AACZX

Active

One Choice Blend+ 2040 Portfolio

Category: US Equity (9,528 funds)

Expense Ratio

0.59%

Annual Cost per $10K

$59.00

30-Year Fee Drag per $10K

$11,635

at 7% annual return

Fund Type

Mutual Fund

Active

Trailing 12-Month

+16.08%

Asset Allocation

US Equity

70%

Intl Equity

14%

US Bond

14%

Intl Bond

Cash

Fee Comparison

AACZX

0.59%

US Equity average

1.06%

US Equity cheapest

BKLC

0.00%

Index benchmark

0.03%

44% cheaper than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of October 2025 · Updated quarterly

+53.20%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

AACZX at 0.59%$322,436

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$58,177

Cost vs index fund−$54,988

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of October 2025

Ticker	Name	ER	1yr	3yr	5yr
AACZX	One Choice Blend+ 2040 Portfolio	0.59%	+16.08%	+15.28%	—
AAFTX	American Funds 2035 Target Date Retirement Fund	0.67%	+15.82%	+15.87%	+10.58%
AAETX	American Funds 2030 Target Date Retirement Fund	0.66%	+14.18%	+13.98%	+9.03%
FEEFX	American Funds Fundamental Investors	0.34%	+21.32%	+27.21%	+17.36%
AAGTX	American Funds 2040 Target Date Retirement Fund	0.68%	+18.44%	+18.13%	+12.03%
CGLGX	American Funds Growth and Income Portfolio	0.92%	+18.14%	+18.35%	+12.44%
DOXGX	Dodge & Cox Stock Fund	0.41%	+9.30%	+19.16%	—
TPPAX	T. Rowe Price Spectrum Moderate Allocation Fund	0.62%	+9.14%	+11.03%	+6.76%
SWHGX	Schwab MarketTrack Growth Portfolio	0.50%	+16.79%	+16.19%	+12.22%
AAHTX	American Funds 2045 Target Date Retirement Fund	0.69%	+19.32%	+18.79%	+12.39%
JEPI	JPMorgan Equity Premium Income ETF	0.35%	+4.33%	+12.99%	+10.62%
CIPAX	American Funds Conservative Growth and Income Portfolio	0.88%	+11.79%	+11.52%	+8.53%
VWENX	VANGUARD WELLINGTON FUND	0.17%	+12.65%	+13.05%	+9.43%
AALTX	American Funds 2050 Target Date Retirement Fund	0.69%	+19.54%	+19.11%	+12.43%
CTAKX	American Funds College 2036 Fund	0.43%	+16.21%	+17.43%	+10.67%
PPIPX	T. Rowe Price Spectrum Conservative Allocation Fund	0.56%	+7.96%	+9.01%	+5.30%
VGHAX	VANGUARD HEALTH CARE FUND	0.32%	+0.60%	+5.36%	+6.99%
FCFWX	American Funds Retirement Income Portfolio - Enhanced	1.14%	+14.79%	+14.11%	+10.22%
FBFWX	American Funds Retirement Income Portfolio - Moderate	1.24%	+12.91%	+11.91%	+8.18%
FMSHX	Franklin Mutual Shares Fund	0.70%	+5.55%	+16.01%	+12.34%
TGIPX	T. Rowe Price Spectrum Moderate Growth Allocation Fund	0.64%	+10.57%	+13.30%	+8.45%
BLPAX	American Funds Moderate Growth and Income Portfolio	0.93%	+15.22%	+14.72%	+9.87%
AAMTX	American Funds 2055 Target Date Retirement Fund	0.70%	+19.98%	+19.47%	+12.48%
AADTX	American Funds 2025 Target Date Retirement Fund	0.63%	+12.54%	+12.24%	+7.76%
JEPQ	JPMorgan Nasdaq Equity Premium Income ETF	0.35%	+17.15%	+24.50%	—
FSELX	Select Semiconductors Portfolio	0.62%	+22.66%	+41.82%	+31.05%
IAGAX	VOYA SOLUTION MODERATELY AGGRESSIVE PORTFOLIO	0.74%	+12.19%	+17.50%	+10.70%
VGSTX	VANGUARD STAR FUND	0.30%	+14.24%	+14.63%	+8.34%
GARUX	Goldman Sachs Absolute Return Tracker Fund	0.73%	+6.83%	+9.98%	+6.37%
MACBX	MFS Conservative Allocation Fund	0.83%	+5.79%	+6.88%	+3.65%
REMIX	STANDPOINT MULTI-ASSET FUND	1.26%	+3.16%	+5.76%	+11.21%
SMH	VanEck Semiconductor ETF	0.35%	+33.62%	+53.34%	+31.09%
FNNEX	New Economy Fund	0.47%	+19.36%	+21.34%	+11.35%
IRGPX	Voya Retirement Aggressive Portfolio	0.60%	+12.78%	+18.05%	+10.61%
AANTX	American Funds 2060 Target Date Retirement Fund	0.72%	+20.06%	+19.55%	+12.48%
ACSHX	Invesco Comstock Fund	0.51%	+12.71%	+14.13%	+19.36%
PODAX	Aristotle Portfolio Optimization Growth Fund	1.09%	+11.96%	—	—
FEIQX	Franklin Equity Income Fund	0.50%	+14.27%	+15.32%	+14.87%
JEPAX	JPMorgan Equity Premium Income Fund	0.45%	+3.75%	+12.41%	+10.04%
GMWZX	MyDestination 2025 Fund	0.75%	+8.74%	+12.78%	+6.48%
SOXX	iShares Semiconductor ETF	0.34%	+18.51%	+37.84%	+22.76%
AACSX	One Choice Blend+ 2040 Portfolio	0.59%	+15.72%	+14.83%	—
FDVLX	Fidelity Value Fund	0.68%	+5.77%	+11.81%	+16.66%
GMTZX	MyDestination 2015 Fund	0.75%	+7.68%	+11.04%	+5.19%
MIGNX	MFS Massachusetts Investors Growth Stock Fund	0.37%	+8.71%	+15.11%	+11.78%
AXBAX	Columbia Capital Allocation Aggressive Portfolio	1.03%	+19.92%	+18.54%	+12.03%
FGIDX	Fidelity Growth and Income Portfolio	0.46%	—	—	—
PAEBX	Putnam Dynamic Asset Allocation Growth Fund	0.68%	+32.47%	+6.87%	+10.02%
FGLGX	Fidelity Series Large Cap Stock Fund	0.00%	+25.43%	+29.93%	+22.04%
LLMSX	Franklin Multi-Asset Moderate Growth Fund	0.70%	—	—	—
FEIKX	Fidelity Equity-Income Fund	0.46%	+13.05%	+14.27%	+15.42%
WFPRX	Allspring Special Mid Cap Value Fund	0.70%	+1.67%	+13.95%	+8.22%
CGPAX	American Funds Growth Portfolio	0.99%	+22.86%	+23.13%	+13.61%
FVD	First Trust Value Line Dividend Index Fund	0.61%	+3.97%	+11.51%	+10.36%
GQEFX	GMO Quality Fund	0.42%	+8.51%	+19.43%	+14.77%
FETKX	Fidelity Equity Dividend Income Fund	0.46%	+5.72%	+12.25%	+13.37%
THISX	T. Rowe Price Health Sciences Fund, Inc.	0.67%	-9.04%	+5.35%	+4.06%
TRMIX	T. Rowe Price Mid-Cap Value Fund, Inc.	0.71%	+4.30%	+18.10%	+15.87%
CGIOX	Calamos Growth & Income Fund	0.73%	+22.36%	+19.50%	+14.61%
FSPHX	Select Health Care Portfolio	0.63%	-7.78%	+4.19%	+3.06%
FNKLX	Fidelity Series Value Discovery Fund	0.00%	+9.43%	+9.60%	+13.26%
FTCFX	American Funds College 2033 Fund	0.39%	+12.98%	+13.82%	+8.49%
AABCX	Putnam Dynamic Asset Allocation Balanced Fund	0.71%	+11.11%	+16.48%	+8.96%
VRRKX	VOYA TARGET RETIREMENT 2040 FUND	0.61%	+11.90%	+13.88%	+10.59%
MAMAX	MFS Moderate Allocation Fund	0.56%	+8.47%	+9.69%	+6.27%
LCBEX	ClearBridge Dividend Strategy Fund	0.66%	+12.18%	+18.85%	+14.04%
MLLAX	MFS Lifetime Income Fund	0.44%	+8.10%	+8.56%	+4.47%
ISPDX	VOYA SOLUTION 2045 PORTFOLIO	1.16%	+14.07%	+19.80%	+11.75%
IBB	iShares Biotechnology ETF	0.44%	-0.66%	+7.50%	+1.53%
FBIOX	Select Biotechnology Portfolio	0.63%	-2.61%	+9.74%	+2.99%
IOO	iShares Global 100 ETF	0.40%	+22.41%	+28.04%	+18.13%
IXN	iShares Global Tech ETF	0.39%	+25.32%	+35.35%	+19.31%
GSKPX	Goldman Sachs Tax-Advantaged Global Equity Portfolio	1.22%	+14.09%	+16.67%	+12.41%
TTMIX	T. Rowe Price Communications & Technology Fund	0.67%	+23.97%	+29.13%	+9.54%
ACIIX	Equity Income Fund	0.59%	+6.58%	+11.74%	+9.73%
FCAGX	Fidelity Small Cap Growth Fund	0.92%	-11.50%	-33.45%	-40.48%
FTDHX	American Funds College 2039 Fund	0.45%	+19.15%	+19.83%	—
DGEIX	GLOBAL EQUITY PORTFOLIO$1M min	0.26%	+18.43%	+19.10%	+15.44%
FACDX	Fidelity Advisor Health Care Fund	0.68%	-17.79%	-39.08%	-43.42%
FFDKX	Fidelity Fund	0.42%	+17.12%	+26.37%	+15.56%
XLB	The Materials Select Sector SPDR Fund	0.08%	-5.16%	+11.89%	+9.25%
TRZZX	T. Rowe Price Small-Cap Stock Fund, Inc.	0.74%	+9.38%	+14.46%	+10.36%
VVOAX	Invesco Value Opportunities Fund	1.27%	+18.64%	+20.63%	+24.43%
SVAAX	Federated Hermes Strategic Value Dividend Fund	1.06%	+8.08%	+9.35%	+13.06%
POSKX	PRIMECAP Odyssey Stock Fund	0.67%	+21.63%	+19.53%	+17.10%
AALRX	American Beacon Large Cap Value Fund	0.62%	+9.19%	+13.80%	+16.22%
NBPBX	Neuberger Berman Large Cap Value Fund	0.03%	+7.82%	+8.96%	+13.00%
MITJX	Massachusetts Investors Trust	0.38%	+12.97%	+20.45%	+13.94%
FELAX	Fidelity Advisor Semiconductors Fund	0.69%	+22.24%	-9.07%	-26.50%
GQRPX	GQG PARTNERS GLOBAL QUALITY EQUITY FUND	0.70%	-1.75%	+18.16%	+11.56%
LTTAX	MFS Lifetime 2025 Fund	0.95%	+8.16%	+9.06%	+5.28%
FDGFX	Fidelity Dividend Growth Fund	1.16%	+22.11%	+22.12%	+19.34%
TCLOX	Nuveen Lifecycle 2040 Fund	0.50%	+9.79%	+13.36%	+8.78%
AAOTX	American Funds 2065 Target Date Retirement Fund	0.73%	+20.03%	+19.52%	+12.44%
MLTAX	MFS Lifetime 2030 Fund	0.48%	+9.58%	+10.80%	+7.31%
FSOPX	Fidelity Series Small Cap Opportunities Fund	0.00%	+10.31%	+14.88%	+14.45%
FSFGX	Fidelity Focused Stock Fund	0.69%	-7.93%	—	—
PGTIX	T. Rowe Price Global Technology Fund, Inc.	0.78%	+31.04%	+34.48%	+9.08%
HRAFX	Hartford Moderately Aggressive Allocation Fund	0.68%	+17.65%	+16.82%	+11.14%
POAGX	PRIMECAP Odyssey Aggressive Growth Fund	0.66%	+32.05%	+22.35%	+12.25%
LLISX	Franklin Multi-Asset Growth Fund	0.87%	—	—	—

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