PCLRX

Active

PGIM Income Builder Fund

Category: Other (5,046 funds)

Expense Ratio
1.20%
Annual Cost per $10K
$120.00
30-Year Fee Drag per $10K
$21,851
at 7% annual return
Fund Type
Mutual Fund
Active
Trailing 12-Month
+11.79%

Asset Allocation

US Equity
59%
Intl Equity
18%
US Bond
14%
Intl Bond
1%
Cash
8%

Fee Comparison

PCLRX
1.20%
Other average
0.99%
Other cheapest
0.00%
Index benchmark
0.03%

21% more expensive than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of October 2025 · Updated quarterly

+44.25%3Y
Compare to

Fee Impact Calculator

$
%
PCLRX at 1.20%$271,356
At index rates (0.03%)$377,424
Zero fees (theoretical)$380,613
Total fee drag$109,256
Cost vs index fund−$106,068

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Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of October 2025

TickerNameER
PCLRXPGIM Income Builder Fund1.20%
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VFORXVANGUARD TARGET RETIREMENT 2040 FUND0.08%
TCLOXNuveen Lifecycle 2040 Fund0.50%
QCSTFXCollege Retirement Equities Fund - Stock Account
CIPAXAmerican Funds Conservative Growth and Income Portfolio0.88%
PCGJXSAM Conservative Growth Portfolio0.94%
TAALXTransamerica Asset Allocation - Moderate Growth Portfolio1.00%
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FBFWXAmerican Funds Retirement Income Portfolio - Moderate1.24%
FNNEXNew Economy Fund0.47%
MACBXMFS Conservative Allocation Fund0.83%
MAGEXMFS Growth Allocation Fund1.19%
FCFWXAmerican Funds Retirement Income Portfolio - Enhanced1.14%
TPPAXT. Rowe Price Spectrum Moderate Allocation Fund0.62%
TLMPXNuveen Lifecycle Index 2045 Fund0.35%
TGAFXT. Rowe Price Global Allocation Fund0.82%
VFIFXVANGUARD TARGET RETIREMENT 2050 FUND0.08%
AABCXPutnam Dynamic Asset Allocation Balanced Fund0.71%
PCGQXPGIM Income Builder Fund0.70%
VGHAXVANGUARD HEALTH CARE FUND0.32%
YACKXAMG Yacktman Fund$1M min0.62%
PTDAXPrincipal LifeTime 2040 Fund0.76%
CGLGXAmerican Funds Growth and Income Portfolio0.92%
IRGPXVoya Retirement Aggressive Portfolio0.60%
TLPRXNuveen Lifecycle Index 2040 Fund0.25%
RPFCXDavis Balanced Fund0.98%
GARUXGoldman Sachs Absolute Return Tracker Fund0.73%
TTFIXNuveen Lifecycle 2045 Fund0.68%
PPIPXT. Rowe Price Spectrum Conservative Allocation Fund0.56%
QAAGRXT. Rowe Price Moderate Allocation Portfolio0.86%
VFFVXVANGUARD TARGET RETIREMENT 2055 FUND0.08%
PODAXAristotle Portfolio Optimization Growth Fund1.09%
AACTXAmerican Funds 2020 Target Date Retirement Fund0.61%
LLMSXFranklin Multi-Asset Moderate Growth Fund0.70%
VASGXVANGUARD LIFESTRATEGY GROWTH FUND0.14%
AAGTXAmerican Funds 2040 Target Date Retirement Fund0.68%
TGIPXT. Rowe Price Spectrum Moderate Growth Allocation Fund0.64%
TLLIXNuveen Lifecycle Index 2050 Fund0.18%
NBGDXColumbia Capital Allocation Moderate Aggressive Portfolio0.74%
AAHTXAmerican Funds 2045 Target Date Retirement Fund0.69%
LTRDXPrincipal LifeTime 2045 Fund0.86%
ACEIXInvesco Equity and Income Fund0.76%
RBAIXT. Rowe Price Balanced Fund, Inc.0.47%
FAVOXFidelity Freedom Index 2040 Fund0.12%
OWLSXOld Westbury Large Cap Strategies Fund1.09%
VTTSXVANGUARD TARGET RETIREMENT 2060 FUND0.08%
QCGLFXCollege Retirement Equities Fund - Global Equities Account
AALTXAmerican Funds 2050 Target Date Retirement Fund0.69%
ASRAXInvesco Global Real Estate Income Fund1.26%
REMIXSTANDPOINT MULTI-ASSET FUND1.26%
TTIIXNuveen Lifecycle Index 2055 Fund0.25%
HMEAXNexpoint Merger Arbitrage Fund2.25%
SWIRXSchwab Target 2035 Fund0.45%
LFEAXMFS Lifetime 2035 Fund1.52%
IAGAXVOYA SOLUTION MODERATELY AGGRESSIVE PORTFOLIO0.74%
FMSHXFranklin Mutual Shares Fund0.70%
PFLJXPrincipal LifeTime 2050 Fund0.88%
IDXKXVOYA INDEX SOLUTION 2040 PORTFOLIO0.74%
ISPCXVOYA SOLUTION 2035 PORTFOLIO1.24%
PSGFXSAM Strategic Growth Portfolio1.07%
TCLPXNuveen Lifecycle 2050 Fund0.69%
SWERXSchwab Target 2040 Fund0.49%
TCIIXNuveen Lifecycle 2035 Fund0.56%
JAFVXStrategic Equity Allocation Trust0.92%
SWHGXSchwab MarketTrack Growth Portfolio0.50%
SVAAXFederated Hermes Strategic Value Dividend Fund1.06%
FFNOXFidelity Multi-Asset Index Fund0.11%
VHGEXVANGUARD GLOBAL EQUITY FUND0.39%
MLTAXMFS Lifetime 2030 Fund0.48%
DIEZXDestinations International Equity Fund1.07%
TTMIXT. Rowe Price Communications & Technology Fund0.67%
GSKPXGoldman Sachs Tax-Advantaged Global Equity Portfolio1.22%
FAVRXFidelity Freedom Index 2055 Fund0.08%
DGEIXGLOBAL EQUITY PORTFOLIO$1M min0.26%
MLFAXMFS Lifetime 2040 Fund0.81%
MVALXMeridian Contrarian Fund1.12%
LEXIAlexis Practical Tactical ETF1.00%
FTCFXAmerican Funds College 2033 Fund0.39%
FSBLXFederated Hermes Global Allocation Fund0.84%
PRJAXPGIM Jennison Global Opportunities Fund1.08%
ISEAXVOYA INDEX SOLUTION 2035 PORTFOLIO0.62%
PHJEXPrincipal LifeTime Hybrid 2040 Fund0.36%
PHJYXPrincipal LifeTime Hybrid 2045 Fund0.34%
PCAFXProspector Capital Appreciation Fund1.16%
VLXVXVANGUARD TARGET RETIREMENT 2065 FUND0.08%
SWYGXSchwab Target 2040 Index Fund0.08%
BRBCXBlackRock Tactical Opportunities Fund1.04%
ISJAXVOYA INDEX SOLUTION 2045 PORTFOLIO0.22%
NMAVXNuance Mid Cap Value Fund0.81%
CGGEXAmerican Funds Global Growth Portfolio1.07%
IBBiShares Biotechnology ETF0.44%
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ARBCXTHE ARBITRAGE FUND1.71%

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