TCWHX

ActiveMin. $1M

Nuveen Lifecycle 2020 Fund

Category: Balanced (1,430 funds)

Expense Ratio

0.54%

Annual Cost per $10K

$54.00

30-Year Fee Drag per $10K

$10,720

at 7% annual return

Fund Type

Mutual Fund

Active · Min: $1M

Trailing 12-Month

+7.39%

Asset Allocation

US Equity

30%

Intl Equity

14%

US Bond

45%

Intl Bond

Cash

Fee Comparison

TCWHX

0.54%

Balanced average

0.85%

Balanced cheapest

FELSX

0.00%

Index benchmark

0.03%

36% cheaper than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of August 2025 · Updated quarterly

+29.06%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

TCWHX at 0.54%$327,012

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$53,601

Cost vs index fund−$50,412

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of August 2025

Ticker	Name	ER	1yr	3yr	5yr
TCWHX	Nuveen Lifecycle 2020 Fund	0.54%	+7.39%	+8.88%	+5.42%
TCLTX	Nuveen Lifecycle 2020 Fund	0.54%	+7.17%	+8.70%	+5.23%
VTTVX	VANGUARD TARGET RETIREMENT 2025 FUND	0.08%	+10.09%	+10.79%	+6.58%
VTWNX	VANGUARD TARGET RETIREMENT 2020 FUND	0.08%	+8.50%	+8.98%	+5.38%
FATKX	Fidelity Freedom 2020 Fund	0.28%	+9.07%	+9.71%	+5.94%
FATZX	Fidelity Freedom Index 2025 Fund	0.05%	+9.25%	—	—
TLQIX	Nuveen Lifecycle Index 2025 Fund	0.10%	+8.99%	+10.42%	+6.46%
FNCFX	Franklin Income Fund	0.41%	+7.61%	+8.92%	+9.46%
TCLFX	Nuveen Lifecycle 2025 Fund	0.47%	+7.50%	+9.47%	+5.87%
LTPDX	Principal LifeTime 2025 Fund	0.52%	+7.78%	+9.25%	+5.94%
FATYX	Fidelity Freedom Index 2020 Fund	0.05%	+8.40%	—	—
FFOYX	Fidelity Freedom 2015 Fund	0.45%	—	—	—
VWIAX	VANGUARD WELLESLEY INCOME FUND	0.16%	+6.61%	+7.12%	+4.87%
VTINX	VANGUARD TARGET RETIREMENT INCOME FUND	0.08%	+7.91%	+7.75%	+4.07%
ABALX	American Balanced Fund	0.58%	+13.14%	+13.38%	+9.37%
PCBFX	SAM Conservative Balanced Portfolio	0.87%	+7.59%	+8.64%	+5.22%
FDTKX	Fidelity Freedom 2025 Fund	0.59%	+9.93%	+10.77%	+6.78%
TLWIX	Nuveen Lifecycle Index 2020 Fund	0.35%	+8.50%	+9.62%	+5.73%
FAUYX	Fidelity Freedom Index 2030 Fund	0.05%	+10.06%	—	—
FPFRX	FPA Crescent Fund	1.06%	+15.32%	—	—
FBAKX	Fidelity Balanced Fund	0.46%	+11.35%	+14.26%	+10.21%
TAIAX	American Funds Tax-Aware Conservative Growth and Income Portfolio	0.66%	+8.08%	+10.47%	+7.30%
PLFJX	Principal LifeTime 2020 Fund	0.76%	+7.43%	+8.59%	+5.24%
TLHIX	Nuveen Lifecycle Index 2030 Fund	0.25%	+9.89%	+11.56%	+7.37%
PLTJX	Principal LifeTime 2030 Fund	0.79%	+8.76%	+10.53%	+6.88%
HBLFX	THE HARTFORD BALANCED INCOME FUND	0.56%	+6.93%	+8.00%	+5.85%
TCFPX	Nuveen Lifecycle 2015 Fund	0.37%	+7.02%	+8.21%	+4.91%
PHJQX	Principal LifeTime Hybrid 2025 Fund	0.32%	+8.35%	+9.66%	+6.40%
IIIPX	VOYA INDEX SOLUTION INCOME PORTFOLIO	0.20%	+7.11%	+7.41%	+4.14%
QCSCIX	College Retirement Equities Fund - Social Choice Account	—	+8.60%	+11.15%	+7.07%
VSCGX	VANGUARD LIFESTRATEGY CONSERVATIVE GROWTH FUND	0.12%	+8.51%	+8.90%	+4.57%
DOXBX	Dodge & Cox Balanced Fund	0.43%	+9.89%	+11.87%	—
FPCIX	Strategic Advisers Core Income Fund	0.33%	+3.89%	+3.62%	-0.16%
FPUKX	Fidelity Puritan Fund	0.47%	+10.50%	+14.48%	+9.65%
FDAFX	Fidelity Advisor Freedom 2020 Fund	0.28%	-24.04%	-39.71%	-44.49%
FAGIX	Fidelity Capital and Income Fund	0.90%	+11.58%	+10.55%	+8.10%
TLIRX	Nuveen Lifecycle Retirement Income Fund	0.45%	+6.81%	+7.92%	+4.54%
FBFRX	Franklin Managed Income Fund	0.59%	+4.83%	+7.31%	+6.94%
PHJTX	Principal LifeTime Hybrid 2020 Fund	0.48%	+7.70%	+8.76%	+5.52%
VTHRX	VANGUARD TARGET RETIREMENT 2030 FUND	0.08%	+11.03%	+12.02%	+7.56%
FFFEX	Fidelity Freedom 2030 Fund	0.61%	+10.46%	+11.62%	+7.52%
SWHRX	Schwab Target 2025 Fund	0.32%	+8.44%	+10.08%	+5.96%
FFFCX	Fidelity Freedom 2010 Fund	0.46%	+6.88%	+7.06%	+3.91%
SWCRX	Schwab Target 2020 Fund	0.28%	+8.08%	+9.28%	+5.03%
FFBLX	Fidelity Freedom Blend 2020 Fund	0.93%	+8.78%	+9.36%	—
FFVAX	Fidelity Advisor Freedom 2015 Fund	0.26%	-24.63%	-40.34%	-44.92%
FIWBX	Fidelity Advisor Multi-Asset Income Fund	0.80%	+11.25%	+10.19%	+8.40%
SWYDX	Schwab Target 2025 Index Fund	0.08%	+8.48%	+9.99%	+6.22%
TCHPX	Nuveen Lifecycle 2030 Fund	0.40%	+8.26%	+10.71%	+6.83%
TLFIX	Nuveen Lifecycle Index 2015 Fund	0.25%	+7.98%	+8.95%	+5.22%
ISFAX	Lord Abbett Multi-Asset Income Fund	1.39%	+8.01%	+8.45%	+5.38%
AZNAX	Virtus Income & Growth Fund	1.14%	-11.62%	-34.42%	-34.38%
PHJNX	Principal LifeTime Hybrid 2030 Fund	0.31%	+9.12%	+10.83%	+7.24%
TCSIX	Nuveen Lifestyle Conservative Fund	0.50%	+7.16%	+9.16%	+5.01%
TCLEX	Nuveen Lifecycle 2010 Fund	0.51%	+6.85%	+7.92%	+4.56%
QBA2Q	VIP Balanced Portfolio	0.50%	+10.93%	+13.85%	+9.85%
PRPDX	Permanent Portfolio	1.06%	+21.34%	+17.29%	+11.33%
CVSCX	Calamos Market Neutral Income Fund	1.97%	+6.09%	+6.33%	+3.72%
MSFKX	MFS Total Return Fund	0.40%	+6.78%	+9.52%	+7.73%
SSBSX	State Street Target Retirement 2025 Fund	0.09%	+9.13%	+9.97%	+6.44%
TLIPX	Nuveen Lifecycle Index Retirement Income Fund	0.10%	+7.89%	+8.62%	+4.81%
IRMPX	VOYA RETIREMENT MODERATE PORTFOLIO	0.61%	+7.78%	+8.28%	+5.48%
POBAX	Aristotle Portfolio Optimization Moderate Conservative Fund	1.12%	+8.13%	—	—
FAVNX	Fidelity Freedom Index 2035 Fund	0.05%	+11.23%	—	—
MNMWX	Pro-Blend Moderate Term Series	0.10%	+5.43%	+7.96%	+4.91%
FTRLX	Federated Hermes Total Return Bond Fund	0.38%	+3.59%	+3.16%	+0.18%
TLYIX	Nuveen Lifecycle Index 2035 Fund	0.18%	+10.73%	+12.86%	+8.37%
FFBNX	Fidelity Freedom Blend 2025 Fund	1.44%	+9.49%	+10.36%	—
NLGAX	Columbia Capital Allocation Moderate Conservative Portfolio	0.91%	+7.85%	+8.54%	+4.43%
CAARX	Calvert Conservative Allocation Fund	0.67%	+6.22%	+7.41%	—
FATVX	Fidelity Freedom Index 2015 Fund	0.04%	+7.49%	—	—
VSMGX	VANGUARD LIFESTRATEGY MODERATE GROWTH FUND	0.13%	+10.96%	+11.72%	+7.07%
KTRZX	DWS Global Income Builder Fund	0.58%	+8.84%	+11.03%	+6.85%
VTTHX	VANGUARD TARGET RETIREMENT 2035 FUND	0.08%	+11.98%	+13.09%	+8.51%
SWYLX	Schwab Target 2020 Index Fund	0.08%	+8.07%	+9.24%	+5.29%
FAUDX	Strategic Advisers Short Duration Fund	0.20%	+5.04%	+5.12%	+2.85%
CAIBX	Capital Income Builder	0.58%	+13.12%	+12.52%	+9.64%
GABCX	The Gabelli ABC Fund	0.87%	+8.03%	+7.19%	+5.07%
FATWX	Fidelity Advisor Freedom 2025 Fund	1.59%	-23.45%	-39.16%	-44.08%
MNBWX	Pro-Blend Extended Term Series	0.10%	+5.18%	+8.86%	+5.75%
TAAJX	Transamerica Asset Allocation - Conservative Portfolio	0.91%	+7.89%	+8.25%	—
SWYEX	Schwab Target 2030 Index Fund	0.08%	+10.04%	+11.82%	+7.68%
TAAMX	Transamerica Asset Allocation - Moderate Portfolio	0.95%	+10.19%	+10.65%	—
FIKMX	Fidelity Real Estate Income Fund	0.66%	+5.20%	+5.85%	+6.60%
FFFAX	Fidelity Freedom Retirement Fund	0.24%	+6.34%	+6.00%	+2.86%
EARAX	Eaton Vance All Asset Strategy Fund	1.12%	+6.05%	+6.03%	+2.88%
PALTX	Principal LifeTime Strategic Income Fund	1.06%	+6.69%	+7.47%	+3.37%
SWB1Z	Schwab VIT Balanced Portfolio	0.57%	+8.29%	+8.83%	+5.11%
FPIOX	Strategic Advisers Income Opportunities Fund	0.53%	+8.90%	+8.92%	+5.18%
SWLRX	Schwab Monthly Income Fund - Income Payout	0.16%	+4.96%	+5.90%	+1.99%
AAATX	American Funds 2010 Target Date Retirement Fund	0.59%	+8.82%	+8.45%	+5.66%
FBKFX	Fidelity Balanced K6 Fund	0.32%	+11.36%	+14.42%	+10.40%
TIMIX	Nuveen Managed Allocation Fund	0.46%	+8.45%	+13.24%	+9.24%
FAHDX	Fidelity Advisor Capital and Income Fund	1.18%	-12.99%	-26.88%	-30.70%
MTODX	NYLI Income Builder Fund	0.68%	+9.17%	+11.38%	+7.03%
LMGSX	Franklin Multi-Asset Defensive Growth Fund	0.74%	—	—	—
PBAPX	SAM Balanced Portfolio	1.02%	+9.51%	+11.34%	+7.33%
FPKFX	Fidelity Puritan K6 Fund	0.33%	+10.06%	+14.35%	+9.57%
SWCGX	Schwab MarketTrack Conservative Portfolio	0.50%	+7.20%	+8.08%	+4.67%
FAFEX	Fidelity Advisor Freedom 2030 Fund	0.36%	-22.89%	-38.56%	-43.57%
PHJMX	Principal LifeTime Hybrid 2015 Fund	0.36%	+7.08%	+7.92%	+4.64%

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