TLZRX

Index

Nuveen Lifecycle Index 2040 Fund

Category: Balanced (1,430 funds)

Expense Ratio

0.25%

Annual Cost per $10K

$25.00

30-Year Fee Drag per $10K

$5,159

at 7% annual return

Fund Type

Mutual Fund

Index

Trailing 12-Month

+11.71%

Asset Allocation

US Equity

50%

Intl Equity

27%

US Bond

20%

Intl Bond

Cash

Fee Comparison

TLZRX

0.25%

Balanced average

0.85%

Balanced cheapest

FELSX

0.00%

Index benchmark

0.03%

71% cheaper than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of August 2025 · Updated quarterly

+48.65%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

TLZRX at 0.25%$354,819

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$25,794

Cost vs index fund−$22,606

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of August 2025

Ticker	Name	ER	1yr	3yr	5yr
TLZRX	Nuveen Lifecycle Index 2040 Fund	0.25%	+11.71%	+14.13%	+9.32%
TLPRX	Nuveen Lifecycle Index 2040 Fund	0.25%	+11.83%	+14.26%	+9.44%
VFORX	VANGUARD TARGET RETIREMENT 2040 FUND	0.08%	+12.93%	+14.17%	+9.46%
VTTHX	VANGUARD TARGET RETIREMENT 2035 FUND	0.08%	+11.98%	+13.09%	+8.51%
VTIVX	VANGUARD TARGET RETIREMENT 2045 FUND	0.08%	+13.86%	+15.23%	+10.40%
FAVOX	Fidelity Freedom Index 2040 Fund	0.12%	+13.16%	—	—
VASGX	VANGUARD LIFESTRATEGY GROWTH FUND	0.14%	+13.50%	+14.55%	+9.57%
PTDAX	Principal LifeTime 2040 Fund	0.76%	+10.42%	+12.85%	+8.55%
TCLOX	Nuveen Lifecycle 2040 Fund	0.50%	+9.79%	+13.36%	+8.78%
TLMPX	Nuveen Lifecycle Index 2045 Fund	0.35%	+12.74%	+15.20%	+10.35%
RBAIX	T. Rowe Price Balanced Fund, Inc.	0.47%	+10.29%	+13.13%	+8.19%
VTHRX	VANGUARD TARGET RETIREMENT 2030 FUND	0.08%	+11.03%	+12.02%	+7.56%
VFIFX	VANGUARD TARGET RETIREMENT 2050 FUND	0.08%	+14.81%	+16.04%	+10.89%
TCIIX	Nuveen Lifecycle 2035 Fund	0.56%	+9.14%	+12.18%	+7.95%
FFPCX	Fidelity Freedom 2035 Fund	0.59%	—	—	—
FAVNX	Fidelity Freedom Index 2035 Fund	0.05%	+11.23%	—	—
SWYGX	Schwab Target 2040 Index Fund	0.08%	+12.12%	+14.18%	+9.66%
VFFVX	VANGUARD TARGET RETIREMENT 2055 FUND	0.08%	+14.81%	+16.02%	+10.88%
PHJEX	Principal LifeTime Hybrid 2040 Fund	0.36%	+11.11%	+13.57%	+9.32%
FAVPX	Fidelity Freedom Index 2045 Fund	0.05%	+14.25%	—	—
FAVQX	Fidelity Freedom Index 2050 Fund	0.04%	+14.19%	—	—
ISEAX	VOYA INDEX SOLUTION 2035 PORTFOLIO	0.62%	+10.75%	+12.31%	+8.93%
FFFFX	Fidelity Freedom 2040 Fund	0.63%	+13.62%	+15.66%	+10.86%
FAVRX	Fidelity Freedom Index 2055 Fund	0.08%	+14.25%	—	—
VTTSX	VANGUARD TARGET RETIREMENT 2060 FUND	0.08%	+14.78%	+16.03%	+10.88%
SWERX	Schwab Target 2040 Fund	0.49%	+11.66%	+14.17%	+9.11%
TLYIX	Nuveen Lifecycle Index 2035 Fund	0.18%	+10.73%	+12.86%	+8.37%
VSMGX	VANGUARD LIFESTRATEGY MODERATE GROWTH FUND	0.13%	+10.96%	+11.72%	+7.07%
IDXKX	VOYA INDEX SOLUTION 2040 PORTFOLIO	0.74%	+12.10%	+13.83%	+10.38%
TLLIX	Nuveen Lifecycle Index 2050 Fund	0.18%	+13.36%	+15.81%	+10.82%
PCGJX	SAM Conservative Growth Portfolio	0.94%	+11.36%	+14.08%	+9.81%
MAMAX	MFS Moderate Allocation Fund	0.56%	+8.47%	+9.69%	+6.27%
QCSCIX	College Retirement Equities Fund - Social Choice Account	—	+8.60%	+11.15%	+7.07%
SWYFX	Schwab Target 2035 Index Fund	0.08%	+11.17%	+13.14%	+8.77%
FAVUX	Fidelity Freedom Index 2060 Fund	0.08%	+14.22%	—	—
TAALX	Transamerica Asset Allocation - Moderate Growth Portfolio	1.00%	+12.74%	+13.66%	—
FMQRX	Franklin Mutual Quest Fund	0.72%	+10.08%	+11.48%	+9.43%
LTRDX	Principal LifeTime 2045 Fund	0.86%	+11.36%	+13.99%	+9.45%
QCSTFX	College Retirement Equities Fund - Stock Account	—	+13.93%	+18.11%	—
FFFEX	Fidelity Freedom 2030 Fund	0.61%	+10.46%	+11.62%	+7.52%
PDARX	Diversified Real Asset Fund	1.23%	+6.65%	+4.23%	+7.01%
FFBRX	Fidelity Freedom Blend 2035 Fund	0.47%	+11.51%	+13.30%	—
TTIIX	Nuveen Lifecycle Index 2055 Fund	0.25%	+13.51%	+16.01%	+10.99%
VLXVX	VANGUARD TARGET RETIREMENT 2065 FUND	0.08%	+14.77%	+16.03%	+10.90%
PBAPX	SAM Balanced Portfolio	1.02%	+9.51%	+11.34%	+7.33%
FWCGX	Capital World Growth & Income Fund	0.47%	+15.91%	+18.35%	+12.38%
SSCQX	State Street Target Retirement 2040 Fund	0.09%	+12.33%	+13.42%	+8.58%
FFNOX	Fidelity Multi-Asset Index Fund	0.11%	+13.40%	+14.96%	+10.03%
AAETX	American Funds 2030 Target Date Retirement Fund	0.66%	+10.82%	+11.68%	+7.59%
AADTX	American Funds 2025 Target Date Retirement Fund	0.63%	+9.63%	+10.15%	+6.54%
NBGDX	Columbia Capital Allocation Moderate Aggressive Portfolio	0.74%	—	—	—
TTFIX	Nuveen Lifecycle 2045 Fund	0.68%	+10.73%	+14.58%	+9.87%
SSBYX	State Street Target Retirement 2030 Fund	0.09%	+10.77%	+11.71%	+7.30%
PAEBX	Putnam Dynamic Asset Allocation Growth Fund	0.68%	+32.47%	+6.87%	+10.02%
LTAOX	Principal LifeTime 2035 Fund	0.56%	+8.97%	+11.17%	+7.31%
TSGGX	Nuveen Lifestyle Growth Fund	0.92%	+10.10%	+14.02%	+8.79%
EAAFX	Allspring Asset Allocation Fund	0.75%	+9.00%	+11.27%	+6.63%
MAGEX	MFS Growth Allocation Fund	1.19%	+9.74%	+11.71%	+8.24%
MSFKX	MFS Total Return Fund	0.40%	+6.78%	+9.52%	+7.73%
FAUYX	Fidelity Freedom Index 2030 Fund	0.05%	+10.06%	—	—
FAVVX	Fidelity Freedom Index 2065 Fund	0.08%	+14.20%	—	—
SWYHX	Schwab Target 2045 Index Fund	0.08%	+12.99%	+15.01%	+10.43%
VT	VANGUARD TOTAL WORLD STOCK INDEX FUND	0.06%	+15.88%	+17.52%	+12.11%
FATHX	Fidelity Advisor Freedom 2035 Fund	0.65%	-22.09%	-37.58%	-42.73%
FFFGX	Fidelity Freedom 2045 Fund	0.65%	+14.67%	+16.47%	+11.32%
FFBTX	Fidelity Freedom Blend 2040 Fund	0.47%	+13.37%	+15.46%	—
YACKX	AMG Yacktman Fund$1M min	0.62%	+5.43%	+11.46%	+11.95%
GGSPX	Goldman Sachs Growth and Income Strategy Portfolio	0.55%	+10.27%	+11.87%	+7.79%
FFFHX	Fidelity Freedom 2050 Fund	0.65%	+14.67%	+16.48%	+11.31%
VGWAX	VANGUARD GLOBAL WELLINGTON FUND	0.43%	+7.32%	+11.22%	+8.54%
PHJYX	Principal LifeTime Hybrid 2045 Fund	0.34%	+12.18%	+14.73%	+10.18%
AACTX	American Funds 2020 Target Date Retirement Fund	0.61%	+9.51%	+9.52%	+6.25%
TCHPX	Nuveen Lifecycle 2030 Fund	0.40%	+8.26%	+10.71%	+6.83%
TVIIX	Nuveen Lifecycle Index 2060 Fund	0.10%	+13.62%	+16.19%	+11.13%
CAMRX	Calvert Moderate Allocation Fund	0.67%	+7.97%	+10.36%	—
SWIRX	Schwab Target 2035 Fund	0.45%	+10.87%	+13.17%	+8.30%
QCGLFX	College Retirement Equities Fund - Global Equities Account	—	+14.82%	+19.53%	—
ISJAX	VOYA INDEX SOLUTION 2045 PORTFOLIO	0.22%	+13.15%	+14.91%	+11.32%
FAFFX	Fidelity Advisor Freedom 2040 Fund	0.63%	-20.70%	-36.40%	-41.90%
AABCX	Putnam Dynamic Asset Allocation Balanced Fund	0.71%	+10.28%	+17.73%	+9.26%
FCTKX	Fidelity Freedom 2055 Fund	0.45%	+14.95%	+16.78%	+11.61%
IDXFX	VOYA INDEX SOLUTION 2030 PORTFOLIO	0.47%	+9.58%	+10.81%	+7.76%
FNNEX	New Economy Fund	0.47%	+19.36%	+21.34%	+11.35%
AAAAX	DWS RREEF Real Assets Fund	0.89%	+5.15%	+3.74%	+7.13%
PHJJX	Principal LifeTime Hybrid 2035 Fund	0.47%	+9.86%	+12.02%	+8.22%
PFLJX	Principal LifeTime 2050 Fund	0.88%	+12.16%	+14.88%	+10.07%
ACWI	iShares MSCI ACWI ETF	0.32%	+15.87%	+17.79%	+12.03%
TGAFX	T. Rowe Price Global Allocation Fund	0.82%	+9.29%	+11.31%	+7.20%
SWDRX	Schwab Target 2030 Fund	0.40%	+9.83%	+11.87%	+7.33%
SWC1Z	Schwab VIT Balanced with Growth Portfolio	0.54%	+10.30%	+11.28%	+7.18%
LGMNX	Loomis Sayles Global Allocation Fund	0.82%	+7.99%	+14.05%	+6.83%
FFBPX	Fidelity Freedom Blend 2030 Fund	0.36%	+10.34%	+11.46%	—
SWG1Z	Schwab VIT Growth Portfolio	0.55%	+12.06%	+13.47%	+9.09%
TLHIX	Nuveen Lifecycle Index 2030 Fund	0.25%	+9.89%	+11.56%	+7.37%
SSDLX	State Street Target Retirement 2050 Fund	0.09%	+13.74%	+14.76%	+9.64%
SWYMX	Schwab Target 2050 Index Fund	0.08%	+13.55%	+15.55%	+10.90%
ACEIX	Invesco Equity and Income Fund	0.76%	+9.14%	+10.33%	+10.51%
FDTKX	Fidelity Freedom 2025 Fund	0.59%	+9.93%	+10.77%	+6.78%
VSVNX	VANGUARD TARGET RETIREMENT 2070 FUND	0.08%	+14.75%	+16.04%	—
EXHAX	Pro-Blend Maximum Term Series	0.70%	+6.69%	+11.46%	+7.99%
RGTTX	Aggressive Strategy Fund	0.89%	—	—	—

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