Free Financial Calculators

Tax Refund Estimator

Estimate your federal and state tax refund or amount owed. Full bracket calculation with credits, deductions, FICA, and withholding.

See exactly which 2026 federal and state tax brackets your income falls in. Visualize progressive brackets with marginal and effective rates.

Calculate your take-home pay after federal, state, Social Security, and Medicare taxes. See your net pay per paycheck and annually.

Stop giving the IRS an interest-free loan. We compute your exact tax and tell you what to put on your W-4 to keep more per paycheck.

Find your optimal 401(k) contribution. Maximize employer match, compare Roth vs Traditional, and see tax savings at every level.

Calculate Required Minimum Distributions from IRAs and 401(k)s. Uses IRS Uniform Lifetime Table with SECURE 2.0 start ages.

See exactly when a Roth conversion pays off. Models tax cost today vs. tax-free growth, including IRMAA surcharges and state taxes.

Find your Medicare Part B & Part D surcharges based on income. See each IRMAA cliff and how much you'd save by staying below it.

Compare state income taxes side by side. Enter your income and see the exact difference between any two states — all 50 + DC.

Calculate tax on investment gains with proper bracket stacking. Includes NIIT (3.8%), qualified dividends, short-term gains, and state taxes.