EFFIX

ActiveMin. $1M

EFFICIENT ENHANCED MULTI-ASSET FUND

Category: Other (5,046 funds)

Expense Ratio

2.00%

Annual Cost per $10K

$200.00

30-Year Fee Drag per $10K

$32,903

at 7% annual return

Fund Type

Mutual Fund

Active · Min: $1M

Asset Allocation

US Bond

66%

Intl Bond

Cash

32%

Fee Comparison

EFFIX

2.00%

Other average

0.99%

Other cheapest

FCDSX

0.00%

Index benchmark

0.03%

102% more expensive than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of August 2025 · Updated quarterly

-8.75%11 months

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

EFFIX at 2.00%$216,097

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$164,516

Cost vs index fund−$161,327

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of August 2025

Ticker	Name	ER	1yr	3yr	5yr
EFFIX	EFFICIENT ENHANCED MULTI-ASSET FUND	2.00%	—	—	—
EFFAX	EFFICIENT ENHANCED MULTI-ASSET FUND	2.00%	—	—	—
PLDAX	PIMCO Low Duration Fund	0.75%	+4.81%	+4.18%	+1.42%
PFIAX	PIMCO Low Duration Income Fund	1.21%	+7.78%	+6.80%	+4.10%
FTGC	First Trust Global Tactical Commodity Strategy Fund	0.98%	+13.99%	+4.04%	+13.47%
ECSQX	Embark Commodity Strategy Fund	0.71%	+13.72%	—	—
PIINX	PIMCO Income Fund	1.08%	+7.58%	+6.94%	+3.88%
USMSX	JPMorgan Ultra-Short Municipal Fund	0.38%	+3.04%	+3.02%	+1.53%
FMF	First Trust Managed Futures Strategy Fund	0.99%	+4.16%	+1.28%	+3.82%
CLAAX	Columbia Multi Strategy Alternatives Fund	2.09%	+8.72%	+5.04%	+3.16%
PDFAX	PIMCO Low Duration Fund II	0.77%	+4.55%	+3.90%	+1.16%
FEUSX	Federated Hermes Government Ultrashort Fund	0.26%	+4.71%	+4.79%	+2.78%
NTIIX	Navigator Tactical Investment Grade Bond Fund$1M min	1.09%	-2.47%	+3.46%	—
ABNDX	Bond Fund of America	1.04%	+3.22%	+2.75%	-0.49%
GIFMX	GuidePath Managed Futures Strategy Fund	1.53%	+7.79%	+10.21%	—
HYG	iShares iBoxx $ High Yield Corporate Bond ETF	0.49%	+8.21%	+8.86%	+4.39%
OSTIX	The Osterweis Strategic Income Fund	0.83%	+6.55%	+8.48%	+5.68%
ANBAX	American Funds Strategic Bond Fund	0.31%	+3.51%	+0.90%	-1.14%
JMST	JPMorgan Ultra-Short Municipal Income ETF	0.18%	+3.25%	+3.80%	+2.27%
VPVLDDV	PIMCO Low Duration Portfolio	0.67%	+4.87%	+4.18%	+1.33%
IFLN	Invesco Fundamental High Yield Corporate Bond ETF	0.50%	+6.45%	+8.02%	+4.15%
USHY	iShares Broad USD High Yield Corporate Bond ETF	0.15%	+8.22%	+9.29%	+5.10%
PUBAX	PIMCO Dynamic Bond Fund	1.31%	+7.99%	+6.17%	+2.74%
FCNQX	Fidelity Conservative Income Bond Fund	0.45%	-4.56%	—	—
MEAR	iShares Short Maturity Municipal Bond Active ETF	0.25%	+3.49%	+3.59%	+2.09%
AIBAX	Intermediate Bond Fund of America	0.65%	+4.50%	+3.52%	+0.82%
EBSAX	Campbell Systematic Macro Fund	2.01%	+3.07%	+2.38%	+10.10%
JCPPX	JPMorgan Core Plus Bond Fund	1.14%	+3.47%	+3.44%	-0.03%
JDYRX	PGIM High Yield Fund	0.74%	+8.73%	+8.45%	+4.68%
PIPAX	PIMCO StocksPLUS International Fund (U.S. Dollar-Hedged)	1.57%	+13.70%	+16.88%	+13.55%
CCBFX	Capital Group Central Corporate Bond Fund	—	+3.73%	+4.53%	—
BBBMX	BBH Limited Duration Fund	0.35%	+5.75%	+6.27%	+3.89%
SHYG	iShares 0-5 Year High Yield Corporate Bond ETF	0.30%	+7.95%	+8.72%	+5.68%
TAGMX	Transamerica Core Bond	0.42%	+2.99%	+3.08%	—
VPVCRDV	PIMCO CommodityRealReturn Strategy Portfolio	2.28%	+14.04%	-1.11%	+10.82%
FFTSX	Short-Term Bond Fund of America	0.35%	+5.04%	+4.14%	+1.76%
SJNK	SPDR Bloomberg Short Term High Yield Bond ETF	0.40%	+7.99%	+8.91%	+5.99%
JMUB	JPMorgan Municipal ETF	0.18%	+0.70%	+3.02%	+0.83%
JNK	SPDR(R) Bloomberg High Yield Bond ETF	0.40%	+7.79%	+8.79%	+4.30%
SPIB	SPDR Portfolio Intermediate Term Corporate Bond ETF	0.04%	+5.72%	+5.47%	+1.42%
FAAR	First Trust Alternative Absolute Return Strategy ETF	0.97%	+8.42%	+1.49%	+6.74%
AVGX	Defiance Daily Target 2X Long AVGO ETF	1.29%	+111.74%	—	—
PTRAX	PIMCO Total Return Fund	0.76%	+4.31%	+3.82%	-0.30%
WAPSX	Western Asset Core Plus Bond Fund	0.42%	+3.13%	+2.73%	-1.73%
MTBA	Simplify MBS ETF	0.15%	+4.10%	—	—
NTBAX	Navigator Tactical Fixed Income Fund	1.32%	+1.84%	+6.45%	+3.14%
NBCM	Neuberger Berman Commodity Strategy ETF	0.65%	+14.35%	—	—
HIGFX	American High Income Trust	0.32%	+8.36%	+9.55%	+6.83%
FGQMX	Fidelity High Income Fund	1.85%	-14.57%	-27.88%	-33.00%
GMDZX	MEDIUM-DURATION BOND FUND	0.68%	+3.60%	+3.31%	-0.94%
BSCP	Invesco BulletShares 2025 Corporate Bond ETF	0.10%	+4.78%	+4.27%	+1.40%
LQD	iShares iBoxx $ Investment Grade Corporate Bond ETF	0.14%	+3.36%	+4.42%	-0.63%
SPHY	SPDR Portfolio High Yield Bond ETF	0.05%	+8.17%	+9.26%	+5.43%
JCBPX	JPMorgan Core Bond Fund	1.33%	+3.25%	+3.03%	-0.39%
BBCPX	Bridge Builder Core Plus Bond Fund	0.16%	+4.26%	+4.16%	+0.56%
OAFIX	Optimum Fixed Income Fund	1.79%	+3.15%	+3.02%	-0.85%
RYHDX	High Yield Strategy Fund	1.56%	+7.79%	+10.12%	+3.98%
PLDIX	PIMCO Low Duration ESG Fund$1M min	0.61%	+5.02%	+4.36%	+1.54%
BSJR	Invesco BulletShares 2027 High Yield Corporate Bond ETF	0.42%	+7.87%	+8.55%	+4.05%
PSPAX	PIMCO StocksPLUS Fund	1.10%	+15.41%	+18.75%	+13.38%
GHVIX	GMO High Yield Fund	0.35%	+8.37%	+9.98%	+5.83%
HYGV	FlexShares High Yield Value - Scored Bond Index Fund	0.37%	+7.40%	+8.47%	+4.81%
PIXAX	PIMCO RAE PLUS Fund	1.39%	+9.91%	+14.73%	+14.15%
CWB	SPDR(R) Bloomberg Convertible Securities ETF	0.40%	+18.49%	+10.59%	+6.25%
MIPLX	MassMutual Premier Inflation-Protected and Income Fund	1.19%	+5.24%	+6.51%	+1.95%
GFSZX	Strategic Alternatives Fund	1.68%	+4.38%	+5.51%	+4.14%
BSJQ	Invesco BulletShares 2026 High Yield Corporate Bond ETF	0.43%	+6.84%	+7.74%	+4.57%
PFIX	Simplify Interest Rate Hedge ETF	0.50%	+33.96%	+25.18%	—
BCAAX	BrandywineGLOBAL - CORPORATE CREDIT FUND	1.19%	+6.05%	+8.53%	—
PHYAX	PIMCO High Yield Fund	0.85%	+6.59%	+8.18%	+3.99%
SSASX	State Street Income Fund	0.20%	+2.80%	+3.10%	—
IDPAX	Intermediate Duration Portfolio	0.28%	+2.65%	+2.67%	-0.99%
IGIB	iShares 5-10 Year Investment Grade Corporate Bond ETF	0.04%	+5.91%	+6.01%	+0.90%
FBKWX	Fidelity Total Bond Fund	0.75%	+3.99%	+4.27%	+0.57%
URUSX	Victory Ultra Short-Term Bond Fund	0.57%	+5.55%	+5.93%	+3.76%
XIDE	FT Vest U.S. Equity Buffer & Premium Income ETF - December	0.85%	+6.72%	—	—
SADAX	Allspring Ultra Short-Term Income Fund	0.51%	+5.31%	+5.53%	+3.28%
HSTRX	HUSSMAN STRATEGIC TOTAL RETURN FUND	0.77%	-3.50%	-8.93%	-13.01%
GPBFX	GMO Multi-Sector Fixed Income Fund	0.42%	+3.51%	+3.27%	-1.10%
AMFIX	AAMA INCOME FUND	0.99%	+3.75%	+3.05%	+0.40%
APDFX	Artisan High Income Fund	0.80%	+9.24%	+9.46%	+6.70%
HYDB	iShares High Yield Systematic Bond ETF	0.35%	+7.49%	+9.57%	+5.77%
GIBAX	Guggenheim Total Return Bond Fund	0.84%	+4.49%	+4.02%	+0.13%
PTOAX	PIMCO StocksPLUS Absolute Return Fund	1.35%	+16.43%	+19.41%	+13.73%
JMGIX	JPMorgan Managed Income Fund	0.25%	+4.89%	+4.95%	+2.98%
ACPSX	Invesco Core Plus Bond Fund	0.79%	+3.33%	+3.97%	-0.10%
BKLN	Invesco Senior Loan ETF	0.65%	+7.19%	+8.20%	+5.50%
SPSB	SPDR Portfolio Short Term Corporate Bond ETF	0.04%	+5.33%	+5.00%	+2.36%
RYCDX	Inverse NASDAQ-100 2x Strategy Fund	2.63%	-35.31%	-37.80%	-31.63%
ACCBX	Invesco Corporate Bond Fund	0.41%	+3.66%	+4.66%	+0.44%
FALN	iShares Fallen Angels USD Bond ETF	0.25%	+7.48%	+9.02%	+5.07%
MXSDX	Empower Short Duration Bond Fund	0.59%	+4.33%	+4.14%	+1.76%
PCFAX	PIMCO RAE PLUS Small Fund	1.45%	+9.74%	+13.44%	+18.45%
CRHSX	Catholic Responsible Investments Ultra Short Bond Fund$1M min	0.35%	+4.52%	+4.71%	—
USIG	iShares Broad USD Investment Grade Corporate Bond ETF	0.04%	+4.26%	+4.89%	+0.19%
SRLN	SPDR Blackstone Senior Loan ETF	0.70%	+7.75%	+7.37%	+5.40%
LUBOX	Lord Abbett Ultra Short Bond Fund	0.24%	+5.33%	+5.48%	+3.17%
IIBAX	VOYA INTERMEDIATE BOND FUND	1.43%	+3.47%	+3.70%	-0.23%
PANIX	T. Rowe Price New Income Fund, Inc.	0.92%	+2.50%	+2.12%	-1.23%
BSCS	Invesco BulletShares 2028 Corporate Bond ETF	0.10%	+5.46%	+5.24%	+0.97%
LFROX	Lord Abbett Floating Rate Fund	0.54%	+6.93%	+8.70%	+6.88%

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