TPPAX

Active

T. Rowe Price Spectrum Moderate Allocation Fund

Category: Other (5,046 funds)

Expense Ratio

0.62%

Annual Cost per $10K

$62.00

30-Year Fee Drag per $10K

$12,179

at 7% annual return

Fund Type

Mutual Fund

Active

Trailing 12-Month

+9.14%

Asset Allocation

US Equity

68%

Intl Equity

16%

US Bond

12%

Intl Bond

Cash

Fee Comparison

TPPAX

0.62%

Other average

0.99%

Other cheapest

FCDSX

0.00%

Index benchmark

0.03%

37% cheaper than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of August 2025 · Updated quarterly

+36.89%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

TPPAX at 0.62%$319,720

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$60,893

Cost vs index fund−$57,704

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of August 2025

Ticker	Name	ER	1yr	3yr	5yr
TPPAX	T. Rowe Price Spectrum Moderate Allocation Fund	0.62%	+9.14%	+11.03%	+6.76%
AAFTX	American Funds 2035 Target Date Retirement Fund	0.67%	+12.21%	+13.49%	+8.96%
TRPBX	T. Rowe Price Spectrum Moderate Allocation Fund	0.75%	+9.00%	+10.90%	+6.63%
AAETX	American Funds 2030 Target Date Retirement Fund	0.66%	+10.82%	+11.68%	+7.59%
FEEFX	American Funds Fundamental Investors	0.34%	+19.65%	+21.91%	—
CGLGX	American Funds Growth and Income Portfolio	0.92%	+14.41%	+15.94%	+11.66%
AAGTX	American Funds 2040 Target Date Retirement Fund	0.68%	+14.02%	+15.45%	+10.16%
DOXGX	Dodge & Cox Stock Fund	0.41%	+9.77%	+15.17%	—
AAHTX	American Funds 2045 Target Date Retirement Fund	0.69%	+14.56%	+16.02%	+10.42%
VGHAX	VANGUARD HEALTH CARE FUND	0.32%	-16.45%	+4.11%	+3.81%
FCFWX	American Funds Retirement Income Portfolio - Enhanced	1.14%	+11.87%	+12.21%	+8.76%
AALTX	American Funds 2050 Target Date Retirement Fund	0.69%	+14.65%	+16.27%	+10.43%
TGIPX	T. Rowe Price Spectrum Moderate Growth Allocation Fund	0.64%	+10.57%	+13.30%	+8.45%
FMSHX	Franklin Mutual Shares Fund	0.70%	+7.38%	+12.68%	+11.95%
GARUX	Goldman Sachs Absolute Return Tracker Fund	0.73%	+6.62%	+8.00%	+5.73%
JEPI	JPMorgan Equity Premium Income ETF	0.35%	+5.56%	+10.28%	+10.31%
FNNEX	New Economy Fund	0.47%	+19.36%	+21.34%	+11.35%
PPIPX	T. Rowe Price Spectrum Conservative Allocation Fund	0.56%	+7.96%	+9.01%	+5.30%
FBFWX	American Funds Retirement Income Portfolio - Moderate	1.24%	+10.25%	+10.01%	+6.99%
SWHGX	Schwab MarketTrack Growth Portfolio	0.50%	+11.70%	+13.57%	+10.36%
CIPAX	American Funds Conservative Growth and Income Portfolio	0.88%	+9.92%	+10.09%	+7.50%
AAMTX	American Funds 2055 Target Date Retirement Fund	0.70%	+14.85%	+16.49%	+10.41%
AXBAX	Columbia Capital Allocation Aggressive Portfolio	1.03%	+13.55%	+14.98%	+9.85%
FSELX	Select Semiconductors Portfolio	0.62%	+22.66%	+41.82%	+31.05%
PAEBX	Putnam Dynamic Asset Allocation Growth Fund	0.68%	+32.47%	+6.87%	+10.02%
MACBX	MFS Conservative Allocation Fund	0.83%	+5.79%	+6.88%	+3.65%
VGSTX	VANGUARD STAR FUND	0.30%	+9.55%	+11.56%	+6.96%
AANTX	American Funds 2060 Target Date Retirement Fund	0.72%	+14.97%	+16.56%	+10.42%
CTAKX	American Funds College 2036 Fund	0.43%	+12.83%	+14.85%	+9.97%
IAGAX	VOYA SOLUTION MODERATELY AGGRESSIVE PORTFOLIO	0.74%	+11.59%	+13.23%	+10.19%
ACSHX	Invesco Comstock Fund	0.51%	+12.14%	+14.93%	+18.04%
BLPAX	American Funds Moderate Growth and Income Portfolio	0.93%	+11.46%	+12.51%	+8.32%
IRGPX	Voya Retirement Aggressive Portfolio	0.60%	+11.96%	+13.71%	+10.06%
FDVLX	Fidelity Value Fund	0.68%	+6.29%	+11.83%	+16.96%
SMH	VanEck Semiconductor ETF	0.35%	+19.74%	+40.40%	+27.90%
GMWZX	MyDestination 2025 Fund	0.75%	+8.47%	+9.63%	+5.74%
LLMSX	Franklin Multi-Asset Moderate Growth Fund	0.70%	—	—	—
MIGNX	MFS Massachusetts Investors Growth Stock Fund	0.37%	+8.71%	+15.11%	+11.78%
PODAX	Aristotle Portfolio Optimization Growth Fund	1.09%	+11.80%	—	—
JEPQ	JPMorgan Nasdaq Equity Premium Income ETF	0.35%	+15.42%	+19.17%	—
SOXX	iShares Semiconductor ETF	0.34%	+6.86%	+26.98%	+20.11%
GQEFX	GMO Quality Fund	0.42%	+8.51%	+19.43%	+14.77%
FEIKX	Fidelity Equity-Income Fund	0.46%	+11.02%	+14.37%	+13.85%
REMIX	STANDPOINT MULTI-ASSET FUND	1.26%	-6.29%	+4.09%	+8.91%
FGIDX	Fidelity Growth and Income Portfolio	0.46%	—	—	—
FETKX	Fidelity Equity Dividend Income Fund	0.46%	+5.72%	+12.25%	+13.37%
FEIQX	Franklin Equity Income Fund	0.50%	+13.29%	+14.87%	+13.46%
IBB	iShares Biotechnology ETF	0.44%	-6.52%	+4.73%	+0.61%
GMTZX	MyDestination 2015 Fund	0.75%	+7.60%	+8.33%	+4.62%
MAMAX	MFS Moderate Allocation Fund	0.56%	+8.47%	+9.69%	+6.27%
GSKPX	Goldman Sachs Tax-Advantaged Global Equity Portfolio	1.22%	+14.09%	+16.67%	+12.41%
DGEIX	GLOBAL EQUITY PORTFOLIO$1M min	0.26%	+14.05%	+16.75%	+13.61%
TTMIX	T. Rowe Price Communications & Technology Fund	0.67%	+26.47%	+23.14%	+8.41%
ISPDX	VOYA SOLUTION 2045 PORTFOLIO	1.16%	+12.71%	+14.87%	+11.10%
YACKX	AMG Yacktman Fund$1M min	0.62%	+5.43%	+11.46%	+11.95%
FVD	First Trust Value Line Dividend Index Fund	0.61%	+5.91%	+8.11%	+9.87%
WFPRX	Allspring Special Mid Cap Value Fund	0.70%	+4.10%	+14.49%	+8.54%
JEPAX	JPMorgan Equity Premium Income Fund	0.45%	+5.08%	+9.73%	+9.74%
SVAAX	Federated Hermes Strategic Value Dividend Fund	1.06%	+10.36%	+9.75%	+12.03%
FSPHX	Select Health Care Portfolio	0.63%	-7.78%	+4.19%	+3.06%
FBIOX	Select Biotechnology Portfolio	0.63%	-2.61%	+9.74%	+2.99%
TCLOX	Nuveen Lifecycle 2040 Fund	0.50%	+9.79%	+13.36%	+8.78%
MVALX	Meridian Contrarian Fund	1.12%	+15.53%	+10.81%	+12.92%
FNKLX	Fidelity Series Value Discovery Fund	0.00%	+6.34%	+9.84%	+12.32%
LCBEX	ClearBridge Dividend Strategy Fund	0.66%	+12.40%	+14.30%	+13.14%
AABCX	Putnam Dynamic Asset Allocation Balanced Fund	0.71%	+10.28%	+17.73%	+9.26%
IOO	iShares Global 100 ETF	0.40%	+18.23%	+22.06%	+15.79%
XLB	The Materials Select Sector SPDR Fund	0.08%	-0.23%	+9.16%	+10.08%
VHGEX	VANGUARD GLOBAL EQUITY FUND	0.39%	+15.30%	+16.84%	+9.95%
TTFIX	Nuveen Lifecycle 2045 Fund	0.68%	+10.73%	+14.58%	+9.87%
GQRPX	GQG PARTNERS GLOBAL QUALITY EQUITY FUND	0.70%	-1.42%	+20.32%	+13.16%
IXN	iShares Global Tech ETF	0.39%	+17.88%	+26.23%	+16.50%
VVOAX	Invesco Value Opportunities Fund	1.27%	+17.84%	+19.81%	+22.63%
FCAGX	Fidelity Small Cap Growth Fund	0.92%	-26.63%	-37.91%	-42.81%
PGTIX	T. Rowe Price Global Technology Fund, Inc.	0.78%	+24.40%	+25.21%	+7.17%
TGAFX	T. Rowe Price Global Allocation Fund	0.82%	+9.29%	+11.31%	+7.20%
VGELX	VANGUARD ENERGY FUND	0.45%	+10.17%	+12.89%	+17.00%
FACDX	Fidelity Advisor Health Care Fund	0.68%	-35.53%	-42.64%	-45.91%
TLMPX	Nuveen Lifecycle Index 2045 Fund	0.35%	+12.74%	+15.20%	+10.35%
TLLIX	Nuveen Lifecycle Index 2050 Fund	0.18%	+13.36%	+15.81%	+10.82%
LLISX	Franklin Multi-Asset Growth Fund	0.87%	—	—	—
MAGEX	MFS Growth Allocation Fund	1.19%	+9.74%	+11.71%	+8.24%
FELAX	Fidelity Advisor Semiconductors Fund	0.69%	-13.53%	-21.85%	-31.23%
AALRX	American Beacon Large Cap Value Fund	0.62%	+9.39%	+14.29%	+15.37%
AAOTX	American Funds 2065 Target Date Retirement Fund	0.73%	+14.88%	+16.52%	+10.39%
PHLQX	PGIM Jennison Health Sciences Fund	0.77%	-11.75%	+9.44%	+6.55%
MGISX	GLOBAL FRANCHISE PORTFOLIO	0.83%	+4.56%	+10.65%	+6.99%
FVSKX	Fidelity Advisor Value Strategies Fund	0.72%	+3.53%	+11.41%	+16.35%
PSGFX	SAM Strategic Growth Portfolio	1.07%	+12.62%	+15.87%	+11.22%
FKALX	Federated Hermes Kaufmann Small Cap Fund	1.36%	+10.94%	+10.01%	+3.70%
NMAVX	Nuance Mid Cap Value Fund	0.81%	+0.81%	+6.43%	+6.36%
FTCFX	American Funds College 2033 Fund	0.39%	+10.30%	+11.62%	+8.01%
FTDHX	American Funds College 2039 Fund	0.45%	+14.87%	+16.96%	—
POSKX	PRIMECAP Odyssey Stock Fund	0.67%	+11.30%	+17.22%	+14.77%
PCGJX	SAM Conservative Growth Portfolio	0.94%	+11.36%	+14.08%	+9.81%
TCLPX	Nuveen Lifecycle 2050 Fund	0.69%	+10.95%	+14.86%	+10.00%
FSOPX	Fidelity Series Small Cap Opportunities Fund	0.00%	+5.65%	+13.67%	+13.35%
MLLAX	MFS Lifetime Income Fund	0.44%	+6.28%	+6.74%	+3.88%
FSFGX	Fidelity Focused Stock Fund	0.69%	—	—	—
MLTAX	MFS Lifetime 2030 Fund	0.48%	+7.47%	+8.89%	+6.35%
PENNX	Royce Small-Cap Fund	0.93%	+3.87%	+12.94%	+12.37%

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