MERVX

Active

The Merger Fund VL

Category: Other (5,046 funds)

Expense Ratio

1.54%

Annual Cost per $10K

$154.00

30-Year Fee Drag per $10K

$26,847

at 7% annual return

Fund Type

Mutual Fund

Active

Trailing 12-Month

+8.55%

Asset Allocation

US Equity

57%

Intl Equity

13%

US Bond

12%

Intl Bond

Cash

14%

Fee Comparison

MERVX

1.54%

Other average

0.99%

Other cheapest

FCDSX

0.00%

Index benchmark

0.03%

56% more expensive than category average

Historical Returns

Monthly total returns (dividends reinvested) from SEC N-PORT filings · As of December 2025 · Updated quarterly

+16.12%3Y

Compare to

Fee Impact Calculator

Investment

Years

Annual Return

MERVX at 1.54%$246,379

At index rates (0.03%)$377,424

Zero fees (theoretical)$380,613

Total fee drag$134,234

Cost vs index fund−$131,046

Similar Funds (100)

Ranked by allocation similarity weighted by fund size · Returns (dividends reinvested) from SEC N-PORT filings · As of December 2025

Ticker	Name	ER	1yr	3yr	5yr
MERVX	The Merger Fund VL	1.54%	+8.55%	+5.11%	+4.35%
AAETX	American Funds 2030 Target Date Retirement Fund	0.66%	+14.18%	+13.98%	+9.03%
AAFTX	American Funds 2035 Target Date Retirement Fund	0.67%	+15.82%	+15.87%	+10.58%
AADTX	American Funds 2025 Target Date Retirement Fund	0.63%	+12.54%	+12.24%	+7.76%
CIPAX	American Funds Conservative Growth and Income Portfolio	0.88%	+11.79%	+11.52%	+8.53%
MAMAX	MFS Moderate Allocation Fund	0.56%	+8.47%	+9.69%	+6.27%
VWENX	VANGUARD WELLINGTON FUND	0.17%	+12.65%	+13.05%	+9.43%
CAIBX	Capital Income Builder	0.58%	+15.51%	+14.04%	+11.04%
AADAX	Invesco Select Risk: Growth Investor Fund	1.71%	+14.35%	+13.29%	+8.40%
MACBX	MFS Conservative Allocation Fund	0.83%	+5.79%	+6.88%	+3.65%
GARUX	Goldman Sachs Absolute Return Tracker Fund	0.73%	+9.45%	+9.32%	+6.69%
IRGPX	Voya Retirement Aggressive Portfolio	0.60%	+15.01%	+15.93%	+10.66%
VFORX	VANGUARD TARGET RETIREMENT 2040 FUND	0.08%	+17.33%	+17.14%	+11.19%
AXBAX	Columbia Capital Allocation Aggressive Portfolio	1.03%	+19.92%	+18.54%	+12.03%
MAGEX	MFS Growth Allocation Fund	1.19%	+9.74%	+11.71%	+8.24%
SOXL	Direxion Daily Semiconductor Bull 3X Shares	0.75%	+60.66%	+76.46%	+24.25%
TRAIX	T. Rowe Price Capital Appreciation Fund	0.58%	+11.52%	+14.47%	+11.39%
TAALX	Transamerica Asset Allocation - Moderate Growth Portfolio	1.00%	+17.93%	+16.26%	—
RPFCX	Davis Balanced Fund	0.98%	+17.64%	+19.14%	+15.17%
FNNEX	New Economy Fund	0.47%	+19.36%	+21.34%	+11.35%
AACTX	American Funds 2020 Target Date Retirement Fund	0.61%	+12.05%	+11.50%	+7.31%
ACEIX	Invesco Equity and Income Fund	0.76%	+9.14%	+10.33%	+10.51%
FBFWX	American Funds Retirement Income Portfolio - Moderate	1.24%	+12.91%	+11.91%	+8.18%
TQQQ	ProShares UltraPro QQQ	0.84%	+31.32%	+49.61%	+18.09%
ICMBX	Intrepid Capital Fund	1.41%	+16.66%	+13.47%	+10.98%
BRBCX	BlackRock Tactical Opportunities Fund	1.04%	+8.01%	+7.17%	+5.00%
KAGAX	Kensington Dynamic Allocation Fund	1.67%	+42.71%	+15.49%	—
PPIPX	T. Rowe Price Spectrum Conservative Allocation Fund	0.56%	+7.96%	+9.01%	+5.30%
CGLGX	American Funds Growth and Income Portfolio	0.92%	+18.14%	+18.35%	+12.44%
FCFWX	American Funds Retirement Income Portfolio - Enhanced	1.14%	+14.79%	+14.11%	+10.22%
AABCX	Putnam Dynamic Asset Allocation Balanced Fund	0.71%	+14.50%	+17.97%	+8.43%
ARBCX	THE ARBITRAGE FUND	1.71%	+5.12%	+3.97%	+2.61%
PAEBX	Putnam Dynamic Asset Allocation Growth Fund	0.68%	+32.47%	+6.87%	+10.02%
TCLOX	Nuveen Lifecycle 2040 Fund	0.50%	+9.79%	+13.36%	+8.78%
MERFX	The Merger Fund	1.56%	-3.52%	-35.79%	-33.41%
TPPAX	T. Rowe Price Spectrum Moderate Allocation Fund	0.62%	+9.14%	+11.03%	+6.76%
TIBOX	Thornburg Investment Income Builder Fund	0.84%	+30.88%	+23.10%	+18.21%
AAGTX	American Funds 2040 Target Date Retirement Fund	0.68%	+18.44%	+18.13%	+12.03%
PTDAX	Principal LifeTime 2040 Fund	0.76%	+14.17%	+15.18%	+9.97%
PODAX	Aristotle Portfolio Optimization Growth Fund	1.09%	+13.51%	—	—
LFEAX	MFS Lifetime 2035 Fund	1.52%	+11.68%	+13.11%	+9.75%
YACKX	AMG Yacktman Fund$1M min	0.62%	+15.37%	+13.06%	+13.89%
NBGDX	Columbia Capital Allocation Moderate Aggressive Portfolio	0.74%	+17.82%	—	—
PCGJX	SAM Conservative Growth Portfolio	0.94%	+15.17%	+16.87%	+11.41%
HMEAX	Nexpoint Merger Arbitrage Fund	2.25%	+5.33%	+5.35%	+4.65%
LEXI	Alexis Practical Tactical ETF	1.00%	+13.72%	+14.40%	—
PCGQX	PGIM Income Builder Fund	0.70%	+12.36%	+13.59%	+9.00%
TLMPX	Nuveen Lifecycle Index 2045 Fund	0.35%	+12.74%	+15.20%	+10.35%
TLPRX	Nuveen Lifecycle Index 2040 Fund	0.25%	+11.83%	+14.26%	+9.44%
SSTIX	State Street Total Return V.I.S. Fund	0.67%	+14.48%	+14.61%	+8.90%
SWMIX	Schwab International Opportunities Fund	0.85%	+23.81%	+17.00%	+6.86%
VASGX	VANGUARD LIFESTRATEGY GROWTH FUND	0.14%	+19.20%	+17.92%	+11.51%
FMSHX	Franklin Mutual Shares Fund	0.70%	+9.29%	+12.67%	+13.32%
TGIPX	T. Rowe Price Spectrum Moderate Growth Allocation Fund	0.64%	+10.57%	+13.30%	+8.45%
TGAFX	T. Rowe Price Global Allocation Fund	0.82%	+13.22%	+13.63%	+8.27%
QAAGRX	T. Rowe Price Moderate Allocation Portfolio	0.86%	+12.59%	+13.71%	+7.37%
llscx	Longleaf Partners Small Cap Fund	0.95%	+5.79%	+10.92%	+8.26%
RBAIX	T. Rowe Price Balanced Fund, Inc.	0.47%	+14.42%	+15.72%	+9.60%
IBB	iShares Biotechnology ETF	0.44%	+0.30%	+3.23%	+1.75%
MVALX	Meridian Contrarian Fund	1.12%	+19.82%	+12.36%	+13.55%
TTFIX	Nuveen Lifecycle 2045 Fund	0.68%	+10.73%	+14.58%	+9.87%
ISPCX	VOYA SOLUTION 2035 PORTFOLIO	1.24%	+14.49%	+15.23%	+9.60%
DIEZX	Destinations International Equity Fund	1.07%	+13.39%	+13.96%	+5.65%
GSKPX	Goldman Sachs Tax-Advantaged Global Equity Portfolio	1.22%	+14.09%	+16.67%	+12.41%
MLTAX	MFS Lifetime 2030 Fund	0.48%	+9.58%	+10.80%	+7.31%
LLMSX	Franklin Multi-Asset Moderate Growth Fund	0.70%	—	—	—
SSCKX	State Street Target Retirement 2035 Fund	0.09%	+16.23%	+15.80%	+9.58%
SGPGX	SGI Prudent Growth Fund$1M min	1.16%	+3.95%	+8.39%	+4.52%
SSDEX	State Street Target Retirement 2045 Fund	0.09%	+18.35%	+17.50%	+11.05%
LCORX	Leuthold Core Investment Fund	1.43%	—	—	—
LTRDX	Principal LifeTime 2045 Fund	0.86%	+15.28%	+16.29%	+10.94%
IAGAX	VOYA SOLUTION MODERATELY AGGRESSIVE PORTFOLIO	0.74%	+14.17%	+15.46%	+10.72%
TCIIX	Nuveen Lifecycle 2035 Fund	0.56%	+9.14%	+12.18%	+7.95%
TLLIX	Nuveen Lifecycle Index 2050 Fund	0.18%	+13.36%	+15.81%	+10.82%
FTCFX	American Funds College 2033 Fund	0.39%	+12.98%	+13.82%	+8.49%
REMIX	STANDPOINT MULTI-ASSET FUND	1.26%	+3.16%	+5.76%	+11.21%
ITCSX	VY(R) T. ROWE PRICE CAPITAL APPRECIATION PORTFOLIO	0.65%	+10.98%	+14.06%	+11.01%
MXXIX	Marsico Midcap Growth Focus Fund	1.46%	+37.51%	+28.51%	+14.69%
SWIRX	Schwab Target 2035 Fund	0.45%	+15.99%	+16.08%	+10.00%
magsx	Madison Aggressive Allocation Fund	1.00%	-45.83%	-45.39%	-47.68%
PSGFX	SAM Strategic Growth Portfolio	1.07%	+16.51%	+18.65%	+13.00%
PHLQX	PGIM Jennison Health Sciences Fund	0.77%	-11.75%	+9.44%	+6.55%
PFLJX	Principal LifeTime 2050 Fund	0.88%	+16.21%	+17.21%	+11.63%
AABTX	American Funds 2015 Target Date Retirement Fund	0.61%	+11.19%	+10.71%	+6.94%
DIVPX	MAI MANAGED VOLATILITY FUND	1.47%	+9.52%	+8.98%	+7.85%
JAFVX	Strategic Equity Allocation Trust	0.92%	+19.27%	+19.74%	+14.58%
ASRAX	Invesco Global Real Estate Income Fund	1.26%	-0.49%	+3.03%	+3.36%
LGMNX	Loomis Sayles Global Allocation Fund	0.82%	+12.06%	+16.66%	+8.30%
NMAVX	Nuance Mid Cap Value Fund	0.81%	-0.29%	+5.15%	+5.86%
MSFHX	MFS Total Return Fund	0.72%	+8.72%	+10.30%	+8.25%
TTIIX	Nuveen Lifecycle Index 2055 Fund	0.25%	+13.51%	+16.01%	+10.99%
SVAAX	Federated Hermes Strategic Value Dividend Fund	1.06%	+8.08%	+9.35%	+13.06%
FSBLX	Federated Hermes Global Allocation Fund	0.84%	+10.47%	+10.51%	+6.18%
WGAFX	Allspring Spectrum Growth Fund	1.79%	+16.87%	+14.61%	+7.90%
CPAEX	Counterpoint Tactical Equity Fund	2.03%	+14.15%	+17.74%	+21.31%
MFLLX	Inception Portfolio	0.93%	+35.09%	+23.70%	+5.69%
PBAPX	SAM Balanced Portfolio	1.02%	+12.98%	+13.98%	+8.63%
PRJAX	PGIM Jennison Global Opportunities Fund	1.08%	+11.79%	+23.36%	+8.56%
TCLPX	Nuveen Lifecycle 2050 Fund	0.69%	+10.95%	+14.86%	+10.00%
HRSIX	Hood River Small-Cap Growth Fund	1.07%	+21.83%	+21.12%	+17.83%
IDXKX	VOYA INDEX SOLUTION 2040 PORTFOLIO	0.74%	+16.81%	+16.78%	+11.16%

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