.09%	+11.07%	+12.90%	+8.69%
TLHIX	Nuveen Lifecycle Index 2030 Fund	0.25%	+9.89%	+11.56%	+7.37%
CFIAX	Columbia Flexible Capital Income Fund	0.83%	+10.40%	+8.81%	+8.95%

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